Branch Credit Manager

Equitas Small Finance Bank

6 - 9 years

1 - 5 Lacs

Davangere Bengaluru

Posted:3 months ago| Platform:

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Skills Required

Compliance risk management credit underwriting BFSI credit analysis credit risk Underwriting Regulatory credit management Risk credit appraisal disbursement credit assessment credit policy lap credit risk analysis finance Business

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 6-9 years of experience in the BFSI industry, with a strong background in credit management.

Roles and Responsibility

Manage and oversee the credit function of the branch, ensuring compliance with regulatory requirements.
Develop and implement effective credit policies and procedures to minimize risk and maximize revenue.
Conduct thorough credit assessments and provide recommendations on loan approvals or denials.
Collaborate with cross-functional teams to identify new business opportunities and grow the existing customer base.
Monitor and report on credit portfolio performance, identifying areas for improvement and implementing corrective actions.
Ensure all credit-related transactions are processed accurately and efficiently.

Job Requirements

Strong knowledge of credit underwriting principles and practices.
Excellent analytical and problem-solving skills, with the ability to interpret complex data sets.
Effective communication and interpersonal skills, enabling strong relationships with customers and stakeholders.
Ability to work in a fast-paced environment, prioritizing multiple tasks and meeting deadlines.
Strong attention to detail, with a focus on accuracy and quality in all aspects of work.
Experience working with small finance banks or similar institutions, understanding the unique challenges and opportunities in this sector.

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