The Infrastructure Finance (IF) and Clean Energy Finance (CEF) Underwriter will cover large and
complex products globally and will manage the credit review process. The team’s mandate is todeliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Riskand Banking shared commitment to ensuring the safety and soundness of wholesale lendingacross ICM.The Analyst position is responsible for a portfolio of IF and CEF Relationships, owning the CreditRisk Analysis for those relationships, and being responsible for the continuous monitoring of thatportfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support toAd-Hoc Transactions and Portfolio & Industry Reviews and Stress Testing.The Analyst is expected to have a deep understanding of credit risk, of Citi´s internal policies andprocedures, and of being knowledgeable about the industry fundamentals the portfolio belongs to.They should need minimal supervision from their respective Team Leads and be able to carrythoughtful conversations with Risk and Banking partners.Key Responsibilities:
Assess the credit and financial strength of Citi’s IF and CEF clients by performing
fundamental credit analysis of counterparties using both quantitative and qualitativefactors. These include performing detailed financial analysis, identifying the strengths andprevailing risk factors and rendering a final credit recommendation Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’scounterparties based on independent assessment and judgement completed on the duediligence of the client and industry knowledge to provide appropriate extensions of creditremaining within Risk appetite Continuous monitoring of the covered portfolio, including following industry trends,impacts to key relationships, and escalation of potential credit issues to Team Leads, Riskand Banking partners Running financial modeling of the IF and CEF clients to provide a view of projected cashflow profile, including running various stress sensitivities, and Enterprise Valuation Reviewing and providing recommendation on the risk rating across this sector Maintain compliance with bank credit policies/practices and regulatory policies to ensurebusiness unit is in adherence and receives satisfactory ratings from internal and externalauditors.
Qualifications:
Risk & Credit Underwriting: Well developed analytical skills, including an understanding of key financial statements andaccounting with the ability to identify root causes and trends and anticipate issues Forms independent opinions on credit and recognizes emerging risks Demonstrates advanced knowledge of financial statements and GAAP accounting orsimilar governance relating to country of operation Solid understanding of Credit Policy and procedures; Proactively reviews Citi policies andprocedures to benchmark against transactions and work submitted Demonstrates and executes the ability to identify potential risk issues that need escalationand escalates them promptlyLeadership: Displays a deep commitment and positive attitude to Citi and colleagues, is reliable, andeager to do more Embraces the need for change and appreciates its benefits with natural curiosity Demonstrates professionalism by being reliable, actively contributing in meetings, askingquestions and challenging ideasCompetencies: Highly eective interpersonal skills, with the ability to build relationships Solid organizational skills with ability and willingness to work under pressure and managestime and priorities eectively Exceptional written and verbal communication skills, with the ability to communicateclearly and concisely to audiences of varying levels of seniority Advanced Microsoft Oice (Word, Excel, and PowerPoint) skills Advanced experience with Financial ModelingEducation:
------------------------------------------------------Job Family Group:
Risk Management------------------------------------------------------Job Family:
Credit Decisions------------------------------------------------------Time Type:
Full time------------------------------------------------------Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.------------------------------------------------------Other Relevant Skills
Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Referral and Escalation, Risk Remediation.------------------------------------------------------Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
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