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0.0 - 4.0 years
1 - 2 Lacs
Zahirabad
Work from Office
Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates
Posted 1 month ago
0.0 - 4.0 years
1 - 2 Lacs
Sangareddy
Work from Office
Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates
Posted 1 month ago
0.0 - 3.0 years
1 - 3 Lacs
Razole
Work from Office
Role & responsibilities a) Field Visit for client sourcing b) Knowledge of local market conditions c) Gathering and building on references. d) Builds and maintains a steady relationship with customers. e) Fundamental legal documentation understanding. Preferred candidate profile Experience : Fresher/ Minimum 6 months experience in Home loan product. Age: 20 to 35 Yrs Education: Graduation & Above Interested candidate can call to 9441750627 or can share your CV to Ramachandra.Gundabattula@smfgindia.com
Posted 1 month ago
0.0 - 4.0 years
2 - 3 Lacs
Chennai, Bengaluru
Work from Office
Candidate must be a Graduate Freshers also can apply BFSI Sales experience is mandatory Home Loan / Insurance sales experience is preferred Bike is Must Comfortable to go outside Open to Travel Candidates Can Call @HR Mansi 8595586162& WhatsApp
Posted 1 month ago
3.0 - 6.0 years
3 - 7 Lacs
Kolkata, Ahmedabad, Surat
Work from Office
*Lead and manage the branch sales team to achieve business targets. *Develop and execute strategies for growth in the affordable housing finance sector. *Identify and onboard potential customers and ensure smooth loan processing. Required Candidate profile *3+ year of experience in affordable housing finance/Home Loan. *Avg tenure: Over 1.5 years in each organization or across the last three organizations. *Good network in Market & Client Handling.
Posted 1 month ago
0.0 - 5.0 years
0 - 3 Lacs
Bengaluru
Work from Office
WE RECRUIT FOR RELATIONSHIP OFFICER BANKING SALES EXECUTIVE: DESIGNATION: Relationship Officer LOCATION: Across Bangalore WORKING TIMINGS: 9:30am to 6:30pm WORKING DAYS: Monday to Saturday BENIFITS: Salary+Exciting Incentives+Provident Fund+Health Insurance JOB DESCRIPTION: Handle existing bank customers for cross selling Calling customers and generating business from the given data Meeting customers in customer Places Collecting Documents and doing documentation in the given branch Achieving daily targets, weekly targets, monthly targets Giving updates to reporting manager in daily bases Contact : 7259236093
Posted 1 month ago
0.0 - 2.0 years
2 - 3 Lacs
Rangareddy, Hyderabad, Medchal Malkajgiri
Work from Office
Job Description Excellent Opportunity for job seekers of Entire Hyderabad, Telangana. Walk in on for Bank; 23 rd & 25th JULY We hiring for various departments under Relationship Officer Profile of Partners Payroll. - Payroll will be with one of leading partners - Career progression opportunity to Axis Bank payroll for top performers. - Attractive earning opportunity & best incentives schemes in the industry. Job Title: Relationship Officer and Relationship Executive Job Location: Hyderabad Job Specification: Job Type: Full-time Department: Mortgage( Home Loan branch & Open Market, Lap) Consumer loan( personal loan, Education Loan) AGRI B2B & B2C Sales Experience: Fresher who are ready to build their careers & Experienced in any sales profile (Field Sales, Branch Sales) Qualification: Intermediate/Graduate/Post Graduate Dress Code : Formals. *Kindly attend the interview on below mentioned location in Formals Note : Male : Branch & Field Sales Salary Range From Rs.180000/- to Rs.350000/-CTC Per Anum + Incentives. (Salary based on experience) Interview Location: Axis Pssg branch Quess Corp Limited 2nd floor, Lala 1 Land Mark, Above Nissan showroom, Opp .Ranigunj Bus depot, Secunderabad -500003 Google Map Location:- https://goo.gl/maps/M6Brp5E3Xy8Siyyo7 Contact Person : Raj kumar 7893771391 Documents required- All Xerox copies. 1. Resume(updated) 2. Aadhar card 3. PAN Card 4. Educational Documents-10TH/12th/Degree. If you have experience , bring all the 5.Offer Letters 5.Latest 3 months Pay slips 6. Relieving letters NOTE-you can also get your FRIENDS with you who are looking for job and get selected with us. If you have missed this Interview Slot, Please directly come during working days@10:00 am to the same interview venue mentioned above . Role: Retail & B2C Sales - Other Industry Type: Banking Department: Sales & Business Development Employment Type: Full Time, Permanent Role Category: Retail & B2C Sales EducationUG: Any Graduate PG: Any Postgraduate Role & responsibilities Preferred candidate profile Role & responsibilities Preferred candidate profile
Posted 1 month ago
1.0 - 2.0 years
1 - 2 Lacs
Pimpri-Chinchwad, Pune
Work from Office
we have opening in hdfc bank as a sales officer if the candidates having experince in banking sector to them always welcome product we need Any Finance Product
Posted 1 month ago
10.0 - 15.0 years
20 - 35 Lacs
Goregaon
Work from Office
Role & responsibilities : Responsible for upholding the Piramal brand by overseeing the credit underwriting activities for all branches in purview and ensuring necessary changes in the underwriting norms are made which are customized to the local region to serve the respective customers effectively Establish key qualification rules to assess credit worthiness of applications with discrepancies identified at the area level Examine underwriting processes and respective policies on a continuous basis to ensure that the right set of risk parameters as relevant to the expected scale of business are focused upon. Assess the overall viability of credit lending proposals for the region from credit as well as risk perspective based on the institutionalized processes and dynamic market information relevant to the respective branches in the region Responsible for sanction decisioning in consideration with updated policies and processes of the organization basis the limit set in the deviation matrix Effectively engage with functional heads in the region (Sales, Operations, Risk etc) to understand and contribute to improvement of regional performance across locations Periodically monitor regions productivity while tracking portfolio quality and act as a feedback loop between the region and head office to ensure alignment to organizational goals Supervise and monitor the area credit team for prompt and quality credit processing while ensuring their adherence to the laid down policies & processes Collaborate with Technical and Legal teams for comprehensive assessment for underwriting Coordinate with Collections team to elicit business insights and introduce necessary changes in the policies to mitigate risks Stay abreast with the best practices across the industry and present the same for improving internal processes and policies Assess deviations raised and documented by underwriters in compliance with credit policy. Monitor compliance to the credit policy and processes to ensure that the delinquencies are kept under the identified targets Minimize audit deviations by ensuring compliance to all credit related policies & processes for the region Track and analyze reports and MIS, review and implement performance sheets and provide feedback for course correction Assess the training and development needs of the team and continuously improve underwriting capability Should be willing to adapt to digital tools and processes Preferred candidate profile : 10-15 years of relevant experience as a Cluster/Area Credit Manager in a large HFC/NBFC handling high value LAP. Deep understanding and focus on risk, controls, compliance and regulatory framework and ability to apply knowledge on credit policy in assessing inherent risks, if any Deep experience & understanding of retail financial services across NBFCs, banking Knowledge of local markets and trends in retail lending Ability to liaison & follow-up with external and internal stakeholders
Posted 1 month ago
3.0 - 8.0 years
4 - 8 Lacs
Noida, New Delhi, Delhi / NCR
Work from Office
Hi, Menka here from Onboard HRServices!! Opportunity as Area Sales Manager - Prime Vertical Sales - HL/LAP - DSA with Leading NBFC at Barakhambha, Delhi!! If interested, share updated resume on menka@onboardhrservices.com
Posted 1 month ago
3.0 - 8.0 years
4 - 8 Lacs
Noida, New Delhi, Delhi / NCR
Work from Office
Hi, Menka here from Onboard HRServices!! Opportunity as Area Sales Manager - Prime Vertical Sales - HL/LAP - DSA with Leading NBFC at Green Park!! If interested, share updated resume on menka@onboardhrservices.com
Posted 1 month ago
1.0 - 4.0 years
1 - 4 Lacs
Nanjangud, Mysuru
Work from Office
*Accountable for the business development in MLAP. *To prepare action plans for effective search of sales leads, prospects, referrals through marketing activities. *To drive the frontline employees towards achieving monthly target.
Posted 1 month ago
0.0 - 4.0 years
2 - 3 Lacs
Chennai, Bengaluru, Delhi / NCR
Work from Office
Candidate must be a Graduate Freshers also can apply BFSI Sales experience is mandatory Home Loan / Insurance sales experience is preferred Bike is Must Comfortable to go outside Open to Travel Candidates Can Call @HR Neebha 9335477725 & WhatsApp
Posted 1 month ago
2.0 - 4.0 years
3 - 6 Lacs
Vikarabad, Medak, Sathupalle
Work from Office
Product:- LAP( Loan Again Property) Experience:- 4+ years ( Min 2 years of team Handling) CTC:- HIKE ON CTC Age:- Max 34 Years Must have Strong knowledge of LAP product, documentation, and customer profile Qualification:- Graduate/ Post Graduate
Posted 1 month ago
2.0 - 4.0 years
3 - 6 Lacs
Yadadri Bhuvanagiri, Hyderabad, Jagtial
Work from Office
Product:- LAP( Loan Again Property) Experience:- 4+ years ( Min 2 years of team Handling) CTC:- HIKE ON CTC Age:- Max 34 Years Must have Strong knowledge of LAP product, documentation, and customer profile Qualification:- Graduate/ Post Graduate
Posted 1 month ago
7.0 - 12.0 years
7 - 8 Lacs
Vijayawada
Work from Office
Role & responsibilities The candidate will beresponsible forProperty Valuation:Overseeing property valuation assessments to determine the marketvalue and suitability of the property as collateral for the LAP.Technical RiskAssessment: Analyzing technical aspects of the property, such asconstruction quality, age, location, and compliance with buildingcodes, to assess potential risks associated with the LAP.Technology Integration:Implementing and managing software and technology solutions thatstreamline and enhance the LAP lending process, such as propertyvaluation tools and risk assessment software.Compliance andRegulations: Ensuring that all technical aspects of the LAPlending process adhere to regulatory requirements and internalpolicies.Vendor Management:Overseeing relationships with external vendors, such as propertyvaluation firms, to ensure timely and accurate propertyassessments.Keeping update on marketintelligence on negative / unauthorised properties / demolitiondrive/ future development.Close liasoining withvendor for checking authenticity of submitted technicaldocuments.Innovating ways forreducing cost of doing technical assessment and reduction of TAT.Complying withtechnological advancement of the company initiatives for onlinetechnical updation.Checking vendor reportquality and providing them feedback.Checking and vettingtechnical on deals mandated as per policy. Team Leadership: Leading and mentoring a team of technical analysts responsible for property evaluation and risk assessment.Process Improvement: Identifying opportunities for process optimization and efficiency in the LAP lending workflow.Collaboration: Collaborating with other teams, such as credit risk, legal, and operations, to facilitate a smooth and efficient LAP lending process. Preferred candidate profile As a added advantage if the candidate is coming from a background of BFSI industry Bachelor or equivalent Degree from recognized university.
Posted 1 month ago
5.0 - 10.0 years
3 - 5 Lacs
Mohali, Chandigarh, Panchkula
Work from Office
Job description URGENT HIRING FOR (SBI- HOME LOANS) Designation: Sales Manager Location: ( Chadigarh , Panchkula, Mohali ) Qualification Req : Graduate/Post Graduate Experience Req: 05 - 10 Years ( Candidates from Home Loan background preferrable) Roles and Responsibilities Manage customer relationships to achieve sales targets through effective communication, convincing power, and team building skills. Handle customer queries related to housing loans and home finance products with empathy and professionalism. Build a high level of trust among customers by providing exceptional service standards. Identify new business opportunities through proactive marketing efforts. Desired Candidate Profile 5 - 10 years of experience in Home Loan Sales . Strong understanding of housing loan products, policies, and procedures. Effective communication skills with ability to build rapport with customers at all levels. For more details contact: 9306716287
Posted 1 month ago
5.0 - 10.0 years
3 - 5 Lacs
Jalandhar
Work from Office
Job description URGENT HIRING FOR (SBI- HOME LOANS) Designation: Sales Manager Location: ( Jalandhar ) Qualification Req : Graduate/Post Graduate Experience Req: 05 - 10 Years ( Candidates from Home Loan background preferrable) Roles and Responsibilities Manage customer relationships to achieve sales targets through effective communication, convincing power, and team building skills. Handle customer queries related to housing loans and home finance products with empathy and professionalism. Build a high level of trust among customers by providing exceptional service standards. Identify new business opportunities through proactive marketing efforts. Desired Candidate Profile 5 - 10 years of experience in Home Loan Sales . Strong understanding of housing loan products, policies, and procedures. Effective communication skills with ability to build rapport with customers at all levels. For more details contact: 9306716287
Posted 1 month ago
1.0 - 6.0 years
1 - 3 Lacs
Chandigarh, Kaushambi, Faridabad
Work from Office
- Open market Home loan sales - home loan product sales Responsible for lane to lane mapping area Home loan product sales Lead Generation from open market Required Candidate profile Should have 6 months of experience in sales (Fresher can also apply) Candidates with prior experience in BFSI will have an added advantage Open to travel
Posted 1 month ago
1.0 - 5.0 years
2 - 3 Lacs
Hyderabad, Navi Mumbai, Delhi / NCR
Work from Office
Managing Sales of Home Loan Product Sourcing business Strong knowledge of home loans, LAP, mortgage loans Loan ,Insurances ,Credit Card Sales Branch Work And Filed work both are Requirement HR MANISHA MOB : 6354241839 CALL AND WhatsApp Required Candidate profile Good communication skill Must have minimum 1 year experience in Housing loan / LAP / Mortgage Loans sales CANDIDATE AGE 21 TO 50 (Depend on your Experiences in Housing loan / LAP
Posted 1 month ago
1.0 - 6.0 years
2 - 3 Lacs
Nagpur, Guntur, Hisar
Work from Office
Build and strengthen relationships with the Connector, DSA, Builder and Open market to ensure achievement of set business goals Make visits to the field and Channels to gather on ground feedback, provide inputs and support to the team Sales - HL, Lap Required Candidate profile 1.Should have minimum 6 months of experience in sales (Home loan/ Mortgage Loan / Lap / Cross Sell) 2.Open for travelling 3.Candidate must have good communication skills 4.Fresher can not Apply
Posted 1 month ago
1.0 - 6.0 years
0 - 3 Lacs
Chengalpattu, Chennai
Work from Office
Job Title: Relationship Manager- Home Loans Vacancy Location: Tamil Nadu all Districts CHENNAI & CHENGALPATTU Reporting to: Branch Manager Department: Sales Grade: Sales Officer & Relationship Manager Age Group: 22 Years to 30 years CTC Range: 2.8 LPA to 3.5 LPA (Fixed Pay)|INR 15000 monthly incentives on achievement of minimal disbursement targetsRole & responsibilities bharathi.k@randstad.in Contact HR - Bharathi Raja - 9597742089 (CALL ME) (Forword to your Friends) Key Responsibilities: 1. Sales and Business Development: Achieve home loan disbursement goals by executing a business plan that includes prospecting, networking, and field based marketing activities. 2. Product Promotion: Present and promote Home Loans to prospective clients both physically and digitally through social media channels. 3. Customer Relationship Management: Ensure proper customer profiling on each call/prospective customer visit, to identify and understand his/her needs and accordingly recommend the loan products. Build and maintain relationships with customers to not only generate references but also to ensure timely servicing of the loan. 4. Team Collaboration: Work in sync with the credit team to ensure timely disbursement of loans by coordinating with loan applicants to provide all the documents required for loan assessment and disbursement. 5. Market Awareness: Maintain knowledge of current industry trends, products, services, and underwriting guidelines. 6. Field Activities: Perform other field-based activities and marketing initiatives for the generation of home loan leads as instructed by the branch manager. 7. Customer Lifecycle Management: Be responsible for the complete lifecycle of a home loan, right from the application, coordination required for processing the application, to the end of the lifecycle of the customer in the organisation. Contact HR - Bharathi Raja - 9597742089 (CALL ME) (Forword to your Friends)
Posted 1 month ago
1.0 - 3.0 years
1 - 3 Lacs
Madurai, Kovilpatti, Virudhunagar
Work from Office
Role & responsibilities Sourcing business through the rural/semi urban locations across different states of the country. Creating a high-quality portfolio Self - Sourcing of Files by identifying and prospecting suitable MSME clientele. Maintain relation with existing customer base for future leads and timely payments. Ensuring on-time collections Identifying potential customers in the branch business zone and sourcing them under the assigned product Managing the relationship with customers to generate business leads to achieve the business target numbers on monthly basis with good customer quality Ensure timely repayment from the customers sourced Maintaining cordial relationship with colleagues and peers with team spirit in every action Execution of task with complete integrity and transparency Achieving the given target within time limits with the support of BM/CM/Ops
Posted 1 month ago
1.0 - 3.0 years
1 - 3 Lacs
Kallakkurichi, Panruti, Virudhachalam
Work from Office
Role & responsibilities Sourcing business through the rural/semi urban locations across different states of the country. Creating a high-quality portfolio Self - Sourcing of Files by identifying and prospecting suitable MSME clientele. Maintain relation with existing customer base for future leads and timely payments. Ensuring on-time collections Identifying potential customers in the branch business zone and sourcing them under the assigned product Managing the relationship with customers to generate business leads to achieve the business target numbers on monthly basis with good customer quality Ensure timely repayment from the customers sourced Maintaining cordial relationship with colleagues and peers with team spirit in every action Execution of task with complete integrity and transparency Achieving the given target within time limits with the support of BM/CM/Ops
Posted 1 month ago
0.0 - 3.0 years
1 - 3 Lacs
Thanjavur, Tiruchirapalli, Musiri
Work from Office
Role & responsibilities Sourcing business through the rural/semi urban locations across different states of the country. Creating a high-quality portfolio Self - Sourcing of Files by identifying and prospecting suitable MSME clientele. Maintain relation with existing customer base for future leads and timely payments. Ensuring on-time collections Identifying potential customers in the branch business zone and sourcing them under the assigned product Managing the relationship with customers to generate business leads to achieve the business target numbers on monthly basis with good customer quality Ensure timely repayment from the customers sourced Maintaining cordial relationship with colleagues and peers with team spirit in every action Execution of task with complete integrity and transparency Achieving the given target within time limits with the support of BM/CM/Ops
Posted 1 month ago
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