Credit Research Analyst

About the Role :

Interlinkages Limited is hiring Credit Research Analysts, based at its Gurugram office for its Credence Data Services business (https://www.credencedata.com/) which provides Business Information reports on Cross Border Trade counterparties to Banks, Companies and institutions. The successful candidate will be responsible for gathering, analyzing, and disseminating annual reports and other relevant company information from registries and official records for over 200 countries. This role is ideal for someone with experience in spreading financial data, particularly within BPOs and KPOs, and who has worked for overseas clients in the financial industry.

As a Credit Research Analyst, your primary role will be to research, evaluate and analyze business and credit information to generate credit reports and scores for companies. Your insights and expertise will support decision-making processes and help mitigate performance and payment risks.

Key Responsibilities

• Collect and review annual reports, financial statements, and other official documents from company registries and databases.
• Analyze financial data and company performance metrics to generate insightful reports.
• Collate key data points through official sources and web research
• Perform data entry into our system with high accuracy where needed or check system generated output in case of system integrations.
• Ensure timely delivery of reports and data within short deadlines.
• Assess creditworthiness and provide accurate and reliable credit information to clients, including lenders, financial institutions, and other organizations.

Requirements:

• Education: Bachelor's degree in Finance, Accounting or a professional degree like CA, MBA . CA Intermediate can also apply
• Experience: 2-3 years of previous experience in credit analysis, financial spreading, risk assessment, credit underwriting, Corporate banking or a related field is preferred.
• Experience in spreading financial data, particularly within BPOs and KPOs will be preferred.
• Freshers with degree in Finance, Business or Commerce can apply. Basic understanding of financial statements and corporate reporting is essential.

• Attention to Detail: This is the most important requirement.

  Strong attention to detail to ensure accuracy and precision in credit evaluations, reports, and scoring assignments.
•  Analytical Skills: Proficiency in analyzing credit data, financial statements, and credit reports to identify credit risks, trends, and patterns. Strong quantitative and qualitative analysis skills are essential.
• Communication Skills: Good written communication skills to convey analysis findings, reports, and scores effectively.
• Computer Skills: Proficiency in using credit analysis software, spreadsheet applications, and data analysis tools. Knowledge of statistical software and databases is an advantage.
• Time Management: Ability to manage multiple report assignments, prioritize tasks, and meet deadlines in a fast-paced environment.

Important Details

full time role

5 days a week and Sunday can be a workday

Please apply only if you are available to join within 15-30 days.