224 Credit Monitoring Jobs - Page 6

We are looking for a highly skilled and experienced professional with 6 to 11 years of experience to join our team as an Associate - CF - Credit Administration in Bengaluru. Roles and Responsibility Implement and manage credit admin processes and credit underwriting for the corporate finance division. Coordinate with operations departments for data input, file maintenance, and other tasks. Ensure security perfection and appropriate charge creation, and file in ROC for assets securing facilities. Follow up on post-disbursal documents (PDD) and deferral MIS. Generate MIS on revenue leakages as per sanction conditions. Map and improve processes related to business operations. Job MBA in Finance or CA qualification is required. Minimum 6 years of experience in credit administration or a related field. Possess strong knowledge of credit underwriting, financial services, and banking operations. Demonstrate excellent communication and coordination skills. Ability to work in a fast-paced environment and meet deadlines.

We are looking for a highly skilled and experienced Credit Manager to join our team in Mumbai. The ideal candidate will have 2-7 years of experience in credit administration, underwriting, or a related field. Roles and Responsibility Implement and manage credit admin processes and credit underwriting for the corporate finance division. Ensure security perfection and appropriate charge creation along with filing in ROC for assets securing the facility. Follow up on post-disbursal documents (PDD) and deferral MIS. Generate MIS on revenue leakages as per sanction conditions. Conduct process mapping and process improvement related to business operations. Coordinate with the operation department for data input and file maintenance. Job MBA in Finance/CA or any graduate degree. Possess strong knowledge of credit administration, underwriting, and financial services. Demonstrate excellent communication and coordination skills. Ability to work effectively in a fast-paced environment and meet deadlines is essential. Exhibit strong analytical and problem-solving skills. Maintain confidentiality and handle sensitive information with discretion.

We are looking for a highly skilled and experienced professional to join our team as a Manager - Retail Credit in Vizianagaram. The ideal candidate will have 2-5 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve optimal outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage and home loan businesses in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree. CA/MBA certification is preferable. Strong knowledge of housing finance, credit underwriting, and retail credit. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills.

We are looking for a highly skilled and experienced professional to join our team as an Associate - Credit Monitoring (TCCL) in Mumbai. The ideal candidate will have 2-7 years of experience in the field. Roles and Responsibility Lead and manage credit processes, including appraisal, underwriting, compliance, and monitoring. Conduct detailed due diligence on proposals presented to the Credit Committee. Analyze risks, including financial, commercial, technical, and policy and regulatory risks, and their mitigants. Develop and execute best practices for credit assessment across disparate products and sectors. Prepare detailed credit notes for presentation to the Investment Credit Committee of the Board. Collaborate with business teams to deliver industry-leading turnaround times without compromising on quality. Engage effectively with internal and external agencies such as other FIs, credit rating agencies, developers, and regulators to stay updated on new developments. Ensure adherence to various credit policies and norms, and conduct periodic reviews and portfolio monitoring. Work cohesively with risk, origination, relationship, legal, internal audit, and operations teams to achieve maximum efficacy. Build and execute strategies for underwriting, helping to build a robust, quality portfolio. Demonstrate thought leadership and ensure complete compliance with TCCL''s policy on Social and Environmental Management Systems (SEMS), conducting periodic reviews and coordinating with IFC to maintain high standards of SEMS compliance. Job Strong analytical skills with attention to detail and a passion for excellence. Excellent collaboration and coordination skills, with the ability to work effectively with cross-functional teams. Proven track record of building and executing strategy, demonstrating self-motivation and customer orientation. Sound problem-solving and decision-making skills, along with strong leadership abilities. Good communication and interpersonal skills, with a working understanding of SEMS or similar standards. Ability to work in a fast-paced environment, focusing on delivering results and achieving targets. Experience in emerging sectors such as E-mobility, Solar Rooftop, Water, Energy Efficiency, and Green warehousing. A graduate degree is required for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to excellence and innovation.

We are looking for a highly skilled and experienced Credit Manager to join our team in Delhi. The ideal candidate will have 6-10 years of experience in credit monitoring, analysis, and portfolio management. Roles and Responsibility Monitor the portfolio continuously, adhering strictly to the Credit Monitoring Policy. Conduct regular portfolio reviews and identify stress accounts, recommending actions. Handle account restructuring and perform annual reviews. Coordinate with Fincon/accounts and budgeting teams for accurate reporting. Identify and mitigate potential risks through constant monitoring of borrower events. Maintain vendor relationships, including lenders, independent engineers, legal counsel, and insurance consultants. Job A Diploma or Degree/MBA is required. Possess strong knowledge of credit monitoring, analysis, and portfolio management. Demonstrate excellent communication and coordination skills. Ability to work effectively in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills. Experience in MIS and other reporting is desirable.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Hyderabad. The ideal candidate will have 6-8 years of experience in the banking industry, preferably with TATA Capital Limited. Roles and Responsibility Manage and oversee credit operations for individual loans. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Job Strong knowledge of credit underwriting principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Strong understanding of financial services industry trends and developments. Experience with credit management systems and technologies. A graduate or postgraduate degree is required.

We are looking for a highly skilled and experienced professional with 2 to 7 years of experience to join our team as an Associate - Credit Monitoring (TCCL) in Mumbai. Roles and Responsibility Collate key financial parameters and conduct data entry in the system. Create financial spreads from financial documents. Run credit checks on customers, including CIBIL, bank statement analysis, and internal credit checks. Ensure productivity and quality of output. Work with Sales & Credit teams for coordinating data requirements and ensuring data completeness and accuracy. Analyze credit requirements for corporates. Job Strong understanding of credit monitoring frameworks and principles. Excellent analytical and problem-solving skills. Ability to work effectively in a team environment. Strong attention to detail and organizational skills. Understanding of financial markets and instruments. Familiarity with credit risk management practices.

We are looking for a highly skilled and experienced professional with 10 to 15 years of experience to join our team as a Manager - Retail Credit in Delhi. The ideal candidate will have a strong background in credit underwriting, risk assessment, and portfolio management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to predict loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability standards. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a preference for CA/MBA certification. Minimum 10 years of experience in credit underwriting, risk assessment, or a related field. Possess strong knowledge of credit underwriting principles, risk assessment, and portfolio management. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required.

We are looking for a highly skilled and experienced Credit Manager to join our team in Mumbai. The ideal candidate will have 2-7 years of experience in credit monitoring, analysis, and portfolio management. Roles and Responsibility Monitor the portfolio continuously, adhering strictly to the Credit Monitoring Policy. Conduct regular portfolio reviews and identify stress accounts, recommending actions. Handle account restructuring and perform annual reviews. Coordinate with Fincon/accounts and budgeting teams for accurate reporting. Identify and mitigate potential risks through constant monitoring of borrower events. Maintain vendor relationships, including lenders, independent engineers, legal counsel, and insurance consultants. Job A Diploma or Degree/MBA is required. Possess strong knowledge of credit monitoring, analysis, and portfolio management. Demonstrate excellent communication and coordination skills. Ability to work effectively in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills. Proficient in MIS and other reporting tools.

We are looking for a highly skilled and experienced Credit Manager to join our team in Mumbai. The ideal candidate will have 6-8 years of experience in credit monitoring, analysis, and portfolio management. Roles and Responsibility Monitor the portfolio continuously, adhering strictly to the Credit Monitoring Policy. Conduct regular portfolio reviews and identify stress accounts, recommending actions. Handle account restructuring and perform annual reviews. Coordinate with Fincon/accounts and budgeting teams for accurate reporting. Identify opportunities for growth and improvement through portfolio modeling and analysis. Maintain vendor relationships, including lenders, independent engineers, legal counsel, and insurance consultants. Job A Diploma or Degree in a relevant field is required; an MBA is preferred. Possess strong knowledge of credit monitoring, analysis, and portfolio management. Demonstrate excellent communication and coordination skills. Ability to work effectively in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills. Proficient in MIS and other reporting tools.

We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Mumbai. The ideal candidate will have 2-7 years of experience in credit management, underwriting, and risk assessment. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission. Coordinate with the recoveries team and generate business insights. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency. Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio. Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems. Stay updated on key regulatory changes and competition practices and evaluate team members accordingly. Participate in all monitoring activities and collection follow-up/delinquency management. Maintain the quality of the portfolio and keep overall TAT within acceptable norms. Regularly update the team on updates/modifications in credit policies/processes. Job Minimum 2 years of experience in credit management, underwriting, or a related field. Strong knowledge of credit policies, underwriting, and risk assessment. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Proficient in MS Office and other relevant software applications. A minimum degree of MBA/PGDBA/PGPM/CA or equivalent is required.

We are looking for a highly skilled and experienced Credit Manager to join our team in Bengaluru. The ideal candidate will have 2-7 years of experience in credit underwriting, risk assessment, and portfolio management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve optimal outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability and facilitate critical review and documentation of proposals while monitoring client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps as needed while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Job Graduate or Postgraduate degree in any field; CA/MBA is preferable. Strong knowledge of credit underwriting, risk assessment, and portfolio management. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in managing teams and leading by example. CertificationsCA/MBA (Preferable).

We are looking for a highly skilled and experienced Credit Manager to join our team in Hyderabad. The ideal candidate will have 3-5 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines, making decisions or recommending approval to higher authorities. Underwrite proposals as per laid down policies and procedures to meet business volumes and agreed SLAs. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS, regularly reporting the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decision-making on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage and home loan businesses in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a strong academic record. Minimum 3 years of experience in credit management, preferably in housing finance. Strong knowledge of credit underwriting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in MS Office and other relevant software applications. CertificationsCA/MBA (Preferable). Additional Info The selected candidate will be required to manage a team and provide guidance and support to junior staff members.

We are looking for a highly skilled and experienced professional with 10 to 15 years of experience to join our team as a Manager - Retail Credit in Nandyal, Sanjeev Nagar. The ideal candidate will have a strong background in credit underwriting and risk management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios and loan to value ratios, and calculate ratios to predict loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a preference for CA/MBA certification. Minimum 10 years of experience in credit underwriting and risk management. Strong knowledge of credit underwriting principles, practices, and regulations. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Mumbai, Lower Parel, and MM*. The ideal candidate will have 6-9 years of experience in the banking or financial services industry. Roles and Responsibility Conduct due diligence on corporate, group, and promoters to assess Analyze financials to identify potential risks and opportunities. Understand proposal-related industry and market dynamics to inform credit assessments. Conduct site visits and personal discussions with promoters/CFOs to gather insights. Prepare credit notes including deal-specific covenants to ensure compliance. Adhere to internal credit policies and capture deviations in credit notes for transparency. Approve/recommend credit limits and transactions based on thorough analysis. Monitor portfolio companies to ensure timely payments and adherence to agreed-upon terms. Job Strong understanding of credit appraisal principles and practices. Excellent analytical and problem-solving skills with attention to detail. Ability to work independently and as part of a team to achieve common goals. Effective communication and interpersonal skills to build strong relationships. Proficiency in preparing credit notes and other financial documents. Experience in monitoring portfolio companies to ensure timely payments.

We are looking for a highly skilled and experienced professional with 10 to 15 years of experience to join our team as a Manager - Retail Credit in Palanpur, S9 Complex, JM. The ideal candidate will have a strong background in credit underwriting and risk management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios and loan to value ratios, and calculate ratios to predict loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree. CA/MBA certification is preferable. Minimum 10 years of experience in credit underwriting and risk management. Possess strong knowledge of credit underwriting principles, practices, and regulations. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills.

Management of Prize Money Distribution by complying Security Norms & Financial Delegation Implement Process flow of credit Prize money Distribution Review the credit policy periodically & suggest changes/modification In-person verification of customer where ever required Final sign off for each disbursal by scrutinizing profile, documentation, process & risk Controller of entire credit monitoring process Review of In-personal verification & authenticity Review of authenticity of documentation Stock Taking of receivables & Payment track for the debt outstanding Report for recovery/legal action to collect the money owned Other duties as delegated from time to time

Processing of each disbursal by scrutinizing profile, documentation, process & risk Helping the Head Process & Credit Risk in Controlling credit monitoring process In-personal verification & Reporting Checking the authenticity of documentation Management of Prize Money Distribution by complying Security Norms & Financial Delegation Implement Process flow of credit. Scrutinizing profile, documentation, process & risk Credit monitoring process Review of In-personal verification & authenticity Review of authenticity of documentation Stock Taking of receivables & Payment track for the debt outstanding Report for recovery/legal action to collect the money owned Other duties as delegated from time to time

Processing of each disbursal by scrutinizing profile, documentation, process & risk Helping the Head Process & Credit Risk in Controlling credit monitoring process In-personal verification & Reporting Checking the authenticity of documentation Stock Taking of receivables & Payment track for the debt outstanding Other duties as delegated from time to time

Processing of each disbursal by scrutinizing profile, documentation, process & risk Helping the Head Process & Credit Risk in Controlling credit monitoring process In-personal verification & Reporting Checking the authenticity of documentation Management of Prize Money Distribution by complying Security Norms & Financial Delegation Implement Process flow of credit Review the credit policy periodically Scrutinizing profile, documentation, process & risk Credit monitoring process Review of In-personal verification & authenticity Review of authenticity of documentation Stock Taking of receivables & Payment track for the debt outstanding Report for recovery/legal action to collect the money owned Other duties as delegated from time to time

Key Deliverables for the role Build the Credit and Operations functions in the Company covering the following: o Underwriting o Transaction Documentation o Disbursements o Banking Operations o Regulatory Compliance & Reporting (CERSAI, Credit Bureaus etc.) Lead a team of Credit & Operations Officers Managing quality & delivery turnaround of loan proposals. Enabling business growth Provide relevant & regular inputs for creation refinement of Credit policy. Will drive and support other miscellaneous initiatives as part of risk credit business technology as may be taken up from time to time. CA/ MBA with 10 14 years of relevant credit risk experience with reputed NBFCs & or Commercial Banks Exposure and knowledge of credit practices and products in small ticket lending (LAP Home Loans and unsecured loans) Should have local market knowledge of key industries, acceptable collateral, high risk areas etc. Should be fully conversant with legal documentation Candidates having experience in both Operations and Credit will be preferred.

Bharat Financial Inclusion is looking for Branch Credit Manager to join our dynamic team and embark on a rewarding career journeyCredit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity.Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms.Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations.Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria.Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults.Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts.Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns.Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders.Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities.

Hello, We are hiring for Oracle BRM Consultant Job Title: Oracle BRM Consultant Work Mode: Remote Exp : 9+Years Loc: Remote Notice Period: Immediate to 30 Days(Serving) Required experience: Good understanding on BRM Architecture Hands-on implementation of BRM functionality on multiple projects. Should have good working understanding on BRM modules like Account & Subscription, Credit monitoring, Billing, Invoicing, Taxation should have knowledge on BRM Cloud Native - build, test and deploy the BRM image Should be good in BRM design and upgrade knowledge on BRM is added advantage. NOTE: Let your co-workers or Circle know about this opportunity if you lack these skills set.

Task performed Ensure AP Ref no.if generated as soon as a file is logged in Ensure CPV, neighbor check, Financiary reference check and TVR is done after CIBIL Recommends and forwards to appropriate authority basis limits, deviation, and deferral. Does PD for every single customer. Take various market references and build touch points for customer reference. Check and keep tab on industry trends, key factors impacting industry, performance of trade in local market and regulatory impact Review of credit files as per policy Co-ordinate with FCU for setting up specific triggers Ensure approval tracker is given to Business Basis product to do CFA and ABB. Relook at cases which have been rejected basis merit Clear the various exception raised. Review portfolio every month with respect to ODs / losses / fraud for the period underwritten with respect to the following Bucketwise OD’s being within the triggers OD’s within the budgeted figure Customers TOD level within acceptable norms Non Starter at minimum level Negligible skip / fraud cases Ensure documentation is in place before sending the file for dispatch, with reviews done periodically on the documentation, besides ensuring dispatch of the physical file. Ensure the completed document is moved into the Operations Queue Reviews credit admin activities to ensure the activities like RMU movement, filing of charge, agreement filling, stock and book debt audit, legal dox review , regular information on deviations, deferrals to central unit etc are completed within stipulated time frame. Gives Early warning inputs regularly through market, industry and customer level feedback in order to avoid surprise delinquencies. Constantly monitor portfolio adherence to triggers to identify underlying issues with plausible solutions.