As a Legal Manager at SMBC India, your role will involve handling all legal issues and assisting in the overall Legal function of the organization. You will be responsible for protecting SMBC India's legal interests by engaging in various legal activities related to Corporate Banking, Trade Finance, Treasury and Derivatives, Research and Opinion work, New Product rollouts, Vendor Management, Premises and Vehicle Lease, Policy and Procedure implementation, and Handling Court Cases. In the Corporate Banking domain, you will be tasked with drafting and standardizing loan documents for the Bank, negotiating legal terms with customers, reviewing execution of loan documents, and drafting transactional agreements such as ESCROW Agreement. Additionally, you will be responsible for vetting non-standard loan documents, drafting replies to notices from Law enforcement agencies, Advocates, and ensuring compliance with legal requirements. For Trade Finance, your responsibilities will include vetting text of Bank Guarantees, assisting in interpretation of revocation or claim letters, and supporting Import and Export transactions from a legal and compliance standpoint. You will also interpret rules and regulations related to Trade Finance issued by regulatory bodies. In the Treasury and Derivatives domain, you will vet and draft legal texts such as ISDA Schedules, negotiate legal terms with Counter Parties, and interpret rules and regulations related to Derivative and Forex issued by regulatory authorities. Your role will also involve research and opinion work, advising branch staff on various laws and regulations, providing legal opinions on customer queries, and ensuring compliance with regulations framed by local regulators. You will contribute to new product rollouts by providing inputs and sign off from a Legal & Compliance perspective. Additionally, you will be involved in Vendor Management, drafting and vetting vendor agreements, premises and vehicle lease agreements, and reviewing various policies and procedures related to different departments within the organization. Furthermore, you will handle Court Cases, manage empanelment of Law firms and Legal counsels, represent the Bank in Legal forums, and manage litigation including briefing Counsels and finalizing responses on behalf of the Bank. To excel in this role, you should possess a minimum of B.A, LLB education, around 10 years of experience in legal departments of banks or law firms, and a good understanding of financial products and legal/regulatory issues surrounding them. Join SMBC India to be part of a dynamic team that values Integrity, Customer First approach, Proactiveness, Innovation, Speed, and Quality in all legal matters.,
You will be responsible for achieving the bank's profitability targets, including assets, liabilities, acquiring new customers, and meeting cross-sales targets assigned to both the team and individuals. Your primary focus will involve developing and nurturing relationships with existing customers to ensure smooth processing of their business transactions. Additionally, you will be tasked with attracting and cultivating new customers for the bank to enhance long-term profitability. This includes deepening business relationships with existing customers by actively seeking out new business opportunities, such as increasing credit sales (both fund-based and non-fund-based), international trade, and liabilities business, including cash flow management. You will play a crucial role in ensuring business continuity and growth by preparing and renewing/enhancing credit facility applications, monitoring credit, and meeting the evolving needs of customers. Increasing cross-sales of trade products, such as FX inflows/outflows, LC, BG, Bill Discounting, and Export Finance, will be a key part of your responsibilities. Moreover, your duties will involve enhancing the efficiency of service levels for existing customers, implementing innovative transaction processing methods, and simplifying banking efforts for transaction processing or the introduction of new banking products. You will also focus on identifying opportunities in Priority Sector Lending (PSL) and expanding PSL business for the bank. As part of your role, you must adhere to internal compliance requirements, stay updated on regulations, and ensure strict compliance with both regulatory standards and internal policies. You may also be required to undertake additional tasks assigned by the Department Head or Team Lead. In terms of the profile description, you should possess knowledge and experience in analyzing financial statements of corporate entities, along with a strong understanding of banking products. The ideal candidate will have 10-14 years of overall experience, with at least 5 years in Wholesale Banking, and hold a CA/MBA/CFA qualification. Strong communication, presentation, and client handling skills are essential for this role.,
As a valuable member of the team at SMBC Group, your primary role will be to provide support in prospecting new clients and managing the existing portfolio. This will involve tasks such as writing credit applications, setting up limits, monitoring credit profiles, and ensuring the overall success of the client coverage and portfolio support in CBAP India. To excel in this position, you should have at least 5 years of experience in wholesale corporate banking and credit research work. Your responsibilities will include performing credit analysis and monitoring for existing clients, preparing credit applications and assessments, conducting detailed financial modeling, and offering support for various banking requirements of corporate customers. Additionally, you will be responsible for preparing presentations and reports, collecting necessary data for transactions, supporting relationship managers in identifying new business opportunities, and ensuring compliance with internal requirements. Your role may also involve assisting the RM Team in engaging with prospective new clients, both local and multinational. To thrive in this role, you should possess a solid understanding of financial concepts, economics, and industry trends. Strong numerical and financial skills are essential, along with the ability to interpret financial information and utilize financial models effectively. A background in MBA from a reputable institution, Chartered Accountancy, or CFA qualification would be advantageous for this position. If you are looking to contribute to a dynamic and globally recognized financial group while utilizing your expertise in corporate banking and credit research, this opportunity at SMBC Group may be the perfect fit for you. Join us in upholding our values of Integrity, Customer First, Proactive & Innovative, Speed & Quality, and embody the spirit of Team "SMBC Group" as we continue to make a meaningful impact in the world of finance.,
As a part of SMBC GIFT CITY team, your role will involve supporting business teams in handling tasks related to credit proposals and execution for ECB/loan and trade loan products for new/existing clients of SMBC GIFT City Branch in accordance with bank policies. You will also assist in post-sanction activities including covenant management, loan rollovers/renewals, and support front office team activities such as treasury/funding requests, KYC, and other administrative tasks of the Gift City branch. Your responsibilities will include supporting the business team in all activities from the preparation/initiation of credit proposals to the execution of ECB/loan and trade finance deals from the GIFT City Branch while ensuring compliance with bank policies. You will collaborate with various internal teams for facility documentation, ensure timely disbursement of loan facilities from the GIFT City branch, and manage post-sanction activities like deal pipeline management, monitoring/rollover/renewal of loans, and covenant monitoring. Furthermore, you will interact with the credit monitoring department/head office to ensure strict compliance with applicable policies, procedures, and local regulatory requirements of the Gift City branch. Your role will involve supporting inter-department activities, maintaining trackers, ensuring due date controls, and complying with internal and external compliance requirements. To excel in this role, you should possess knowledge of banking products and documentation matters, particularly in ECB and trade finance. Experience in credit proposal preparation and post-sanction activities is preferred. Proficiency in MS Excel and MS PowerPoint is required, along with a minimum of 5-7 years of banking experience, a strong understanding of financial concepts, economics, and industry trends. A post-graduate degree, along with qualifications like CA/MBA/CFA, will be beneficial. In summary, your role at SMBC GIFT CITY will involve providing crucial support to the business teams, ensuring compliance with bank policies, and actively participating in various front office activities to contribute to the smooth functioning of the branch.,