Job
Description
Associate/Manager - Product Management (Unsecured Personal Loans & Partnerships) About Our ClientOur client is a forward-looking financial services firm committed to redefining digital lending in India. Backed by a legacy of trust and a strong brand foundation, they are pioneering AI-driven, customer-first lending products that are deeply embedded in partner ecosystems. Role OverviewWe are hiring an Associate/Manager - Product Management to lead the Prime Digital Personal Loan (PL) experience and drive the integration stack for co-lending and partnerships across Unsecured Business Loans (UBL) and Loan Against Property (LAP). This high-impact role spans product strategy, user experience, embedded finance, and AI-led underwriting — with a focus on building seamless, scalable, and differentiated journeys across web, app, and APIs. Key ResponsibilitiesBuild and launch digital journeys for Prime Personal Loans with real-time approvals, personalized offers, and AI-based credit decisioning.Design innovative features like smart nudges and reward mechanisms to create a compelling prime customer experience.Lead the integration of co-lending workflows across UBL and LAP, covering partner eligibility, disbursal logic, API integrations, and reporting systems.Own the product stack for partner-led models, including LOS, LMS, and the supporting API infrastructure.Use customer feedback, analytics, and market insights to continuously iterate and improve conversion, engagement, and satisfaction.Collaborate cross-functionally with credit, risk, compliance, tech, and operations teams to ensure seamless product delivery aligned with business objectives. Skills and Experience Required5 to 8 years in product management, preferably in unsecured loans, co-lending, or embedded finance domains.Strong background in partnership-driven models, API integration, and digital loan lifecycle management.Deep understanding of unsecured lending products such as PL, BL, and LAP, with exposure to credit policy and digital onboarding.Experience in working with AI-led decisioning tools, agile teams, and Account Aggregator (AA) frameworks.Strong grasp of UI/UX principles and customer-centric design. QualificationsBachelor’s degree in Engineering, Computer Science, or related fieldMBA preferred Job LocationMumbai CompensationAs per company standards (Grade: L1/L2) What’s in It for YouOpportunity to shape cutting-edge lending experiences for a trusted and growing brandHigh-ownership role across key lending journeys: Prime PL, co-lending, and embedded financeCollaborative environment with leadership support and strategic visibilityInnovative, product-first culture focused on growth and impact
