602 Lap Loans Jobs

Roles and Responsibilities : Manage a team of sales professionals to achieve regional sales targets for home loans, housing loan, LAP (Loan Against Property), mortgage loans, and other financial products. Develop and execute strategies to increase market share in the assigned region through effective relationship building with channel partners and customers. Analyze market trends, competitor activity, and customer needs to identify opportunities for growth and improve sales performance. Ensure compliance with regulatory requirements and internal policies while maintaining high levels of customer satisfaction. Job Requirements : 5-10 years of experience in area sales management or similar role in banking or finance industry. Strong understanding of home loans, housing loan, LAP (Loan Against Property), mortgage loans, and other related financial products. Proven track record of achieving sales targets in a fast-paced environment with multiple priorities.

Role & responsibilities : Generate LAP leads through cold calling, market visits, and partner networks (DSAs, builders, agents). Explain LAP product features, eligibility, ROI, documentation, and process flow to customers. Collect and verify complete property and financial documents. Coordinate with Credit, Legal, and Technical teams for file processing and disbursal. Meet monthly disbursement and login targets. Maintain MIS and daily reporting. Ensure strict compliance with internal and regulatory guidelines. Build strong relationships with clients and channel partners. Preferred candidate profile Eligibility Criteria & Requirements: Minimum 1 year experience in LAP (LAP-only or LAP + other loans acceptable). Prior experience in NBFCs or Banks with high ROI LAP products preferred. Age: Must be below 35 years. CIBIL Score: Minimum 620 and above. Two-wheeler (bike) and valid driving license (DL) are mandatory. No education or career gap allowed. Must be comfortable with extensive field work and local travel.

Designation: Sales Officer || HDFC Experience: O.6 to 6 years Salary Range: Upto 2.75LPA + Incentives Roles & Responsibilities: 1. Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management: Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports: Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment: Responsible for identifying the need for appointment of a channel partner 5. Team Huddle: Responsible for attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management: Responsible for enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File: Responsible for submission of complete application form, documentations and information Desired candidate profile: 1. Must be a graduate from any stream 2. Should have minimum 6 months of experience in sales 3. Candidates with prior experience in BFSI will have an added advantage 4. Open to travel 5. Must have good communication skills

Designation: Sales Officer || HDFC Experience: 0.6 to 6 years Salary Range: Upto 2.75 LPA + Incentives Roles & Responsibilities: 1. Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management: Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports: Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment: Responsible for identifying the need for appointment of a channel partner 5. Team Huddle: Responsible for attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management: Responsible for enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File: Responsible for submission of complete application form, documentations and information Desired candidate profile: 1. Must be a graduate from any stream 2. Should have minimum 6 months of experience in sales 3. Candidates with prior experience in BFSI will have an added advantage 4. Open to travel 5. Must have good communication skills

Designation: Sales Officer || HDFC Experience: 1 to 6 years Salary Range: Upto 2.5LPA + Incentives Roles & Responsibilities: 1. Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management: Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports: Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment: Responsible for identifying the need for appointment of a channel partner 5. Team Huddle: Responsible for attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management: Responsible for enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File: Responsible for submission of complete application form, documentations and information Desired candidate profile: 1. Must be a graduate from any stream 2. Should have minimum 6 months of experience in sales 3. Candidates with prior experience in BFSI will have an added advantage 4. Open to travel 5. Must have good communication skills

Designation: Sales Officer || HDFC Experience: O to 5 years Salary Range: Upto 4LPA + Incentives Roles & Responsibilities: 1. Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management: Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports: Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment: Responsible for identifying the need for appointment of a channel partner 5. Team Huddle: Responsible for attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management: Responsible for enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File: Responsible for submission of complete application form, documentations and information Desired candidate profile: 1. Must be a graduate from any stream 2. Should have knowledge in sales 3. Candidates with prior experience in BFSI will have an added advantage 4. Open to travel 5. Must have good communication skills

AREA SALES MANAGER Responsible for Maintaining Team And Understanding of Market Place Have Good Relationship with DSA / Prime Dept Contact : jyoti@onboardhrservices.com / 9326132095 Jyoti HR

Dear All, We have urgent openings in Vasai, Belapur & Thane Location. Please find details of Job profile as mentioned below:- Designation: Relationship officer Minimum Qualification: Graduate / Post Graduate Experience: 0-2 Years in Home loans/ LAP Required Candidate profile Desired Candidate Profile: Relevant Experience of Sales and Collection (in Asset Finance products, Home loan, Mortgages, Business Loans, etc ) from Banks/ NBFC /Financial Institutions Must have knowledge and hands-on experience of retail sales Good client servicing skills Good financial analytical skills, communication skills. *Freshers can also apply* Job Description: Will be responsible for sourcing business from eligible customer profile as per organisation policy. Identification of right customer, ability to understand customers need, explain various products and convince them about the product offerings Should be able to manage overall responsibilities including identifying new business markets and recording customer requirements Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customers Interested candidates can share their CV's and References on bhavana.bansode@aavas.in Regards, Bhavana Bansode Human Resources Aavas Financiers Pvt., Ltd.,

Job Role : Micro Home Loan Officer (MHLO) - Karnataka and Telangana A confident individual who focuses on lending to individuals or groups seeking to build or purchase homes within a microfinance context. They assess applicants, manage loan disbursements, and ensure repayment, while also building strong client relationships and promoting the product to prospective customers. Required Skills and Knowledge : 1. Strong interpersonal skills, the ability to build trust, and effective communication with clients. 2. Skills in promoting products and services to prospective customers and achieving sales targets. 3. Knowledge of lending regulations and the ability to accurately complete loan documents. 4. Familiarity with lending practices, and group lending models. 5. Ability to assess income, expenses, and financial stability of borrowers. 6. Understanding of credit risk, delinquency management, and loan recovery. Key Responsibilities : 1. Evaluate loan applications, gather necessary documentation, and assess the financial capacity of the applicant or group. 2. Manage the disbursement of loans, ensuring adherence to guidelines, and monitor loan performance to minimize delinquencies. 3. Develop and maintain strong relationships with clients, both within the microfinance institution and with potential customers . 4. Actively promote micro home loans to potential clients, explaining the benefits and addressing their queries. 5. Ensure compliance with lending regulations and policies, and manage loan risk through regular monitoring and follow-up. 6. Monitor repayments, address delinquencies, and take appropriate action to recover outstanding loans. Location: Anywhere in Bangalore, Mysore, Hyderabad, Karimnagar, Khammam Educational Qualification : Any Graduation (10+2+3) Age Limit : 22-32 years Experience: Fresher / Experienced (6 months - 3 years) Two wheeler and DL are mandatory Compensation: 2.75LPA - 4.5LPA Other Perks : 1. Fuel Expenses will be reimbursed 2. PF and Gratuity 3. Corporate Mediclaim (Self & Family) & Accident Insurance Interested candidates can reach out with their updated resume at sohini.dutta@bandhanbank.com

Role & responsibilities: Outline the day-to-day responsibilities for this role. Preferred candidate profile: Specify required role expertise, previous job experience, or relevant certifications.

1. Aggressive sales approach 2. Experience in Sales in Home Loan (HL), Loan against Property (LAP) / Mortgage 3. Good communication skills 4. Good convincing and negotiation skills 5. Proactive and go-getter

Job description JOB DESCRIPTION : Responsible for Sales and Collections (Up to 6 MOB Cases) in the assigned Area/Hub.1. PRINCIPAL ACCOUNTABILITIES: Sourcing business through Existing Customers / Open Market / BT / Top-Ups Verifying KYC & Property Documents Field Verification (Property / Business) Co-ordinate with internal departments (Operations, Credit and Legal Technical) till disbursement. Achieving Monthly Login and Disbursal Targets Ensure adherence to all processes, compliance & policies. 2. SKILLS AND KNOWLEDGE Effective Communication Problem Solving Customer Service Ability to work in a target-oriented environment. 3. EDUCATIONAL QUALIFICATION: Any graduate 4. EXPERIENCE Freshers & relevant experience in the LAP / HL Sales domain with Banks or NBFCs only. Experience in handling multiple stakeholders (Credit / Legal / Ops / Technical / Customer etc) Proven track record of meeting sales targets. Interested candidates send your resume to WhatsApp 9611483830 or mail to ageo@ltfs.com

Job description JOB DESCRIPTION : Responsible for Sales and Collections (Up to 6 MOB Cases) in the assigned Area/Hub.1. PRINCIPAL ACCOUNTABILITIES: Sourcing business through Existing Customers / Open Market / BT / Top-Ups Verifying KYC & Property Documents Field Verification (Property / Business) Co-ordinate with internal departments (Operations, Credit and Legal Technical) till disbursement. Achieving Monthly Login and Disbursal Targets Ensure adherence to all processes, compliance & policies. 2. SKILLS AND KNOWLEDGE Effective Communication Problem Solving Customer Service Ability to work in a target-oriented environment. 3. EDUCATIONAL QUALIFICATION: Any graduate 4. EXPERIENCE Freshers & relevant experience in the LAP / HL Sales domain with Banks or NBFCs only. Experience in handling multiple stakeholders (Credit / Legal / Ops / Technical / Customer etc) Proven track record of meeting sales targets. Interested candidates send your resume to WhatsApp 9611483830 or mail to ageo@ltfs.com

Role & responsibilities Understanding of the Educational Dynamics of the market and the area. Understanding of the Channel network and Industrial Areas of the market. Sell product by establishing contact and building relationships with prospects; recommending solutions. Develop good relationship with customers through personal contact or meetings or via telephone etc. Follow up after sanctioning on regular receipts of payment Display efficiency in gathering market and customer info to enable negotiations Deliverables Achieve Target conversion on Appointment Login, Login to Sanction & Sanction Disbursement. Manage the relationship and source leads as per the defined target. Target achievement on monthly collection efficiencies across. Nil customer service issues. Team Training and education of policies and product across his team members. Preferred candidate profile At least 8-12 years of relevant experience (Sales) in any kind of service or sale of product to Education Institutions/industries. Existing relationships with educational institution could be additional advantage. Knowledge of Lending Business especially Education Institution Loan could be additional advantage. Min Qualification required is Graduation Experience in LAP loans and Educational Institution loan

Role & responsibilities Understanding of the Educational Dynamics of the market and the area. Understanding of the Channel network and Industrial Areas of the market. Sell product by establishing contact and building relationships with prospects; recommending solutions. Develop good relationship with customers through personal contact or meetings or via telephone etc. Follow up after sanctioning on regular receipts of payment Display efficiency in gathering market and customer info to enable negotiations Deliverables Achieve Target conversion on Appointment Login, Login to Sanction & Sanction Disbursement. Manage the relationship and source leads as per the defined target. Target achievement on monthly collection efficiencies across. Nil customer service issues. Team Training and education of policies and product across his team members. Preferred candidate profile At least 4-6 years of relevant experience (Sales) in any kind of service or sale of product to Education Institutions/industries. Existing relationships with educational institution could be additional advantage. Knowledge of Lending Business especially Education Institution Loan could be additional advantage. Min Qualification required is Graduation Experience in LAP loans and Educational Institution loan

Role & responsibilities: Outline the day-to-day responsibilities for this role. Preferred candidate profile: Specify required role expertise, previous job experience, or relevant certifications.

We have a opening for Relationship Officer for HDFC Sales Pvt Ltd. Any financial services background candidates can apply. Freshers are also welcomed here to apply and give a good start to their career.

We have a opening for Relationship Officer for HDFC Sales Pvt Ltd. Any financial services background candidates can apply. Freshers are also welcomed here to apply and give a good start to their career.

We have a opening for HDFC Sales for "Relationship Officer" position. Any financial services background candidates can apply here. Freshers with graduation and those are willing for giving a kick start to their career in banking sales can apply.

Sales Manager-BLAP Role Sell Loan against Property (LAP) products for the organization. Plan & execute the LAP strategy for the month/ quarter to ensure regional goals are over achieved. ¢ ¢ ¢ ¢ ¢ Identifying potential channel partners based on agreed profiles. and ensure tie up is in accordance with the business plan & SOPs Relationship management with DSA, connectors & individual concerns where business leads can come from Control & monitor distribution network, plan sales promotion activities Handling the documentation and supporting customers with building the application files - mitigating issues Working with support functions for optimum TAT and service delivery ¢ ¢ Feed backing to customers on loan status & resolution required Must have customer centricity and create a culture of customer satisfaction across all levels within the team. ¢ ¢ Maintaining database and MIS & reporting on a regular basis. Cross sell of Insurance and related products. Qualification & experience Applicant should be PGDM / MBA from a good institute. Specialisation in sales and marketing/ Finance Experience of 3 to 5 years in Sales. Age up to 30 yrs. Experience in selling LAP products Essential skills Excellent communication Ability to understand business financials & assess health of cases Relationship building & networking Internal stakeholder management Good analytical skills High on integrity Proficient in MS Office Excel, PowerPoint Nature of role Field based Individual contributor role no direct team reporting in to this role

Role & responsibilities Business and Financial Management Delivery in Volume Percentage payout to channel Insurance Achievement Delinquency. Customer Focus Possession of database of salaried and self-employed customers. Portfolio Management. Team No. of DSA which are active VS inactive No. of PPCs which are productive VS unproductive. Process/ Quality Improvement Adherence to process and Quality manifested in a login to Conversion ratio of 60% No. of rejects due to non- adherence in providing documents while logging in. Preferred candidate profile Must be designated as Sales/Relationship Manager where the candidate is currently employed. Should have relevant experience in Micro LAP Sales. (Candidates from Indostar, DCB Bank, HDB Financial, Shriram Housing Finance, True Home Finance are preferred) Should have a strong connect with local DSAs and connectors.

Role & responsibilities Business and Financial Management Delivery in Volume Percentage payout to channel Insurance Achievement Delinquency. Customer Focus Possession of database of salaried and self-employed customers. Portfolio Management. Team No. of DSA which are active VS inactive No. of PPCs which are productive VS unproductive. Process/ Quality Improvement Adherence to process and Quality manifested in a login to Conversion ratio of 60% No. of rejects due to non- adherence in providing documents while logging in. Preferred candidate profile Must be designated as Sales/Relationship Manager where the candidate is currently employed. Should have relevant experience in Micro LAP Sales. (Candidates from Indostar, DCB Bank, HDB Financial, Shriram Housing Finance, True Home Finance are preferred) Should have a strong connect with local DSAs and connectors.

Business Unit :- Operations & Service Delivery Sub Business Unit :-Retail Asset Operations Functional Designation :- Location Manager Retail and Rural Asset Ops Rrole details- Profile- Operation Manager Retail Assets - Disbursement Experience Required: Minimum 3-6 years of experience in loan disbursement, specifically in: Key Skills & Knowledge: Hands-on experience in document preparation, checking, and timely disbursement of loan agreements Loan Against Property (LAP) Home Loans, CV CE Strong understanding of loan disbursement processes and compliance standards Excellent attention to detail and ability to work in a fast-paced environment Proficiency in Microsoft Excel Joining- Immediate or within 1 month*preferably (Based out of Jodhpur or nearby location) Location :- Jodhpur Graduation is must.

JOB DESCRIPTION : Responsible for Sales and Collections (Up to 6 MOB Cases) in the assigned Area/Hub.1. PRINCIPAL ACCOUNTABILITIES: Sourcing business through Existing Customers / Open Market / BT / Top-Ups Verifying KYC & Property Documents Field Verification (Property / Business) Co-ordinate with internal departments (Operations, Credit and Legal Technical) till disbursement. Achieving Monthly Login and Disbursal Targets Ensure adherence to all processes, compliance & policies. 2. SKILLS AND KNOWLEDGE Effective Communication Problem Solving Customer Service Ability to work in a target-oriented environment. 3. EDUCATIONAL QUALIFICATION: Any graduate 4. EXPERIENCE Freshers & relevant experience in the LAP / HL Sales domain with Banks or NBFCs only. Experience in handling multiple stakeholders (Credit / Legal / Ops / Technical / Customer etc) Proven track record of meeting sales targets. Locations - ARANTHANGI Ariyalur Chengam CHIDAMBARAM GINGEE KALLAKURICHI Kanai Karaikudi Town KARAMPAKUDI KUMBAKONAM MANAMADURAI Panruti PATTUKOTTAI Pudukkottai TANJORE Thirukovilur THIRUVARUR TINDIVANAM ULUNDURPET Virudhachalam Interested candidates pls contact Saravanan - 8883888444 / Rajendran - 9994461950 / Vignesh - 8489136155 / Dhanapal - 8056786007

JOB DESCRIPTION : Responsible for Sales and Collections (Up to 6 MOB Cases) in the assigned Area/Hub.1. PRINCIPAL ACCOUNTABILITIES: Sourcing business through Existing Customers / Open Market / BT / Top-Ups Verifying KYC & Property Documents Field Verification (Property / Business) Co-ordinate with internal departments (Operations, Credit and Legal Technical) till disbursement. Achieving Monthly Login and Disbursal Targets Ensure adherence to all processes, compliance & policies. 2. SKILLS AND KNOWLEDGE Effective Communication Problem Solving Customer Service Ability to work in a target-oriented environment. 3. EDUCATIONAL QUALIFICATION: Any graduate 4. EXPERIENCE Freshers & relevant experience in the LAP / HL Sales domain with Banks or NBFCs only. Experience in handling multiple stakeholders (Credit / Legal / Ops / Technical / Customer etc) Proven track record of meeting sales targets. Locations - ARANI ATTUR EDAPPADI KARUMANDAPAM MANAPARAI MECHERI Namakkal PERAMBALUR Ranipet RASIPURAM Salem THURAIYUR Tiruchengode Tirupattur Tiruvanamalai VELLORE-VIRUTHAMPET Karur Paramathi Velur Dharmapuri Interested candidates pls contact Prabhu Gandhi - 9524090400, Rajendran M - 9600050202