Treasury Executive

Key

• Lead end-to-end debt raising activities, including initial discussions with lenders, negotiation of terms and covenants, finalization of deals, and execution of comprehensive documentation.
• Evaluate, structure, and negotiate both traditional and innovative financing instruments, including On-Book and Off-Book debt products.
• Liaise with banks, financial institutions, and rating agencies to facilitate timely drawdowns, facility renewals, and compliance with documentation requirements.
• Ensure timely servicing of debt obligations, including EMIs, interest payments, and principal repayments, while monitoring compliance with financial covenants.
• Manage banking transactions such as fund transfers, RTGS/NEFT, operation of escrow accounts, collection mechanisms, and pooling structures, especially for debt transactions, co-lending arrangements, and BC partnerships.
• Maintain accurate records of all bank accounts, authorized signatories, mandates, and related documentation.
• Establish and maintain strong working relationships with banking partners to support funding and operational needs.
• Oversee the opening, modification, and closure of bank accounts in line with business requirements.
• Monitor daily liquidity to ensure sufficient funds for disbursements, repayments, and other operational obligations.
• Deploy surplus funds into approved investment instruments (e.g., fixed deposits, mutual funds) in accordance with the company’s investment policy.
• Track and manage investment maturities, interest accruals, and returns to ensure optimal fund utilization.
• Prepare and maintain daily/weekly cash flow forecasts, ensuring proactive liquidity management and risk mitigation.
• Generate and present Treasury MIS reports, including cash position summaries, bank reconciliation statements, debt schedules, and investment reports.
• Support internal, statutory, and regulatory audits (e.g., RBI inspections) by providing timely and accurate treasury-related data.
• Contribute to budgeting, cash flow analysis, forecasting, and variance analysis to support financial planning and decision-making.
• Provide treasury-related inputs for board meetings, investor presentations, and financial reporting requirements.
• Prepare ALM and variance analysis w.r.t. borrowing, co-lending and BC partnerships.