944 Lap Loans Jobs - Page 15

Designation: Sales Officer || HDFC Experience: O to 5 years Salary Range: 2.75 CTC + Incentive Roles & Responsibilities: 1. Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management: Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports: Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment: Responsible for identifying the need for appointment of a channel partner 5. Team Huddle: Responsible for attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management: Responsible for enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File: Responsible for submission of complete application form, documentations and information Desired candidate profile: 1. Must be a graduate from any stream 2. Should have knowledge in sales 3. Candidates with prior experience in BFSI will have an added advantage 4. Open to travel 5. Must have good communication skills

Job Description for Sales Officer, HDFC : Designation: Sales Officer Experience: 0 to 6 Years Salary: Up to 2.75 LPA + Incentives Location: As per business requirement Roles & Responsibilities: Area Mapping: Regularly map and update assigned areas/lanes/geography to identify potential sources and report updates during team huddles. Source Management: Build and manage relationships with all assigned and self-identified sources within the territory Reporting & Documentation: Maintain daily activity logs and sales reports in prescribed formats. Channel Partner Onboarding: Identify gaps and initiate recruitment of channel partners as needed. Daily Huddles: Participate in team meetings and contribute to planning and updates. Customer Relationship Management: Enhance customer satisfaction by developing long-term relationships. Application Processing: Ensure timely and complete submission of application forms and documentation. Candidate Profile: Graduate from any stream (mandatory) BFSI background will be an added advantage Willingness to travel Good communication and interpersonal skills

Roles and Responsibilities Generate leads from open market and convert them into business opportunities by providing home loan solutions. Develop strong relationships with customers through effective communication, negotiation, and relationship management skills. Identify customer needs and provide tailored mortgage products such as LAP loans, housing finance, affordable housing options, etc. Meet sales targets set by the organization while maintaining high levels of customer satisfaction.

Role & responsibilities Specific experience in Credit underwriting, Knowledge of business loan, Maximum ticket should be more than 50 lakh, experience in secured loan, Credit analysis, credit appraisal, PD Visit Preferred candidate profile Any graduate Age upto 30 yrs

Post : Home Loan Officer Meet new people every day and explain home loan benefits Coordinate with lenders to get fast approvals Work on the ground at housing sites and local markets Enjoy fixed pay plus unlimited incentives Required Candidate profile • 12th Pass OR Graduation • Must have 1 YRS of experience in Home Loan / Mortgage Loan / Loan Against Property • Good Communication skills • Contact : 74909 71634 HR Mahek Perks and benefits Incentive + PF + Mobile with Several

AXIS BANK IS HIRING ON PARTNER'S PAYROLL HOME LOAN, CHANDIGARH ROLE : CANDIDATE HAS TO DEAL WITH HOME LOAN CASES OPEN MARKET, MUST HAVE BUSINESS ORIENTED APPROACH. HE MUST BE OK WITH FIELD SALES. CANDIDATE MUST HAVE EXPERIENCE INTO BANKING SECTOR. DESIGNATION : LOAN SALES OFFICER, RELATIONSHIP OFFICER. LOCATION : CHANDIGARH, DERABASSI, ZIRAKPUR, PANCHKULA, MOHALI. SALARY : HIKE ON CURRENT SALARY + HANDSOME INCENTIVE QUALIFICATION : GRADUATE /HSC INTERVIEW DATE & TIMING : 10 JULY( THURSDAY ) TIMING : 9:30 AM TO 2 PM ADDRESS : SCO NO 66-67, 2ND FLOOR SEC 34-A NEAR SBI BANK CHANDIGARH EXP : EXPERIENCE /FRESHER CAN APPLY HR CONTACT : MANMOHAN SINGH : 9501322704/ SHALINI 7494855744

We are Hiring Area Sales Manager for a leading microhousing company based in several locations like Agra, Lucknow . Candidates with minimum 10 years of experience in Housing Finance can apply. Job title: Cluster Sales Manager Microhousing Business Location: Agra, Lucknow CTC: up to 10 LPA Experience: 10+ Years Qualification: Graduation Key Responsibilities Leadership & Strategy Lead and manage sales across the assigned microhousing cluster to meet revenue, disbursement, and profitability targets. Create and execute region-specific sales strategies, aligned with corporate goals. Team Management & Development Oversee and mentor Area/Branch Sales Managers, defining clear targets and accountability frameworks. Recruit, train, and coach talent; foster high-performance culture within a multi-branch environment. Business Growth & Portfolio Oversight Drive new customer acquisition and deepening of the microhousing loan portfolio. Analyze sales data, market trends, and performance KPIs to proactively adjust strategies. Financial & Compliance Management Ownership of cluster P&L, monitoring cost controls, portfolio quality, asset performance, delinquency, and audit compliance. Ensure strict adherence to internal risk guidelines, regulatory norms, and credit policies. Stakeholder & Customer Relations Maintain partnerships with builders, developers, banking correspondents, and regulatory bodies. Serve as key escalation point for client queries and major operational issues. Reporting & Coordination Deliver timely MIS reports and business reviews to senior leadership detailing cluster performance, challenges, and recovery plans. Collaborate across functionsMarketing, Credit, Operations, Legalto align efforts and resolve issues. Experience: 10-15 years in microhousing or micro-lending finance, with at least 5 years managing branch sales. Track Record: Proven ability to build teams, achieve clusters disbursement and revenue targets, and manage large portfolios. Skills: Strategic sales planning and execution Strong people leadership, data-driven, analytical mindset Excellent communication, stakeholder management, and negotiation capabilities Proficiency in CRM and MIS/reporting tools Familiarity with regulatory frameworks (NHB, RBI) and audit processes For further assistance contact /whatsapp: 9354909515, 9354909517 or write to kajal@gist.org.in hema@gist.org.in

Business/ Financials Aligning with bank Branches & other Ujjivan teams (Micro-Banking & others) for increasing Traffic for MM Increase distribution by interacting closely with MB team and other internal sources Targets on number & value of files for Log-in, approval, disbursement of HL Collection of Bounced cases for no zero-default track of all customers sourced FTR on all files Customer (Both Internal & External) Attend and address customer queries and grievances within the defined TAT. Managing internal and external customer relationship to ensure customer satisfaction. Ensure customers are educated about all products/services offered by Ujjivan. Ensure lower customer attrition by providing different products as per customer requirement. Focus on lower TAT as per laid down standards. Internal Process Manage and nurture the team reporting into this role FTR on all work/processes/ files Well spread file flow of log-in and disbursal over a month Documentation and preparation of process manuals. Innovation & Learning Work towards grooming self for next level of Area Manager with help of supervisor. Completion of goal setting and appraisal on time

We are Hiring Cluster Sales Manager for a leading microhousing company based in several locations like Agra, Lucknow and Varanasi. Candidates with minimum 10 years of experience in Housing Finance can apply. Job title: Cluster Sales Manager Microhousing Business Location: Agra, Lucknow and Varanasi CTC: up to 14 LPA Experience: 10+ Years Qualification: Graduation Key Responsibilities Cluster Leadership & Strategy Lead and manage sales across the assigned microhousing cluster to meet revenue, disbursement, and profitability targets. Create and execute region-specific sales strategies, aligned with corporate goals. Team Management & Development Oversee and mentor Area/Branch Sales Managers, defining clear targets and accountability frameworks. Recruit, train, and coach talent; foster high-performance culture within a multi-branch environment. Business Growth & Portfolio Oversight Drive new customer acquisition and deepening of the microhousing loan portfolio. Analyze sales data, market trends, and performance KPIs to proactively adjust strategies. Financial & Compliance Management Ownership of cluster P&L, monitoring cost controls, portfolio quality, asset performance, delinquency, and audit compliance. Ensure strict adherence to internal risk guidelines, regulatory norms, and credit policies. Stakeholder & Customer Relations Maintain partnerships with builders, developers, banking correspondents, and regulatory bodies. Serve as key escalation point for client queries and major operational issues. Reporting & Coordination Deliver timely MIS reports and business reviews to senior leadership detailing cluster performance, challenges, and recovery plans. Collaborate across functions Marketing, Credit, Operations, Legal to align efforts and resolve issues. Ideal Candidate Profile Experience: 10-15 years in microhousing or micro-lending finance, with at least 5 years managing multi-branch clusters. Track Record: Proven ability to build teams, achieve clusters disbursement and revenue targets, and manage large portfolios. Skills: Strategic sales planning and execution Strong people leadership, data-driven, analytical mindset Excellent communication, stakeholder management, and negotiation capabilities Proficiency in CRM and MIS/reporting tools Familiarity with regulatory frameworks (NHB, RBI) and audit processes For further assistance contact /whatsapp: 9354909515, 9354909517 or write to kajal@gist.org.in hema@gist.org.in

To plan, implement and achieve the business targets and profitability of the branch. •Assess local market conditions and identify current and prospective sales opportunities. •Adhere to existing processes and locate areas of improvement

Achieve the set targets on HL-Secured Loans in terms of open market acquisition and existing customer conversion Maintain database of prospects, meet select prospects and manage the relationship thereafter Follow up on leads provided by call center / liabilities team within defined TAT Cross sell other products of Ujjivan and pass quality leads to respective officers/staff Share customer insights/product related feedback with the Cluster Manager HL Coordinate with Products & Marketing department to carry out marketing drives that are assigned and catchment areas for HL secured loans Interact with customers in a courteous and professional manner; provide prompt, efficient and accurate services and establish professional relationship with them, with a long term perspective Conduct the appraisal process of potential customers in a courteous manner without compromising quality Guarantee confidential treatment of all the information gathered from customers Internal Process Carry out the pre and post-loan activities related to Unsecured loans, perform simple financial analysis, present the loan applications to the sanctioning committee by adhering to the set TAT & prioritize the repayment of loans to preserve the portfolio quality Visit the customers business and home to do the assessment/evaluation, following the “Operations Manual” procedures. Analyze and evaluate the loan applications, to determine the situation of the business, establish the risks, determine the capacity of repayment and the adequate loan amount for the customer’s needs, and also evaluate the family situation and stability Visit the guarantor/collateral contact, explain about his/her role during the loan term Cooperate with the credit department in case of identifying discrepancies or problems in customer’s information, reports, etc. through CRM – Microfinance. Inform the customer about the Credit Committee decision Coordinate with Liabilities team if applicable, to ensure bank accounts are opened/activated to disburse the loan amount and necessary standing instructions to repay monthly disbursements Perform loan utilization check and follow up on the disbursed loans, especially of the ones not paying on time In case of arrears, visits customers and guarantors for the loan recovery and coordinate with collections officer to update the status periodically Learning & Innovation Maintain up to date knowledge of Unsecured loans as well as a working knowledge of other products offered in the branch Inform Branch Head about the demand in his/her assigned area as well as on the competition on a regular basis in consultation with CRM – Microfinance. Ensure adherence to training man-days/ mandatory training programs for self Ensure goal setting, mid-year review and performance appraisal processes are completed within specified timelines

*Develop and implement strategies to meet home loan sales targets. *Cultivate and maintain strong relationships with customers. *Responsible for managing and coordinating all sales activities within the branch related to home loan products. Required Candidate profile *Good Exposure in team handling. *Good focuses on meeting sales targets through strategic planning. *Develop leading and motivating the sales team to perform effectively. *Great service boosts growth.

Designation: Sales Officer || HDFC Experience: O.6 to 6 years Salary Range: Upto 2.75LPA + Incentives Roles & Responsibilities: 1. Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management: Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports: Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment: Responsible for identifying the need for appointment of a channel partner 5. Team Huddle: Responsible for attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management: Responsible for enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File: Responsible for submission of complete application form, documentations and information Desired candidate profile: 1. Must be a graduate from any stream 2. Should have minimum 6 months of experience in sales 3. Candidates with prior experience in BFSI will have an added advantage 4. Open to travel 5. Must have good communication skills

Designation: Sales Officer || HDFC Experience: 1 to 6 years Salary Range: Upto 2.75LPA + Incentives Roles & Responsibilities: 1. Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management: Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports: Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment: Responsible for identifying the need for appointment of a channel partner 5. Team Huddle: Responsible for attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management: Responsible for enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File: Responsible for submission of complete application form, documentations and information Desired candidate profile: 1. Must be a graduate from any stream 2. Should have minimum 6 months of experience in sales 3. Candidates with prior experience in BFSI will have an added advantage 4. Open to travel 5. Must have good communication skills

Designation: Sales Officer || HDFC Experience: 0.6 to 6 years Salary Range: Upto 2.75 LPA + Incentives Roles & Responsibilities: 1. Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management: Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports: Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment: Responsible for identifying the need for appointment of a channel partner 5. Team Huddle: Responsible for attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management: Responsible for enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File: Responsible for submission of complete application form, documentations and information Desired candidate profile: 1. Must be a graduate from any stream 2. Should have minimum 6 months of experience in sales 3. Candidates with prior experience in BFSI will have an added advantage 4. Open to travel 5. Must have good communication skills

Designation: Sales Officer Mortgage Sales Experience: 0.6 months 3 years Salary Range: Upto 2.50LPA + Incentives Roles & Responsibilities: 1. Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management: Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports: Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment: Responsible for identifying the need for appointment of a channel partner 5. Team Huddle: Responsible for attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management: Responsible for enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File: Responsible for submission of complete application form, documentations and information Desired candidate profile: 1. Must be a graduate from any stream 2. Should have minimum 6 months of experience in sales 3. Candidates with prior experience in BFSI will have an added advantage 4. Open to travel 5. Must have good communication skills

Designation: Sales Officer – Mortgage Sales Role/Functional Area: Sales/Business Development Experience: 1 year– 3 years Salary: 2.85 LPA – 3.6 LPA Roles & Responsibilities: 1.Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping. Required Candidate profile BFSI experience will be given preference. Minimum 1yr of experience in sales. Candidates with prior experience in BFSI will have. Open to travel. Must have a Two Wheeler. Good communication skills.

Post : Branch Sales Manager • Visit customers and explain simple home loan options • Guide them step by step through the loan process • Build good connections with agents and housing projects • Earn great rewards for every loan you close Required Candidate profile • Graduation Must • Must have 1 YRS of experience in Home Loan / LAP / Mortgage Loan Sales • Good Communication skills • Contact : 7874737775 Arun Perks and benefits Incentive + PF + Mobile with Several

Generate leads through direct marketing, field visits, and relationship management. Meet prospective customers and explain HDFC's home loan products. Achieve monthly sales targets for home loans and related financial products. Managing Sales of HL Required Candidate profile Graduation Must * Must have 2 years of experience in any Sales / Banking / Finance / Insurance Sector * Good Communication skills * Age :- 21 to 38 YEARS * Contact : 95589 36246 * HR Komal

1 sourcing new files for home loans through various channels. 2 achieving the disbursement targets. 3 complete the documentation for processing the loan applications. 4 Freshar can not apply. Required Candidate profile * Graduation Must * Must have 06 Months of experience in HL, LAP Banking Sales / Finance / Insurance Sector * Good Communication skills * Age :- 21 to 38 YEARS

Generate leads through direct marketing, field visits, and relationship management. Meet prospective customers and explain HDFC's home loan products. Achieve monthly sales targets for home loans and related financial products. Managing Sales of HL Required Candidate profile 1. Sourcing to loan disbursement of Home Loan Files. 2. Min. 1-5 Years of Experience in related field (LAP/HL/Casa) 2.Open for travelling 3.Candidate must have good communication skills

We are looking for Relationship Managers LAP (Loan against Property) who believe in and maintain long-term relationship and go an extra mile in on-boarding new customers and retaining old ones. Experience: 1-3 years Education: 12th Pass Location - Meerut, Lucknow, NCR, Jaipur, Bikaner, Jhunjhunu. Salary Budget: upto 3.4 LPA + incentives Key Tasks: To work as part of the team engaged in loan processing of applications received through channel partners. Own and manage end to end loan origination process from sourcing to disbursal. Understand client requirements, gather relevant information, and process the application. Keep client experience paramount. Be prompt in connecting with the customer, be responsive during the processing of a case. Managing Sales of LAP product. Sourcing business through open market & DSA. Strong knowledge of LAP Product. Great Fit: Good Client handling skills 2-wheeler preferable Knowledge of local customers and target businesses Excited to earn incentives.

Role & responsibilities Initiate Daily, Weekly and Monthly sales planning. Effective communication of individual target expectation and team target expectation to the team and plan accordingly. Adherence of anywise sales plan for self and his team for market activities. Ensuring regular follow up to track progress of team and take corrective action wherever required. Ensuring proper planning and availability of resources in advance for all market activities, coordinate with Branch Manager for activities which will be done in conjunction with other branch staff. Maintain daily sales efficiency by ensuring leads are updated in daily sales report by team. Initiate NPA customer calling for pending payments Responsible for ME target for the region. Ensure achievement of the assigned target & create healthy branch portfolio. ensure productivity of sales team BSMs and SOs. Perks and benefits PF Incentives

Position: Senior Relationship Manager (Sales) Products: Housing Finance || LAP || Business Loan|| Personal Loan Location: Bangalore (Vasanth Nagar, Sahakar Nagar, Hennur, Electronic City, Jayanagar & Kengeri, Anekal), Chikkaballapur, Hoskote, Nelamangala, Kanakapura Role & responsibilities Responsible for empanelment of channel and acquiring the customers for Loans from the open market and developing relationships with DSAs and connectors. Responsible for ensuring the adherence of KYC documents as per the guidelines by the company. Responsible for achieving the Sales targets from the open market and DSAs Responsible for Smooth functioning of the lending process at various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service Responsible for ensuring the proper closure of disbursement documentation within the timeline Preferred candidate profile Graduate with 1 Year plus experience in Sales & Business Development Perks and benefits Perks and benefits :- Fixed Salary + Conveyance Allowance + Incentives How to Apply Interested candidates may please share the CV to pramod.k2@piramal.com

Role & responsibilities 5-10 years of relevant experience in Central underwriting For Micro LAP, MSME loans Deep understanding and focus on risk, controls, compliance and regulatory framework and ability to apply knowledge on credit policy in assessing inherent risks, if any Knowledge of local markets and trends in retail lending Deep experience & understanding of retail financial services across NBFCs, banking Ability to liaison & follow-up with external and internal stakeholders Understanding of CIBIL and other checks required to validate customers credibility Preferred candidate profile Responsible for upholding the Piramal brand by assessing customers sourced by the Sales team in line with the credit policy, and determine deviations and exceptions Handle oversight & review of central underwriting of Used Car/ Unsecured Business Loan in the mapped cluster. Establish key qualification rules & credit worthiness of potential applicants for cases having discrepancies at the branch level Analyze the on ground delinquencies market trends specific to the area location and provide related feedback to Geography credit manager and branch Perks and benefits