608 Loan Processing Jobs - Page 6

Experience from a CA, a Subsidy Firm, or a Loan Department is Mandatory Gather, compile, and organize data essential for the company's other business operations. Handle and process routine invoices, receipts, and payments. Required Candidate profile Experience from a CA, a Subsidy Firm, or a Loan Department is Mandatory Gather, compile, and organize data essential for the company's other business operations.

You will be joining AU SMALL FINANCE BANK as a Business Manager - Home Loans based in Panipat. Your primary responsibilities will include overseeing home loan operations, ensuring customer satisfaction, managing loan portfolios, driving business growth, and maintaining regulatory compliance. Your daily tasks will involve assessing loan applications, developing and implementing business strategies, liaising with clients, and leading a team of loan officers. To excel in this role, you should have experience in the banking or financial industry with a specific focus on home loans. A strong understanding of loan processing, underwriting, and credit assessment is essential. Your interpersonal and communication skills should be excellent, along with leadership capabilities and the ability to manage a team effectively. Analytical thinking, problem-solving skills, customer service orientation, and relationship-building skills are also crucial for success in this position. You should hold a Bachelor's degree in Finance, Business Administration, or a related field. Proficiency in financial software and tools will be an added advantage as you work towards achieving the goals set by AU SMALL FINANCE BANK.,

As a Quality Control Analyst in the Processing Shared Services team at Digital Risk, your role will be crucial in ensuring the quality and compliance of mortgage loans processed by our internal staff. Your attention to detail, organizational skills, and ability to adapt quickly in a fast-paced environment will be essential in meeting service level deadlines on a daily basis. You will be responsible for reviewing mortgage loans, providing feedback on quality control, and following established policies and procedures to ensure compliance with scopes of work. Your role will also involve acting as a subject matter expert for the team and assigned scope, analyzing individual loan files, and identifying red flags in mortgage files for timely reporting to leadership. Additionally, you will play a key role in analyzing error trends, devising action plans to improve quality control scores, and assisting with training needs related to quality control. Your feedback and coaching to team members based on identified errors and proactive sharing of error trends will be instrumental in maintaining high-quality standards. To excel in this role, you should hold a graduate degree, preferably in commerce, and possess a minimum of 3-4 years of current mortgage origination experience with a focus on loan processing under U.S. secondary marketing and regulatory guidelines. Strong technical skills, familiarity with FNMA/FHLMC guidelines, and expertise in processing functions such as HOI, Title, and Purchase agreements are also required. Furthermore, candidates must demonstrate proficiency in English language, analytical skills, interpersonal communication, and the ability to work effectively under time pressure. Flexibility to work rotational shifts, including US night shifts and weekends, as well as the willingness to adapt to changing circumstances in a rapidly evolving environment, are essential for this role. If you have a strong work ethic, can work independently in a team environment, and possess excellent organizational and communication skills, we encourage you to apply for this position. Digital Risk is committed to providing equal employment opportunities and maintaining a drug-free workplace. Please note that this job involves working in an office setting, which includes extended periods of sitting, typing, and communicating with colleagues. If you are ready to take on this challenging yet rewarding opportunity in the mortgage industry, we look forward to receiving your application.,

The Loan Doc & Proc Analyst 2 role is a developing professional position where you will apply your specialty area knowledge to monitor, assess, analyze, and evaluate processes and data. You will be responsible for identifying policy gaps, formulating policies, interpreting data, making recommendations, and researching and interpreting factual information. Your role will involve identifying inconsistencies in data, defining business issues, and formulating recommendations on policies, procedures, or practices. It is essential to integrate established disciplinary knowledge within your specialty area with a basic understanding of related industry practices. You will develop a working knowledge of industry practices and standards, with a limited but direct impact on the business through the quality of the tasks/services you provide. Your impact will be restricted to your own team. As an individual in this role, you must be accountable, ethical, results-oriented, trustworthy, and credible. Your responsibilities will include managing the preparation and review of loan documentation, providing support for tasks related to the loan process, independently processing and closing loans within a complex loan operations environment, and supporting a variety of products/services. You will follow established procedures to identify and resolve problems related to loan documentation/processing activities, make recommendations to management for process improvement, and design and analyze moderately complex loan documentation reports. You will minimize risk to the bank by increasing your knowledge of procedural requirements, understanding and monitoring errors to suggest solutions, and adhering to audit and control policies. Timely management and escalation of all inquiries and issues related to loan processing will be part of your role, along with direct interaction with external customers to disseminate or explain information. You are required to demonstrate an intermediate level of understanding of products and processes and how your duties relate to others in the team and closely related teams. Additionally, you should have excellent knowledge of Bank-related systems and utilize communication, interpersonal, and diplomacy skills to interact with colleagues and stakeholders effectively. To qualify for this role, you should have 4 to 8 years of relevant experience, elementary level knowledge of Business Processes, Systems, and Tools used in the Loan Process, an understanding of Loan Processes, Procedures, Products, and Services, awareness of managing, preparing, and reviewing loan documentation, and the ability to identify, mitigate, manage, resolve, and escalate risks and issues. Compliance with applicable laws, rules, and regulations, and adherence to Policies are essential. A Bachelors/University degree or equivalent experience is required for this position. If you are a person with a disability and need a reasonable accommodation to use the search tools and/or apply for a career opportunity, review Accessibility at Citi. You can also view Citi's EEO Policy Statement and the Know Your Rights poster for more information on the company's policies and guidelines.,

Founded in 1988 and headquartered in Atlanta, Trimont is a specialized global commercial real estate loan services provider and partner for lenders seeking the infrastructure and capabilities needed to make informed, effective decisions related to the deployment, management, and administration of commercial real estate secured credit. Trimont has a team of 1100+ extraordinary Team Members who serve a global client base from offices in various locations. The company empowers its skilled global teams by equipping them with necessary knowledge, advanced technology, and fostering a culture driven by values. This approach helps the teams excel, build meaningful client relationships, and provide the highest quality service, all while feeling proud of the work they do. Trimont is an innovative firm that attracts visionary professionals who come to learn, grow, and thrive with colleagues driven by curiosity and collaboration. The company believes in ongoing learning and provides a work environment where all team members can take ownership of their careers. Team members work alongside the largest institutional lenders in the world, overseeing significant projects in the industry. This unique opportunity allows them to broaden their skillset and develop their abilities by tackling challenging and exciting endeavors. Trimont is a place where ethics and excellence meet to create an experience that matches the capabilities of the team members and organization. **Key Responsibilities:** - Upload loan and property-related documents into internal servicing platforms accurately and consistently. - Index documents using standardized naming conventions for easy retrieval and compliance. - Verify document completeness and quality before uploading and flag missing or incorrect files. - Maintain organized digital filing systems in accordance with company policies and regulatory requirements. - Mentor junior processors, contribute to process improvements, and procedures development. - Perform quality reviewer role and take accountability for multiple sub-processes. - Liaise with internal and external teams to resolve discrepancies and ensure smooth transitions. - Generate and maintain audit-ready records of loan documentation activities. - Identify risks or inefficiencies in the documentation process and recommend corrective actions. - Update and analyze the company's loan repository system of record and other systems with appropriate data. - Complete tasks that require the review of reports, system data, loan documentation, and other collateral or loan-related information. - Provide feedback to team members on opportunities and handle workload and special projects efficiently. - Take ownership for business delivery and team accountabilities. - Interpret and understand the Loan documents and Loan Servicing Agreements. - Communicate with US counterparts and build relationships with business partners. - Conduct process training followed by coaching and mentoring trainees. **Desired Qualifications:** - Bachelor's degree in finance, Business Administration, or a related field. - 3 to 5+ years of experience in loan processing or servicing, with a focus on Loan Documentation. - Strong understanding of syndicated loans, commercial real estate, and structured finance. - Excellent communication and stakeholder management skills across multicultural teams. - Proficiency in loan servicing systems and Microsoft Office Suite. - Familiarity with regional financial regulations and loan documentation standards. - Ability to work independently and within a team environment. - Flexibility to work on different processes/assignments. - Ability to set priorities, plan, and organize work. - Strong professional conduct under all circumstances. **Preferred Skills:** - Experience with commercial real estate or structured finance. - Knowledge of documentation systems and systems of records is a plus. - Knowledge of documentation workflows and automation tools. - Skilled in managing sensitive information while upholding privacy. Trimont is an equal opportunity employer that supports and celebrates diversity in the workplace. The company maintains a drug-free policy to ensure a secure and productive space for all team members. If an applicant has a disability and needs accommodation or assistance with the application process and/or using the website, they are encouraged to contact Trimont.,

Job Description: WheelsEye is seeking a Loan Specialist to join our team in Gurgaon. As a Loan Specialist, you will play a crucial role in evaluating loan applications, analyzing financial data, and delivering exceptional customer service. Your responsibilities will include underwriting loans, managing loan portfolios, and ensuring adherence to company policies. Effective communication with clients and maintaining accurate records are vital aspects of this position. The ideal candidate will possess strong communication and customer service skills, along with a background in underwriting and finance. Knowledge of loan processing and management, as well as excellent organizational and analytical abilities, are key for success in this role. The ability to work efficiently on-site is essential. While a Bachelor's degree in Finance, Business Administration, or a related field is preferred, we value practical experience and a demonstrated commitment to excellence. Join WheelsEye and be part of a dynamic team dedicated to providing professional and reliable truck transport services to businesses across the country.,

As a Credit Executive at Raghavi Finance Limited (Surya Loan), your role involves interacting with customers, assisting them in preparing loan files, and guiding them through the loan application process. You will be responsible for communicating with customers to understand their loan requirements, collecting necessary documentation, and ensuring timely completion and submission of loan files. Additionally, you will provide ongoing support to clients, maintain accurate loan records, and address customer queries related to loan documentation. To excel in this role, you should have 0-2 years of experience in the banking or finance industry and hold a graduation degree in Finance, Commerce, or related fields. A basic understanding of loan processing, banking procedures, and customer service is required. Strong communication skills, attention to detail, and the ability to work well with customers are essential for success in this position. You should also possess strong organizational skills, be able to work in a fast-paced environment, and handle multiple tasks efficiently. This is a full-time position that offers the benefit of working from home with a day shift schedule and performance bonus. If you are looking to join a dynamic team and make a difference in the financial industry, this role at Raghavi Finance Limited (Surya Loan) could be the perfect opportunity for you.,

Jaipur Signage is looking for Trainee Sign Maker to join our dynamic team and embark on a rewarding career journey Assisting experienced employees with their daily tasks and responsibilities Observing and gaining hands-on experience in various aspects of the job Receiving feedback and guidance from supervisors and mentors Completing assigned projects and tasks under the supervision of experienced employees Collaborating with team members and contributing to team projects Demonstrating a strong work ethic, positive attitude, and a willingness to learn and grow

Department : Foreign Branch Operations Unit : Loans and Transfer Team Position : Team Leader Job Description- FBO handles the back-office operations of Loans and Transfer for Bahrain , Hongkong and GIFT CITY clients which includes Loans and transfer processing of transactions. Regulatory compliance of Overseas Countries. Following Activities will be handled by Team Leader Loans and Transfer Team, Handling Buyers Credit Transactions which includes disbursement and repayment which includes raising the request to CAD , coordinating with Trade Team India processing transactions in Core System. Processing of Term Loans and other loans for Overseas Customers. Tracking of Loans and SBLC for closure ,raising the outstanding details to respective RMs. In Case of funds Transfer , tracking of transactions in Trade Stream , scrutiny of Documents and processing of transfers, Monitoring of Accounts Receivable / Payable and Suspense Accounts and Reporting the same in SAMS Other regulatory reporting to RBI and other regulatory authorities. Handling Internal, Statutory, SOX and Compliance Audits of Overseas Locations Coordination with BTG and IT for System Enhancements. The Unit Head will have team of 4 to 5 bank staff to handle the Loans and Transfer Team

Process: Customer Care Executive/ Call Center /Telecaller/BPO Requirement- •Good comms required •Salary- Upto 20,000 + Incentives •Unlimited incentives •Shift timing- 9:30-6:30 •Sunday off •Fresher & Exp both can apply •Need immediate joiner. Required Candidate profile Qualification:Min HSC Work Location:Kapurbavadi junction, Majiwada Thane (w)- 400607 To schedule your interview Call or send your CV through WhatsApp (number mentioned below) HR Kshitij 9763458943 Perks and benefits High Incentives and growth opportunities.

Process:- Tvs - Personal Loan Officer (Outboudn Process) - Good communication required Marathi & Hindi - shift: 9.30 to 6.30 - Age: 18 to 35 - Male & Female both can apply - Salary 12,200 in hand + unlimited incentives Required Candidate profile Min qualification - HSC Location:- Viman Nagar, Pune To Apply / Schedule an Interview: Contact: HR Sachin Phone / WhatsApp: +91 7875062364 Perks and benefits competitive Salary with Unlimited Incentives !

SHARE YOUR RESUME : durga.gaikwad@datamatics.com We are urgently looking for 20 candidates for below job profile Education - Any commerce / Arts Graduate - B.Com / B.A OR Post Graduate - M.Com / M.A Experience range - Fresher to 06 months of experience in Banking operation or back office. Mandatory skills- Candidate should have completed Graduation Average communication skills but should be confident while speaking Basic computer knowledge Excel & Word Good typing skills Minimum 20 WPM. Job role - Handling Banking operation- Back end operation role which includes KYC Verification, checking of CIBIL score, Loan credit management, Pre-disbursement formalities and Disbursement. Working in different Banking products Personal Loan, Housing Loan, 2 Wheeler Loan, Commercial loan and Business loan. Data management and report making . Shift days - Monday to Sunday Any 1 day as rotational week-off Shift Timings - Preferred Male candidates 8.30 hour shift - Any shift between 12 noon to 12 am (No drop services) Female candidates - 8.30 hour shift - Any shift between 8 am to 10 pm Should be comfortable extending working hours and working on Festival / Holidays. Job Location - Seepz Gate no-01, Unit No. 105, Multi storied Bldg, 1st floor, Opp. Indian Coffee House . SEEPZ-SEZ, Andheri East, Mumbai, Maharashtra 400096. Remarks (if any) Only immediate joiners Preferably Male candidates only Cab services or transportation cost will not be provided.

Role & responsibilities Key Responsibilities: -Drive sales and achieve targets for LAP -Cross-sell products and strengthen client relationships -Generate repeat business and referrals -Manage loan processing from login to disbursement -Lead, train, and motivate a team of Relationship Managers -Execute local lead generation and sales initiatives -Monitor market trends and share insights with product teams -Ensure compliance with RBI and internal policies Preferred candidate profile Qualification: Graduate/Postgraduate Experience: 2-5 years in LAP

MASS HIRING FOR CREDIT ANALYST & SENIOR CREDIT ANALYST FOR US & UK MORTGAGE LOANS 5.5 DAYS WORKING + DAY SHITFS + FIXED OFF SALARY UP TO 6 LPA + INCENTICES + YEARLY BONUS. Call HR Kabir TO Schedule Your Interview @ 9001000060 Drop your Resume:- kabir@virtueplacement.com Role & responsibilities:- Credit assessment - based on the financials shared by the borrower, the Credit Analyst will assist the mortgage broker, and assess the product and lender that are more suitable for them. This needs a deep understanding of the credit policies of various banks and an understanding of credit-assessment calculations. He / She will assist our broker clients in researching and developing loan strategies by comparing the policies suitable for a borrowers scenario, entering application data into loan processing software, data verification, document collation / verification, and client servicing. Client communication - interact with clients or lenders via email, phone calls, texts, etc. to take inputs regarding their financial data, and corresponding documents, and make suggestions regarding products and policies. Compliance and audit - ensure that all compliance norms are adhered to while processing the case. Preferred candidate profile:- 1. Post-Graduate / Graduate in Commerce or Management field. 2. Good command of both oral and written English language will be required for the profile. 3. Accuracy and strong attention to detail, 4. Critical thinking and problem-solving skills. 5. 1-3 Years of experience working with Australian Mortgage brokers in Mortgage Processes will be preferred. 6. Excellent time management skills Office timings are from 6:00 am to 3:00 p.m. to overlap Australia time. Perks and benefits:- 5.5 Days Working Fixed Off Day Shifts Monthly Incentives Yearly Bonus Call HR Kabir TO Schedule Your Interview @ 9001000060 Drop your Resume:- kabir@virtueplacement.com NOTE Applications SENT TO ANY Other Email Address WILL NOT BE Entertained.

1. Process Loan Drawdowns, Rollovers and Rate Fixing for all Bilateral and Syndicated transactions booked under Hong Kong, Singapore, Labuan, Taiwan, Tokyo and Sydney entities. 2. Process includes funding and rate fixing with Treasury traders, reporting of fund movements to treasury settlements, loan disbursement to clients and booking of drawdown and/or rollover details into LOAN IQ. 3. To prepare accounting entries, disbursement of funds, liability booking, customers' payments and settlement under the assigned portfolio.

Responsible for complete application, documentation & information Meet sales targets 50% Office work & 50% Field work Location- Chennai (All area, Within 5kms radius), Madurai, Ramnad, Virudhunagar, Coimbatore, Hosur, Kochi, Trivandrum, Thrissur Required Candidate profile Any Degree 2023,2024,2025 Passed out Should have Bike & License Male candidates only Salary- 17k (CTC) + 2k(Training bonus for 1st 6 Months) Interested share your resume Rakshana HR 9159323933 Perks and benefits Benefits: PF, ESI Attractive Incentives

We are hiring for TOP MNC for US Residential Mortgage- Loan Origination. Note- Must have strong people management skills. Job Location - Bangalore & Hyderabad. Experience of experience and salary: Bangalore Location- 10- 20 Years, Operational Manager (25LPA including Variables) must have 2+ years of experience as Manager or Senior Manager on paper. 4 - 12 Years, Trainer (US Mortgage) - 1 0LPA including variables . Hyderabad Location- 6 Years- 12 Years, Team Lead (10LPA Including Variables) must have 1+ years of experience as Team Lead or Assistant manager on paper. 8 Years - 14 Years, Assistant Manager (20LPA including Variables) must have 2+ years of experience as Assistant manager, Deputy Manager or Manager on paper. 10- 20 Years, Senior Manager (30LPA including Variables) must have 3+ years of experience as Manager or Senior Manager on paper. Notice Period - Immediate - 45 Days max. Qualification- Graduate and postgraduate Shift- US Shift Please Note- Need to be flexible work from office all 5 Days. Skills Required 1- 8 years - 20 years of experience in end-to-end US Residential Mortgage-Loan Origination. 2- Excellent communication skills. 3- Must have strong people management skills on paper. 4- CSAT, AHT, Attrition Management, Shrinkage Management, Stakeholder & Client Management. Interested candidates please share resume on below details Share CV on: Amzad@inspirationmanpower.co.in Call to: Amzad Ali - 9900024952

About this role: Wells Fargo is seeking a Loan Documentation Processor. In this role, you will: Support in performing a variety of loan documentation duties on moderately complex loans to ensure compliance with company's policies and procedures for loan products Perform loan documentation for moderately complex loans Process and close for loan products Interpret Loan Documentation policies while analyzing applicant, property, and documentation, ordering all required verifications, documentation, and subsequent follow ups Receive direction from Loan Documentation supervisor and escalate non-routine questions Manage an assigned pipeline of loans and provide guidance and training to other Loan Documentation individuals Interact with immediate Loan Documentation team and functional area on routine process Required Qualifications: 2+ years of customer service, loan administration, collections, or sales environment experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Key Responsibilities: Drive sales of Secured Business Loans by identifying and acquiring new clients through DSA/connector channels and direct sourcing. Build and manage a high-performing sales team, including field executives and relationship managers. Develop and manage relationships with customers, ensuring high levels of customer satisfaction. Conduct credit profiling and preliminary assessment of client eligibility. Coordinate with credit, operations, and legal teams for smooth processing and disbursement of loans. Monitor and ensure adherence to KYC, compliance, and documentation norms. Achieve monthly/quarterly business targets in line with organizational goals. Conduct market research and competitor analysis to optimize pricing and offerings. Organize and participate in promotional activities such as loan melas, seminars, and events. Report sales metrics, forecasts, and feedback to management regularly. Key Skills & Competencies: Strong knowledge of Secured Loan products (Loan Against Property, Business Loans with collateral, etc.) Excellent communication, negotiation, and interpersonal skills Ability to manage and motivate a team Good understanding of credit evaluation and loan processing Target-oriented with a proven track record of achieving sales goals Familiarity with local markets and business ecosystems Qualifications & Experience: Graduate/Postgraduate in Business Administration, Finance, or related field 3-6 years of relevant experience in sales of secured lending products Experience in handling DSAs, connectors, and a small sales team preferred Key Performance Indicators (KPIs): Monthly loan disbursement volume Lead conversion rate Portfolio quality and delinquency ratio Team productivity and engagement Customer satisfaction scores

Responsibilities: Conduct loan processing from application to disbursement. Verify documents, review creditworthiness. Collaborate with sales team on new loans. Ensure compliance with regulatory standards.

Role Responsibilities: Support customer onboarding and loan processing under supervision. Log cases in system and follow SOP for disbursement and sanction compliance. Assist in customer requirement handling and product cross-selling. Coordinate with vendors and ensure adherence to audit and regulatory norms. Job Requirements: Undergraduate or Graduate in any discipline. Basic understanding of financial services operations. Good communication and document verification skills. Willingness to learn under supervision and follow structured processes.

Responsible for personal discussion of cases as per the laid down policies & procedures and maintain strict adherence to quality Adhere to agreed SLAs and timelines in completing the activities assigned A skill set of underwriting, disbursements, collateral, coordination with cross function sales operation function Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral Ensure proper communication of credit decisions to Stakeholders Responsible for improving underwriting efficiencies while ensuring adequate risk management Responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verificationtelephonic, field & collateral visits. Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems Exceed service quality standards and strive for continuous process improvement Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verificationtelephonic, field & collateral visits. Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems Exceed service quality standards and strive for continuous process improvement Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verificationtelephonic, field & collateral visits. Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems Exceed service quality standards and strive for continuous process improvement Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)