Decision Scientist

About Balancehero:-

Balancehero India Pvt. Ltd. (BHI), the wholly-owned subsidiary of Balancehero Co. Ltd., Korea which runs and operates the mobile app “True Balance”- a one-stop destination for financial services.” Founded by Charlie Lee in Korea in 2014, Balancehero started its operations in India in the year 2016. It started off as a balance check application and the company has expanded its business model to financial services. The company aims to build a financial platform for the next billion which set the context for loans, utility services, pay later services, and commerce services. The Company's wholly-owned subsidiary True Credits Private Limited, is a licensed NBFC that aims to bridge the financial gap in India by making Finance available for all. True Credits lends through the True Balance mobile application.

About True Balance:-

Owned and operated by BalanceHero Group, True Balance is an RBI authorized Prepaid Payment Instrument (PPI) issuing entity. It offers loans through its subsidiary and RBI licensed Non-Banking Financial Company - True Credits Private Limited and other RBI licensed partners. Founded in 2016, as a mobile app for users in India to efficiently manage their phone calls and data usage, True Balance is now India’s one of the top financial services platforms providing solutions to all the financial needs of its users - from obtaining instant loans, paying utility bills to do prepaid recharges seamlessly. To date, True Balance has raised more than US$84 million in equity funding from marquee global investors like Softbank, Naver, and Line to name a few. The company aims to become the go-to financial services platform for the next billion people in India, playing a key role in the nationwide push towards the goal of Digital India and advancing financial inclusion amongst the unbanked and underbanked people.

https://www.truebalance.io/

About True Credits:-

Established in 2019, True Credits is the RBI licensed NBFC that provides innovative financial services to empower the next

billion unbanked users. They cater to the personal and business needs of consumers by providing fast and hassle-free finance. True Credits is

focused towards unbanked users who have created a huge demand for instant credit services in India.

Job Description

We are seeking a data-driven and strategic Decision Scientist to join our team. In this role, you will partner with product managers,business stakeholders , designers, and engineers to generate insights that drive product/business decisions. You’ll play a key role in helping the company understand user behaviour, measure feature performance, and optimize the product roadmap.

Responsibilities

• Collaborate with product managers, business stakeholders, and engineering teams to understand requirements and translate them into analytical problems.
• Analyze user behavior across the product lifecycle (acquisition, KYC, activation, engagement, retention) to drive improvements and reduce friction.
• Design and analyze A/B tests and other experiments to inform product decisions.
• Build dashboards and reports to visualize product performance and communicate findings to stakeholders.
• Translate business and product questions into structured analysis and clear recommendations.
• Collaborate with data engineering and platform teams to ensure data accuracy and availability.
• Maintain high standards of data integrity and support audit or compliance requests as needed.
• Present findings and recommendations to senior leadership in a clear, business-oriented manner.

Roles and responsibilities:

Requirements

• 3–5 years in product/business analytics or data science, ideally in fintech, banking, lending, or payments.
• Strong analytical and problem-solving skills, with the ability to distill complex data into clear insights
• Strong proficiency in SQL; experience with Python, R, or other scripting languages is a plus.
• Proven track record of designing, executing, and interpreting A/B tests and other forms of experimentation.
• Strong experience with data visualization tools (e.g., Looker, Tableau, Power BI).
• Excellent communication skills with the ability to translate complex data into clear business insights.
• Comfortable working in fast-paced environments and managing multiple projects simultaneously.
• Exceptional written and verbal communication skills to influence cross-functional teams
• Hands on experience with machine learning preferred