466 Credit Monitoring Jobs - Page 7

About The Role To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind c...

Form ID: AR/CHR/22-23/0001.2 JOB DESCRIPTION 1. JOB DETAILS Position title:Credit Officer Department:Credit Department Reports to:Central Credit Manager (CCM) Location:Kolkata Band / GradeSr. Executive/Asst. Manager 2. JOB SUMMARY Credit officer is responsible for the timely appraisal and verification of MEL/Bazaar loan. Fill all the form & formats with due quality checks, complete eligibility analysis. Conduct Tele PD/Video PD as per our policy. Check Credit Bureau reports and loan repayment ability for the customer (Borrower & Co-Borrower). Check bank statement and business proof along with validation of it. Business evaluation/Cash Flow analysis/Check Customers' Market feedback/Credential...

Anand Rathi share and stock brokers limited is looking for Credit Manager to join our dynamic team and embark on a rewarding career journey.Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity. Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms. Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations. Credit Underwriting: Approving or declining credit applications based on the risk assessment and establi...

Roles and Responsibilities Manage credit processing, underwriting, and monitoring for personal loans and unsecured loans across multiple channels (branches & digital). Oversee a team responsible for credit assessment, appraisal, approval, and disbursement of loans. Develop and implement effective strategies to minimize defaults and recover bad debts. Collaborate with cross-functional teams to drive business growth while ensuring compliance with regulatory requirements. Analyze market trends, competitor activity, and customer behavior to inform lending decisions.

Interested Candidate can share CV vaibhav.macwan@efl.co.in Role & responsibilities Financial Analysis: Evaluate financial statements, credit history, tax returns, and other financial information to assess the financial health and creditworthiness of business loan applicants. Perform ratio analysis, cash flow analysis, and trend analysis to identify potential risks and opportunities associated with loan applications. Credit Risk Assessment: Assess the overall credit risk of applicants based on financial health, industry trends, market conditions, and other relevant factors. Make recommendations regarding credit limits, terms, and conditions for loan approvals, ensuring alignment with company ...

- Research and evaluate clients credit worthiness. - Create credit scoring models to predict risks. - Approve or reject loan requests, based on credibility and potential revenues and losses. - Calculate and set interest rates. - Monitor payments. Required Candidate profile - Proven work experience as a Credit Manager, Credit Analyst or similar role. - Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel).

About The Role Experience in credit/ operations in retail MFI loans/ unsecured loans. Prepare and present reports on credit-related activities to upper management. Good with excel and added advantage if good at MIS related application Oversee and guide the credit control team, providing training and support as needed. Capable of handling team of 8-10 credit officers independently. Team Handling and co-ordination Retails Ops candidate okay to evaluate Credit appraisal Implement and maintain the company"™s credit policies and procedures to minimize bad debt losses and optimize sales. Ensuring all credit operations comply with relevant laws and regulations.

About The Role Role Name Department Commercial Banking - Credit Monitoring & Strategy Location Mumbai Number of Positions 1 Reporting Relationships Vice President Position Grade Senior Manager Position Purpose : With the Bank"™s growing asset portfolio, there is an imminent need for building systems and processes for analysing data from multiple sources & drilling down to industry / sector level performances through advisories as well as forecasts based on a set of assumptions, on both threats and opportunities for growth, including specific references to individual borrowers and at group level; event-based impact analyses, tight monitoring of portfolio quality, timely identification of acco...

Department Regulatory ReportingLocation MumbaiNumber of Positions 1Reporting Relationship Team Leader - Regulatory ReportingPosition Grade M3 / M4 Job Role: PAN Bank Exposure report and CRILC return :- Preparing the PAN Bank Exposure Report. Co-oridnating with various department of the bank to get the data / information for PAN Bank exposure data and other returns.Analysis of trend and reconciliation of Pan Bank exposure report with source data. Compiling, checking and filing the monthly CRILC return Highlighting major risks if any arising from the existing process or reporting and taking corrective action. Other monthly / quarterly returns/ exposure reportPreparing the Gift City Exposure Re...

CHIEF RESPONSIBILITIES Carry out due diligence for large corporate customers (large companies, listed/unlisted) In-depth financial analysis, business model review, management risk analysis Working on cashflow based excel models, Analyzing cashflows and WC Review of annual reports, borrower/promoter background Review of term sheets/sanction letters and suggest terms to be incorporated in the same for both fund based and non-fund based products Review of Credit notes and guide team in analysis, decision making Interaction with various stakeholders (internal and external) for review of such customers Review of internal rating of customers and assign rating Review Early warning triggers Prepare ...

WBO:WBC-WB Service Relationship Manager INTERNAL USAGE No. of Vacancies Reports to Is a Team leader Y/N Team Size Grade Manager- DVP Business Corporate Center Department Wholesale Banking Operations Sub - Department - Location About Wholesale Banking Operations Wholesale Banking Operations manages the entire life cycle of the Wholesale Banking customers, it also caters to the various other requirement of non-retail borrowed accounts under Wholesale banking. The department is responsible for smooth functioning of all the Commercial Banking Operations units and ensure utmost customer (internal & external) satisfaction. They are also responsible for ensuring timely delivery, monitoring the heal...

About The Role Risk Manager Department Kotak Mahindra Bank Ltd Consumer Durables Location Mumbai HO Number of Positions One Reporting Relationship Reporting to Business Head Consumer Durables Business Position Grade M7-M8 Risk management & Portfolio monitoring for Consumer durable loans. Managing Risk containment unit for Consumer businesses Portfolio monitoring and continuous review of Consumer durable, Digital Business finance, Life style business, Personal loan cross sell Improving controllership by way of building strong system Building and automating credit approval engine Support launch of new products with policy & system build and implementation Formulating Risk policy & support to l...

About The Role Experience in credit/ operations in retail MFI loans/ unsecured loans. Prepare and present reports on credit-related activities to upper management. Good with excel and added advantage if good at MIS related application Oversee and guide the credit control team, providing training and support as needed. Capable of handling team of 8-10 credit officers independently. Team Handling and co-ordination Retails Ops candidate okay to evaluate Credit appraisal Implement and maintain the company"™s credit policies and procedures to minimize bad debt losses and optimize sales. Ensuring all credit operations comply with relevant laws and regulations.

About The Role Role Name Department Commercial Banking - Credit Monitoring & Strategy Location Mumbai Number of Positions 1 Reporting Relationships Vice President Position Grade Senior Manager Position Purpose : With the Bank"™s growing asset portfolio, there is an imminent need for building systems and processes for analysing data from multiple sources & drilling down to industry / sector level performances through advisories as well as forecasts based on a set of assumptions, on both threats and opportunities for growth, including specific references to individual borrowers and at group level; event-based impact analyses, tight monitoring of portfolio quality, timely identification of acco...

This role is responsible for building and managing Maanaveeyas FI-MSME portfolio that involves financing MSMEs. It covers the complete lending cycle from sourcing and appraising NBFCs, conducting due diligence, structuring and pricing, legal documentation, disbursement, portfolio monitoring, and repayment management. Result areas of the job Portfolio Build-up: Develop and expand Maanaveeyas lending portfolio by financing NBFCs engaged in MSME lending. Responsible for end-to-end credit process: opportunity identification, financial and operational due diligence, credit evaluation, structuring, pricing, negotiations, documentation, disbursement, and monitoring. Assess and underwrite NBFCs fina...

As a Regulatory Reporting professional in the banking sector based in Mumbai, you will be responsible for managing various reports and returns to ensure compliance with regulatory requirements and to support risk management processes. Your primary focus will be on PAN Bank Exposure report and CRILC return, where you will prepare reports, coordinate with different departments for data collection, analyze trends, and ensure accurate filing of monthly returns. In addition, you will also work on other monthly and quarterly returns such as Gift City Exposure Report, Capital Market Exposure, Large Exposure, Return on Asset Quality, and more. One of your key responsibilities will be to identify and...

You will be responsible for achieving the bank's profitability targets, including assets, liabilities, acquiring new customers, and meeting cross-sales targets assigned to both the team and individuals. Your primary focus will involve developing and nurturing relationships with existing customers to ensure smooth processing of their business transactions. Additionally, you will be tasked with attracting and cultivating new customers for the bank to enhance long-term profitability. This includes deepening business relationships with existing customers by actively seeking out new business opportunities, such as increasing credit sales (both fund-based and non-fund-based), international trade, ...

About The Role Location Credit Manager-Agri Business Group (ABG)-Credit JOB DESCRIPTION Grade-M5 Above Function- Agri credit Role location Credit manager Max age limit- 25 + Experience- CA 1 years; Candidate should not be from Retail Credit Should have Underwriting experience in ticket size of Rs upto 15 Crs Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Continuous monitoring of Infant Delinquencie...

About The Role Location Credit Manager-Agri Business Group (ABG)-Credit JOB DESCRIPTION Grade-M5 Above Function- Agri credit Role location Credit manager Max age limit- 25 + Experience- CA 1 years; Candidate should not be from Retail Credit Should have Underwriting experience in ticket size of Rs upto 15 Crs Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Continuous monitoring of Infant Delinquencie...

About The Role Job Role : Responsible for processing and underwriting of Commercial Vehicles Finance deals as per credit policy for Andhra Pradesh, Karnataka and Telangana. Ensure adherence to credit policy and defined processes and CAM quality and imparting training to Credit Processing Team/ Team Management. Maintaining defined TATs for approval and TAT / Performance Management of processing Team Imparting induction and continuous training programs for credit team and MIS management To ensure audit compliance and regulatory compliance Monitoring of Delinquencies / Infants Job Requirements : CA Inter / CA / MBA (Finance) Experience of minimum 2 years in financing business, preferably in a c...

About The Role Location Credit Manager-Agri Business Group (ABG)-Credit JOB DESCRIPTION Grade-M5 Above Function- Agri credit Role location Credit manager Max age limit- 25 + Experience- CA 1 years; Candidate should not be from Retail Credit Should have Underwriting experience in ticket size of Rs upto 15 Crs Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Continuous monitoring of Infant Delinquencie...

About The Role Location Credit Manager-Agri Business Group (ABG)-Credit JOB DESCRIPTION Grade-M5 Above Function- Agri credit Role location Credit manager Max age limit- 25 + Experience- CA 1 years; Candidate should not be from Retail Credit Should have Underwriting experience in ticket size of Rs upto 15 Crs Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Continuous monitoring of Infant Delinquencie...

About The Role Job Role : Responsible for processing and underwriting of Commercial Vehicles Finance deals as per credit policy for Andhra Pradesh, Karnataka and Telangana. Ensure adherence to credit policy and defined processes and CAM quality and imparting training to Credit Processing Team/ Team Management. Maintaining defined TATs for approval and TAT / Performance Management of processing Team Imparting induction and continuous training programs for credit team and MIS management To ensure audit compliance and regulatory compliance Monitoring of Delinquencies / Infants Job Requirements : CA Inter / CA / MBA (Finance) Experience of minimum 2 years in financing business, preferably in a c...

Primary Responsibilities: Credit Management Policy ProcessesMaintains Credit policy and process adherence in the Branch Coordinate with Legal Technical Agencies Underwriting Carry out detailed business analysis and recommend a proposal to the delegated authority Visit each case within prescribed TAT Prepare CAM and Financial Analysis for the caseVisit neighbours suppliers customers for the reference checksVisit property and conduct due diligence in identifying the property Location - Ahmedabad, Akurdi,Ambarnath,Anand,Aurangabad,Vadodara,Bhavnagar, Bhiwani, Bhusawal, Borivali, Chandrapur,Chowk,Dombivli, Gandhidham,Gondiya, Himatnagar, Hyderabad, Jalgaon,Jalna,Jamnagar,Kolhapur,Latur,Mehsana, ...

Evaluating creditworthiness,financial risk associated with lending activities Develop implement credit risk models,rating systems,ensuring that the bank’s credit portfolio is managed within acceptable risk limits. exp in SCF, WC, CC, OC MANDATORY