1838 Home Loans Jobs - Page 34

JOB PURPOSEManage all legal issues of the Company w.r.t. the respective state arising out of its business, with focus on recovery and repossessions through legal actions and protect Companys interest in legal action initiated against it. 2. PRINCIPAL ACCOUNTABILITIES Recovery through legal actions as per the set targets in NPAs, Loss Recovery accounts and Write Off Accounts; Defending legal cases filed against Company and take steps therein in time bound manner;Providing 24 X 7 X 365 legal support to branches in their endeavor towards efficient collection;Obtaining orders u/s of the Arbitration & Conciliation Act, 1996 for repossessions, attachments on properties, garnishees, etc. in time bound manner and facilitating execution thereof;Provide required legal support to branches for execution of orders u/s 17 of Arbitration and Conciliation Act, 1996;Execution of decrees against the Judgment Debtors to obtain Warrants of attachments (against movable as well as immovable properties) and/or warrant of arrest in time bound manner and execution thereof;Service of summons and execution of warrants in S. 138 cases filed by Company;Empanelment of advocates branch wise for providing all kinds of legal support to branches for recovery, repossessions, police matters, sending of demand notices to defaulters, etc.;Reply to notices received from borrowers/guarantors;Ensure updation of Legal Cases MIS on daily basis;Arrange sale clearances from courts for selling assets repossessed through legal action in time bound manner;Take back custody of the assets seized by police / Govt. Authorities;Filing criminal cases against the defaulters, where assets are not traceable;Visit police stations w.r.t. criminal cases filed by / against Company or its officers 4. SKILLS AND KNOWLEDGE Educational Qualifications Basic Graduation (preferably B. Com.) plus LL. B.Functional Skills Thorough knowledge of General and Commercial Laws, Laws relating to Banking and NBFCs, Corporate Laws, Criminal Laws, Procedural Laws such Civil Procedure Code, Criminal Procedure Code, Indian Evidence Act, Law of Limitation, etc. Practical knowledge of court processes and actual court working; Excellent network with police, court officers, various offices attached to court such receiver, liquidator, bailiff, assignee, etc., legal professionals from other banks and NBFCs and ability to get the work done through them.Excellent communication skills Relevant and total years of Experience3 - 7 years of experience in finance industry,Preferably from recovery oriented legal actions background;Having good knowledge of civil and criminal laws, consumer laws, arbitration law, General and Commercial Laws, etc. Having knowledge of practical aspects of civil and criminal laws as well as court processesHaving very strong network of advocates and other service providers;

JOB PURPOSEManage all legal issues of the Company w.r.t. the respective state arising out of its business, with focus on recovery and repossessions through legal actions and protect Companys interest in legal action initiated against it. 2. PRINCIPAL ACCOUNTABILITIES Recovery through legal actions as per the set targets in NPAs, Loss Recovery accounts and Write Off Accounts; Defending legal cases filed against Company and take steps therein in time bound manner;Providing 24 X 7 X 365 legal support to branches in their endeavor towards efficient collection;Obtaining orders u/s of the Arbitration & Conciliation Act, 1996 for repossessions, attachments on properties, garnishees, etc. in time bound manner and facilitating execution thereof;Provide required legal support to branches for execution of orders u/s 17 of Arbitration and Conciliation Act, 1996;Execution of decrees against the Judgment Debtors to obtain Warrants of attachments (against movable as well as immovable properties) and/or warrant of arrest in time bound manner and execution thereof;Service of summons and execution of warrants in S. 138 cases filed by Company;Empanelment of advocates branch wise for providing all kinds of legal support to branches for recovery, repossessions, police matters, sending of demand notices to defaulters, etc.;Reply to notices received from borrowers/guarantors;Ensure updation of Legal Cases MIS on daily basis;Arrange sale clearances from courts for selling assets repossessed through legal action in time bound manner;Take back custody of the assets seized by police / Govt. Authorities;Filing criminal cases against the defaulters, where assets are not traceable;Visit police stations w.r.t. criminal cases filed by / against Company or its officers 4. SKILLS AND KNOWLEDGE Educational Qualifications Basic Graduation (preferably B. Com.) plus LL. B.Functional Skills Thorough knowledge of General and Commercial Laws, Laws relating to Banking and NBFCs, Corporate Laws, Criminal Laws, Procedural Laws such Civil Procedure Code, Criminal Procedure Code, Indian Evidence Act, Law of Limitation, etc. Practical knowledge of court processes and actual court working; Excellent network with police, court officers, various offices attached to court such receiver, liquidator, bailiff, assignee, etc., legal professionals from other banks and NBFCs and ability to get the work done through them.Excellent communication skills Relevant and total years of Experience3 - 7 years of experience in finance industry,Preferably from recovery oriented legal actions background;Having good knowledge of civil and criminal laws, consumer laws, arbitration law, General and Commercial Laws, etc. Having knowledge of practical aspects of civil and criminal laws as well as court processesHaving very strong network of advocates and other service providers;

JOB PURPOSEManage all legal issues of the Company w.r.t. the respective state arising out of its business, with focus on recovery and repossessions through legal actions and protect Companys interest in legal action initiated against it. 2. PRINCIPAL ACCOUNTABILITIES Recovery through legal actions as per the set targets in NPAs, Loss Recovery accounts and Write Off Accounts; Defending legal cases filed against Company and take steps therein in time bound manner;Providing 24 X 7 X 365 legal support to branches in their endeavor towards efficient collection;Obtaining orders u/s of the Arbitration & Conciliation Act, 1996 for repossessions, attachments on properties, garnishees, etc. in time bound manner and facilitating execution thereof;Provide required legal support to branches for execution of orders u/s 17 of Arbitration and Conciliation Act, 1996;Execution of decrees against the Judgment Debtors to obtain Warrants of attachments (against movable as well as immovable properties) and/or warrant of arrest in time bound manner and execution thereof;Service of summons and execution of warrants in S. 138 cases filed by Company;Empanelment of advocates branch wise for providing all kinds of legal support to branches for recovery, repossessions, police matters, sending of demand notices to defaulters, etc.;Reply to notices received from borrowers/guarantors;Ensure updation of Legal Cases MIS on daily basis;Arrange sale clearances from courts for selling assets repossessed through legal action in time bound manner;Take back custody of the assets seized by police / Govt. Authorities;Filing criminal cases against the defaulters, where assets are not traceable;Visit police stations w.r.t. criminal cases filed by / against Company or its officers 4. SKILLS AND KNOWLEDGE Educational Qualifications Basic Graduation (preferably B. Com.) plus LL. B.Functional Skills Thorough knowledge of General and Commercial Laws, Laws relating to Banking and NBFCs, Corporate Laws, Criminal Laws, Procedural Laws such Civil Procedure Code, Criminal Procedure Code, Indian Evidence Act, Law of Limitation, etc. Practical knowledge of court processes and actual court working; Excellent network with police, court officers, various offices attached to court such receiver, liquidator, bailiff, assignee, etc., legal professionals from other banks and NBFCs and ability to get the work done through them.Excellent communication skills Relevant and total years of Experience3 - 7 years of experience in finance industry,Preferably from recovery oriented legal actions background;Having good knowledge of civil and criminal laws, consumer laws, arbitration law, General and Commercial Laws, etc. Having knowledge of practical aspects of civil and criminal laws as well as court processesHaving very strong network of advocates and other service providers;

JOB PURPOSE: To execute collections of current & over dues on ground from customers across area responsible for. PRINCIPAL ACCOUNTABILITIES Collection of current duesa.Collect the collection sheets from branchb.Group-wise collection as per scheduled time by following the processc.Deposit of collection money Collection of over duesa.Follow up with the customers with updated data report of assigned portfoliob.Collection of money as per processc.Depositing the money in bankd.Mobile Receipting & passbook entry with Stickere.Assist the TM - Collections in initiating action against the defaulters SKILLS AND KNOWLEDGE Street Smart Aggressive Educational Qualifications Graduate Relevant and total years of Experience?0 to 3Years.

Duties and responsibilities Sourcing of business a. Identification of customers through dealership networksb. Filling up of the application formc. KYC verificationd. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documentsb. Loan documentationCriteria:Enclosed our requirements & Eligibility for ref.Request to provide a proper & suitable candidate who can join immediately. Sales experienced candidates will be preferred. Eligibility Qualification: Graduation is mandatoryTwo-wheeler and Driving license are mustMale & Female candidates eligibleSelected candidates home location should be between 20 KM from selected locationAge: 20 to 32 yrs.

LTFinance is looking for BRANCH MANAGER to join our dynamic team and embark on a rewarding career journey. Direct all operational aspects including distribution operations, customer service, human resources, administration and sales Assess local market conditions and identify current and prospective sales opportunities Develop forecasts, financial objectives and business plans Meet goals and metrics Manage budget and allocate funds appropriately Bring out the best of branch€™s personnel by providing training, coaching, development and motivation Locate areas of improvement and propose corrective actions that meet challenges and leverage growth opportunities Share knowledge with other branches and headquarters on effective practices, competitive intelligence, business opportunities and needs Address customer and employee satisfaction issues promptly Adhere to high ethical standards, and comply with all regulations/applicable laws Network to improve the presence and reputation of the branch and company Stay abreast of competing markets and provide reports on market movement and penetration

Duties and responsibilities Sourcing of business a. Identification of customers through dealership networksb. Filling up of the application formc. KYC verificationd. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Criteria:Enclosed our requirements & Eligibility for ref.Request to provide a proper & suitable candidate who can join immediately. Sales experienced candidates will be preferred.

LTFinance is looking for ML OFFICER to join our dynamic team and embark on a rewarding career journey. €¢ Evaluate loan applications and determine the borrower's creditworthiness and ability to repay the loan. €¢ Assist clients in understanding loan options and provide guidance throughout the application process. €¢ Analyze financial statements, credit reports, and other documentation to make informed lending decisions. €¢ Determine loan terms, such as interest rates and repayment schedules, and communicate them to clients. €¢ Negotiate loan terms with clients and provide recommendations to management regarding loan approvals and denials. €¢ Build relationships with clients and ensure that all loan applications are processed in a timely and efficient manner. €¢ Maintain accurate and up-to-date records of all loan applications and related documentation. €¢ Ensure compliance with all applicable lending regulations and policies. €¢ Continuously monitor loan portfolios and identify opportunities for risk management and improvement. €¢ Proficiency in Microsoft Office and loan management software. €¢ Strong communication and interpersonal skills.

LTFinance is looking for ML OFFICER to join our dynamic team and embark on a rewarding career journey. €¢ Evaluate loan applications and determine the borrower's creditworthiness and ability to repay the loan. €¢ Assist clients in understanding loan options and provide guidance throughout the application process. €¢ Analyze financial statements, credit reports, and other documentation to make informed lending decisions. €¢ Determine loan terms, such as interest rates and repayment schedules, and communicate them to clients. €¢ Negotiate loan terms with clients and provide recommendations to management regarding loan approvals and denials. €¢ Build relationships with clients and ensure that all loan applications are processed in a timely and efficient manner. €¢ Maintain accurate and up-to-date records of all loan applications and related documentation. €¢ Ensure compliance with all applicable lending regulations and policies. €¢ Continuously monitor loan portfolios and identify opportunities for risk management and improvement. €¢ Proficiency in Microsoft Office and loan management software. €¢ Strong communication and interpersonal skills.

LTFinance is looking for ML OFFICER to join our dynamic team and embark on a rewarding career journey. €¢ Evaluate loan applications and determine the borrower's creditworthiness and ability to repay the loan. €¢ Assist clients in understanding loan options and provide guidance throughout the application process. €¢ Analyze financial statements, credit reports, and other documentation to make informed lending decisions. €¢ Determine loan terms, such as interest rates and repayment schedules, and communicate them to clients. €¢ Negotiate loan terms with clients and provide recommendations to management regarding loan approvals and denials. €¢ Build relationships with clients and ensure that all loan applications are processed in a timely and efficient manner. €¢ Maintain accurate and up-to-date records of all loan applications and related documentation. €¢ Ensure compliance with all applicable lending regulations and policies. €¢ Continuously monitor loan portfolios and identify opportunities for risk management and improvement. €¢ Proficiency in Microsoft Office and loan management software. €¢ Strong communication and interpersonal skills.

LTFinance is looking for ML OFFICER to join our dynamic team and embark on a rewarding career journey. €¢ Evaluate loan applications and determine the borrower's creditworthiness and ability to repay the loan. €¢ Assist clients in understanding loan options and provide guidance throughout the application process. €¢ Analyze financial statements, credit reports, and other documentation to make informed lending decisions. €¢ Determine loan terms, such as interest rates and repayment schedules, and communicate them to clients. €¢ Negotiate loan terms with clients and provide recommendations to management regarding loan approvals and denials. €¢ Build relationships with clients and ensure that all loan applications are processed in a timely and efficient manner. €¢ Maintain accurate and up-to-date records of all loan applications and related documentation. €¢ Ensure compliance with all applicable lending regulations and policies. €¢ Continuously monitor loan portfolios and identify opportunities for risk management and improvement. €¢ Proficiency in Microsoft Office and loan management software. €¢ Strong communication and interpersonal skills.

LTFinance is looking for COLLECTIONS OFFICER to join our dynamic team and embark on a rewarding career journey. A Collection Officer is responsible for managing and overseeing the collection of outstanding debts or overdue payments from customers or clients. This role involves developing collection strategies, contacting debtors, negotiating payment arrangements, and maintaining accurate records. Key Responsibilities: Debt Collection: Contact customers or clients with overdue payments to negotiate and collect outstanding debts in a professional and respectful manner. Payment Arrangements: Work with debtors to establish repayment plans, settlements, or alternative payment solutions that align with their financial circumstances. Account Review: Review and analyze debtor accounts to assess their financial status, payment history, and creditworthiness. Communication: Maintain regular communication with debtors through phone calls, emails, or letters to encourage timely payments and resolve payment disputes. Documentation: Maintain detailed records of all collection activities, payment arrangements, and debtor interactions. Compliance: Ensure collection practices comply with relevant laws, regulations, and company policies, including fair debt collection practices. Reporting: Prepare and submit regular reports on collection activities, outstanding debts, and recovery rates. Escalation: Escalate accounts to legal or higher management when necessary, following established protocols. Customer Service: Provide excellent customer service to debtors by addressing inquiries, concerns, and providing information about payment options. Reconciliation: Reconcile payments received with outstanding balances, updating records accordingly.

We are looking for a highly motivated and experienced Branch Sales Manager to lead our micro mortgage sales team in Equitas Small Finance Bank Ltd. The ideal candidate will have 13 years of experience in the BFSI industry, with a strong background in micro mortgages. Roles and Responsibility Develop and implement effective sales strategies to achieve business objectives. Lead and manage a team of sales professionals to meet targets. Build and maintain relationships with key stakeholders, including customers and partners. Analyze market trends and competitor activity to identify opportunities. Collaborate with cross-functional teams to drive business growth. Monitor and control expenses to ensure profitability. Job Requirements Proven experience in branch sales management, preferably in micro mortgages. Strong leadership and team management skills. Excellent communication and interpersonal skills. Ability to analyze data and make informed decisions. Strong understanding of the BFSI industry and regulatory requirements. Experience working in a fast-paced environment and meeting deadlines.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial needs and provide tailored solutions. Identify new business opportunities and expand existing customer relationships through effective sales strategies. Conduct thorough analysis of client financial data to provide accurate assessments and recommendations. Collaborate with internal teams to ensure seamless delivery of products and services. Stay up-to-date with market trends and competitor activity to stay ahead in the competition. Provide exceptional customer service and support to ensure high levels of customer satisfaction. Job Requirements Strong knowledge of micro mortgages and related products is essential. Excellent communication and interpersonal skills are required to build strong relationships with clients. Ability to work in a fast-paced environment and meet sales targets consistently. Strong analytical and problem-solving skills are needed to assess complex financial data. Experience working in the BFSI industry, preferably in micro mortgages, is preferred. Ability to work collaboratively as part of a team to achieve common goals.

Looking to onboard a skilled Relationship Manager with 1-3 years of experience in the BFSI industry, specifically in micro mortgages. The ideal candidate will have a strong background in relationship management and sales. Roles and Responsibility Develop and maintain relationships with existing clients to increase business growth. Identify new business opportunities and expand the client base through effective sales strategies. Provide excellent customer service and support to ensure high levels of client satisfaction. Collaborate with internal teams to achieve business objectives and resolve client issues. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong understanding of the bank's products and services. Job Requirements Minimum 1 year of experience in relationship management or sales, preferably in the BFSI industry. Strong knowledge of micro mortgages and related products. Excellent communication and interpersonal skills are required for building strong client relationships. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are needed to analyze market trends and competitor activity. Experience working with cross-functional teams to achieve business objectives.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the client base. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue and cross-sell products. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Proficiency in using technology and software applications.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analyses to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and manage credit portfolios to optimize performance and profitability. Provide exceptional customer service and support to resolve credit-related queries. Stay updated with industry trends and regulatory changes to enhance credit operations. Job Requirements Strong understanding of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work effectively in a fast-paced environment and meet deadlines. Proficiency in credit software and systems is required. Strong attention to detail and organizational skills are essential. Experience in the BFSI industry, preferably in a similar role, is preferred.

We are looking for a highly motivated and experienced Branch Sales Manager to lead our retail mortgage team. The ideal candidate will have a strong background in sales management, preferably in the BFSI industry, with 2-7 years of experience. Roles and Responsibility Develop and implement effective sales strategies to achieve business objectives. Lead and manage a team of sales professionals to meet targets. Build and maintain relationships with key stakeholders, including customers and partners. Analyze market trends and competitor activity to identify opportunities. Collaborate with cross-functional teams to drive business growth. Monitor and control expenses to ensure profitability. Job Requirements Proven experience in sales management, preferably in the BFSI industry. Strong leadership and team management skills. Excellent communication and interpersonal skills. Ability to analyze market trends and develop effective sales strategies. Strong problem-solving and decision-making skills. Experience in managing and controlling expenses to ensure profitability.

We are looking for a skilled Branch Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 4-5 years of experience in the BFSI industry. Roles and Responsibility Manage credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Build strong relationships with customers and stakeholders. Monitor and control credit costs to ensure profitability. Collaborate with cross-functional teams to achieve business objectives. Job Requirements Strong knowledge of credit underwriting, risk management, and compliance. Excellent communication, interpersonal, and analytical skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong problem-solving and decision-making skills. Experience in managing and leading a team of credit professionals.

We are looking for a highly motivated and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-2 years of experience in the BFSI industry, preferably in retail mortgages. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial needs and provide tailored solutions. Identify new business opportunities and grow existing client relationships through effective sales strategies. Conduct thorough analysis of client financial data to provide expert advice on mortgage products and services. Collaborate with internal teams to ensure seamless delivery of mortgage products and services to clients. Provide exceptional customer service and support to clients throughout the mortgage process. Stay up-to-date with market trends and competitor activity to identify new business opportunities. Job Requirements Strong knowledge of retail mortgages and related products. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills. Experience working with diverse client groups and providing tailored solutions. Familiarity with industry-standard software and technology platforms.

Looking to onboard a skilled Relationship Manager with 1 to 6 years of experience to lead our micro mortgage team in the BFSI sector. The ideal candidate will have a strong background in relationship management and sales, with excellent communication skills. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial needs and provide tailored solutions. Identify new business opportunities and grow existing client relationships through effective sales strategies. Collaborate with internal teams to ensure seamless delivery of products and services. Provide exceptional customer service and support to clients, resolving issues promptly and efficiently. Stay updated on market trends and competitor activity to inform business decisions. Achieve sales targets and contribute to the growth of the organization. Job Requirements Minimum 1 year of experience in relationship management or sales, preferably in the BFSI sector. Strong knowledge of micro mortgages and related products. Excellent communication, interpersonal, and negotiation skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills with attention to detail. Experience working with cross-functional teams and building strong relationships with stakeholders.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3 to 8 years of experience in the BFSI industry, with a strong background in retail mortgages. Roles and Responsibility Manage and maintain relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking, referrals, and market research. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement effective sales strategies to achieve business targets. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of retail mortgages, including features, benefits, and risks. Excellent communication, interpersonal, and negotiation skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills with attention to detail. Proficiency in MS Office and other relevant software applications. Ability to meet sales targets and achieve business objectives.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-3 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely repayment of loans and maintain high customer satisfaction. Identify new business opportunities through networking and generate leads for micro mortgage products. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement effective sales strategies to meet or exceed monthly targets. Collaborate with internal teams to resolve client queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong problem-solving and analytical skills. Familiarity with financial regulations and compliance requirements. Proficiency in using CRM software and other banking tools. Location: Chennai,Ranipet,Tiruvannamalai,Vellore

We are looking for a highly motivated and experienced Branch Sales Manager to lead our micro mortgage sales team in Equitas Small Finance Bank Ltd. The ideal candidate will have 13 years of experience in the BFSI industry, with a strong background in micro mortgages. Roles and Responsibility Develop and implement effective sales strategies to achieve business objectives. Lead and manage a team of sales professionals to meet targets. Build and maintain relationships with key stakeholders, including customers and partners. Analyze market trends and competitor activity to identify opportunities. Collaborate with cross-functional teams to drive business growth. Monitor and control expenses to ensure profitability. Job Requirements Proven experience in branch sales management, preferably in micro mortgages. Strong leadership and team management skills. Excellent communication and interpersonal skills. Ability to analyze data and make informed decisions. Strong understanding of the BFSI industry and regulatory requirements. Experience working in a fast-paced environment and meeting deadlines.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with a strong background in retail mortgages. Roles and Responsibility Manage and maintain relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking, referrals, and market research. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement effective sales strategies to achieve business targets. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of retail mortgages, including features, benefits, and risks. Excellent communication, interpersonal, and negotiation skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills with attention to detail. Proficiency in MS Office and other relevant software applications. Ability to meet sales targets and achieve business objectives.