Skill required:
Core Banking Operations (incl. Payments) - Retail Banking Account Operations
Designation:
Banking Operations Senior Analyst
Qualifications:
Any Graduation
Years of Experience:
5 to 8 years
About Accenture
Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com
What would you do?
We are seeking a dynamic and young professional to join our team as a senior analyst for payments and card Operations. In this role, you will be responsible for overseeing and managing various aspects payment operations (Direct Debit Indemnities, International Payments, Cheque Operations). The ideal candidate will have a strong background in Payment operations and proven team management skills to drive results in a competitive banking environment.
What are we looking for?
- Written and verbal communication
- Oversee and manage the day-to-day operations (Direct Debit Indemnities, International Payments, Cheque Operations), ensuring efficient and customer-centric services.
- Review electronic payments, payment investigations, reconciliations, ATM, ACH credits & Debits, Manual wire transfers
- Sound knowledge in international payment and clearing process (ACH reconciliation)
- Expertise in Payment systems and Mechanisms and good understanding of Payment products – Cheque, Cross Border Payments, Payment Exceptions
- Good oral and written communication are must since the process involves sending emails to client/vendor.
- Client facing or client interaction experience is must as the process requires direct interaction with client or vendors.
- Should drive the team to provide work product within the stringent timeline and improved quality.
- Should work independently with or without supervision.
- Realize accountability and ensure the team completes the task at hand and on time.
- Involves high level of critical thinking and independent decision making.
- Candidates should have experience in electronic payments, payment investigations and reconciliations with team handling experience
- Fraud Risk Management
- Responsible for mentoring the current team members, providing them with necessary guidance they need to drive revenue performance
- Lead and manage a team of QA analysts responsible for monitoring and evaluating payment transactions (International)
- Conduct quality audits and root cause analysis to identify process gaps and recommend improvements
- Collaborate with cross-functional teams including operations, compliance, and training to enhance process efficiency and reduce errors
- Provide regular feedback, coaching, and training to QA team members to ensure high performance
- Responsible for delivering time sensitive and critical electronic payments.
- Responsible for allocation, recon, daily and monthly reports or dashboards
- Headcount tracking and reporting in liaison with the Business Managers, Central PMO
- Managing all internal and client deliverables, data warehouse and reporting tools as per stakeholder request
- Ensure the team members meet all deadlines and ensure quality work is being delivered
- Ensuring a strong governance in conducting error calibration calls, drafting minutes of meeting, Monthly and Quarterly business review with stakeholders and management Roles and Responsibilities:
- In this role you are required to do analysis and solving of increasingly complex problems
- Your day to day interactions are with peers within Accenture
- You are likely to have some interaction with clients and/or Accenture management
- You will be given minimal instruction on daily work/tasks and a moderate level of instruction on new assignments
- Decisions that are made by you impact your own work and may impact the work of others
- In this role you would be an individual contributor and/or oversee a small work effort and/or team
- Please note that this role may require you to work in rotational shifts
- Increase and maintain the team s client portfolio through business development techniques
- Proactive approach and attention to details in analysing the process and build process framework in managing the risk parameters, Any Graduation