Scrutiny of loan documents andbank documents provided by the client. Prepare appraisal note recommendation for cases and pursue at seniorlevel. Telephonic discussion withcustomers conduct Business discussion at the Branch. Ensuring compliance withorganizations credit policies and processes. Co-ordinate with Operations,Audit and Compliance Dept. to resolve the Pre/Post disbursement queries. Interacting with externalAgencies, Vendor Management to maintain healthy and profitable business in the location Interaction with customer forPre-Post loan servicing Follow up for delay ininstallment payment by customers Oversee the under writing ofthe loans in the Hub region. Co - ordinate with therecoveries team and generate business insights. Formulate technical evaluationprocesses and policies in the hub region. Manage the legal evaluationprocess in the Hub region. Responsible for fraudmanagement and risk mitigation activities Desired Skill set Experience: Incumbent should have abilityto prepare Financial Analysis, Interpret Financial Statements, and Financial Ratios. Candidate should haveunderwriting experience of LAP Business Loan Product Should have good Computerproficiency and Good communication skill Experience of 4 to 7 yearswith exposure into Business Loan LAP
Strategy -Responsible for setting the SMEcorners lending platforms vision and strategy.Their job is to clearly articulate the business value to the various teams, sothey understand the intent behind the new features or product release. Theproduct manager owns the roadmap and must prioritize building what matters mostto achieve the strategic goals and initiatives behind the lending platform. Roadmap / Features - Prioritizes features by ranking them against the strategic goals andinitiatives. This requires making difficult trade-off decisions based on thevalue that new features will deliver to customers and to the business. Theproduct manager is also responsible for defining the requirements for eachfeature and the desired user experience. Product managers work closely withtechnology and data science teams on the technical specifications and ensurethat teams have all of the information they need to deliver a complete productto market. Ideation - Ownsthe creative process of generating, developing, and curating new ideas. Theydetermine which ideas should be promoted into features to push the productstrategy forward - namely those that will achieve key objectives for thebusiness. To this end, they also ensure that feedback and requests areseamlessly integrated into their product planning and development processes.Product managers then communicate the status of ideas back to the customers,partners, and internal team members who submitted them Releases -Defines the release process and coordinates all of the activities required tobring the digital lending platform to market. This involves bridging gapsbetween different functions within the company and aligning all of the teamsinvolved - namely marketing, sales, operations, credit and customer support.Responsibilities also include managing dependencies in and across releases tocomplete release phases and milestones. Adoption -Ensures that the roadmap items and features released are being adopted withinthe teams and overall business benefits from the investment in the technologyplatform features and roadmap. Requirements An ideal candidate will bring both deeptechnical and PM leadership expertise, strong business acumen and judgment,ability to define deep understanding of our customer markets and the strongdesire to bring clarity to ambiguity. Drive alignment with SMEcorner business andtechnical leadership through both verbal and written communication The position is of cross-functional nature andthis implies a high level of collaboration with different departments anddifferent levels. The candidate partners up with other departmental leaders inorder to align and execute product strategies and ensure that each departmentreceives the right level of support due from its colleagues. The candidate works very closely with theengineering department, sales, operations, credit, marketing, and otherdepartments to deliver on the roadmap. Qualifications B.Tech and MBA from a premier institute Minimum of 7 years of experience, 3+ years ofwhich must be in product management position Financial Analysis skills C- Level communication skills, both written andoral/presentation Track record of using qualitative andquantitative data to prioritize and drive decision-making. Metrics-driven: Strong analytical and synthesisskills are a must, including the ability to absorb and process large amounts ofdata into actionable information. PreferredQualifications Have Industry knowledge of lending / fintechdomain Have built and shipped enterprise lendingplatforms before
Job Description We are looking for a Branch manager to assign and direct allwork performed in the branch and to supervise all areas of branch operation.You will drive business, manage staff, foster a positive environment, andensure customer satisfaction and proper branch operation. Key Accountabilities: Creating a high quality portfolio Directing Sales Team to achieve Goals Managing and monitoring branch Maintaining productivity/profitability Ensuring on-time collections Ensuring customer satisfaction Key Responsibilities: Direct all operational aspects including sales,distribution, underwriting, collections, operations, customer service, humanresources and administration Assess local market conditions and identifycurrent and prospective sales opportunities. Develop forecasts, financialobjectives and business plans Meet goals and metrics Bring out the best of branchs personnel byproviding training, coaching, development and motivation Share knowledge with other branches andheadquarters on effective practices, competitive intelligence, businessopportunities and needs Address customer and employee satisfactionissues promptly Adhere to high ethical standards, and complywith all regulations/applicable laws Network to improve the presence and reputationof the branch and company Stay abreast of competing markets and providereports on market movement and penetration Desired Skills setExperience: Experience in the financial services industrywith knowledge of the SME sector Minimum 4 years of proven branch managementexperience, or similar role in lending industry Sufficient knowledge of modern managementtechniques and best practices Ability to meet targets and other metrics Familiarity with industrys rules andregulations Excellent organizational skills Results driven and customer focused Leadership and human resources management skills Education: Graduate in any discipline Post graduate in business or sales will bepreferred
Responsible for ensuring the achievement of sales targets. (SME Loans) Managing a team of Sales Officers. Participate actively in sales planning to generate action plans for meeting targets. Responsible for achieving monthly business target. Taking care of all process and related escalations Coordinating with underwriting team for processing of application. Ensure that all the rules regulations as well as policy guidelines of the company are implemented at the unit level.
Young and Dynamic sales professionals required who are capable andwilling to build a new business and would be responsible for selling UnsecuredLoan, LAP (Loan against property) Key Responsibilities: Driving business volumes for selling unsecured, Business Loans and LAP in assigned markets. Lead generation through local activities, vendor relations, market mapping etc Generating a sales pipeline for future. Key Attributes: Good understanding of company financials and basics of finance Good communication skills (oral written) High energy and drive for results Ability to deal with ambiguity Team Management Experience: 2-5 years with exposure to sales LAP Education: Graduation is mandatory.