125 Credit Monitoring Jobs - Page 2

Role & responsibilities Will be responsible to implement credit policies and processes at the branch or department level, conducting risk assessments and monitoring portfolio quality. You have to collaborate with internal teams to optimize credit processes and policies, providing leadership and support to branch credit officers and analysts. Additionally, Credit Managers play a crucial role in ensuring compliance with organizational policies and regulatory requirements, while also identifying opportunities for process improvement and efficiency enhancement within the credit department. Preferred candidate profile Having Good Experience in Credit for home loan underwriting and lap underwriting. may also know PD for cases .

Roles and Responsibilities Establish key qualification rules & credit worthiness of applicants Preparing credit evaluation reports evaluating risk in borrower, transaction and underlying security and making recommendations. Expert knowledge of Industry specific, market knowledge & trend Expert knowledge of financial with key ratio & their impact. Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts Working on new credit monitoring measures and credit triggers and their tracking. Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client. Liasioning and networking in the industry to seek reference checks for clients as well as understanding the industry & economy dynamics Ensuring the approvals are taken as per policies laid down and ensuring the internal policies on credit are not violated Stakeholder management and big team handling experience is needed . Desired Candidate Profile 1. Relevant experience of 12+ yrs in Banks/NBFCs handling the credit appraisals and approval of small to mid size loans to trade and to business enterprises 2. CA/MBA full time 3. Candidate experience in a NBFC/Bank current or past or a banking organisation is essential. 4. Must be strong in Compliance and have an understanding of the Regulatory framework. 5. Should have hands on exposure in Credit assessment, appraisal, approvals & administration of the policies, Creation of policies, portfolio management/surveillance & credit scoring.

Job Purpose: This role is responsible to create, review & implement credit policy for the Two Wheeler business in line with business requirements. Also Responsible for conceptualization & launch of credit policy for the same. Key Responsibilities: Conduct periodical review meetings with the business head for aligning credit policy to business needs and reporting credit deviations Portfolio reviews covering areas of delinquency reports, perusing Early Warning System (EWS) reports. Focus should be on portfolio intervention and resolutions strategies with the business unit in order to improve asset quality on continuous basis Capturing key data elements and analyzing them, interpreting the cross-period movements and understanding the macro mechanics of the system Responsible for the compliance to procedures laid down for processing, sanction, documentation and disbursement of various loan products at all the branches Identify and implement system and process improvements to ensure accurate, thorough data is available to support high quality analysis Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control Introduce projects related to process improvement, business development and risk reduction; serve as a co-owner for these projects Define processes and procedures in the credit function; ensure compliance with credit policy by coordinating with the authority at all locations Managing of Rule engine for credit decisioning Study competition and anticipate market trends, create programs to counter competition and improve business results Plan and execute quarterly risk assessment process in accordance with established standards, policies & procedures Ensure credit deviations are within control by monitoring underwriting quality; achieve credit cost reduction through programs focused on process and productivity improvement Job Requirements: Post Graduate / MBA 15+ years in Two Wheeler financing credit underwriting & policy Ability to derive industry insights & analyze best practices across industry Understanding of Two Wheeler industry; product knowledge Exposure to retail finance lending Ability to analyze the portfolio risk and to deal with the customers Strong analytical skills Strong communication and interpersonal skills Good negotiation skills

Job description: - Position: Credit Manager Secured Loans Product: Home Loan and LAP Job Locations:-Mathura Mode of interview-Virtual Job Type: REMOTE 1. Will Handel assigned location for Housing & Mortgages loan. 2. Manage team of Analysts & Ensuring that decision to be done at Benchmark TAT. 3. To Build up Healthy and sound portfolio . 4. Responsible for Underwriting of Home loan/loan against property files sourced by sales team and preparing the required proposal document detailing the loan eligibility. 5. Revert on post sanction conditions prior to disbursement based on queries raised by the team. 6. Provide recommendation on complex cases to supervisors for seeking necessary decision based on deviation/ approval matrix. 7. Co-ordinate and communicate with different departments. 8. Maintain TAT as per guidelines. 9. Adhere to the policy/ process laid out by the Central team on all loan applications being processed. 10. Closely monitor on non-starters/first EMI bounce trends. Ensure compliance on all aspects stipulated by company and regulatory committees. 11. Maintain and report various MIS to monitor portfolio performance and risk. 12. Continuously improve underwriting capability based on portfolio performance. 13. Understating the PD of affordable product 14. Must also have strong Excel and PowerPoint skills 15. Prior Credit experience of working in Banks/NBFCs/DSAs in the Home Loans, Loan against property or business loans. 16. Understanding of income assessment programs, legal and technical of property and client profiling. Qualification and Experience: A. Any graduate or equivalent, MBA preferred/commerce graduate preferred. B. Minimum 4-5 years experience in Credit department of Banks, NBFCs, C. Credit manager, branch Note: up to 45days notice period will be considered Contact for More Information HR SUSHMA-7009449677

Manager -Credit Monitoring - 6+ years -Hyderabad Location: Hyderabad Summary: We are seeking a skilled and experienced Manager to join our growing Portfolio Management Group. The primary responsibility of this role is to work closely with clients to monitor the performance of financing transactions across various asset classes in structured finance, covering different geographies. The ideal candidate will possess strong technical skills and a holistic understanding of the commercial lending domain. Your Future Employer: A leading financial services firm known for its expertise in structured finance and investment banking. The company provides a dynamic and growth-oriented environment for professionals looking to advance their careers. Responsibilities: 1. Collaborate with clients to monitor investment transactions across multiple asset classes. 2. Demonstrate a solid understanding of commercial lending processes, particularly corporate loans. 3. Manage the financial spreading and covenant monitoring processes, ensuring accuracy and compliance. 4. Supervise and lead a team of financial analysts. 5. Conduct financial statement analysis and review loan agreements. Requirements: 1. Advanced proficiency in MS Excel. 2. Superior communication skills written, verbal, and interpersonal. 3. Bachelor's degree/MBA/advanced degree in finance. 4. Extensive experience in credit analysis/financial spreading or a similar role, with at least 1-2 years in a leadership position. What is in it for you: 1. Opportunity to work with a leading financial services firm. 2. Dynamic and growth-oriented work environment. 3. Exposure to a variety of asset classes and geographies. 4. Leadership and team management experience. 5. Competitive compensation and benefits package. Reach us: If you think this role is aligned with your career, kindly write me an email along with your updated CV on radhika.agrawal@crescendogroup.in for a confidential discussion on the role. Disclaimer: Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status or disability status. Note: We receive a lot of applications on a daily basis so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated. Keywords: Financial spreading, corporate credit, credit analysis, investment banking, commercial lending, structured finance, financial analysis, Crescendo, Crescendo Global

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Strong attention to detail and organizational skills. Experience with credit management software and systems.

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-6 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Develop and implement effective credit risk management strategies. Collaborate with cross-functional teams to achieve business objectives. Analyze market trends and competitor activity to identify growth opportunities. Build and maintain strong relationships with customers and stakeholders. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong understanding of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Experience with credit management software and systems. Strong attention to detail and organizational skills.

Location: Hyderabad Summary: We are seeking a skilled and experienced Manager to join our growing Portfolio Management Group. The primary responsibility of this role is to work closely with clients to monitor the performance of financing transactions across various asset classes in structured finance, covering different geographies. The ideal candidate will possess strong technical skills and a holistic understanding of the commercial lending domain. Your Future Employer: A leading financial services firm known for its expertise in structured finance and investment banking. The company provides a dynamic and growth-oriented environment for professionals looking to advance their careers. Responsibilities: 1. Collaborate with clients to monitor investment transactions across multiple asset classes. 2. Demonstrate a solid understanding of commercial lending processes, particularly corporate loans. 3. Manage the financial spreading and covenant monitoring processes, ensuring accuracy and compliance. 4. Supervise and lead a team of financial analysts. 5. Conduct financial statement analysis and review loan agreements. Requirements: 1. Advanced proficiency in MS Excel. 2. Superior communication skills written, verbal, and interpersonal. 3. Bachelor's degree/MBA/advanced degree in finance. 4. Extensive experience in credit analysis/financial spreading or a similar role, with at least 1-2 years in a leadership position. What is in it for you: 1. Opportunity to work with a leading financial services firm. 2. Dynamic and growth-oriented work environment. 3. Exposure to a variety of asset classes and geographies. 4. Leadership and team management experience. 5. Competitive compensation and benefits package. Reach us: If you think this role is aligned with your career, kindly write me an email along with your updated CV on radhika.agrawal@crescendogroup.in for a confidential discussion on the role. Disclaimer: Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status or disability status. Note: We receive a lot of applications on a daily basis so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated. Keywords: Financial spreading, corporate credit, credit analysis, investment banking, commercial lending, structured finance, financial analysis, Crescendo, Crescendo Global

Collating Capital Loan proposals received at HO, rectification of errors and arranging for timely decisioning as per policy.Business & Financial Analysis according to polinorms.Assessment of business capacity, managerial competence, and financial

Skills Skill Sales Highest Education No data available Working Language No data available About The Role Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager

Skills Skill Sales Highest Education No data available Working Language No data available About The Role Role Description DesignationBranch Credit Manager GradeEB-2-Assistant Manager/EB-3-Deputy Manager Legal EntityEquitas Small Finance Bank Business UnitRetail Banking DivisionEmerging Enterprise Banking DepartmentCredit Travel requiredYes/No (if Yes, please mark ->) Level of travelModerate/Extensive LevelIndividual Contributor / Supervisory / Purpose of the role The position has been created to enable clear focus on Credit Evaluation of Customers through verification of documents and personal discussion as per company process To ensure high quality delivery of relevant vehicle finance products & services to our clients in a fair and transparent manner. The role holder is responsible for the credit appraisal of all vehicle finance proposals at the branch for New CV business. The role holder is also responsible for escalating proposals that fall beyond the incumbent's empowerment level. Key Responsibilities Ensure proper credit evaluation of customers as per policy & process Conduct personal discussion with customers for evaluation of Loan proposal Support the branch team in achieving desired branch objective. Manage & Maintain TAT for Loan disbursement. Supervisor & mentor Credit officer & Officer Credit Operation. To diligently appraise loan applications in line with credit policy of the organization. Ensure Credit policies to build a good quality portfolio of the branch. Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records. Completion of PDD on time for the Loan Disbursed Ensure Quality Portfolio of the branch is Maintained Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria Maintain high standards on credit appraisal through personal understanding of customer, as appropriate supplemented by documentation provided Minimize turnaround time per application Maintain a high quality portfolio at branch level . Manage and support other operations activities at the branch. Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate Ensure that the PDD is collected and maintained as per credit norms. Desired Experience Number of years of experience (05-08 years) Type of companies/sector worked for(Private commercial banks and large NBFCs) Responsibilities managed in the previous organizations(Primarily Credit function. Past experience in credit side of CV.) Languages (English/Hindi/Marathi) Computer/technical skills (Basic Computer Skills MSCIT) Qualifications GraduationAny Graduate Post-graduationIf any would be an added advantage Professional QualificationsIf any would be an added advantage Certifications (please specify)If any would be an added advantage

Basic Section No. Of Openings 1 External Title Credit Manager Employment Type Permanent Employment Category Field Closing Date 21 Jun 2025 Organisational Skills Skill Sales Highest Education No data available Working Language No data available About The Role Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager Credit Manager

Basic Section No. Of Openings 1 External Title Credit Officer Employment Type Permanent Employment Category Field Closing Date 13 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Inclusive Banking - SBL Department Mortgages Sub-Department Credit Generic Role Credit Officer External Title (Job Role) Credit Officer Division Inclusive Banking - SBL Zone South State Tamil Nadu Region Mailaduthurai Area Mailaduthurai Cluster Mailaduthurai PT Location Nagapattinam Branch Code 1260 Branch Name Sembanarkoil Skills Skill Survivability Highest Education Bachelor of Engineering Working Language Tamil About The Role Key Result Areas Position ABM - RetailCredit OfficerS.NO.DESIRED RESULTWEIGHTAGEKEY PERFORMANCE INDICATORAnnexure1Early Delinquency25%OD% on 12 Month Book-No. of casesAnnexure 12TAT for agency reports15%TAT of FI, RCU and TechnicalAnnexure 23Business Target Achievement (Collaboration)15%Branch Budget Vs. ActualAnnexure 34Process Orientation15%Credit Compliance/ Internal Audit ScoreAnnexure 45Post Disbursement Document15%PDD% collectionAnnexure 56Sampling10%20% Files ProcessedAnnexure 67Self Development5%Average Mandays of Training for selfAnnexure 7

Basic Section No. Of Openings 1 External Title Credit Officer Employment Type Permanent Employment Category Field Closing Date 02 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Emerging Enterprise Banking Department VF Sub-Department Credit Generic Role Credit Officer External Title (Job Role) Credit Officer Division Emerging Enterprise Banking Zone West State Chhattisgarh Region Chhattisgarh Area Chhattisgarh Cluster Chhattisgarh PT Location Chhattisgarh Branch Code 8013 Branch Name Korba Skills Skill Highest Education No data available Working Language No data available About The Role To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement)Ensure that file is complete in all aspects before the loan is disbursed (FTR as per the matrix)Physical File Dispatch to HO as per the matrixCompletion of PDD on time for the loans disbursedSelf DevelopmentProcess Orientation

Basic Section No. Of Openings 1 External Title Credit Manager Employment Type Permanent Employment Category Field Closing Date 11 Jun 2025 Organisational Skills Skill Credit Highest Education Bachelor of Arts Working Language Marathi About The Role TAT Management Achieve the Budgeted business volume for the financial year Maintain portfolio quality Portfolio Hygiene & Housekeeping

Basic Section No. Of Openings 1 External Title Credit Officer Employment Type Permanent Employment Category Field Closing Date 30 May 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Emerging Enterprise Banking Department VF Sub-Department Credit Generic Role Credit Officer External Title (Job Role) Credit Officer Division Emerging Enterprise Banking Zone North State Rajasthan Region Rajasthan Area Jaipur Cluster Jaipur PT Location Rajasthan Branch Code 16066 Branch Name Churu Skills Skill Highest Education Bachelor of Arts Working Language English About The Role SNO.OBJECTIVE1To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement)2Ensure that file is complete in all aspects before the loan is disbursed (FTR as per the matrix)3Physical File Dispatch to HO as per the matrix4Completion of PDD on time for the loans disbursed5Self Development6Process Orientation

Basic Section No. Of Openings 1 External Title Auditor Employment Type Permanent Employment Category Office Closing Date 27 May 2025 Organisational Entity Equitas Small Finance Bank Business Unit Internal Audit Division/Function (SBU) Assets & Credit Audit Department Assets & Credit Audit Sub-Department Assets & Credit Audit Generic Role Auditor External Title (Job Role) Auditor Division Assets & Credit Audit Zone South State Tamil Nadu Region Chennai Area Chennai Cluster Chennai PT Location Chennai Branch Code 9999 Branch Name Head Office Skills Skill Highest Education No data available Working Language No data available About The Role Independently conduct various types of audit (i.e. Process/Product/Thematic/Department/Management audit) assigned from time to time within the TAT. Facilitating / conducting investigation [offsite/onsite] relating to frauds, complaints of serious nature. Providing feedback to the stakeholders for plugging the control and process gaps. Ability to convey the shortcomings of serious and sensitive nature to the appropriate level of Management in a professional manner in the form of error free report within the prescribed time. To follow up with auditee units for getting rectifications, conformities and any other actionable in a time bound manner. To maintain cordial interpersonal relationships with cross-functional departments and effectively communicate with them in a timely structured manner for enhancing effectiveness and efficiency of the overall functioning.

CHIEF RESPONSIBILITIES Ensure quality Appraisal of credit for worthy borrowers. Ensure timely credit and transaction approvals for delegation under self. Follow up with seniors for credit / transaction approvals. Managing loan portfolio with respect to credit rating/quality. Identify de risk account / AL accounts. Monitoring of Team TAT and Productivity. Ensuring adherence to the credit policy and process. Review of Delinquency Review exceptions and approval for knocking. Respond on the Hindsight and Internal audit observations. Conduct monthly Regional Council Meetings with all the stakeholders. Strategic Managerial Responsibilities: Discussion of observations with Seniors ZCH/ National Credit Manager and Chief Credit Officer • Assessment of Credit Proposal / Case for his respective location / region • Presentation of key observations to Senior Management on periodic basis • Managing a team & drive the results/ goals set for self & Team. Core Responsibilities: Assessment of Credit proposal, Review cases as per credit Policy Parameters, Documentation check, analysis of observations for necessary correction in credit appraisal • Preparing CAM / Report which highlights the quality of information, which helps the decisioning of cases are senior level. • Monitoring of delinquency, exceptions, portfolio movement. • Maintaining data as required by the Senior Management People Management: Active participation in process re-engineering related to product / process • Collaborate with business, OSD & Policy team for any change in the process/policy. • Self-driven, goal oriented & dynamic in nature.

Key Accountabilities & Support Actions Portfolio monitoring includes but not limited to daily / weekly monitoring of updates on all the cases under portfolio which includes daily alerts / classification of alerts into different risk category / monitoring of credit rating / financial metrics / legal cases / adverse news both positive & negative. Taking timely & appropriate action basis the changes. Timely renewal of the cases. Preparation of scorecard and testing of the same. Qualifications CA / MBA 6-7 years of Experience. Understanding of credit assessment / underwriting of multiple industry operating in India. Working in Bank / NBFC. Working in working capital division Qualifications: MBA Minimum Experience Level: 2-5 Years Report to: NA

Role & responsibilities 1. credit reports to assess credit worthiness, performance and trend analysis for assessing the credit worthiness of large corporates 2. Monitoring of EWS alerts 3. Preparation of note with respect to EWS alerts categorization & Risk levels 4. Evaluation of ongoing maintenance of EWS systems including data capturing, data completeness, data integrity and data quality. 5. Reporting of EWS to top management 6. Identifying and escalating potential credit risks to RM's and respective credit verticals 7. Proficiency in financial statement analysis and credit scoring methods 8. Co-ordination with credit verticals for marking accounts as RFA under RBI EWS Framework 9. Monitoring of portfolio on an ongoing basis strict adherence to credit monitoring policy 10. Adhering to standard operating Procedure 11. Strong analytical and financial modelling skills 12. Identification of stress accounts and recommendations of actions 13. Developing and implementing credit monitoring tools and models

Job Purpose: This role is responsible to lead the development and oversight of credit policies for the Consumer Durable Loans portfolio. The ideal candidate will have a strong understanding of consumer lending risk, product-specific dynamics, and customer behavior in the consumer finance space, particularly within banks or NBFCs. Key Responsibilities: Develop and manage credit policies for Consumer Durable Loans across various products and geographies. Design rule-based or scorecard-driven underwriting criteria in line with risk appetite and market trends. Work closely with OEMs, retailers, and sales finance teams to align credit policies with business strategy. Monitor portfolio performance, delinquencies, and credit cost; recommend policy changes to maintain portfolio health. Leverage customer, bureau, and alternate data to refine segmentation and enhance decision accuracy. Coordinate with product, technology, and analytics teams to implement policies within digital and assisted journeys. Ensure compliance with internal credit standards, regulatory guidelines, and audit requirements. Conduct regular policy reviews and provide insights for new product launches or strategic partnerships. Job Requirements: Post Graduate / MBA 8+ years of experience in credit policy, preferably with exposure to Consumer Durable Loans in a Bank or NBFC Experience working with fintech partners or embedded finance models Understanding of retail merchant network dynamics and POS financing In-depth understanding of consumer durable finance, including EMI schemes, zero-cost financing, and manufacturer-led subvention models. Strong expertise in credit policy formulation, risk assessment, and scorecard development Experience with credit bureau data, partner integrations, and digital credit decisioning tools Strong analytical and communication skills with experience in cross-functional collaboration Proficiency in Excel, SQL, and analytics platforms (SAS, Python preferred)

Credit Monitoring - Evening Shift - 3+ years Location: Gurgaon Summary This role offers an exciting opportunity to work in the leveraged finance space, supporting complex transactions and managing end-to-end loan operations during US business hours. You will work closely with legal documentation, financial models, and covenant tracking processes, while also playing a key role in mentoring junior team members and driving process improvements. Your Future Employer A global financial services firm recognized for its robust credit and asset management capabilities. The organization offers excellent opportunities for learning, collaboration, and growth within a performance-driven culture. Responsibilities Review legal documents including credit agreements, term sheets, note purchase agreements, and investment memos to extract and interpret financial and covenant data Build and update risk and borrowing base models, conduct stress testing, and assess headroom across key risk metrics Monitor transaction-level covenants, triggers, and performance indicators to ensure compliance and identify early warning signs Manage day-to-day loan operations such as drawdowns, rollovers, repayments, and rate resets for syndicated and bilateral facilities Collaborate with internal teams to validate report outputs, streamline workflows, and mentor junior team members for performance improvement Requirements 3 to 7 years of experience in leveraged finance, credit analysis, or loan servicing with a focus on financial operations Strong understanding of corporate credit, leveraged loan structures, and financial documentation Proficiency in financial modeling using Excel and ability to perform scenario and sensitivity analysis Prior experience with investment banks, asset managers, or financial advisory firms is preferred Excellent communication skills, attention to detail, and ability to thrive in a fast-paced, night-shift environment What is in it for you Opportunity to work with a high-impact global team managing complex credit transactions Exposure to end-to-end leveraged finance and asset management operations Competitive compensation and night shift allowance Strong learning curve and career progression in a specialized domain Reach us If you feel this opportunity is well aligned with your career progression plans, please feel free to reach out to me with your updated profile at radhika.agrawal@crescendogroup.in Disclaimer Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Note We receive a lot of applications on a daily basis, so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated. Scammers can misuse Crescendo Global’s name for fake job offers. We never ask for money, purchases, or system upgrades. Verify all opportunities at www.crescendo-global.com and report fraud immediately. Stay alert! Keywords Leverage Facility, Loan Operations, Credit Analysis, Financial Modeling, Risk Monitoring, Covenant Tracking, Night Shift, Loan IQ, Syndicated Loans, Asset Management, Gurgaon Jobs

About The Role : We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

Role & responsibilities Develop and implement credit policies and procedures in alignment with regulatory requirements and company objectives. Manage the credit underwriting process, including evaluation of loan applications, credit scoring, and approval/rejection decisions. Monitor and analyze credit portfolio performance, identifying areas of improvement and implementing strategies to mitigate risk. Conduct periodic reviews and audits to ensure adherence to credit policies and regulatory standards. Provide leadership and guidance to the credit team, fostering a culture of accountability, professionalism, trust and continuous learning. Recruit, train and develop a high-performing credit team capable of meeting organizational goals. Set performance targets and KPIs for the team, regularly assessing performance and providing feedback for improvement. Manage budgetary allocations for the credit department, optimizing resource utilization and controlling cost effectively. Preferred candidate profile Minimum of 10 - 15 years of experience in credit management within the financial services industry, with at least 3 years in a managerial role. Proven track record of successfully managing credit operations, implementing credit policies, and achieving business objectives. Experience in Business Loan is mandatory

Leverage Facility Management Night Shift 3+ years Location: Gurgaon Summary This role offers an exciting opportunity to work in the leveraged finance space, supporting complex transactions and managing end-to-end loan operations during US business hours. You will work closely with legal documentation, financial models, and covenant tracking processes, while also playing a key role in mentoring junior team members and driving process improvements. Your Future Employer A global financial services firm recognized for its robust credit and asset management capabilities. The organization offers excellent opportunities for learning, collaboration, and growth within a performance-driven culture. Responsibilities Review legal documents including credit agreements, term sheets, note purchase agreements, and investment memos to extract and interpret financial and covenant data Build and update risk and borrowing base models, conduct stress testing, and assess headroom across key risk metrics Monitor transaction-level covenants, triggers, and performance indicators to ensure compliance and identify early warning signs Manage day-to-day loan operations such as drawdowns, rollovers, repayments, and rate resets for syndicated and bilateral facilities Collaborate with internal teams to validate report outputs, streamline workflows, and mentor junior team members for performance improvement Requirements 3 to 7 years of experience in leveraged finance, credit analysis, or loan servicing with a focus on financial operations Strong understanding of corporate credit, leveraged loan structures, and financial documentation Proficiency in financial modeling using Excel and ability to perform scenario and sensitivity analysis Prior experience with investment banks, asset managers, or financial advisory firms is preferred Excellent communication skills, attention to detail, and ability to thrive in a fast-paced, night-shift environment What is in it for you Opportunity to work with a high-impact global team managing complex credit transactions Exposure to end-to-end leveraged finance and asset management operations Competitive compensation and night shift allowance Strong learning curve and career progression in a specialized domain Reach us If you feel this opportunity is well aligned with your career progression plans, please feel free to reach out to me with your updated profile at radhika.agrawal@crescendogroup.in Disclaimer – Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Note – We receive a lot of applications on a daily basis, so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated. Scammers can misuse Crescendo Global’s name for fake job offers. We never ask for money, purchases, or system upgrades. Verify all opportunities at www.crescendo-global.com and report fraud immediately. Stay alert! Keywords Leverage Facility, Loan Operations, Credit Analysis, Financial Modeling, Risk Monitoring, Covenant Tracking, Night Shift, Loan IQ, Syndicated Loans, Asset Management, Gurgaon Jobs