Risk - Credit Risk Asia - Vice President - Bengaluru

Who We Are

At Goldman Sachs, we connect people, capital and ideas to help solve problems for our clients. We are a leading global financial services firm providing investment banking, securities and investment management services to a substantial and diversified client base that includes corporations, financial institutions, governments and individuals.

More About This Job

Divisional Overview

Our Risk division develops comprehensive processes to monitor, assess, and manage the risk of expected and unexpected events that may have an adverse impact on the firm. Risk professionals execute critical day-to-day risk management activities, lead projects, and contribute to the ongoing advancement of a robust risk management program. Effective coordination with executive management, business units, control departments and technology are critical for success.

Department Overview

Credit Risk is responsible for managing the firm's credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparts is managed within the firm's risk appetite. Credit professionals work closely with many areas of the firm. Given this structure, CR professionals gain diverse financial experience and a broad perspective on how the entire firm functions. The interaction with numerous departments and the range of projects that ensue allow for a challenging, varied, and multi-dimensional work environment. This business is ideal for collaborative individuals who have strong ethics and attention to detail. Whether assessing the creditworthiness of the firm's counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm's success.

Responsibilities And Qualifications

Responsibilities:

• Review credit analysis documents and approve internal credit ratings of firm's funds (hedge fund, mutual fund, private equity and pension fund) and / or Financial Institutions (banks, brokers, Insurance etc.) by performing fundamental credit analysis using both financial and non-financial information.
• Review and approve risk tolerance limits for credit exposures such as potential futures exposure, stress shortfall, wrong-way, settlement risk), and margin and documentation terms for credit documents such as ISDA, GMRA, GMSLA, FOA, OTC Addendum etc.
• Evaluate and approve lending, derivatives (OTC, Clearing, Prime Brokerage) and securities financing transactions for Institutional clients in Asia-Pacific region as well as handle credit limit exceptions
• Drive discussions with stakeholders such as sales, trading, legal, documentation teams etc. as part of new on-boardings and business requests.
• Review and approve credit action comments on adhoc as well as periodic portfolio level single and multi-factor stress testing exercises.
• Ongoing monitoring of financial markets and news for coverage portfolio clients and timely escalation of appropriate ratings and outstanding exposure management actions.
• Assist credit related assignments and projects, as required

Basic Qualifications:

• 7-10 years of experience in a market facing or risk (1st or 2nd line) role preferred
• Expertise in covering counterparties for Asia-Pacific Markets
• Knowledge of capital markets, including derivatives and/or repo products preferred
• Strong analytical, communication, and organizational skills required
• Bachelor’s degree (master’s preferred) in business, economics or finance

Competencies:

• Functional Expertise and Technical Skills – Knowledge of financial markets, risk analysis and current risk management practices as well as strong technical skills required for the role. Values attention to details, takes initiative to broaden his/her knowledge and demonstrates appropriate financial/analytical skills
• Client and Business Focus - Builds trusting, long-term relationships with clients, helps the client to identify/define needs and manages client/business expectations
• Teamwork – Gives evidence of being a strong team player, collaborates with others within and across teams
• Communication Skills - Communicates in a clear and concise manner, shares information/new ideas with peer group and team, while demonstrating judgment to escalate as appropriate
• Judgment and Problem Solving - Thinks ahead, anticipates questions, plans for contingencies, finds alternative solutions and identifies clear objectives. Sees the big picture and effectively analyzes complex issues
• Creativity and Influence- Looks for new ways to improve current processes and develop creative solutions that are grounded in reality and have practical value

About Goldman Sachs

At Goldman Sachs, we commit to our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.
We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. about our culture, benefits, and people at GS.com/careers. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. : https://www.goldmansachs.com/careers/footer/disability-statement.html

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