Branch Credit Manager

4 - 7 years

6 - 7 Lacs

udaipur mumbai rajkot surat

Posted:2 days ago| Platform: Naukri logo

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Skills Required

loans business loan financial statements loan servicing financial analysis underwriting finance computer proficiency fraud management auditing

Work Mode

Work from Office

Job Type

Full Time

Job Description

  • Scrutiny of loan documents andbank documents provided by the client. Prepare appraisal note recommendation for cases and pursue at seniorlevel.
  • Telephonic discussion withcustomers conduct Business discussion at the Branch.
  • Ensuring compliance withorganizations credit policies and processes.
  • Co-ordinate with Operations,Audit and Compliance Dept. to resolve the Pre/Post
  • disbursement queries.
  • Interacting with externalAgencies, Vendor Management to maintain healthy and profitable business in the location
  • Interaction with customer forPre-Post loan servicing
  • Follow up for delay ininstallment payment by customers
  • Oversee the under writing ofthe loans in the Hub region.
  • Co - ordinate with therecoveries team and generate business insights.
  • Formulate technical evaluationprocesses and policies in the hub region.
  • Manage the legal evaluationprocess in the Hub region.
  • Responsible for fraudmanagement and risk mitigation activities
  • Desired Skill set Experience:
  • Incumbent should have abilityto prepare Financial Analysis, Interpret Financial Statements,
  • and Financial Ratios.
  • Candidate should haveunderwriting experience of LAP Business Loan Product
  • Should have good Computerproficiency and Good communication skill
  • Experience of 4 to 7 yearswith exposure into Business Loan LAP

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