Credit Manager-ARD Wholesale-ARD Buyout - Resources

2 - 7 years

7 - 11 Lacs

Posted:None| Platform: Naukri logo

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Job Type

Full Time

Job Description

Key Responsibilities

  • Credit Evaluation & Risk Assessment

    :
    • Analyze borrower financials, business models, and industry risk to assess creditworthiness.
    • Perform due diligence on target companies for debt buyout or resolution opportunities.
  • Transaction Structuring

    :
    • Structure and negotiate buyout/restructuring proposals in line with internal policies and regulatory norms.
    • Evaluate proposals from ARC (Asset Reconstruction Companies), distressed asset investors, or other institutions.
  • Portfolio Management

    :
    • Monitor performance of restructured/stressed accounts post-resolution.
    • Maintain close coordination with legal, compliance, and business teams for timely resolution and recovery.
  • Reporting & Governance

    :
    • Prepare and present detailed credit appraisal notes for senior credit committees.
    • Track regulatory requirements (e.g., RBI norms on provisioning, resolution timelines).
  • Stakeholder Coordination

    :
    • Work with auditors, consultants, external legal counsel, ARCs, and rating agencies.
    • Support senior management in strategic decision-making regarding asset sale or buyout.
  • Process & Policy Adherence

    :
    • Ensure adherence to internal credit risk policies and controls.
    • Contribute to continuous improvement of credit monitoring and early warning systems.

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Jaipur

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