Legal Manager

Job description

Established in 2019, CS India is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population.

Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. CS India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, CS India has a branch network of 45 physical offices, 1.2 million active loans, an AUM of over US$1.5B and an employee base of about 1,000 people.

Credit Saison India (CS India) is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Based in Singapore, over 1,000 employees work across Saison’s global operations spanning Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil.

Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment.

More about us on https://www.creditsaison.in

Key Responsibilities:

1)Property & Legal Compliance:

● Sound knowledge of state-wise property laws, local bylaws, and regulatory

requirements.

● Review Title Search Reports (TSR), title deeds, and chain documents of

immovable properties.

2)Legal Due Diligence & Liaison:

● Coordinate with external legal counsel for title search reports, legal opinions,

and property documentation.

● Ensure clear and marketable title of properties offered as collateral.

3)Field & Branch Coordination:

● Travel to locations/branches for physical verification, legal checks, and dispute

resolution as needed.

4)Legal MIS & Documentation:

● Maintain Legal MIS (tracking cases, legal vetting, and documentation).

● Ensure compliance with internal legal policies and external regulatory norms.

5)Process & Policy Implementation:

● Assist in drafting and implementing legal policies in coordination with the credit

team.

● Contribute to process improvements and policy frameworks related to lending &

security documentation.

Desired Candidate Profile:

● LLB qualified with 4-5 years of experience in Banks/NBFCs.

● Strong understanding of property laws, mortgage documentation, and title

scrutiny.

● Ability to liaise with lawyers, local authorities, and internal teams.

● Willingness to travel as per business needs.

● Local candidates & immediate joiners preferred.