Financial Analyst

Job Description

Role Overview: This role is responsible for managing the end-to-end reconciliation of payment transactions , monitoring profitability, analysing cost and revenue trends, and preparing real-time MIS reports to support financial decision-making at the management level. Key Responsibilities - Reconcile transactions across: Customer payments processed through various payment modes Payment gateway approvals and settlements Final disbursal to beneficiaries or vendors Track and validate PG processing fees, net settlements, and deductions Build and maintain real-time MIS dashboards and reports covering: Outstanding settlements Payment processing volumes and trends Net revenue and PG cost performance Perform daily/weekly analysis on: Revenue trends and gross margins Payment channel cost variations Profitability by transaction type, client segment, or channel Collaborate with operations and tech teams to resolve mismatches or data gaps Ensure complete audit trails and documentation for all reconciliations Support monthly closing, reporting, and compliance needs for finance team Requirements: 2–4 years of experience in payment reconciliation, MIS, or financial operations Prior experience working with Payment Gateways or Payment Aggregator . Strong skills in Excel (VLOOKUP/XLOOKUP, Pivot Tables, Power Query) Solid understanding of digital payment workflows and financial reporting Strong analytical mindset with attention to detail and data integrity Ability to track and present trends in cost and revenue in a structured way Nice to Have: Experience with MIS or BI tools (Google Sheets dashboards, Power BI, etc.) Familiarity with accounting software (Zoho Books, Tally, QuickBooks) Understanding of GST and cost implications related to digital payments Employment Type: Full-time, On-site (Bengaluru office) Working Days: Monday to Friday (occasional Saturdays as required) Show more Show less