Manager -Finance Expert in Credit enablement | G&PS | IIDA

Job Title: Manager – Finance (Credit Enablement)

Location:

Organization:

Service Line: G&PS

Practice: IIDA (Industrial and Infrastructure Development Advisory)

>> About KPMG India

KPMG in India has one of the leading food and agribusiness consulting practices offering a wide range of services to private enterprises, State governments, PSUs, Central government institutions and international donor organizations. The services encompass the overall spectrum from strategizing to implementation, monitoring, evaluation, market led interventions and co creating an enabling ecosystem and unlocking value for our clients within the Agri and allied sectors

Our focus lies in providing apt and well-timed solutions to our clients despite the dynamic and heterogenous nature of the sector. With 100+ professionals having a significant and hands on experience across agriculture and allied value chains including but not limited to horticulture, dairy and animal husbandry, aquaculture, poultry, and a footprint in 10+ states and central government departments in India.

The team is seeking an experienced professionals with exceptional interpersonal and technical skills that may include policy-based analysis, knowledge of trade, agricultural policies, and economics. The candidate should be able to drive and support the agenda of Agri and Allied Services practice of the firm both in India and globally and should have a deep technical understanding of the subject

>>About KPMG India: G&PS – IIDA

Advisory Industrial and infrastructure development holds critical significance for India's economic growth, acting as a catalyst for greenfield/ brownfield infrastructure development, industrial deepening, enhanced productivity, job creation and achieving ambitious development goals. The Government's unwavering commitment to advancing economic expansion is evident through transformative national programs and amplified capital spending. By strategically prioritizing these sectors, the government aims to lay the foundation for sustained progress, regional inclusivity, and heightened global competitiveness, helping ensure a robust and prosperous future for the nation. The Industrial and Infrastructure Development Advisory (IIDA) practice of KPMG in India has been advising and assisting India’s development objective by seamlessly bridging the gap between Government’s vision and execution, steering impactful initiatives across the spectrum of infrastructure, industrial and Small and Medium Enterprises (MSME) development as well as tourism, leisure, and sports. Our multidisciplinary approach blends cutting-edge strategies, regulatory acumen, and global best practices. Our team of multi-domain experts has successfully delivered national priority strategic engagements, providing guidance and insights to central and state governments, Public Sector Units (PSUs), and multilateral institutions

Educational Qualifications:

• MBA/PGDM or equivalent in Economics, Business Administration, Business Management, Finance, or related fields from an Institute of National Importance as recognized by the Ministry of Education.

Experience Requirements:

• Minimum 5 years of experience in the banking sector, preferably with Domestically Systemically Important Banks (D-SIBs), Fortune 500 companies, or financial services firms.
• At least 5 years of hands-on experience in MSME financing.

Key Responsibilities:

1. Structure and design financial products and loan schemes to enhance credit access for MSMEs, startups, and small businesses.
2. Manage and oversee loan disbursement processes, ensuring compliance with financial regulations and institutional guidelines.
3. Develop and implement credit readiness programs, financial literacy sessions, and training modules to support businesses in preparing for loan applications.
4. Collaborate with financial institutions, government bodies, and stakeholders to facilitate credit enablement initiatives.
5. Monitor and evaluate the effectiveness of financial products and credit programs, recommending improvements based on data and feedback.
6. Provide strategic inputs for policy formulation and program design related to MSME credit access.
7. Ensure alignment of credit enablement strategies with broader financial inclusion and economic development goals.

Skills & Competencies:

• Deep understanding of MSME financing and credit ecosystems.
• Strong analytical and financial modeling skills.
• Excellent communication and stakeholder engagement abilities.
• Knowledge of banking regulations, credit risk assessment, and loan processing.
• Experience in designing and delivering capacity-building programs.

Preferred Attributes:

• Experience working with government or public sector financial initiatives.
• Familiarity with digital lending platforms and fintech solutions.