407 Lap Loans Jobs - Page 15

Drive sales and achieve business targets Manage client relationships and build channel partnerships Ensure quality and compliance across the sales process Collaborate with teams to ensure smooth execution

Greetings from Avani Consulting!!! Hiring for Females, BSM / - Leading Housing Finance Company. Job description :- Job Title: Branch Sales Manager - Home Loans (Chennai) Function: Sales - Home Loans (HL) & Loan Against Property (LAP) Location: Chennai Department: Sales - Home Loans (HL) Scope of Travel: High Key Stakeholders: Internal: Branch Manager, Team Members External: Customers, DSAs, Connectors, Brokers, Real Estate Agents Job Overview:- As a Branch Sales Manager, you will be responsible for identifying and executing sales growth opportunities at a local/area level. Your role will involve driving channel expansion and acquiring new accounts to ensure the continuous growth of the branchs business. Reporting Structure: Reports to: Branch Manager Reportees: Individual Profile (No direct reportees) Qualifications:- Education: Any Graduate Degree Experience: Required: 2 - 4 years in sales, preferably in Home Loans or Loan Against Property (LAP) Key Responsibilities:- Market Segmentation & Client Acquisition: Segment the market to identify potential direct clients. Approach and generate business by offering customized loan structures that align with client requirements and provide profitable margins for the business. Relationship Building & Sales Target Achievement: Build and maintain strong relationships within the DSA/DST/Connector network to achieve sales targets. Conduct regular meetings and sales calls with prospective clients to source business. Loan Sanctioning & Channel Expansion: Drive faster Turnaround Times (TATs) by fostering strong relationships with internal stakeholders, thereby expanding channel presence and the customer base. Sales Operations & Performance Tracking: Track and report on sales operations and productivity metrics. Contribute to building a high-performance sales culture. Business Initiatives & Contests: Actively participate in initiatives and contests organized by the business team to boost overall sales performance. More Information & Interested candidates can share resume to HR UTTAM - 9949101406 (Call / whatsapp) Mail - uttam@avaniconsulting.com No Charges.

Designation: Sales Officer || HDFC Experience: O to 5 years Salary Range: Upto 2.75 LPA + Incentives Roles & Responsibilities: 1. Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management: Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports: Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment: Responsible for identifying the need for appointment of a channel partner 5. Team Huddle: Responsible for attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management: Responsible for enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File: Responsible for submission of complete application form, documentations and information Desired candidate profile: 1. Must be a graduate from any stream 2. Should have minimum 6 months of experience in sales 3. Candidates with prior experience in BFSI will have an added advantage 4. Open to travel 5. Must have good communication skills

Key Responsibilities: Sales Strategy & Planning: Managing a team of Sales Managers to source loan products through direct / indirect medium of acquisition. Local geographical knowledge & market understanding is mandatory. Extensive knowledge and understanding of secured and unsecured retails assets products primarily mortgages. Develop and implement effective sales strategies to achieve and exceed sales targets. Develop and maintain a strong sales pipeline. Sales Execution: Drive the Sales team from lead generation to loan closing and to ensure that the set targets are achieved on a monthly basis. Ensure compliance with all relevant regulations and policies. Operational Management: Manage the day-to-day operations of the sales team, including hiring, training, and performance management. Monitor and analyze sales performance, identifying areas for improvement. Relationship Management: Build and maintain strong relationships with clients, both existing and potential. Understand customer needs and provide tailored loan solutions. Ensure customer satisfaction and retention. Reporting & Analysis: Track and analyze sales performance data. Prepare regular sales reports and presentations. Identify areas for improvement and implement strategies to enhance sales performance. Interested candidates please share your updated resume on kunal.raja@finobank.com with following details : Current Location : Current CTC : Exp. CTC : Notice Period :

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Role & responsibilities : Functionally manage the branch credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & providing necessary approvals in line with the credit policy Review credit evaluation reports, evaluate borrower risk, transaction and underlying security and make recommendations in line with the assessment Responsible for sanction decisioning as per the Credit Appraisal process and deviation matrix Collaborate with technical and legal teams for comprehensive assessment for underwriting and maintaining TAT of the complete loan sanctioning timelines Monitor compliance to the credit policy and processes to ensure that the right quality of business being sourced, and the delinquencies are kept under the identified targets Mentor and guide the branch credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations. Monitor productivity level of branch credit manager and conduct periodic branch visits for supervision and better oversight. Assess the training and development needs of the team and continuously improve underwriting capability Should be willing to adapt to digital tools and processes Preferred candidate profile : 10-15 years of relevant experience in Credit underwriting high value LAP Deep understanding and focus on risk, controls, compliance and regulatory framework and ability to apply knowledge on credit policy in assessing inherent risks, if any Knowledge of local markets and trends in retail lending Deep experience & understanding of retail financial services across NBFCs, banking Ability to liaison & follow-up with external and internal stakeholders Understanding of CIBIL and other checks required to validate customers credibility

Role & responsibilities Business and Financial Management Delivery in Volume Percentage payout to channel Insurance Achievement Delinquency. Customer Focus Possession of database of salaried and self-employed customers. Portfolio Management. Team No. of DSA which are active VS inactive No. of PPCs which are productive VS unproductive. Process/ Quality Improvement Adherence to process and Quality manifested in a login to Conversion ratio of 60% No. of rejects due to non- adherence in providing documents while logging in. Preferred candidate profile Must be designated as Sales/Relationship Manager where the candidate is currently employed. Should have relevant experience in Micro LAP Sales. (Candidates from Indostar, DCB Bank, HDB Financial, Shriram Housing Finance, True Home Finance are preferred) Should have a strong connect with local DSAs and connectors.

Role & responsibilities: 1. Should be able to deliver targeted business figures from the location of the branch. 2. Achieve the set targets on MLAP Loans in terms of open market acquisition and existing potential customer conversion 3. Carry out the pre and post-loan activities related to MLAP Loans, perform simple financial analysis, present the loan applications to the sanctioning committee by adhering to the set TAT & prioritize the repayment of loans to preserve the portfolio quality. 4. Visit the customers business and home to do the assessment/evaluation, following the Product Policy procedures. Contact Details : Mobile: 6360112212 - Mahadevaswamy J Email: mahadevaswamy.j@ujjivan.com

Role & responsibilities 1. Should be able to deliver targeted business figures from the location of the branch. 2. Achieve the set targets on MLAP Loans in terms of open market acquisition and existing potential customer conversion 3. Carry out the pre and post-loan activities related to MLAP Loans, perform simple financial analysis, present the loan applications to the sanctioning committee by adhering to the set TAT & prioritize the repayment of loans to preserve the portfolio quality. 4. Visit the customers business and home to do the assessment/evaluation, following the Product Policy procedures. Contact Details : Mobile: 9945529755 - Mohan Kumar M Email: mohan.manjunath@ujjivan.com

Role & responsibilities : 1. Should be able to deliver targeted business figures from the location of the branch. 2. Achieve the set targets on MLAP Loans in terms of open market acquisition and existing potential customer conversion 3. Carry out the pre and post-loan activities related to MLAP Loans, perform simple financial analysis, present the loan applications to the sanctioning committee by adhering to the set TAT & prioritize the repayment of loans to preserve the portfolio quality. 4. Visit the customers business and home to do the assessment/evaluation, following the Product Policy procedures. Contact Details : Mobile - 9976292090 - Sathish Raja N Email - sathishraja.n@ujjivan.com

Role & responsibilities: 1. Should be able to deliver targeted business figures from the location of the branch. 2. Achieve the set targets on MLAP Loans in terms of open market acquisition and existing potential customer conversion 3. Carry out the pre and post-loan activities related to MLAP Loans, perform simple financial analysis, present the loan applications to the sanctioning committee by adhering to the set TAT & prioritize the repayment of loans to preserve the portfolio quality. 4. Visit the customers business and home to do the assessment/evaluation, following the Product Policy procedures. Contact Details : Mobile: 8940032512 - Kannan Ravi Email: kannan.ravi@ujjivan.com

Role & responsibilities 1. Should be able to deliver targeted business figures from the location of the branch. 2. Achieve the set targets on MLAP Loans in terms of open market acquisition and existing potential customer conversion 3. Carry out the pre and post-loan activities related to MLAP Loans, perform simple financial analysis, present the loan applications to the sanctioning committee by adhering to the set TAT & prioritize the repayment of loans to preserve the portfolio quality. 4. Visit the customers business and home to do the assessment/evaluation, following the Product Policy procedures. Contact Details : Mobile - 9962056096 - Esakki Sundar G Email - g.esakkisundar@ujjivan.com

Role & responsibilities - Strategize, plan and execute the acquisition plan for the Zone; - Drive the key product parameters, sales, client acquisition and deliver product P&L for the Zone; - Build and lead a highly effective team; - Responsible to deliver on the goals of customer and employee satisfaction; - Conceptualize and develop marketing plans for the products in line with the business plan; - To develop the product and define strategies to deliver Net Income in compliance with organization's goal; - Conceive and execute key projects for Mortgages business and work across functions to ensure delivery of project objectives ; - To design new products in line with business strategy and continuously improvise on existing offerings; - To analyze business & competition data to identify trends & new opportunities; - Continuously monitor, assess, anticipate and meet requirements of the field sales with respect to policy and process simplification to reinforce the product in the market; - Design promotional schemes and contests for supporting higher sales and motivating channels; - Design contests and other promotional schemes to drive sales; - To appoint & establish the corporate sales channel; - Responsible for Collections of delinquent accounts and manage quality portfolio

Role & responsibilities Responsible for leading and managing a sales team to achieve targets within the LAP segment. They develop strategies, build client relationships, and ensure the overall success of LAP sales. This involves identifying opportunities, recruiting and training the sales team, and managing the sales process from lead generation to loan closing. Key Responsibilities: Sales Strategy and Planning: Developing and executing sales plans to achieve targets for LAP products, identifying market opportunities, and monitoring trends. Client Relationship Management: Building and maintaining strong relationships with clients, both existing and potential, to ensure repeat business and customer satisfaction. Lead Generation and Sales Process: Identifying potential clients, generating leads, and managing the loan application and closing process. Performance Management: Conducting regular sales meetings, reviews, and performance evaluations to track progress and address issues.

Generate leads through direct marketing, field visits, and relationship management. Meet prospective customers and explain HDFC's home loan products. Achieve monthly sales targets for home loans and related financial products. Managing Sales of HL Required Candidate profile Should have minimum 6 months of experience in sales (Home loan/Mortgage Loan/ Lap/Cross Sell) Open for travelling Good communication skills Fixed salary+ performance- based incentives Jyoti-9335193320

Role & responsibilities • Maintaining the data base of the targeted segment; directly & with the help of the ranks. • Daily activity to generate leads & leads management (DSAR ERP) • Communicating and generating leads and leads management for efficient conversion. • Assess local market conditions and identify current and prospective sales opportunities. • To achieve the target as decided from time to time. • DSR Updation on daily basis(DSAR ERP) • To ensure the quality of the portfolio is maintained as per company norms • Following up and lionizing with credit & process for maintaining efficient TAT. • Daily reporting to BDM/BM • Portfolio Management. • To build up relationship with prospective and current client

Role & responsibilities Should have good experience in Credit underwriting / CAM Preparation & Field PD Exp : 3 yrs Min

Role/Job Title: Relationship Manager-Loan against property Function/ Department: Rural Banking Job Purpose: To deliver a high-quality client service and customer retention. Enhance product sales and new client acquisition. Roles & Responsibilities: Creating sales opportunities for self and team members. Acquisition: focus on lending to new customers, championing the purpose of building a large Loan against property book with high yield Book Quality: maintaining portfolio quality Maintain highest standards of Customer Service and Compliance Adopt and promote digital groom and mentor team Building and relationship with colleagues in other business verticals for X Sell opportunities. Managerial & Leadership Responsibilities. Manage and groom team effectively. Training and mentoring the team members. Education Qualification: Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate. Experience: 5 to 10 years of relevant experience.

Role/Job Title: Associate Relationship Manager-Home loan / Loan against property Function/Department: Rural Banking Job Purpose: To deliver a high-quality client service and customer retention. Enhance product sales and new client acquisition. Roles & Responsibilities: Identifying New Markets, must work towards attracting new customers and generating leads through local activities like organizing canopy activities/leaflet distribution/cold calling and etc. To service, the leads referred by sales front/cross/selling or other channels. To deliver a high-quality client service and customer retention approach to managing client relationships to enhance product sales and new client growth targets. Achieve agreed individual performance targets for income generation, product sales and new client growth targets. Login to disbursement completion, fulfilment, counselling, and handholding the customer through the entire process of sanction and disbursement. Ensuring that customer doesnt become a non-starter e.g. helping collections to recover EMI’s in case of default. Building the relationship in the Market by meeting the Local Builders, Business communities and new channels. Education Qualification: Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate. Experience: 0 to 2 Years in NBFCs/Banking.

Role/Job Title: Associate Relationship Manager-Home loan / Loan against property Function/Department: Rural Banking Job Purpose: To deliver a high-quality client service and customer retention. Enhance product sales and new client acquisition. Roles & Responsibilities: Identifying New Markets, must work towards attracting new customers and generating leads through local activities like organizing canopy activities/leaflet distribution/cold calling and etc. To service, the leads referred by sales front/cross/selling or other channels. To deliver a high-quality client service and customer retention approach to managing client relationships to enhance product sales and new client growth targets. Achieve agreed individual performance targets for income generation, product sales and new client growth targets. Login to disbursement completion, fulfilment, counselling, and handholding the customer through the entire process of sanction and disbursement. Ensuring that customer doesnt become a non-starter e.g. helping collections to recover EMI’s in case of default. Building the relationship in the Market by meeting the Local Builders, Business communities and new channels. Education Qualification: Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate. Experience: 0 to 2 Years in NBFCs/Banking.

Roles and Responsibilities Manage sales of mortgage loans (LAP, Home Loan) to achieve business targets. Identify new business opportunities through lead generation, networking, and relationship management with existing clients. Conduct market research to stay updated on industry trends and competitor activity. Collaborate with cross-functional teams to resolve customer queries and issues promptly. Meet daily/weekly/monthly sales targets set by the organization.

Role & responsibilities Business development through market intelligence, new channels, AR, builders, marketing activities and events. Achieve the monthly target. Revenue target management for branch and team members. Annual operating plans and target management. Branch portfolio management. Overall customer experience. Recovery management. MIS management preparing, reviewing and presenting reports periodically. Policy and process awareness, training and knowledge sharing with team. Regulatory/audit compliance management. Team development through feedback coaching and training. Preferred candidate profile Graduation in any discipline. 7+ years of experience in selling of home loan/non home loan/construction finance products/related companies preferably. 3+ years in managing a team. Sound understanding of home loan products in the industry. Market understanding including products/policies of competitors. Good communication skills with a reasonable proficiency in the local language. Proven ability to develop and manage networking/relationship. Good negotiation skills Please share your Resume : 8667027104 & vigneshg@sundaramhome.in

Roles and Responsibilities Manage sales of mortgage loans (LAP, Home Loan) to achieve business targets. Identify new business opportunities through lead generation, networking, and relationship management with existing clients. Conduct market research to stay updated on industry trends and competitor activity. Collaborate with cross-functional teams to resolve customer queries and issues promptly. Meet daily/weekly/monthly sales targets set by the organization.

Greeting from Trigent !! Call nagarathna for more info : 7892759396 nagarathna_g@trigent.com Job Summary: We are looking for a seasoned Regional Sales Manager (RSM) with deep expertise in high-ticket Loan Against Property (LAP) . The ideal candidate will have a proven track record in the NBFC or banking sector , a strong DSA network , and the ability to independently generate large-ticket LAP business (3 Cr 20 Cr) . Key Responsibilities: Drive high-ticket LAP business through DSAs and direct channels Build and maintain a strong network of DSAs in the assigned region Independently manage the full sales cycle from sourcing to disbursal Maintain healthy business quality with adherence to compliance and credit norms Regularly interact with credit and operations teams to ensure smooth processing Requirements: 1015 years of experience in LAP sales, preferably with an NBFC Strong relationships with DSAs and HNI customer segments Proven ability to generate and manage large-ticket LAP deals (3 Cr to 20 Cr) Self-motivated individual capable of working without a team (IC role) Good understanding of market dynamics, credit, and lending procedures Regards Nagarathna G Recruitment specialist 7892759396