125 Credit Monitoring Jobs - Page 5

Role & responsibilities Verification of KYC documents received from customers. Checking of documents and details uploaded by the Sales Team. Check of CIBIL Scores. Making calls to the customers to check on their credibility. Handling credit operations from login to disbursement Taking care of audit queries and maintaining good audit score. Assessing overall credit eligibility of customer & recommended the case to higher authority. Handling customer data verification as KYC, Bank statements and contact point verification Preferred candidate profile Looking for Telugu speaking candidates either Freshers eager to work in Credit underwriting and KYC verification team into Personal loans. Looking for 2024/2023 pass out Graduation must (or) candidates who have recieved their final semester results are preferred. Linguistic candidates preferred - Telugu language is Preferred Open to work in rotational Day shifts with compensatory day off. Perks and benefits PF Graduity Thanks & Regards, Monica 7397298585 Executive - Human Resource HDB Financial Service

Experience in Routine Accounting Activities and Financial Planning & Analysis, MIS Preparation, Credit Monitoring, Cash Flow and outflow, Fund Management, Internal Audit, Accounts Receivable & Payable.

Good experience in credit monitoring - annual risk assessment The credit assessment process requires the following: Work on financial data gathering/enrichment and being up to date on US Public Finance regulatory trends in financial reporting Update required data set from input / source document related to assigned tasks into required output template / applications Identify historical trends and patterns within financial data and update the current financial statements similarly Deliver on predefined team targets including delivering outcomes with high quality and excellence Explore opportunities and provide ideas to improve the current processes using emerging technologies Identify areas to extract faster, accurate and reliable data or documents Provide financial analysis support on special projects and ad-hoc requests from management Active participation in team meetings/activities and good communication skills to interact with other related teams

Good experience in leveraged finance credit monitoring - quarterly monitoring and annual risk assessment memos Preparing opinion based credit reports and financial models based on fundamental analysis for a set of assigned credits/companies The credit assessment process requires the following: o Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. o Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments. o Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations. o Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years). o Determine and recommend ratings to the entity based on the internal rating framework and methodology.

Role & responsibilities Make informed lending decisions based on available information and applicant interactions Ensure superior customer experience and reasonable turnaround time. Manage performance metrics related to losses, portfolio quality, cost of credit administration, and employee productivity. Monitor portfolio indicators and ensure they align with desired levels. Motivate and develop credit resources to enhance team performance. Contribute to achieving branch profit goals through effective credit management and decision-making. Assist ZCM in coordinating and managing the region. Control the Pushback Ratio Preferred candidate profile Min 7 Years of experience in Housing Finance as a Area Credit Manager

Job Purpose "This position is open with Bajaj Finance ltd." Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location -Keeping delinquency under control -Compliance of policy and processes -Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format -Market Research and Feedback for new product launch. -Feed back on credit policy based on market conditions. Required Qualifications and Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience. Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans Positive attitude and team player

Job Purpose "This position is open with Bajaj Finance ltd." Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location -Keeping delinquency under control -Compliance of policy and processes -Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format -Market Research and Feedback for new product launch. -Feed back on credit policy based on market conditions. Required Qualifications and Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience. Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans Positive attitude and team player

Job Purpose "This position is open with Bajaj Finance ltd." Duties and Responsibilities 1.Ensure full compliance to the set process for the assessment and capture of all required data for the preparation of credit monitoring dashboards. 2.Ensure adherence to the set timelines for delivery of the credit monitoring dashboards and related projects. 3.Monitor the alerts generated by the dashboards, communication of the same to respective stakeholders and maintain a tracker to monitor action taken. 4.On a regular basis, participate in the development related activities to enhance the scope and effectiveness of the credit monitoring dashboards. Required Qualifications and Experience CA/MBA with 1-2 years of relevant experience in credit monitoring or portfolio monitoring.

*7+ years exp. in credit risk mgmt. within Bank/NBFC *Strong communication analytical and research skills *Sound understanding of the financial services regulatory environment *Portfolio monitoring Must have experience in Vehicle Loans. 9120665790 Required Candidate profile CA/ Finance PG degree with exp. in tech upgrades & system development Work closely with internal teams & stakeholders Reduction in non-compliance incidents Timely review & update credit risk policies

JD - Credit Monitoring Preparing of Annual Review Notes for allotted Region in corporate Finance in timely manner, Notes are extensive and needs to be made by the candidate, covering detailed financial Analysis and presentation as per DoA for approval of reviews. Preparing Financial spreads in this process. Meeting the customer & visiting the customer s factory. Knowledge of financials ratios , financial spreads is necessary Past Credit / Credit monitoring exposure to corporate customers large / mid necessary Ability of work independently and handle ambiguity and coordinate with various stakeholders Working on presentations to the Credit Monitoring Committee working on SICR reporting to RBI Other Regulatory reporting Customer Information report preparation Portfolio Review in detail for entire portfolio assigned Sector based review of portfolio for NBFC , LAS , Real Estate Identifying early warning signals High Risk/ Exit accounts identified of the reviews Put Call Review note preparation & obtaining timely Approvals Handling of SMA accounts and represent TCFSL in lenders meetings / JLFs as and when required in connection with the SMA accounts. Restructuring of the facility wherever required Valuations of Collateral on timely basis , interacting with customer and valuer for same Office Visits/ customer visits/ Customer calls periodically for result analysis, project assessment. asset verification . Appraising specific post disbursement approvals/ NOCs that are required to be taken by borrowers as per sanction terms and recommending the same to approving authorities. Analyzing GST, IT , PF , allied information towards assessing business activity and financial condition Ensuring compliance to credit monitoring policy for various monitoring activities. Handling of Internal Audit queries Qualifications - Minimum Degree: CA / MBA/PGDBA/PGPM/

Good experience in credit monitoring - annual risk assessment The credit assessment process requires the following: Work on financial data gathering/enrichment and being up to date on US Public Finance regulatory trends in financial reporting Update required data set from input / source document related to assigned tasks into required output template / applications Identify historical trends and patterns within financial data and update the current financial statements similarly Deliver on predefined team targets including delivering outcomes with high quality and excellence Explore opportunities and provide ideas to improve the current processes using emerging technologies Identify areas to extract faster, accurate and reliable data or documents Provide financial analysis support on special projects and ad-hoc requests from management Active participation in team meetings/activities and good communication skills to interact with other related teams

Build a highly collaborative and proactive credit function with digital mindset. Developing credit appraisal and underwriting of mortgage products. Supporting feedback on Policy, system and BRE testing Ensure compliance to laid down Policy framework Monitoring quality of STP processes Implementation of end to end digital processes.

P J Credit Capital Ltd. is looking for Senior Credit Manager to join our dynamic team and embark on a rewarding career journey. Delegating responsibilities and supervising business operations Hiring, training, motivating and coaching employees as they provide attentive, efficient service to customers, assessing employee performance and providing helpful feedback and training opportunities. Resolving conflicts or complaints from customers and employees. Monitoring store activity and ensuring it is properly provisioned and staffed. Analyzing information and processes and developing more effective or efficient processes and strategies. Establishing and achieving business and profit objectives. Maintaining a clean, tidy business, ensuring that signage and displays are attractive. Generating reports and presenting information to upper-level managers or other parties. Ensuring staff members follow company policies and procedures. Other duties to ensure the overall health and success of the business.

Credit Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager) Job location - Gurgaon (Work from office) Role & responsibilities Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates. Managing a portfolio of clients and handling rating assignments. Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc). Build forecast excel models Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties. Adhering to standard operating procedure & policies including compliance documentation. Maintaining strong relationship with the client. Preferred candidate profile Strong understanding of credit principles, policies and regulations. Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree. Excellent written & verbal communication skills and ability to build effective relationships with various stake holders. Ability to multi-task independently under tight timelines and eye for details. 3 - 10 years relevant experience

Do you want your voice heard and your actions to count Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world s leading financial groups. Across the globe, we re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world s most trusted financial group, it s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. Credit Risk (Monitoring, Documentation and administration) - Administrator Position - Administrator Job Responsibilities: Responsible for initiatives to create local credit policies, workflow and frameworks to ensure they meet regulatory needs including HO requirement and establish a credit monitoring and regulatory reporting framework. Strategic Responsible for providing broad support for business and product areas for all credit related matters. Responsible for the maintenance of databases, purification of data, maintenance of data feeds, and related updates to accounts and credit limit administration. Customer Work in partnership with the Corporate Banking, Branch Middle Office and Legal teams to effectively implement the credit monitoring administration framework. Control (functional) Credit Documentation and Credit Control Monitor covenant checks, due date control, approval conditions etc. done by the team and ensure all checks are carried out in a timely manner. Preparation of credit documentation by the team and support customization of documents with inputs from Legal. Document verification, limit registration and safe custody of documents. Responsible for reviewing and ensuring that a counterpartys collateral as per the terms and conditions of lending agreements are registered and maintained appropriately. Risk Evolution Responsible for providing support to the team for various projects related to automation of Credit monitoring by providing data, conducting UAT, etc. Maintain good working knowledge of latest industry trends, products, relevant laws and regulations so as to apply them in strengthening the risk framework. Job Requirements: Skills Knowledge: - Good understanding of credit frameworks control mechanisms and ability to upskill in line with emerging requirements. - Extensive knowledge of credit and related legal documentation under both Indian and English law. - Good Knowledge of Corporate Banking products and services. - Good communication stakeholder management skills with ability to influence others Education and Professional Qualifications Length and Type of Experience: Degree qualified. 5-7 years of relevant experience in Credit Administration for an international Corporate bank with a large presence in India Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.

Oversee the full customer lifecycle, from customer onboarding to identity screening (KYC/AML) to individual financing decisions Responsible for credit risk underwriting and managing of credit limits for Trade Finance customers In depth analysis of financial statements, company registers, credit scores and other sources of relevant credit assessment information Work on strategic underwriting projects, underwriting loss analysis and portfolio stress tests Further develop and implement underwriting principles in accordance with the Risk Policy Partner with the product, business, legal, finance and engineering teams to build best-in-class Trade Finance products. Experience : 3 - 5 years experience in Corporate Banking, Trade Finance, Credit Insurance, Factoring or similar underwriting position. Very good understanding of the Indian market Proven ability to make credit decisions Passion for international trade and development and how digital Trade Finance can create significant growth for such businesses In depth knowledge of financial analysis with IFRS and GAAP, modeling, systems and reporting Comfortable operating in a fast-paced and ever-changing dynamic environment Academic degree in business or economics.

Good experience in credit monitoring - financial modelling and credit risk assessment memos Preparing opinion based credit reports and financial models based on fundamental analysis for a set of assigned credits/companies The credit assessment process requires the following: Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments. Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations. Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years). Determine and recommend ratings to the entity based on the internal rating framework and methodology.

About Commercial Banking Group: The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products and solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc About the Role: The Circle credit officer, a part of the Commercial Banking team in the Circle, works with the Centre Head, Credit Analyst and RMs in the Circle on credit proposals. The CCO advises Centre Heads on proposals and reviews the notes submitted by the Credit Analysts. It is the CCOs responsibility to ensure that the notes submitted by the Credit Analyst are within the TAT, in line with the Credit policy and meeting the expectations in terms of the quality. Key Responsibilities: Advising Centre Heads and reviewing credit proposals drafted by Credit Analysts Pre-sanction unit visit for certain proposals to determine valuation and credit worthiness Maintaining TAT for NTB/enhancement proposals Ensuring timely review and submission of status notes, stale ratings, etc. Timely submission of replies to queries from Audit teams Transaction structuring and working on high value NTB along with RMs Ensuring Review/Renewal within due date for the Circle Exit/upgrade of accounts based on early warning signals Qualifications: Optimal qualification for success on the job is: Post Graduates/Graduates/CAs Good academic background Experience in a credit environment Role Proficiencies: For successful execution of the job, the candidate should possess the following: Good understanding of credit appraisal and financial analysis Good communication (both verbal and written) skills in both English and the local language Interested candidate Please do share you resume to : ssrinandbalaji@axisbank.com or call 9148623711

Good experience in credit monitoring - financial modelling and credit risk assessment memos Preparing opinion based credit reports and financial models based on fundamental analysis for a set of assigned credits/companies The credit assessment process requires the following: Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments. Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations. Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years). Determine and recommend ratings to the entity based on the internal rating framework and methodology.

Requirement #1 Credit Analyst; Role: Credit Analyst Location: Pune, India Hours: Full Time Years of Experience: 3+ years in Credit/ Banking/ NBFCs Education: Degree in Accounting or Finance Strong Preference for: Chartered Accountant (ICAI member or ACCA member), CPA and/or CFA Work Timings: USA East Coast Time (IST 5.30 PM to 2.30 AM) Monday through Friday We are currently looking for Credit Analysts to be based in Pune, India. This is with our Indian subsidiary company Ezdaher India Private Limited. Ezdaher India Private Limited is a KPO based in Pune and provides credit underwriting and other functional services to our parent company AVANA Companies, USA. Our credit analysis process plays a key role in evaluating borrowers' ability to repay, valuing the collateral, and managing risk throughout the loan term, ensuring that our investments are protected. The main job of a credit analyst is to give well-informed recommendations on loan requests and present each loan as an investment opportunity to senior management. This is done by creating clear and accurate reports that show both the strengths and risks of each loan. As part of the AVANA team, we will provide you training in U.S. real estate lending and pair you with experienced U.S.-based underwriters to ensure you have the support needed to succeed. We will train you to provide great customer service and build strong client relationships, following AVANAs core values: Putting People First, Doing the Right Thing, Taking the Lead, Making an Impact, and recognizing that Excellence is a journey. Duties and Responsibilities (Training will be provided): Analyze loan requests thoroughly, focusing on the financials of applicants and collateral valuation, ensuring accuracy and reliability. Collaborate with internal teams to ensure each loan is processed within the set time frames in the service level agreement. Communicate proactively with clients and the sales team to gather the necessary information for making informed credit decisions. Recommend suitable loan structures based on the credit request. Follow AVANAs credit analysis standards as outlined in the loan policy. Prepare and present clear credit analysis memos that accurately assess the borrower's creditworthiness and collateral value, highlighting strengths and risks. Perform periodic risk assessments and monitoring on assigned loans, ensuring correct risk ratings are assigned, identify early warning signs, and recommend appropriate actions to mitigate risks. Administer construction loans, tracking budgets, schedules, third-party reports, and ensuring timely funding. Research and analyze industry trends to spot potential risks in the market. Use U.S.-based resources to assess portfolio risks, including probabilities of default and potential losses. Ensure compliance with legal and management standards across all areas. Be open to travel for training purposes. Take on additional tasks as assigned by the Chief Credit Officer or Management. Required Education and Experience/Skills: Bachelors degree in finance or accounting with a strong academic background. At least 3 years of experience in commercial lending, preferably in commercial real estate, Loan against property and hotel lending. Quick learner, strong problem-solving skills, and ability to think. Excellent analytical skills, able to interpret complex financial data and identify key risks. Excellent knowledge of accounting rules. Knowledge of US GAAP and IFRS will be beneficial. Ability to work independently with minimal supervision. Comfortable in a fast-paced, multinational environment, able to manage multiple priorities. Strong attention to detail, with the ability to spot data discrepancies. Availability to work U.S. hours (IST 5:30 PM to 2:30 AM). Ability to coordinate with internal and external stakeholders. Excellent written and spoken English, able to clearly communicate findings and recommendations. Proficient in Microsoft Excel and Word. Desired Functional and Behavioral Characteristics: Self-motivated with a proactive approach to tasks. Positive and professional attitude. Team player with a willingness to collaborate and support colleagues. Strong commitment to accuracy and attention to detail. What we have to offer Competitive salary and benefits package Ample opportunities for growth and self-development Opportunities for professional development and advancement Collaborative and inclusive work environment with international exposure

Interested Candidate can contact Judith Mercy-HR Ph 9209402945 judith.mercy@efl.co.in Role & responsibilities Financial Analysis: Evaluate financial statements, credit history, tax returns, and other financial information to assess the financial health and creditworthiness of business loan applicants. Perform ratio analysis, cash flow analysis, and trend analysis to identify potential risks and opportunities associated with loan applications. Credit Risk Assessment: Assess the overall credit risk of applicants based on financial health, industry trends, market conditions, and other relevant factors. Make recommendations regarding credit limits, terms, and conditions for loan approvals, ensuring alignment with company policies and regulatory requirements. Loan Structuring: Structure loan proposals that meet the needs of borrowers while mitigating credit risk for the company. Collaborate with Relationship Managers and other stakeholders to develop tailored financing solutions that support business growth and profitability. Documentation and Compliance: Ensure all loan applications and credit proposals are accurately documented and comply with internal policies and regulatory guidelines. Conduct regular reviews and updates of credit files to maintain accurate and up-to-date information. Communication and Decision Making: Present credit proposals and recommendations to senior management and credit committees for approval. Communicate effectively with internal teams, customers, and external partners to gather information and resolve issues related to credit applications. Preferred candidate profile Candidate with min 5 years of experience as credit underwriter of BL/WC/Machine loans with ticket sizes up to 5 Cr. Perks and benefits Best as per industry standards

Good experience in credit monitoring - financial modelling and credit risk assessment memos Preparing opinion based credit reports and financial models based on fundamental analysis for a set of assigned credits/companies The credit assessment process requires the following: Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments. Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations. Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years). Determine and recommend ratings to the entity based on the internal rating framework and methodology.

# Female with 7+ yrs exp. in credit risk management within Bank/NBFC #Strong comm, analytical & research skills #Thorough knolwedge of financial services regulatory environment #Portfolio monitoring #Proven success in implementing system upgrades Required Candidate profile *CA/Finance PG degree with tech upgrades & system development exp. *Collaborates with internal teams & stakeholders *Reduces non-compliance incidents *Timely review & update of credit risk policies

Responsibilities: Deal Management: Collaborate closely with PHG Deal Analysts to assist in investment management and monitoring activities for the deals. IC Memos: Support the deal team in updating Investment Committee approval memos, ensuring a comprehensive understanding of each deal's intricacies. Term sheets: Analyze closing documents such as credit agreements, indentures and note purchase agreements and set up processes for analyzing and monitoring the deal post-closing. Due Diligence: Perform pre-deal due diligence to assess risk and investment potential. Surveillance and Reporting: Update surveillance data and create one-pagers for presentations to senior management for both Public and Private deals. Cashflow Modeling: Develop and update cashflow models for PHG deals. Monitor key metrics to assess risk and expected returns. Projection Models and Sensitivity Analysis: Create and update projection models and run sensitivity analysis to judge the performance of the deal. Sector-Level Analysis: Update monthly sector-level presentations and pro-actively highlight potential issues to senior management. Covenant Monitoring: Continuously monitor covenants and key performance indicators (KPIs) at the deal level, thereby assist the Business Analytics team to run portfolio-level analysis. Ad Hoc Projects: Undertake multiple ad hoc projects as requested by senior management to assess the impact of macro events. Client request/ Compliances: Ensure compliance with investor requirements from an investment management perspective. Data and Tools: Leverage advanced tools such as Python for in-depth analysis. Utilize Tableau for enhanced data visualization. Skills Required: MBA in Finance, CFA, or CA qualification. Experience in analyzing Corporate Credit Analysis is a plus. Strong analytical and quantitative skills. Proficiency in Microsoft Office tools (MS Excel, MS PowerPoint, and MS Word). Ability to summarize complex information succinctly and efficiently. Excellent written and verbal communication skills. Ability to manage multiple projects in a fast-paced environment. Detail-oriented with a commitment to accuracy and precision.

Good experience in credit monitoring - financial modelling and credit risk assessment memos Preparing opinion based credit reports and financial models based on fundamental analysis for a set of assigned credits/companies The credit assessment process requires the following: Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments. Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations. Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years). Determine and recommend ratings to the entity based on the internal rating framework and methodology.