125 Credit Monitoring Jobs - Page 3

Job Title: Credit Executive / Credit Manager -Agricultural Lend Location: Dunlop (Near Bara Nagar Metro Station), Kolkata Job Type: Full-Time Salary: As per Industry Standards Job Summary: We are looking for a dedicated and experienced Credit Executive/Manager to join our Credit Management team, with a specialized focus on agricultural loan processing. The ideal candidate will bring 4-6 years of experience in agricultural lending, credit underwriting, loan disbursement, and agriculture-specific-credit risk assessment, preferably in NBFCs or cooperative banking sectors. Key Responsibilities: 1. Agricultural Credit Assessment Evaluate agricultural loan applications including crop loans, equipment loans, and seasonal finance. Assess applicant creditworthiness using credit reports, farm financials, and feild data. Make informed decisions on loan approvals based on risk profiles and lending policies. Engage with rural customers to explain loan terms and repayment structures. 2. Loan Disbursement & Processing Oversee the end-to-end processing and disbursement of agri-loans. Ensure accurate documentation and compliance with internal credit policies and regulatory norms. Maintain quality checks for disbursal processes and turnaround me. 3. Risk Management & Compliance Conduct agricultural credit risk assessments and recommend mitigation strategies. Monitor borrower performance and take prevenve acons in cases of potenal delinquencies. Ensure adherence to NBFC and RBI regulatory frameworks for rural/agriculture lending. 4. Portfolio Monitoring & Reporting Regularly review the agricultural loan portfolio to identify stress signals and areas for improvement. Optmize credit performance and minimize losses through data-driven decision-making. 5. Cross-functional Collaboration Work in sync with Legal, and Field Teams to resolve credit-related issues. Guide junior team members in agri-lending processes and best practices. Qualification: Bachelor's degree in Agriculture, Finance, Business Administration, or related-field. 4-6 years of experience in agricultural lending and credit underwriting within NBFCs or cooperative banks. Deep understanding of agri-loan products, rural customer profiles, and agri-risk frameworks. Proficiency in credit scoring models and agricultural loan software/tools. Strong interpersonal, analytical, and decision-making skills.

Interested Candidate can contact Judith Mercy-HR Ph 9209402945 judith.mercy@efl.co.in Role & responsibilities Financial Analysis: Evaluate financial statements, credit history, tax returns, and other financial information to assess the financial health and creditworthiness of business loan applicants. Perform ratio analysis, cash flow analysis, and trend analysis to identify potential risks and opportunities associated with loan applications. Credit Risk Assessment: Assess the overall credit risk of applicants based on financial health, industry trends, market conditions, and other relevant factors. Make recommendations regarding credit limits, terms, and conditions for loan approvals, ensuring alignment with company policies and regulatory requirements. Loan Structuring: Structure loan proposals that meet the needs of borrowers while mitigating credit risk for the company. Collaborate with Relationship Managers and other stakeholders to develop tailored financing solutions that support business growth and profitability. Documentation and Compliance: Ensure all loan applications and credit proposals are accurately documented and comply with internal policies and regulatory guidelines. Conduct regular reviews and updates of credit files to maintain accurate and up-to-date information. Communication and Decision Making: Present credit proposals and recommendations to senior management and credit committees for approval. Communicate effectively with internal teams, customers, and external partners to gather information and resolve issues related to credit applications. Preferred candidate profile Candidate with min 5 years of experience as credit underwriter of BL/WC/Machine loans with ticket sizes up to 5 Cr. Perks and benefits Best as per industry standards

Job Title: Chartered Accountant Lender Relations Company: Share India Experience: 24 Years Location: Noida Industry: Financial Services / NBFC / BFSI Qualification: Chartered Accountant (CA) Employment Type: Full Time About Share India: Share India is a leading technology-driven financial services group offering a wide range of services including broking, lending, and investment advisory. We are rapidly expanding our operations and looking to strengthen our lender engagement function with capable and driven professionals. Job Description: We are seeking a qualified Chartered Accountant with 24 years of experience to manage lender relationships and support corporate finance activities. The ideal candidate should be proactive, analytical, and eager to learn. Candidates focused on tax and accounting are not preferred for this role. Key Responsibilities: Engage with lenders for sanctions, documentation, and disbursements Prepare and share regular MIS reports with lenders Monitor financial covenants and lender-specific parameters Coordinate with internal departments to address and resolve lender queries Assist in developing internal monitoring systems and identifying new lending opportunities Candidate Profile: Chartered Accountant (CA) with 2–4 years of experience Background in corporate banking , NBFCs, or financial institutions is a plus Strong communication skills and ability to engage with both lenders and internal stakeholders Willingness to learn and grow in a corporate finance/lender management role Preference will be given to candidates inclined toward finance over tax/accounting Additional Information: Training will be provided to align with our processes Final selection will be subject to internal approvals You will be guided on the onboarding process and next steps once shortlisted

Credit Risk Assessment, Supply Chain Finance Expertise, Data Analysis & Reporting, Relationship Management, Credit Documentation, Monitoring & Risk Management, Collaboration with Cross-Functional Teams

The Senior Manager - Credit Administration role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

Job Purpose Minimize fraud occurrences in all Consumer Durable products in the area under his territory Conduct the various activities assigned to him towards controlling Portfolio Frauds Conducting Field Investigations, Document checks to gather facts on Suspected Frauds Documenting modus operandi, taking up discussions with Internal stakeholders, Interrogating Channels / Channel staff & Field Investigations Engaging with Law enforcement agencies and Legal counsels Exploring avenues to recover from portfolio frauds cases thereby reducing fraud losses Job Responsibilities(JR) : 6 8 AreasActionable (4-6) Identification & Investigations on Frauds/Disputes Train vendors/staffs along with ADFC/HDB team for identifying fraudulent applications, profiles in Consumer Durable Product Train them to current and latest fraud trends and maintain tracker Liaise with other units/counterparts to ensure correct information is obtained to carry out necessary investigations and reviews Update and logically close investigations on cases referred. Ensure completion of documents, filing and indexing of documents, reports Do seeding, and other related investigations at sourcing levels Investigation Train and review ADFC staff so as they can carry out necessary investigations in their location. Do proper customer & merchant investigations and take disputes to logical end by way of recommending credit or liability etc. basis merit of the case and due investigations Ensure completion of documents, filing and indexing of documents, reports Do field visits wherever necessary and carry out joint visits if required. Lead Investigation on credit, debit, prepaid dispute cases and other Payments products. Investigation on CNP referrals (CC & DC), Net baking / Chillr / UPI disputes. Collection referred cases, Non Starter & Web Marked cases investigation. Deceased customer verification Provide IR/MO for FMR reporting Provide Policy level inputs for process correction ,as and when required Regular Interaction with all the functions of the bank mainly with the Sales, Credit, Collections and Merchant Services ensure appropriate feedback on identified issues Keep the Fraud exposures much below the benchmarks by way of proper control mechanisms by understanding the market trends in-depth Recovery/Law Enforcement Liaison Work on fraud cases to ensure recovery through various mechanism like field, through the help of law enforcement or through other banks, and merchants File police complaints, liaise with law enforcement teams on fraud cases post necessary approvals Industry Level networking Interact with counterparts and risk officials of other banks to get correct information which can help in closure of investigations duly Scout for negative information like DSE, fraud companies, merchants and profiles and neglist them in our systems Maintain an MIS and details of such negative information Team Coordination & Vendor Management Team management & Synergize to maximize the results Train vendors, review their reports and quality, document with them in terms of month end letters, review of bills so as correct bills are submitted Support colleagues as a backup in contingency and if required Update team, supervisors on frauds, trends etc. on immediate basis Ensure that empanelment checks are conducted at the on boarding stage on various vendors / channel partners operating Payments business units Cross Checks To carry out cross checks as specified in the internal CIC bulletins / rolled out by the Central CIC team. SLI Cross check activities Ensuring that negative findings / variances found whilst conducting the cross checks are addressed with the respective units and appropriate action is taken where required. Gold Loan T & F activity, Cross valuation and packet opening. Post disbursement asset verifications

Key Responsibilities: Credit Assessment: Analyse financial documents such as balance sheets, profit and loss statements, and cash flow statements to assess the creditworthiness of borrowers. Loan Approval: Evaluate loan applications, review risk factors, and recommend credit decisions in line with the organization's credit policy. Risk Management: Identify potential risks associated with lending to individuals or businesses and suggest mitigation strategies. Policy Adherence: Ensure all credit decisions align with laid-out credit policies and regulations and work closely with other departments such as sales, legal, and collections to ensure the smooth processing of loans and resolution of any issues Customer Interaction: Interact with clients and borrowers to collect necessary financial data and assess their credit needs. Portfolio Management: Monitor the performance of the loan portfolio, track repayments, and recommend actions for any accounts showing signs of delinquency or default.

Job Description Job Title Sales Coverage Support Analyst Location Mumbai, India Role Description DIPL is looking to hire a qualified professional with business-based academic backgrounds to join the global Project Finance team within Corporate Bank. We are looking to recruit a person in the team to play an important role in actively managing the lending portfolio. The candidate will act as a contact for the ongoing credit monitoring, analytics, internal risk and other reporting. Role will involve regular interaction with other offshore teams as well as with CB onshore teams, CRM, finance, RPM etc. What we ll offer you As part of our flexible scheme, here are just some of the benefits that you ll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities Periodic single transaction or portfolio credit review Assist in processing of amendment and waiver requests, preparation, and submission to Risk of credit modifications Supporting annual project risk rating updates Credit monitoring through the review of all financial covenants and operating performance (e. g. financial models, proforma adjustments, key drivers, etc. ) Preparing quarterly Credit Risk Management ("CRM") portfolio review Maintaining various department and industry/sector databases/trackers Maintaining internal portfolio tracking metric Responding to ad hoc internal requests on portfolio composition and exposure Coordinating and working with front office Project Finance team Your skills and experience Bachelor s/Master s degree in Economics, Finance or Engineering. Additional certification like Chartered Financial Analyst (CFA) would be a plus 5 or more years experience in total in credit analysis or research Financial Analytical/modelling skills; including Excel & PowerPoint skills Knowledge of IFRS, US/GAAP accounting standards Knowledge of lending legal documentation Experience in analysing project finance transactions is a plus Behavioural skills Strong communication & presentation skills Desire to work in a fast paced, challenging environment Good problem solving skills Demonstrated flexibility and willingness to work for a global team with intensive international exposure cross multiple time-zones (US, EMEA and APAC) How we ll support you Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs

Roles and Responsibilities Manage a team responsible for credit appraisal, approval, and monitoring across multiple products such as auto loans, commercial vehicle loans, used car loans, equipment finance, PV, new car loans, etc. Oversee the entire credit lifecycle from application to disbursement. Develop and implement effective credit strategies to minimize defaults and maximize recoveries. Collaborate with cross-functional teams to identify areas of improvement in credit policies and procedures. Ensure compliance with regulatory requirements and internal policies.

The Associate Manager - Credit Administration role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Associate Manager - Credit Administration role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Associate Manager - Credit Administration role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Associate Manager - Credit Administration role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Senior Credit Analyst role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Senior Credit Analyst role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Credit Analyst role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Credit Analyst role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Senior Manager - Credit Administration role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Senior Manager - Credit Administration role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Senior Credit Analyst role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Manager - Credit Administration role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Manager - Credit Administration role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Manager - Credit Administration role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Senior Credit Analyst - BBG role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.

The Senior Credit Analyst - BBG role at IndusInd Bank involves overseeing key operations, ensuring compliance, and driving business growth. Responsibilities include managing customer interactions, improving service efficiency, and coordinating with various teams to achieve operational excellence. The ideal candidate should possess strong analytical skills, excellent communication, and a proactive approach to problem-solving. Prior experience in a similar role is preferred. Candidates must demonstrate leadership qualities and adaptability to dynamic banking environments. This position offers a great opportunity to grow within the banking sector.