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Head - Credit - Micro Finance - Mumbai - Lower Parel - MM

Head - Credit - Micro Finance - Mumbai - Lower Parel - MM

Tata Capital

6 - 11 years

17 - 20 Lacs

Mumbai

Posted:1 day ago| Platform:

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Skills Required

risk management credit underwriting financial services credit policy finance microfinance lending credit risk regulatory auditing regulatory requirements ich assurance underwriting portfolio clinical research quality assurance qms cfa

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced professional with 6 to 11 years of experience to lead our credit team in Mumbai, Lower Parel. The ideal candidate will have a strong background in finance and risk management.

Roles and Responsibility
Collaborate with the business team to facilitate seamless credit underwriting for potential partners.
Coordinate with the leadership team of business partners and obtain/evaluate necessary documents for credit underwriting.
Ensure 100% compliance in lending standards, adhering to the company''s credit policy.
Manage credit cost at the lowest level benchmarked to industry norms.
Network in the industry, evaluate credit policies, and suggest responses to external stimuli.
Provide expert views on new products or processes and sign off on their introduction.

Job
CA, CFA, or MBA in Finance degree.
Strong knowledge of credit underwriting, risk management, and financial services.
Excellent analytical and problem-solving skills.
Ability to work closely with cross-functional teams.
Strong communication and interpersonal skills.
Experience in managing credit portfolios and evaluating credit risks.
Familiarity with industry trends and regulatory requirements.
Ability to identify and mitigate potential credit losses.
Willingness to collaborate with the business team to provide seamless credit underwriting support.
Expertise in providing guidance on new product or process introductions and ensuring quality assurance through regular checks.

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Tata Capital

Financial Services

Mumbai Maharashtra

5001-10000 Employees

3543 Jobs

Key People

Rajesh Sethi

Managing Director & CEO
Supratim Bandyopadhyay

Chief Financial Officer
Ravi K. S. R.

Chief Technology Officer

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Head - Credit - Micro Finance - Mumbai - Lower Parel - MM