Product Specialist - Cards

You will be responsible for developing project plans, defining project scope, tracking and monitoring projects from inception to closure. It is crucial to adhere to group standards and controls for successful delivery. Your role will involve identifying and managing risks, including developing contingency plans to mitigate potential issues. Additionally, you should have knowledge of card issuing and transaction acquiring processing and standards, as well as ISO8583 messaging standard protocols. Your responsibilities will include developing solutions, stakeholder management, vendor and financial management, developing project costs, and delivering the developed solutions. You must have hands-on experience with VISA, MasterCard Card, UPI, and other national card schemes Issuing & Acquiring, Scheme compliance requirements. Desirable knowledge includes national schemes and processor integrations. Familiarity with APIs (SOAP, JSON, REST, etc.), Web Service Integration, Back Office integration, HSM protocols and configuration, encryption Keys/Cryptography, EMV technologies and standards, PCI DSS, PA DSS standards, Contact and Contactless technologies, 3DS and Tokenization standards is required. Experience in EFT transaction switching or online banking environment, automated test tools and simulators, design and programming knowledge in CICS, COBOL, JCL, VSAM, MVS, and end-to-end systems development life cycles is preferred. Excellent verbal and written communication skills are essential, along with the ability to share relevant technical and industry knowledge with other resources. Problem-solving, team, and time management skills are crucial, as well as being resourceful and proactive in gathering information and sharing ideas. Experience in the banking or financial services industry, working on Cloud and Digital transformation projects, and knowledge of open banking are advantageous. You should be capable of reviewing requirements, conducting impact analysis, gap analysis, high-level design, cost estimation, proposing timelines, obtaining project approval, and drafting solution architecture/function spec/technical spec documents. As a leader, you should be a subject matter expert on technical and functional knowledge, possess good team collaboration skills, and have relationships within and outside the organization. Key Responsibilities: - Display exemplary conduct and adhere to the Group's Values and Code of Conduct - Take personal responsibility for embedding the highest standards of ethics and compliance - Identify, escalate, mitigate, and resolve risk, conduct, and compliance matters effectively - Serve as a Director of the Board - Embed the Group's brand and values in the team - Perform other responsibilities assigned under Group, Country, Business, or Functional policies and procedures Skills And Experience: - Knowledge of Credit Card Issuance/Management, Digital Channels interface, Encryption, HSM, and ISO8583 messaging standards - Experience with EMV Contact/Contactless, VISA and MasterCard Card Issuing & Acquiring, Scheme compliance requirements - Experience in EFT transaction switching and processing - Familiarity with PCI DSS and PA DSS compliance requirements - Experience in Switch integration with VISA/Mastercard and other national switches - Experience in Web Service integration and APIs - Excellent problem-solving, team, and time management skills - Experience in Programming Languages and other emerging technologies Qualifications: - B TECH or BE or MBA in Computer Science/Information Systems or related IT Area; 6 to 10 Years of experience About Standard Chartered: Standard Chartered is an international bank committed to making a positive difference for clients, communities, and employees. The bank values diversity, advocates inclusion, and encourages continuous learning and growth opportunities for individuals. If you are looking for a purpose-driven career in a bank that values uniqueness and celebrates diversity, Standard Chartered is the place for you. Join us in driving commerce and prosperity through our unique diversity and shared values. What We Offer: - Core bank funding for retirement savings, medical and life insurance - Time-off benefits including annual leave, parental/maternity leave, sabbatical, and volunteering leave - Flexible working options based on home and office locations - Proactive wellbeing support through digital platforms, development courses, and employee assistance programs - Continuous learning culture with opportunities for reskilling and upskilling - Inclusive and values-driven organization that respects and supports individual potential Together We: - Do the right thing, challenge one another, and put the client at the heart of what we do - Never settle, continuously strive to improve and innovate - Are better together, embracing diversity and working collectively for the long term,