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2.0 years
0 Lacs
gurugram, haryana, india
Remote
Company Description Vialto Partners is a market leader in global mobility services. Our purpose is to ‘Connect the world’. We are unique and the only stand-alone global mobility business. This presents a rare opportunity for our clients, stakeholders and colleagues. Our teams help companies streamline and effectively manage their global mobility programs in a cost-efficient and compliant manner. Our services focus on providing cross-border compliance and risk assessment for tax, immigration, business travel, rewards and compensation, and remote work. Working at Vialto Partners is about getting the chance to be part of a global and dynamic team. Globally, Vialto Partners has over 6,500 staff and continues to grow. You will work with clients from a range of industries and different geographical locations. We believe in connecting the world and supporting our colleagues to do the same in their careers by undertaking assignments and opportunities globally that broaden their skills and ultimately benefit our clients. Vialto is unstoppable when we work together in a culture of belonging, where everyone can thrive. We encourage employees to bring their true selves and share their unique talents and expertise to positively impact the communities we serve. To learn more about what we do, tune in to our podcast On the Move to hear expert insights on issues affecting global mobility, and read about the latest news in the industry. You can also follow us on Linkedin and Instagram. Job Description The Contract Execution/Database Associate is responsible for overseeing the contract lifecycle process, ensuring efficient execution, management, and storage of contracts in the Vialto’s contract management system or similar database platforms. This role involves coordinating with internal stakeholders, maintaining accurate records, and ensuring compliance with organizational policies and regulatory requirements. Responsibilities for this position include but are not limited to: Contract Execution Manage the end-to-end contract execution process, ensuring timely review, approval, and signature. Liaise with stakeholders, including legal, procurement, sales, and finance teams, to ensure compliance with contract terms and corporate policies. Monitor the progress of contracts through the execution process, proactively addressing delays. Verify the accuracy and completeness of contract details before final execution. Contract Database Management Maintain the designated contract repository, ensuring all executed contracts and related documents are accurately uploaded and organized. Establish and implement best practices for metadata tagging, indexing, and document retrieval to ensure quick and accurate access to contracts. Regularly audit the contract database to ensure data integrity, completeness, and compliance with record-keeping policies. Assist in transitioning from legacy systems to modern digital platforms, if applicable. Compliance and Reporting Ensure that all contracts adhere to legal, regulatory, and company standards. Prepare regular reports on contract statuses, key dates (e.g., renewals, expirations), and compliance metrics for leadership and stakeholders. Support audits by providing necessary documentation and reports from the contract database. Process Improvement Identify opportunities to streamline and improve contract management workflows. Collaborate with IT and other departments to optimize the system or other database platforms. Provide training to stakeholders on contract execution processes and database usage, ensuring adherence to organizational policies. Competencies Excellent communication and interpersonal skills for effective collaboration. Analytical mindset with the ability to identify process inefficiencies and recommend improvements. High degree of integrity and discretion in handling confidential information. Ability to prioritize and manage multiple tasks in a fast-paced environment. Qualifications Bachelor’s degree in Business Administration, Law, Information Management, or a related field. 2+ years of experience in contract administration, database management, or a similar role. Familiarity with contract management systems (e.g., SAP, DocuSign, ContractWorks). Strong organizational and data management skills, with keen attention to detail. Knowledge of contract law and corporate governance standards is a plus. Proficiency in MS Office Suite (Excel, Word, PowerPoint), Google Workspace, and database tools. Additional Information Full-time Remote We are an equal opportunity employer that does not discriminate on the basis of any legally protected status. Please note, AI is used as part of the application process.
Posted 1 week ago
0 years
0 Lacs
bengaluru east, karnataka, india
On-site
Proposal negotiation and Closure: External: Set up and facilitate proposal coaching sessions between client and pursuit team’s technical/domain experts. Drive client consensus or at least neutralize opponents, articulate business value and drive pricing IN ORDER TO articulate business value and win the deal at the right premium. 6. Contracting and MSA: Facilitates the discussion for the commercial manager point of escalation if needed IN ORDER TO ensure quick closure of the contract with acceptable level of risk to Infosys 7. Account Planning and Review: Develops the account plan in conjunction with the other stakeholders (service line/HBU mis, revenues, profitability. Develops relationship map, market share analysis); communicates and executes as per the A/c plan; conducts periodic review of the plan with higher management in Infosys IN ORDER TO grow in the account as per plan. 8. Account Mining Market Development: Persuade clients to provide industry-wide references IN ORDER TO support revenue growth outside the account and increase ROI on events. 2. Customer Prospecting: Provide client introductions, customer context etc. To support the HBU G/EM’s efforts in his/her account IN ORDER TO open diverse service-lines (HBUs) in his/her account. 3. Opportunity Identification and Qualification: Navigate the account to identify varied kinds of deals in the account IN ORDER TO increase Infosys revenue and HBU mix and improve market share. 4. Proposal Development: Internal: Form pursuit team across Bus/external partners if needed. Position client-facing team with client, explain client context, coach the pursuit team, suggest win price and drive this among various Bus based on competitive intelligence, future potential, positioning with client. Drive consensus between Bus on pricing (including revenue transfer if required). Recommend and defend win-price at the appropriate levels (considering the size of the deal) of management/finance and procure all approvals. External: Clarify client expectations (where possible, coach the client on what s/he can expect based on knowledge of the account and industry). Collect ground level intelligence on client drivers and competitor moves. Set expectations and ratify the solution with client IN ORDER TO demonstrate business value to the client maintain Infosys price premium. Account Operations: Sign off on SOWs/contracts and follows up with the client to sign off on the SOWs. Acts as the next level escalation beyond the commercial manager for invoice disputes, payment release etc. follows up with the client for CSAT and ELF whatever necessary IN ORDER TO minimize revenue leakage for delivered and enhance client satisfaction. 10. Relationship Management: 11. Merger and acquisition: Reviews account specific competitor and opportunity analyses to commercial manager in order to help validate the business case. 12. People Management
Posted 1 week ago
0 years
0 Lacs
india
Remote
Position: Program Manager Location: Remote Contract Position Required Qualifications: • Education: Bachelor's degree in a related field (e.g., Business, IT, Engineering). • Program Management Tools: Proficiency in program management tools and software (e.g., Microsoft Project, SharePoint, MS Teams, Azure DevOps). Ability to leverage technology to enhance program management processes. • Process Improvement: Drive continuous improvement in program management practices and methodologies. • Technical Skills: Strong understanding of program and project management methodologies (e.g., PMI, MSP, Agile). Role Overview: As a Program Manager, you will be responsible for overseeing and coordinating multiple related initiatives, programs, and/or projects to ensure they align with the organization's strategic goals and the portfolio. This role will manage the program's scope, schedule, and budget, while ensuring successful delivery of program objectives. This role requires strong leadership, excellent organizational skills, and the ability to manage complex, cross-functional initiatives. Core Responsibilities: • Program/Project Scope Management: Define and manage the program/project scope, objectives, and deliverables in alignment with organizational goals and leadership requirements. Ensure that all projects within the program are well-defined and have clear boundaries. • Program/Project Planning: Develop and maintain a detailed program/project plan, including timelines, milestones, and resource allocation. Ensure that the plan is comprehensive and includes all necessary components for successful execution. • Execution Oversight: Coordinate and oversee the execution of projects, ensuring they are completed on time and within budget. Provide guidance and support to project teams to ensure they stay on track and meet their objectives. • Performance Monitoring: Establish and monitor program/project metrics according to the methodology used. Track progress against key performance indicators (KPIs) and take corrective actions as needed to ensure successful delivery. • Risk Management: Identify, assess, and address any issues or risks that may impact delivery. Develop and implement risk mitigation strategies to minimize potential disruptions. • Stakeholder Communication: Facilitate communication and collaboration among project teams, stakeholders, and senior leadership. Ensure that all parties are informed and engaged throughout the program lifecycle. • Governance and Reporting: Ensure program governance processes are followed, including regular status updates and decision-making forums. Prepare and present program performance reports and dashboards for executive review. • Continuous Improvement: Drive continuous improvement in program management practices and methodologies. Identify opportunities for process enhancements and implement best practices to increase efficiency and effectiveness. • Resource Optimization: Optimize resource allocation across the program to maximize efficiency and effectiveness. Ensure that resources are used effectively and that any resource constraints are addressed promptly. • Stakeholder Relationship Management: Manage stakeholder relationships, ensuring clear communication and alignment with business objectives. Build and maintain strong relationships with key stakeholders to ensure their support and engagement. Key Deliverables / Value Enabled: • Comprehensive program/project plan with clearly defined objectives, timelines, and resource requirements. • Comprehensive budget management plan that clearly identifies all financials tracked monthly. • Regular program performance reports and dashboards for executive review. • Effective resource allocation plans and capacity management strategies. • Risk management plans and mitigation strategies for program-level risks. • Documentation of program governance processes and decision-making criteria. • Stakeholder engagement and communication plans to ensure alignment and transparency. • Foster a culture of continuous improvement to enhance program management effectiveness. Required Qualifications: • Process Improvement: Drive continuous improvement in program management practices and methodologies. • Technical Skills: Strong understanding of program and project management methodologies (e.g., PMI, MSP, Agile). • Program Planning: Expertise in developing and managing comprehensive program plans. • Risk Management: Proficiency in identifying, assessing, and mitigating program risks. • Budget Management: Strong skills in managing program budgets and financials. • Change Management: Ability to manage and lead change within the program. • Certifications: Relevant certifications in program and project management (e.g., PMP, PgMP, MSP). • Education: Bachelor's degree in a related field (e.g., Business, IT, Engineering). • Program Management Tools: Proficiency in program management tools and software (e.g., Microsoft Project, SharePoint, MS Teams, Azure DevOps). Ability to leverage technology to enhance program management processes. Preferred Skills: • Team Collaboration: Strong team collaboration skills, with the ability to work effectively with cross-functional teams. Ability to foster a collaborative and inclusive team environment. • Stakeholder Engagement: Excellent skills in managing and engaging stakeholders at all levels. Ability to build and maintain strong relationships with key stakeholders to ensure their support and engagement. • Navigational Skills: Ability to navigate and influence in a complex, matrixed organization. Strong organizational and multitasking skills to manage multiple priorities effectively. • Performance Monitoring: Ability to track and report on program performance metrics. Proficiency in using data to drive decision-making and improve program outcomes. • Communication and Interpersonal Skills: Excellent communication and interpersonal skills, including leadership, conflict resolution, negotiation, and time management. Ability to effectively convey complex information to diverse audiences. • Problem-Solving Abilities: Strong problem-solving abilities and a proactive approach to managing challenges. Ability to think critically and creatively to develop innovative solutions. • Adaptability: Flexibility and adaptability to changing circumstances and priorities. Ability to thrive in a fast-paced, dynamic environment. • Customer Focus: A strong customer focus, with the ability to understand and anticipate customer needs. Commitment to delivering exceptional customer experiences.
Posted 1 week ago
0 years
0 Lacs
india
Remote
Job Title: Sr. Optimize Developer Location: 100% REMOTE Contract Interview: Video Financial Services / Banking experience is a MUST Overview: The ideal candidate will have extensive experience with Actimize Fraud Investigations, a strong technical background, and a deep understanding of financial crime prevention. This role involves collaborating with cross-functional teams to ensure effective integration and functionality of the Actimize solutions. Client is looking for an Sr. Actimize Developer. This role will serve as a Sr. Actimize Developer – You will be replacing someone who is not able to meet the complexity of the work stream. This person will have proficiency in SQL and database management, with experience in data analysis and reporting as well as familiarity with programming languages such as Java, .NET, or Python for Actimize development. The successful candidate will be a proactive problem solver that actively engages with end users and offers solutions that improve and streamline processes. Experience in working with larger projects involving multiple groups including near shore and offshore teams. Requirements: 1. Must have 5 yrs prior experience designing, building & implementing customized Actimize solution using Risk Case Manager, Actimize Visual Modeler, Actimize Designer, Oracle/PLSQL, AUTOSYS JIL and UNIX shell scripts inclusive of tasks such as : a. Develop and implement plugins and workflows with tailored business logic. b. Integrate the platform with external systems through APIs and database services c. Manage configuration tasks such as setting up users, views, and roles to ensure an optimized user experience. d. Install and manage system updates, patches, and infrastructure enhancements to maintain system performance. e. Collaborate with stakeholders to design solutions that align with security and business requirements. 2. Must have prior experience interfacing with various developers, scrum masters and analyst to prepare designs for new applications and documents all processes to ensure effective evaluation of all applications in JIRA a. Collaborate with business analysts and fraud analysts to gather requirements and translate them into technical specifications for Actimize implementations. b. Customize and enhance existing Actimize applications to improve fraud detection and investigation capabilities. c. Integrate Actimize components with other systems, databases, and data sources to facilitate comprehensive fraud investigations. d. Conduct testing and validation of Actimize solutions to ensure compliance with regulatory standards and business requirements. 3. Should have prior Agile Development utilizing SCRUM and SDLC. Enjoy working on a diverse set of projects and working part of a fast-paced team 4. Excellent written and communication skills and ability to clearly indicate data integration solution designs and implementations. Thanks & Regards Vishnu Yadav Technical Recruiter Email : Vishnu@3bstaffing.com Phone:- +19739137401 3B Staffing LLC 485B US Highway 1 S, STE 300, Iselin, New Jersey 08830, United States Website: www.3bstaffing.com
Posted 1 week ago
175.0 years
0 Lacs
gurugram, haryana, india
On-site
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. Role Description As a Data Steward Delegate, you are part of a team responsible for supporting activities for the day-to-day compliance with the Enterprise Data Management Operating Policy within your domains/business units. You and your team are responsible for identifying critical data, maintaining data definitions, classifying data, supporting data sourcing / usage requests, measuring Data Risk Controls, and confirming Data Incidents are remediated. You will partner across various business units, technology teams, and product/platform teams to define and implement the data governance strategy, supervising and leading data quality, resolving data/platform issues, and driving consistency, usability, and governance of specific product data across the enterprise. Primary Responsibilities: Responsible for supporting the Data Steward in identifying data incidents, performing root-cause-analysis of data incidents and driving remediation of audit and regulatory feedback. Develop advanced knowledge on the Enterprise Data Management Operating Policy in order to support the Data Steward in the execution of their role. Responsible for holistic platform data quality monitoring, including but not limited to key reports. Assist in the identification of data risk, working with upstream data providers, downstream business partners, as well as technology teams. Support the Data Steward in in the establishment, maintenance, and testing of controls to manage data risk within their business unit. Coordinate with Business Units and other Business Unit Data Offices to ensure System level Lineage is documented completely and accurately Build advanced platform expertise to influence the identification of critical data elements and contribute to the roadmap to govern the data elements. Responsible to partner with the Data Steward in developing and managing the data management roadmap. Collaborate with and influence product managers to ensure all new use cases are managed according to policy. Qualifications: For Senior Analyst: 2 - 5 years of experience in data architecture and strategy for Master Data Management (MDM)/Customer Relationship Management (CRM) platform. Strong communication skills and ability to influence and engage at multiple levels and cross functionally. Intermediate understanding of Data Management and Data Governance concepts (metadata, lineage, data quality, etc.) and prior experience. Intermediate competency in SQL & Python or other programming language. Prior experience in Finance or Controllership preferred. Prior experience with Agile or SAFe project methodologies. Bachelor’s degree in Finance, Engineering, Mathematics, Statistics, Computer Science or other similar fields. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: Competitive base salaries Bonus incentives Support for financial-well-being and retirement Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need Generous paid parental leave policies (depending on your location) Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
Posted 1 week ago
175.0 years
0 Lacs
gurugram, haryana, india
On-site
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. How will you make an impact in this role? Proactively develop, implement, and deliver a comprehensive and effective colleague relations strategy that ensures a consistent approach to colleague relations practice through minimum standards in India. Lead, coach and develop a team of Managers and Specialists, across locations, creating an inclusive team, ensuring collaboration, and best practice sharing. Build and leverage relationships with key partners, bring others with you and ensure a collaborative working style. Maintain robust operational oversight and case governance for Colleague & Labor Relations India and personally support with complex and sensitive cases, raise workplace complaints, grievance, and employment related issues to ensure effective resolution. Manage relationships with the Investigation Groups, Legal Teams, CEG (HR) Business Partners, Key Business partners, Colleague Representatives to enable policy adoption and create a positive workplace culture. Collaborate with Colleague Experience Group (CEG-HR) partners to develop solutions for business transformation initiatives ensuring compliance with all consultation requirements. Drive colleague relations priorities for the market, ensuring that global strategies are incorporated effectively into local plans. Drive efficiencies, streamline processes and support the continued evolution of the colleague relations engagement and operating model, including driving leaders to colleague relations Portal / self-service. Collaborate with Colleague relations Strategy & Enablement team to share data and insights for the markets to the business, HR, and key partners. Understand business priorities by collaborating with CSP – HR Business Partners and support business to manage organizational change and transformations. Develop and implement strategies to improve colleague relations competence for people leaders and Colleague Strategic Partners (HR-Business Partners). Provide proactive, targeted training to people leaders on colleague-affecting issues, ensuring training meets the ongoing needs of leaders. Stay abreast of evolving regulatory landscape specifically pertaining to employment law and support CLR / CEG policy amendments and readiness Proactively analyze market case trends and partner with Strategy and Enablement team to design and implement relevant people leader or colleague trainings Operate with a strong risk approach and maintain a robust control environment, ensuring that every action we take upholds our reputation for trust, security, and service. Demonstrate this in CLR India processes and practices in operations. What skills will you require? Extensive working knowledge of CEG within American Express/ ITeS & Financial Services industry, with proven colleague relations (ER) experience Strong people leadership and demonstrated ability to set a strategic vision, lead and motivate a team across multiple locations Adept at partnering with and influencing multiple partners in a matrixed organization Proven diagnostic capability to untangle complex employee relations issues with a solution-oriented approach balancing business needs with fairness and compliance Skilled in conflict resolution, mediation, and negotiation. Ability to handle ambiguity and develop frameworks for emerging workplace challenges. Proven experience in leading complex change initiatives (including regulatory changes or business transformation initiatives) Established expertise in designing, implementing, and monitoring CLR (ER) policies and processes that ensure fairness, consistency, and transparency Skilled at implementing governance frameworks for handling critical issues, investigations, and disciplinary actions. Adept at investigation report writing, robust documentation, audit readiness, and record keeping in CLR case tracking systems. Risk assessment and mitigation strategies for reputational, legal, and employee engagement risks. Must have impactful communication skills and effective storytelling ability to drive influence on partners based on data, insights, facts and evidence Deep knowledge of Indian labor laws, employment regulations, global company policies and industry's best processes. Ability to interpret and apply complex legal requirements to practical business situations. Proven ability of seamless partnering with Legal/Compliance teams to ensure adherence to statutory requirements across jurisdictions. Staying updated on evolving employment legislation and proactively preparing the organization. Courageous and demonstrated experience in having difficult conversations with empathy and impact Experience of leading teams through change, defining and delivering change management strategies Demonstrated eye for business with deep knowledge of Financial Services & ITeS industry Sound understanding, demonstrated track record of role modelling AMEX Blue Box Values and Leadership Behaviors Experience of using data insights understand key trends, and to drive continual improvement We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: Competitive base salaries Bonus incentives Support for financial-well-being and retirement Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need Generous paid parental leave policies (depending on your location) Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
Posted 1 week ago
175.0 years
0 Lacs
gurgaon, haryana, india
On-site
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. BU & LOB Description The Global Treasury Controllership (GTC) team is part of the American Express Global Controllership Organization. GTC plays a significant role in the financial reporting processes for the Company’s cash, debt and equity issuances, securities and financing transactions, investments, and derivatives aimed at managing and hedging risk exposure. Additionally, GTC provides financial instrument valuation services and performs middle office trade support functions for Global Treasury. Purpose of The Role This analyst role is within the Global Treasury Advisory and Valuation team of GTC and is responsible for preparing reports and analyses for use by Senior Management and External/Regulatory Reporting, specifically as it relates to derivatives and hedging. The individual is also responsible for ensuring appropriate and consistent accounting & reporting across the Company’s derivative portfolio and will support key dynamic projects across the team. Responsibilities include: Support AXP and its subsidiaries in ongoing accounting and reporting subject-matter expertise for derivative and hedging transactions, as well as fair value measurements Perform analyses of market impacts on the Company’s Balance Sheet and derivative portfolios, leveraged by various stakeholders, including Senior Management Build and maintain successful relationships with business partners in Treasury, External Reporting, Exposure Management, Global Accounting Policy Group, GCO and Tax. Participate in ad hoc projects driving automation and process enhancements. For eg, with respect to Project Fast Forward, implementing CAT III phase-2 derivative tech requirements, SCCL tech enablement, including go-live support for derivatives. Document procedures and maintain compliance with derivative and valuation controls. Daily Mark-to-market analytics and validation of reports for Derivatives Portfolio to support increased daily 2052a controls. Lead periodic control testing for SOX, Internal Audit Group (IAG), and Model Governance and provide ongoing support for quality assurance and regulatory exam readiness. Opportunities to support SEC and Regulatory Reporting, including the Fair Value footnotes Minimum Qualifications 3-5 years’ experience in Audit, Accounting, Valuations or Reporting – Big 4 experience or CA/CPA/CFA preferred Basic understanding of US GAAP required – knowledge of ASC 815, 820, or 830 a plus Attention to detail and commitment to maintaining a strong control environment Possess abilities to challenge the status quo and apply a process-improvement mindset Proficient in Excel and PowerPoint Strong communication, prioritization, and organizational skills Knowledge/experience related to using various analytical tools such as Power BI/Python is a plus Experience in Treasury/Treasury Controllership and/or knowledge of capital markets a plus, but not required Master’s degree in Accounting or Finance (mandatory) American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: Competitive base salaries Bonus incentives Support for financial-well-being and retirement Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need Generous paid parental leave policies (depending on your location) Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
Posted 1 week ago
4.0 years
0 Lacs
india
Remote
About CloudLabs: CloudLabs Inc was founded in 2014 with the mission to provide exceptional IT & Business consulting services at a competitive price, to help clients realize the best value from their investments. Within a short span, CloudLabs evolved from pure-play consulting into a transformative partner for Business Acceleration Advisory, Transformative Application Development & Managed Services - enabling digital transformations, M&A transitions, Automation & Process-driven optimizations & complex Integration initiatives for enterprises across the globe. As a Strategic Planning & Implementation Partner for global companies, CloudLabs has seen a 200% uptake in winning high-value, high-impact and high-risk projects that are critical for the business. With offices in the US, Canada & India and with the team of 200+ experienced specialists, CloudLabs is now at an inflection point and ready for its next curve of progress. Please follow us here: Website: cloudlabsit.com LinkedIn: CloudLabs Inc Email us : info@cloudlabsit.com What we offer: We welcome candidates rejoining the workforce after career break/parental leave and support their journey to reacclimatize too corporate. Flexible remote work. Competitive pay package. Attractive policy, medical insurance benefits, industry leading trainings. Opportunity to work remotely is available. Experience : Minimum: 4 years of relevant experience. Job Type : Remote. Location : Gurgaon / Hybrid / Remote Required Skills: Experience with DevOps tools: Copado, Git Familiarity with Agile methodologies and Jira Job Description: We need a software developer with experience in below tech stack. Frontend: JavaScript/jQuery Web-Framework: Django API-Framework: Django Rest Framework Authentication Frameworks: Django, Azure ADFS Scripting languages: Python Deployment: AWS CloudFormation Database: AWS RDS, MySQL Containerization: Docker, AWS ECS/ECR
Posted 1 week ago
5.0 years
0 Lacs
mumbai metropolitan region
On-site
Our client, an American multinational consumer products company is looking to engage with a Indirect Procurement Consultant. Job Summary The Marketing & Customer Development Category Assistant Manager will support sourcing activities across Commercial and Professional Categories (Marketing, Customer Development, Media, HR, IT, Legal, Finance). The role promotes the use of procurement methodology through category management and strategic sourcing, ensuring compliance with global procurement guidelines. Job Objective Develop and execute sub-category sourcing strategies. Drive efficiency, innovation, and savings while engaging with internal collaborators. Core Responsibilities Lead sourcing strategies for Marketing, Customer Development, HR, and Professional categories. Identify and implement cost-saving initiatives (Funding the Growth). Collaborate with stakeholders and agencies to define key metrics and track results. Manage RFIs, RFPs, and e-procurement tools (e.g., Ariba). Provide regular updates on savings and project progress. Key Responsibilities 1. Strategic Planning Lead strategic sourcing and contract negotiations. Conduct spend analysis, supplier segmentation, and market intelligence. Benchmark with industry peers and participate in procurement events. 2. Vendor Management Implement supplier relationship management (SRM). Expand and simplify vendor base while monitoring performance. Ensure innovation, competitive deals, and high service levels. 3. Contract Management/Compliance Oversee contract execution and standardize e-sourcing processes. Conduct risk assessments and follow up on supplier audits. Ensure compliance with procurement governance, approvals, and codes of conduct. 4. Savings & Innovation (FTG) Drive innovation and pursue savings goals. Facilitate idea-sharing and brainstorming sessions. 5. Collaboration & Alignment Align with global/regional category teams and local stakeholders. Maintain strong communication to understand business needs and set priorities. 6. Effectiveness & Efficiency Support process improvements. Regularly conduct spend analytics and reporting. Skills Expected Strong influencing, negotiation, and relationship management skills. Business analysis and data-driven decision-making. Project management and cross-functional collaboration. Market knowledge across relevant categories. Personal Leadership Courageous: drives innovation, challenges assumptions, fosters experimentation. Strategic Vision: understands global market trends, integrates best practices, drives competitiveness. Influence & Collaboration: communicates clearly, seeks diverse viewpoints, anticipates challenges in negotiations. Preferred Background 4–5 years of indirect procurement experience. 4–5 years in Marketing/Media/Professional Services procurement (e.g., displays, POP materials, research, media buying, digital, HR, legal, finance).
Posted 1 week ago
0 years
0 Lacs
gurugram, haryana, india
On-site
Required Skills & Experience Bachelors or higher degree in Data Science, Computer Science, Information Systems, Engineering or related field Hands-on experience in building and deploying AI/ML models including Generative AI, LangChain and NLP In-depth knowledge of machine learning algorithms, software architecture, libraries and frameworks to create AI that accomplishes outlined goals Rigorous knowledge of Python programming to develop software. Java is a plus. Skillful in developing and maintaining detailed, easy-to-read documentation including data dictionaries, model documentation, and code documentation Experience in integrating AI/ML into existing applications in batch and Realtime Effective verbal and written communication skills to collaborate within and outside the team Ability to write and understand complex SQL(Hive/PySpark-dataframes) and optimize data pipelines. Nice to Have Skills & Experience Experience with NoSQL is a plus Experience in Big Data ecosystem & Cloud technologies is nice to have Experience with GitHub and leveraging CI/CD pipelines Experience in taking models through AI/ML governance in highly regulated industry is a plus Job Description Insight Global is seeking a Machine Learning Engineer to sit hybrid in Gurgaon. This resource will be joining a team of 10 including the Direct leader and is looking to expand in 2025 onshore and offshore. This team will act as a Center of Excellence for their Division to add any features or net new applications that will include AI and Machine Learning to increase efficiencies and bandwidth. This is a developing team within a Large Financial Institution and will be working hands on with some of the newest technology supporting Risk, Compliance, and Fraud Investigations and working on use case requests for all of the teams. All applications/platforms are heavily intertwined with Python, Java, GCP and SQL (including PySpark, Hive).
Posted 1 week ago
8.0 years
0 Lacs
chennai, tamil nadu, india
On-site
Summary: The Client is seeking a Product Owner to own, create and optimize digital customer life cycle journeys for our wealth, retail and business banking customers. This role is instrumental for achieving business growth through superior digital experience on all customer onboarding journeys, core onboarding capabilities like Credit decision, Fraud management, IDV and life cycle management through cutting edge CDD and ML functionalities on website and mobile for new and existing customers. The ideal candidate will have a strong background in digital product management, customer experience and digital onboarding and CLM improvement. Responsibilities: Strategy Digitalize business processes and customer experience with best solution to serve SCB clients. Drive >95% digital onboarding and >90% straight through. Improve efficiency and enhance customer service. Strategically plan and mitigate Risk. Partner with region and market wise stakeholders - digital, operations, risk, legal & compliance to assess/ improve business processes. Publish strategic approach and solution papers covering- scalability, extendibility and maintainability. Toll gate for SCB Obsolescence (aligned with architecture & technology) Business Own customer capabilities, experience and onboarding experience in markets. Educate and socialize, sell approach/solutions to group, region & markets. Engage Tech teams to get cost proposal and approve for solutions. Lead Delivery of programs & Implement solution within schedules. Own solutioning and risk mitigation in all areas of Operations, delivery, UAT, interfaces and technical. Processes Establish process with highest degree of compliance (internal and external), testing methods for business apps- automation focused. Build observability and measurement of success of digital interventions. Own, monitor and measure the benefits of solutions deployed. Review the product backlogs and sign off on MVPs for Markets. Understand the business value / benefit case (revenue, efficiency, saves, risks and regulatory) against each back log and question it. Ensure requirements into system’s parts and other related products with the support of architect & POs People & Talent Lead through example and exhibit the appropriate culture and values. Work in collaboration with Country, Technology and Risk and control partners. Risk Management Responsible for identifying, assessing, monitoring, controlling and mitigating risks to the Group. Governance Display awareness and understanding of the Operational Risk Framework for Retail Banking. Responsible for identifying, assessing, monitoring, controlling and mitigating compliance risks pertaining to process changes Skills & Experience: Certified Product Owner Digital Experience Preferred AGILE mindset and hands on experience Market and latest R&D know how Existing Banking and financial service exposure (not mandatory though) Qualification Bachelor’s degree (or equivalent experience) 8-12 + years of product management experience in financial services industry (overall experience not exceeding 18 years) Must have the ability to work in a dynamic, fast-paced environment. Strong communication skills to interact with many different personalities/ stakeholders and reach consensus when necessary Experience with agile frameworks (e.g. Scrum, Kanban, Lean, Extreme Programming, LeSS, SAFe #AditiIndia # 25-21975
Posted 1 week ago
5.0 years
0 Lacs
kochi, kerala, india
On-site
Finance & Operations Leader 📍 Location: Kochi, Kerala - Onsite About PriceSenz PriceSenz is a Digital Technology Services company headquartered in Dallas, TX. We help customers overcome complex digital transformation challenges through Data & AI, Application Development, System Integration, and Talent Services to deliver better business outcomes. We are seeking a Finance & Operations Leader to oversee and continuously improve our global operations , ensuring efficiency, compliance, and alignment with business goals. Role Summary This role will lead end-to-end operations at PriceSenz across the US and India. The leader will focus on process improvement, finance & payroll, administration, insurance, compliance, and people leadership while fostering collaboration across teams in a dynamic startup environment. Key Responsibilities: Finance & Payroll Management Oversee payroll processing for US & India Manage Accounts Payable (AP), Accounts Receivable (AR), monthly financial statements, and cash flow outlooks Coordinate insurance, taxation, and statutory compliance across geographies Operations & Administration Lead onshore & offshore operations across India and the US Own procurement, vendor management, and administrative functions Drive cost avoidance, wastage reduction, and optimal resource utilization People & Culture Leadership Oversee HR operations for US & India (onboarding, full-cycle employee/consultant management, ERM) Drive recruitment strategies to meet growth plans Champion PriceSenz culture and credos , employee learning & development initiatives Build and mentor a high-performing team Compliance & Risk Management Ensure legal and statutory compliance across US & India Lead internal audits, external compliance audits, and quarterly risk assessments Maintain ISO certifications and other company credentials Strategic & Data-Driven Leadership Compile and analyze business data to drive informed decisions Lead OKR-driven execution culture across the company Partner with leadership to define and measure organizational KPIs Re-engineer processes and leverage automation for operational excellence Requirements: Bachelor’s in Business/Technology (MBA in Operations/General Management preferred) 5+ years of experience in Operations, with at least 3 years in leadership roles Strong background in finance, payroll, compliance, and administration 2+ years of experience in IT Staffing/Services/Product companies 4+ years of experience working with/on US operations Proven success in process improvement & operational efficiency initiatives Startup and tech/services industry background preferred Excellent leadership, communication, and collaboration skills Strong financial acumen with data-driven decision-making capability Strong foresight, long-term planning, and a “get things done” mindset If you are passionate about leading global operations, driving efficiency, and enabling growth , we’d love to connect with you! PriceSenz is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, or disability
Posted 1 week ago
0 years
0 Lacs
papanasam, tamil nadu, india
On-site
Key Responsibilities: Participate in projects related BCBS 239, GRID, Report Integration & Other business requirement. Ensure all project related activities are completed within agreed timeline. Participate in the UAT and UVT review by comparing reports and datasets. To document all the issues in the tracker and ensure its followed up till closure Manage the generation and delivery of monthly/quarterly WRB Risk reports accurately and timely Prepare SAS datasets by extracting data from systems & collate manual files from other teams/units. Responsible for reviewing data and obtaining comments/explanation in case of any significant data movements Manage and resolve query on data/reports and Group definitions Responsible to execute changes/enhancements and handle Ad hoc requirements. Ensure quality processing and adherence to all key controls and checks. Ensure all necessary trainings (on-the-job or classroom) are completed. Compliance with all relevant policies and procedure, guidelines, rules & regulations. Proper documentations like EUC, BIA, BCP, BID, Migration Checklists, SLAs, Recharge Documents, DOI, Change Templates etc. needs to be documented appropriately. Ensuring that proper backups are being arranged for critical reports. Collaborate with Group Retail Risk Report team(stakeholders) and deliver other process initiatives. Requirements: Post Graduation or Graduation and with relevant 5+ yrs experience. Any technical Certification in MS Office Advanced tools / SQL / Tableau / SAS/ Python will be preferred. Prior experience of working with SAS/SQL is required. Experience in working in Wealth and Retail Banking / Credit Risk vertical with familiarity in MIS/Reporting. Skill Set: Knowledge in Wealth and Retail Banking products across asset classes (FX/Rates/ Equity/ Credit and Commodities) Awareness of trading environment, macroeconomic fundamentals, market moves & potential impact on exposures. Excellent communication skills - verbal and written Ability to work under pressure Have excellent attention to detail Be able to work in a global team Expertise in programming language is not required but good to have Working knowledge in MS Excel, Access Knowledge about Market and Credit Risk Documentation skills Working knowledge of the Group’s businesses, governance structure and approach to risk management. Experience in team admin tasks/cost controller/project accountant role with familiarity to SCB project management standards / tools would be a distinct advantage Experience in Agile framework Significant Experience in major regulatory programs in the Risk/Finance, Banking industry - BCBS, IMM, CVA etc. #AditiIndia # 25-21981
Posted 1 week ago
0 years
0 Lacs
sahibzada ajit singh nagar, punjab, india
On-site
Location : Mohali City : Mohali State : Punjab (IN-PB) Country : India (IN) Requisition Number : 41212 Role Purpose Statement Will be responsible for full operational control and end-to-end contract entry and issuance activities. He is responsible for People management encompassing the end-to-end processes of talent acquisition, talent optimization, and talent retention while providing continued support for the business and guidance for the employees of an organization. Able to champion the work load distribution to efficiently deliver the Global KPI’s of Trade Contract. This role requires end to end visibility of Commodity value chains to holistically define/change the operation model as and when required. bit early Main Accountabilities Support and share insight on the Budget planning. Monitor Daily contract entry and issuance meet Global KPIs, across all value chains on a daily basis. Ensure global projects like CLM, DocuSign and SENDA are successfully managed, rolled out and implemented in the team. Ability to impart domain knowledge to the team to build a pool of subject matter experts (SMEs). Handle and resolve critical issues and propose solutions. Provide support in process transitions and work on process stabilization, have well defined control process, SOPs and KPIs. Lead and provide guidance to the team to effectively communicate and handle all day-to-day operational related activities with various stakeholders. Handle succession planning, identify training needs and work on resource development to build a self-reliant and efficient team. Liaison with legal and compliance on critical issues that require special attention/exceptions and ensure timely resolution. Accountable for tracking performance and driving best in class KPIs. Review of third party issued contracts to ensure Bunge risk is well covered. Ensure document retention in accordance with Company’s policies and procedure requirements. Perform Month End Checks for Team and ensure accounting queries are resolved within the agreed deadline Work in coherence to achieve self and team goals. Additional responsibilities: Preparing monthly reports and scorecards. Manage work allocation and leaves plan of the team. Ensure Control mechanism, compliance checks are always in place. Ensuring SOX and other statutory requirements are met and clean audit reports. Ensuring close coordination with team to have smooth closure of month end activities. Identify and propose ways of process improvement as per Industry leading practices. Help in designing of the Contract Lifecycle Management (CLM) tool as per Organization requirement. Manage change in CLM and ensure new changes are implemented. Lead User Accessibility Testing (UAT). Handle exceptions generated, perform root cause analysis to resolve current issues and act proactively to avert potential issues in future Provide guidance and support to the team, knowledge sharing and best practices for talent optimization and retention. Knowledge And Skills Behavior Improve Bunge's outcomes by making data-driven decisions, keeping the customer at the forefront of all they do, and proactively gaining insight into the global strategy. Collaborate, effectively communicate with others and take initiative to continually develop themselves. Pursue opportunities to solve problems and take action while maintaining the ability to manage work, even in times of challenge or change. Technical Relevant experience in handling entry and issuance of commodity contracts for bulk and container shipments of Agri-commodities, with good knowledge of GAFTA, FOSFA contracts’ rules. Good knowledge of concepts and procedures related to contract life cycle of commodity contracts and execution, related terms & guidelines, including expertise in Incoterms, logistics and shipping documents. Ability to work independently, efficiently and deliver high quality output under time pressure Experience in managing people and processes through a sustained period of change Strong written & oral communications skills in English. Knowledge of any other foreign languages will be an added advantage Computer proficient and competency in Microsoft Office (Word, PowerPoint, Excel, Outlook). Experience in working with SAP system. Bunge (NYSE: BG) is a world leader in sourcing, processing and supplying oilseed and grain products and ingredients. Founded in 1818, Bunge’s expansive network feeds and fuels a growing world, creating sustainable products and opportunities for more than 70,000 farmers and the consumers they serve across the globe. The company is headquartered in St. Louis, Missouri and has 25,000 employees worldwide who stand behind more than 350 port terminals, oilseed processing plants, grain facilities, and food and ingredient production and packaging facilities around the world. Bunge is an Equal Opportunity Employer. Veterans/Disabled
Posted 1 week ago
0 years
0 Lacs
india
Remote
🌟 Hiring: Finance & Accounting Subject Matter Expert (SME) 🌟 (Part-Time | Remote) We are looking for an experienced Finance & Accounting SME to join our team and provide expertise across multiple domains of accounting and financial operations. Key Responsibilities: Act as a subject matter expert in GAAP & IFRS compliance Oversee Accounts Payable (AP), Accounts Receivable (AR), reconciliations, and financial statements Guide and optimize processes in QuickBooks, SAP, and other ERP systems Manage payroll, invoicing, and end-to-end accounting operations Build and review financial models, forecasts, and budgeting frameworks Drive Excel automation, AI, and RPA adoption in accounting workflows Provide insights for process improvement, risk mitigation, and compliance What We’re Looking For: Strong background in Finance & Accounting with hands-on expertise Proficiency in ERP systems (QuickBooks/SAP) Advanced Excel & automation skills Knowledge of emerging technologies (AI/RPA in accounting) Excellent analytical and communication skills ✨Apply now with your resume and a brief sample video showcasing your technical knowledge or previous course contributions. If you are interested then Kindly contact me on +91-9819326207 and drop your updated profile and a brief sample video to me at saloni@digifocal.in
Posted 1 week ago
3.0 years
0 Lacs
mumbai, maharashtra, india
On-site
Role: ICS Cybersecurity Analyst Location: Qatar Project duration: 3 Years & extendable upto 2 years Experience ▪ Required (Years / Job Level / Industry): 5+ years’ experience within Oil & Gas or Chemical facility with focus in ICS/OT Cybersecurity. ▪ Preferred (Years / Job Level / Industry): 7+ years’ experience within Oil & Gas or Chemical facility with focus in ICS/OT Cybersecurity. Preferred Skills ▪ CCNA/Network+ certified ▪ CISM/IEC-62443 certified ▪ CEH/CompTIA Security+/CySA+ certified ▪ At least 1 Cybersecurity Certification is desirable. ▪ Experience in Oil & Gas or chemical manufacturing environments. ▪ Experience in bare metal hypervisor based on MS Hyper V with Hyper Converged Infrastructure (HCI) ▪ Excellent communication and interpersonal skills. Job responsibilities ▪ Manages system patches, Anti-Virus updates and perform backups and restoration for the installed OT assets. ▪ Review firewall and other relevant security logs for identification of threats, anomalies, intrusions and/or abnormal connection behavior. Investigates, reports and escalates issues as required to Cybersecurity staff and management. ▪ Troubleshoots network performance or network security issues. Analyzes network traffic, responds to problem tickets and resolves service requests. ▪ Participates in incident response, computer forensics, data preservation and investigations related to network breaches and/or unauthorized access of data. ▪ Supports regular and special reporting and analysis, including reports of vulnerabilities,risks, control deficiencies, remediation strategies, and performance metrics. ▪ Configures and tests Cybersecurity related technologies. Troubleshoots and corrects Cybersecurity and data related problems. ▪ Performs hardware and software upgrades and documents configurations and system specifications. ▪ Helps maintain configuration records and documentation, including security operations and maintenance, incident control, cyber incident response procedures, and other standards, policies, and procedures. ▪ Provides security related technical support to users and assists with the research, evaluation, and implementation of security tools, systems, and processes. ▪ Reviews external threat intelligence feeds from cybersecurity agencies; sends alerts and coordinates with responsible parties to patch high risk vulnerabilities. ▪ Maintains, monitors, and modifies security tools, systems and processes according to standard and department policies and procedures. ▪ Supports the implementation of effective key service platforms, including on-premises physical and virtual cloud environments. ▪ Maintains an active culture of Cybersecurity awareness within the organization. ▪ Assists with audit and compliance responsibilities for both internal and external audit requirements. ▪ Note: This is a hands-on position with considerable field work in an industrial, 7x24 Petrochemical manufacturing environment. If interested, Kindly share your resume to hr@isupportz.com
Posted 1 week ago
1.0 years
0 Lacs
india
Remote
Position Title: Information Security – Cyber Organization Alignment & Compliance Duration: 1 YEAR,CONTRACT Location: REMOTE Position Summary The Information Security – Cyber Organization Alignment & Compliance role is responsible for aligning information security practices with the bank’s enterprise risk management strategy, regulatory requirements, and governance frameworks. The role drives Information Security Governance, Risk, and Compliance (GRC) initiatives, ensuring effective risk tracking, compliance monitoring, RCSA execution, exception management, and accurate reporting. The position ensures governance and compliance standards are embedded across the organization while continuously improving the bank’s security posture. Key Responsibilities Governance, Risk, and Compliance Ensure compliance with internal policies, external regulatory requirements, and industry standards. Identify, assess, and manage information security risks in collaboration with business units. Perform risk trend analysis and provide regular reports to senior stakeholders. Oversee internal and external compliance audits and ensure adherence to obligations. Policy Exception Management Develop and maintain a robust policy exception management process with defined documentation, approval, and expiration workflows. Conduct risk assessments for proposed policy exceptions to evaluate potential compliance and security impacts. Collaborate with stakeholders to implement compensating controls and ensure timely closure of exceptions. Regularly review approved exceptions and recommend improvements. Risk Control Self-Assessments (RCSA) Coordinate periodic RCSAs across business units to identify and evaluate risks. Compile and analyze results, providing actionable recommendations. Monitor follow-ups to ensure the effectiveness of mitigation controls. Offshoring Reporting Maintain accurate reporting of offshoring activities in line with regulatory requirements. Assess and mitigate risks related to offshore operations by ensuring proper controls are in place. Develop streamlined reporting mechanisms for internal and external stakeholders. ISG Service Portfolio Management Maintain and update the ISG service catalog to reflect business needs and technological changes. Track ISG service performance against SLAs and KPIs, recommending improvements as required. Compliance Management Oversee bank-wide information security compliance activities. Map regulatory obligations (e.g., GDPR, PDPL, local laws) and ensure adherence. Track and manage compliance incidents and exceptions using GRC tools. Operating Environment & Stakeholder Engagement Operating Environment: All Mashreq Bank locations and regions of operation. Frameworks: Information Security policies, regulatory guidelines, contractual requirements, and industry best practices. Stakeholders: Business units, governance teams, enabling functions, and control groups. Problem Solving & Decision-Making Develop frameworks, solutions, and processes for proactive risk management. Interpret regulatory language to determine applicability, compensating controls, and residual risk. Evaluate systemic and residual risks based on defense-in-depth strategies. Recommend risk mitigation strategies aligned with the bank’s risk appetite. Ensure compliance to prevent regulatory penalties and confirm adequacy of controls against policies and standards. Knowledge, Skills, and Experience Qualifications & Experience 11+ years of experience in a banking environment, with at least 3 years in information security. Strong understanding of information security technologies, risk assessments, and compliance processes. Proven experience with GRC frameworks such as ISO 27001, NIST, GDPR, PDPL. Professional certifications such as CISA, CISM, CISSP, CRISC (preferred). Skills Strong analytical, problem-solving, and risk assessment skills. Excellent communication and interpersonal abilities for engaging stakeholders. Ability to manage multiple priorities and projects effectively. Proficiency in security tools, technologies, and reporting systems. Strategic Insight Promote a culture of security awareness and compliance across the organization. Drive continuous improvement in the bank’s information security posture. Ensure effective risk mitigation and alignment with business and regulatory objectives.
Posted 1 week ago
5.0 - 6.0 years
0 Lacs
greater bengaluru area
On-site
About audax audax means courage. To have the courage to change the banking scene, eliminating constraints caused by existing legacy infrastructure. Our mission is to empower banks and financial institutions to scale and modernise at speed, reaching new customers without breaking the bank. We began our journey supplying services to and powering Standard Chartered’s white-label plug and play Banking-as-a-Service (BaaS) solution, Standard Chartered nexus, through our technology capabilities. At audax, we seek go-getters who are hungry for growth and can bring fresh perspectives. Website - https://www.audax.io What You’ll Do As a SME for digital payments, you will play a critical role in defining and driving product roadmaps for audax’s payment solutions. Your deep understanding of payment trends, regulatory environments, and real-world implementation challenges will guide the design of robust, scalable features tailored for diverse markets. Product Leadership in Digital payments Collaborate with product and engineering teams to define and execute the product roadmap for multi-region payment solutions. Serve as a Subject Matter Expert (SME) on payment trends, regulatory requirements, and market nuances across regions. Possess knowledge of global payments trends like ISO 20022, CBDC, Open Banking, etc. for advice on strategic enhancements. Support ongoing analysis of payment systems and suggest improvements based on data and market insights. Continuous Discovery & Delivery Collaborate closely with engineering teams across regions to deliver robust, high-volume payment features. Translate complex payment requirements into clear, actionable product specs. Balance short-term improvements with long-term platform vision. What We’re Looking For 5-6 years of experience as a Business Analyst or SME in digital payments. Strong knowledge of India’s digital payment ecosystem and ability to adapt learnings across markets. Real-world implementation experience with: 1) UPI integrations 2) Wallet and QR payment solutions 3) Card payment systems and tokenization Scheme familiarity (Visa, MC), 3DS, etc. Experience in working with Payment centric dashboards, reconciliation extracts and reports together with payment’s lifecycle knowledge Familiarity with payment orchestration platforms or payment switches Strong understanding of the digital payment ecosystem and the ability to apply insights across different markets. Excellent documentation and communication skills. Basic ability to analyse transaction data using SQL or BI tools. Why Join Us? Be Part of a Bold Vision – At audax, we’re not just building software – we’re transforming how financial institutions and businesses manage risk, compliance, and growth. Join a team that’s fearless in challenging the status quo. Flexible, People-First Workplace – We value the importance of Family, Team, Self. In that order. Competitive Rewards and Startup Perks – We offer competitive salaries and meaningful benefits that look after your well-being. Privacy Notice: Please note: by submitting your application, you acknowledge that you have read and understood audax’s Privacy Policy for Employees, Freelancers, Contractors and Job Applicants (the “Policy”), and consent to the collection, use and disclosure of your personal data by audax for the purposes set out in the Policy. You may withdraw consent for such collection, use and disclosure, and make an access or correction request in respect of your personal data, in accordance with the Policy by emailing dpo@audax.io.
Posted 1 week ago
2.0 - 4.0 years
0 Lacs
india
On-site
About Us At the forefront of the AI revolution, Elevation AI is building the next era of business intelligence. We're an Agentic AI Platform that drives growth, efficiency, and risk management by simplifying the integration of AI into the core of our clients' workflows. Our platform combines intelligent AI agents, a dedicated consulting team, and enterprise-grade technology to deliver what others don't: a unified platform that provides the clarity leaders need to execute faster and scale value creation. About the Role You will be a key contributor to our Agentic Engineering team, focused on building the sophisticated systems that power our platform. This role is for an experienced, hands-on builder who is passionate about AI and enjoys tackling complex technical challenges. You will have the autonomy to own significant features and influence our technical direction through high-quality code and thoughtful design. If you thrive on technical ownership and want to help shape the engineering culture at a startup, this role is for you. What You'll Do Architect & Build Impactful Agents: Design, build, and deploy sophisticated, autonomous AI agents that automate complex business processes and drive measurable outcomes for our clients. Go Beyond Simple LLM Calls: Engineer advanced agentic systems capable of complex reasoning, tool usage, and executing long-running, multi-step tasks. Measure & Improve: Continuously measure and analyze the performance of AI agents, using data to iterate on and improve their efficiency, reliability, and value creation. Champion Production-Grade Excellence: Help define our team's best practices by writing clean, efficient, and secure code, and setting a high bar for scalable agent workflows Drive Innovation: Research emerging AI technologies and engineering best practices (like GraphRAG, MCP libraries, etc.) to continuously evolve our platform and maintain our competitive edge. Your Background You have 2-4 years of software engineering experience with an exceptional proficiency in Python. You possess demonstrable experience building and deploying AI agents. You can show us projects where you used frameworks like LangChain to create complex, multi-step systems that solve real problems. You have a deep, practical understanding of Large Language Models (LLMs), agentic architectures, and the challenges of integrating them into production systems. You possess a proven skill in prompt engineering and an intuitive grasp of what it takes to create reliable and steerable AI behavior. Ways to Stand Out Prior experience thriving in a fast-paced startup environment. Experience building scalable infrastructure on a major cloud platform (GCP, AWS, Azure). Proven expertise in applied AI, particularly using techniques like Retrieval-Augmented Generation (RAG) or fine-tuning LLMs. A portfolio of personal projects or open-source contributions that showcase your passion for AI.
Posted 1 week ago
7.0 - 12.0 years
0 Lacs
gurugram, haryana, india
On-site
Your potential, unleashed. India’s impact on the global economy has increased at an exponential rate and Deloitte presents an opportunity to unleash and realize your potential amongst cutting edge leaders, and organizations shaping the future of the region, and indeed, the world beyond. At Deloitte, your whole self to work, every day. Combine that with our drive to propel with purpose and you have the perfect playground to collaborate, innovate, grow, and make an impact that matters. The team Assurance is about much more than just the numbers. It’s about attesting to accomplishments and challenges and helping to assure strong foundations for future aspirations. Deloitte exemplifies the what, how, and why of change so you’re always ready to act ahead. Learn more about Audit & Assurance Practice Your work profile In our Assurance (A&A) Team you’ll build and nurture positive working relationships with teams and clients with the intention to exceed client expectations: - Cash & liquidity management Management of bank accounts Experience in banking operations & financial relationships with Bankers. Investment & Debt management Risk management – forex and hedging. Prepare daily/weekly/monthly treasury reports. Providing insight on the working capital optimization and cash flow improvement Exposure of TMS (Treasury management system) – Kyriba is preferred. Experience in integrations of banking systems across entities. Experience of international banking (UK Germany) would be an added advantage. Desired qualifications They should be MBA / CFA / Qualified CA. 7-12 years of experience of treasury management. They should be a team player with a proactive and results oriented approach. They must have ability to prioritize, work on multiple assignments, and manage ambiguity. They should have good presentation & communication skills. They should also be well versed with MS Excel and handling volume of data. They must have ability to present point of view/ findings using MS power point/ report writing tools. They should be open and honest in communication with clients and colleagues. They must be fluent in written & verbal English. Ability to balance between various cultures. Location and way of working. Base location: Gurgaon Hybrid is default way of working. Your role We expect our people to embrace and live our purpose by challenging themselves to identify issues that are most important for our clients, our people, and for society. In addition to living our purpose, across our organization must strive to be: Inspiring - Leading with integrity to build inclusion and motivation. Committed to creating purpose - Creating a sense of vision and purpose Agile - Achieving high-quality results through collaboration and Team unity Skilled at building diverse capability - Developing diverse capabilities for the future Persuasive / Influencing - Persuading and influencing stakeholders Delivering value - Showing commercial acumen Committed to expanding business - Leveraging new business opportunities Analytical Acumen - Leveraging data to recommend impactful approach and solutions through the power of analysis and visualization Effective communication – Must be well abled to have well-structured and well-articulated conversations to achieve win-win possibilities Engagement Management / Delivery Excellence - Effectively managing engagement(s) to ensure timely and proactive execution as well as course correction for the success of engagement(s) Managing change - Responding to changing environment with resilience Managing Quality & Risk - Delivering high quality results and mitigating risks with utmost integrity and precision Strategic Thinking & Problem Solving - Applying strategic mindset to solve business issues and complex problems Tech Savvy - Leveraging ethical technology practices to deliver high impact for clients and for Deloitte Empathetic leadership and inclusivity - creating a safe and thriving environment where everyone's valued for who they are, use empathy to understand others to adapt our behaviors and attitudes to become more inclusive. How you’ll grow Connect for impact Our exceptional team of professionals across the globe are solving some of the world’s most complex business problems, as well as directly supporting our communities, the planet, and each other. Know more in our Global Impact Report and our India Impact Report. Empower to lead You can be a leader irrespective of your career level. Our colleagues are characterised by their ability to inspire, support, and provide opportunities for people to deliver their best and grow both as professionals and human beings. Know more about Deloitte and our One Young World partnership. Inclusion for all At Deloitte, people are valued and respected for who they are and are trusted to add value to their clients, teams and communities in a way that reflects their own unique capabilities. Know more about everyday steps that you can take to be more inclusive. At Deloitte, we believe in the unique skills, attitude and potential each and every one of us brings to the table to make an impact that matters. Drive your career At Deloitte, you are encouraged to take ownership of your career. We recognise there is no one size fits all career path, and global, cross-business mobility and up / re-skilling are all within the range of possibilities to shape a unique and fulfilling career. Know more about Life at Deloitte. Everyone’s welcome… entrust your happiness to us Our workspaces and initiatives are geared towards your 360-degree happiness. This includes specific needs you may have in terms of accessibility, flexibility, safety and security, and caregiving. Here’s a glimpse of things that are in store for you. Interview tips We want job seekers exploring opportunities at Deloitte to feel prepared, confident and comfortable. To help you with your interview, we suggest that you do your research, know some background about the organisation and the business area you’re applying to. Check out recruiting tips from Deloitte professionals.
Posted 1 week ago
5.0 years
0 Lacs
bengaluru, karnataka, india
On-site
We are a global leading provider of high-quality, innovative small household appliances with the aspiration to improve the quality of everyday life at homes around the world through revolutionary innovation and design-driven smart home products. Our SharkNinja APAC business is scaling rapidly. The two brands, Shark and Ninja, have enjoyed unprecedented growth in the past 5 years, driven mainly by the very strong innovation pipeline on both brands. SharkNinja APAC has embarked on a bold plan for growing the business in the region, in which India plays a critical role. As we continue to grow, we are looking for a Senior Supplier Quality Manager, India to join our team in Bengaluru. Position Overview The Senior Supplier Quality Manager will lead the selection, auditing, and development of first- and second-tier suppliers in line with SharkNinja Supplier Quality Requirements. This role will drive continual improvement programs, share best practices across the supply chain, and uphold industry-leading quality standards. Here are some of the exciting things you’ll get to do: Role In this role, you’ll partner with global teams and suppliers to ensure exceptional quality throughout the product lifecycle. You’ll: Partner with suppliers to ensure SharkNinja quality requirements are well understood and to manage quality concerns / issues in product life cycle Work with relevant local and global stakeholders to set clear objectives and to develop action plans and ensure quality KPIs’ are delivered by each supplier Establish, maintain or optimize supplier qualification/disqualification process Manage and maintain approved vendor list and optimize the supplier pools to enhance company competitiveness Maintain supplier performance records and manage supplier scorecard and make relevant recommendations. To execute QMS audit, conduct risk assessment and to undertake supplier development to meet company quality objectives Be the brand ambassador of the Quality Culture and Root Cause Analysis training Collaborate with suppliers and SharkNinja internal departments to achieve 99% FPY and max output on day one of mass production To ensure that all quality KPI’s are tracked and to act when KPI’s are not achieved Closely work with Global QA teams implement the product safety, customer returns and customer experiences initiatives in suppliers’ facility Technical & Functional Skills Supplier audit, qualification, assessment and development Quality system management (ISO9001, TS16949) Problem- solving techniques such as 5Y & 8D Be familiar with the utilization of 7 quality tools, SPC, MSA, pFMEA, APQP and PPAP, etc. Data analysis and quality reporting (weekly & monthly) Strong negotiation and facilitation skills Experience & Knowledge Bachelor’s degree or above in Quality Assurance Management, Mechanical Engineering, Electronic Engineering, etc 10+ years’ experience in quality management within relevant industry Lead auditor certification is preferred A good understanding of CSR is preferred Fluent in oral and written English; preferably with the ability to speak Mandarin Ability to assess, coach, and develop suppliers Independent, results-driven, and ethical Strong attention to detail and commitment to continuous improvement Willingness to travel across factory locations Experience in working with contract manufacturers is preferred though not mandatory Your role in leading our success drivers & representing our unique mindset: Lead us to be “RARELY SATISFIED” Make things better each day; “PROGRESS OVER PERFECTION” Use your knowledge of our consumer, understand that “DETAILS MAKE THE DIFFERENCE,” Deliver something great; “WINNING IS A TEAM SPORT” Be clear and honest, “COMMUNICATING FOR IMPACT.” Explore SharkNinja APAC On Our Social Channels https://www.linkedin.com/company/sharkninja-apac/mycompany/ https://www.linkedin.com/company/sharkninja-apac/jobs/
Posted 1 week ago
3.0 - 7.0 years
0 Lacs
gurugram, haryana, india
On-site
Controls Assurance: Procurement - with Language expertise Arabic/ Chinese/ Turkish/ Japanese What impact will you make? Every day, your work will make an impact that matters, while you thrive in a dynamic culture of inclusion, collaboration and high performance. As the undisputed leader in professional services, Deloitte is where you’ll find unrivaled opportunities to succeed and realize your full potential Deloitte is where you’ll find unrivaled opportunities to succeed and realize your full potential. The Team Discover the various Internal Audit services, we offer to help organizations look below the surface to achieve superior performance through a full range of outsourcing, co-sourcing, and advisory services—including with respect to technology and data analytics. We enhance the overall value delivered by IA functions through strengthening quality, flexibility, efficiency, and value. Additionally, Deloitte helps clients extend their IA oversight to gain greater understanding of key enterprise risks such as evolving IT systems, applications, and other technologies. The nature of engagements would span across conducting, Internal Audit, Policy and Controls Reviews, Process Advisory and Regulatory Compliance Reviews. Further, the individual would be exposed to working on diversified cross functional teams in the given area of specialization. Work you’ll do The role interacts with stakeholders in Procurement as well as within the business. Develops strategic sourcing strategies for the given category/contract Plans, leads and oversees tenders and negotiations Creates and implements Procurement initiatives/strategies which improve quality of service and supply and produce significant cost savings across business units Knows and utilises complex business processes including risk/regulatory/compliance requirements There is an expectation to work closely in partnership with all stakeholders to support Procurement objectives and to maximize value, whilst reducing risk to the firm. The role holder will need to have sourcing deal execution expertise support to manage and deliver commercial negotiations with third parties, liaise with users across Barclays to ensure favorable outcomes. Main duties and responsibilities Run a range of sourcing projects in line with procedures whilst driving commercial value and speed of execution Build strategic relationships with a network of stakeholders to understand business requirements and build into a sourcing plan Negotiate supplier contracts effectively maintaining leverage and outcomes including consolidation into other agreements or divestment arrangements Run competitive events such as RFPs for projects of varying value and complexity Work with legal, subject matter experts and project teams to coordinate all aspects of the deal and deliver the required outcomes Qualifications 3-7 years of relevant experience along with any language - Arabic, Chinese, Turkish, Japanese . Indirect category sourcing experience Business acumen with demonstrated success in delivering a multi-year strategy ensuring competitive commercial advantage Demonstrated ability to forge close business relationships with internal and external stakeholders at all management levels Skilled procurement negotiator adept at leading negotiations with both external and internal stakeholders Good understanding of market drivers effecting category; strong commitment to keeping abreast of trends Finely honed project and change management skills In depth understanding of latest tools for executing sourcing strategies Experience managing the delivery of large projects and with end-to-end service / operations management Strong analytical, written and verbal communication skills. Financial services an advantage Strong adherence to risk and controls requirements and processes High degree of structure and organisation to coordinate multiple workstreams and projects How you’ll grow At Deloitte, our professional development plan focuses on helping people at every level of their career to identify and use their strengths to do their best work every day. From entry-level employees to senior leaders, we believe there’s always room to learn. We offer opportunities to help build world-class skills in addition to hands-on experience in the global, fast-changing business world. From on-the-job learning experiences to formal development programs at Deloitte University, our professionals have a variety of opportunities to continue to grow throughout their career. Explore Deloitte University, The Leadership Centre. Benefits At Deloitte, we know that great people make a great organization. We value our people and offer employees a broad range of benefits. Learn more about what working at Deloitte can mean for you. Our purpose Deloitte is led by a purpose: To make an impact that matters . Every day, Deloitte people are making a real impact in the places they live and work. We pride ourselves on doing not only what is good for clients, but also what is good for our people and the communities in which we live and work—always striving to be an organization that is held up as a role model of quality, integrity, and positive change. Learn more about Deloitte's impact on the world Recruiter tips We want job seekers exploring opportunities at Deloitte to feel prepared and confident. To help you with your interview, we suggest that you do your research: know some background about the organization and the business area you’re applying to. Check out recruiting tips from Deloitte professionals.
Posted 1 week ago
7.0 years
0 Lacs
bengaluru, karnataka, india
On-site
Job Title: Senior Project Manager / Program Manager Location: Ashok Nagar, Bengaluru, Karnataka 560001 (Hybrid) Contract Type: Contract Role Overview We are seeking a Senior Project Manager / Program Manager to lead large-scale initiatives. The ideal candidate will bring a strong blend of technical expertise (PL/SQL, Oracle EBS preferred) and proven leadership in managing multi-million portfolio budgets and client-facing programs. Key Responsibilities Lead and oversee large programs with a focus on portfolio/Projects management, financial oversight, and budgeting. Manage client relationships effectively, serving as the primary point of contact for program-level communication. Oversee and guide technical teams, especially in PL/SQL-driven environments (Oracle EBS Preferred). Drive project execution, governance, and delivery of outcomes within time, scope, and budget. Work with senior stakeholders on roadmaps, risk management, and change management. Required Skills & Experience 7+ years of experience in Project / Program Management. Hands-on technical knowledge of PL/SQL (Oracle EBS preferred). Proven track record in managing multi-million-dollar portfolios and budgets. Excellent client-facing communication skills with the ability to influence and negotiate at senior levels. Exposure to Supply Chain projects (preferred).
Posted 1 week ago
0 years
0 Lacs
chennai, tamil nadu, india
Remote
Job Purpose: The Senior Developer will be part of the Development team that is responsible for the development of the XiNG Risk Store, a strategic cross-business common repository of standardised official risk results. The role involves designing, developing and delivery of the XiNG risk store. This role will focus on the XiNG Risk Store and XiNG Data APIs to access trade and market data as used by official valuation systems. Job Background/context: This is a challenging and exciting opportunity to work on complex and challenging Front Office risk projects within Markets Technology, cooperating with multiple teams to develop this franchise-critical strategic cross-business platform. Key Responsibilities: Take ownership for delivering the development task assigned. Ensure delivery within tight timelines and meeting the team’s expectation. Get involved in the entire lifecycle of the development project Understand the requirement from Project Lead and ensure quality deliverables. Ensure quality and optimized coding with proper documentation Do peer code reviews Develop unit plan and perform unit testing and provide continuously improved product experience Actively assist Support team wherever required Assist Project Lead in coordinating with business analysts & user communities to define requirements Participate in the technical design Actively assist Project Lead to deliver quality output Together with the team contribute to innovative & best-in-class solutions for our business Development Value: This position gives an excellent opportunity for the selected candidate to play a significant role in an exciting and critical business within Citi. As a member of our highly acclaimed Technology team, this role provides the opportunity to participate in and shape the expansion and pre-eminence of our Business working together with our team of highly skilled technologists. The opportunity to work in front-office application space spanning multiple asset classes in a high-velocity & high availability environment is, of itself, an exciting proposition. We believe it is even more special to do this as part of Citi, a premier financial institution that is one of the biggest and best in the market, and as a part of our team that has a high visibility for our work both inside our larger organisation as well as in the global Capital Markets world. The position will enable you to leverage Citi’s incomparable geographical reach, product richness, and engineering expertise and to translate these into a successful and top-of-the-class product offering for our customers. Person Specification Knowledge/Experience: 6-9+ (Senior Developers) years hands on experience in pure technical roles in development of various software applications. Primary: In depth knowledge and application of Java, J2EE, Python Exposure to an industry-standard database platform with awareness of database design and SQL scripting knowledge and performance tuning Awareness of unit testing frameworks (TDD) Secondary : Hadoop ecosystem and related technologies Messaging technologies like Kafka Knowledge of REST api and MEAN stack is a plus. Domain : Knowledge of securities and derivatives market risk is a plus. Skills: Strong interpersonal and articulation skills (spoken and written) Ability to partner with non-technical and technical peers; ability to work effectively with remote colleagues; participate technical discussions Strong team orientation and commitment to overall team success; willing to go above and beyond to ensure team success; intense customer focus and commitment to driving quality Effective time management skills in order to manage multiple priorities with flexibility on time zones and timelines Logical thinking, High analytical and problem solving skills; innovative and solutions oriented Qualifications: Graduation/Post Graduation qualifications in Engineering stream with a very good academic record throughout from premier institutions. A high degree of Analytical ability and Quantitative skills is desirable Competencies: Innovative and Positive ‘Can Do’ attitude Planning and Organising – Ability to identify the steps to be taken to achieve objectives Resilience – Used to working towards tight deadlines, under pressure and using appropriate coping methods to stay focused Accountability –self start on goals and achieve targets ------------------------------------------------------ Job Family Group: Technology ------------------------------------------------------ Job Family: Applications Development ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.
Posted 1 week ago
2.0 - 5.0 years
0 Lacs
gurgaon, haryana, india
On-site
Company Description Louis Dreyfus Company is a leading merchant and processor of agricultural goods. Our activities span the entire value chain from farm to fork, across a broad range of business lines, we leverage our global reach and extensive asset network to serve our customers and consumers around the world. Structured as a matrix organization of six geographical regions and ten platforms, Louis Dreyfus Company is active in over 100 countries and employs approximately 17,000 people globally. Job Description Review, validate and send out, and follow up for the countersigned version of the domestic purchase and sales contracts for grains/ pulses and ensure alignment of contract terms with negotiated trade details available in trade ticket shared by traders in terms quantity, grade specifications, delivery terms (INCO TERMS), payment schedules and risk clauses. Maintain, update and regularly audit accurate vendor and customer master data specific to grains / pulses trade, and coordinate with internal teams to onboard new counterparties and update existing records based on trade activity Ensure all statutory and trade-related documents are archived digitally and physically as per internal SOPs and support internal audits and compliance checks by providing the same on demand Cross-functional Coordination Liaise with procurement, logistics, and finance teams to ensure smooth execution of grain and pulse contracts Assist in resolving disputes related to quantity, quality, or delivery timelines by providing accurate documentation trails Contribute to process improvement initiatives focused on contract digitization and master data hygiene. Experience Graduate / MBA Fluency in written and spoken English Should have 2-5 Years of relevant experience Additional Information Proficiency in MS-Office and strong business communication abilities. Advanced level of proficiency in MS-Excel will be a plus. Highly attention to details, speed & accuracy of work to complete tasks on time. Experience in Commodity Trading- documentation/ support function will be a definite plus. Knowledge of International Trade & Execution is must. Should be able to take the ownership of the work entrusted & work as a team member. Polite and able to develop positive rapport with overseas offices, shippers, buyers, service providers. Effective in written & verbal communication. Should be able to work under immense pressure. Diversity & Inclusion LDC is driven by a set of shared values and high ethical standards, with diversity and inclusion being part of our DNA. LDC is an equal opportunity employer committed to providing a working environment that embraces and values diversity, equity and inclusion. LDC encourages diversity, supports local communities and environmental initiatives. We encourage people of all backgrounds to apply. Sustainability Sustainable value is at the heart of our purpose as a company. We are passionate about creating fair and sustainable value, both for our business and for other value chain stakeholders: our people, our business partners, the communities we touch and the environment around us What We Offer We provide a dynamic and stimulating international environment, which will stretch and develop your abilities and channel your skills and expertise with outstanding career development opportunities in one of the largest and most solid private companies in the world. We offer A workplace culture that embraces diversity and inclusivity Opportunities for Professional Growth and Development Employee Recognition Program Employee Wellness Programs - Confidential access to certified counselors for employee and eligible family members, along with monthly wellness awareness sessions. Certified Great Place to Work
Posted 1 week ago
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