Area Credit Manager

Equitas Small Finance Bank

7 - 10 years

2 - 6 Lacs

Bengaluru Peenya

Posted:3 months ago| Platform:

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Skills Required

Risk Management Customer Service development BFSI Growth Banking direct marketing Tools Sales Tools corporate sales marketing Sales Relationship Financial Products Software finance CRM direct sales

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a skilled professional to join our team as an Area Credit Manager in Equitas Small Finance Bank. The ideal candidate will have 7-10 years of experience in the BFSI industry, with a strong background in credit management and analysis.

Roles and Responsibility

Manage and oversee the credit function within the bank's operations.
Develop and implement effective credit policies and procedures to minimize risk.
Conduct thorough credit analysis and assessments to determine client creditworthiness.
Collaborate with cross-functional teams to identify and mitigate potential credit risks.
Monitor and report on credit portfolio performance, providing insights and recommendations for improvement.
Ensure compliance with regulatory requirements and industry standards.

Job Requirements

Strong knowledge of credit management principles and practices.
Excellent analytical and problem-solving skills, with the ability to interpret complex data sets.
Effective communication and interpersonal skills, enabling strong collaboration with stakeholders at all levels.
Ability to work in a fast-paced environment, prioritizing multiple tasks and deadlines.
Strong understanding of financial markets and industry trends, with the ability to make informed decisions.
Proficiency in credit risk management software and systems, with excellent technical skills.

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