Head of Product - Lending

India's leading Digital Financial Services platform

India is a credit starved nation with less than 5% Indians having access to credit cards and other formal sources of credit. At Mobikwik, we are on a mission to democratize access to financial services for billions of Indians and solve their payments and financial needs.

Head of Product – Lending (Sr. Director / AVP)

Location: Gurgaon (Work from Office – 5 days a week)

Experience: 10+ years in Product Management

We’re looking for a tenured Product leader who wants to solve for the credit needs of our customers and drive the future of consumer lending by building world class products and experiences. You will own the product strategy and roadmap, define and refine specifications and architecture throughout the product lifecycle. You will work closely with engineering, business, legal, marketing and design teams in an agile environment to build, launch and scale products for millions of customers. You will also be responsible for day to day operating of the processes, systems and products you set up and ensure they meet a high customer experience bar and comply with regulatory requirements.

In this role, you will also work with both existing partners and explore new partnerships to drive business impact. Ideal candidates will have proven experience building world class lending products, driving seamless customer experience and strong market positioning besides having an entrepreneurial mindset.

Responsibilities:

• Product Strategy & Vision:

  Define the product strategy and vision for Lending products, including but not limited to personal and business loans, revolving credit lines etc. You will define the market, positioning, acquisition and engagement strategy and product roadmap and getting sign off from senior leadership on the same.

• Execution & Delivery:

  You will own and oversee end to end product development, including GTM and customer adoption by partnering extensively with internal stakeholders (engineering, business, marketing). You will make smart trade offs, own prioritization, coordinate dependencies and maintain communication through the delivery processes to ensure a smooth and effective product delivery.

• Market Research & Competitor Analysis:

  Analyse market trends, customer behaviour, and competitors to identify new opportunities and refine product offerings.

• Partnership Management:

  Build and manage relationships with banks, NBFCs, Fintechs and other key players in the lending ecosystem.

• User Experience & Engagement:

  Collaborate with design and engineering teams to create intuitive, user-friendly investment solutions.

• Regulatory Compliance:

  Work closely with legal and compliance teams to ensure adherence to lending regulations.

• Data-Driven Decision Making:

  Leverage analytics and user insights to optimize product performance and enhance adoption.

• Scope and Influence:

  You will build artifacts, including but not limited to business cases and executive updates through data driven insights and review recommendations with senior leadership.

Requirements:

• 10+ years of experience in product management, preferably in

  Lending

  with a proven track record of building and scaling such products.
• Strong business acumen of

  consumer lending, credit cards, merchant loans and other credit products.

• 5+ years of experience managing/overseeing lending partnerships (banks, NBFCs, Fintechs etc.)
• Strong analytical, problem-solving, and decision-making skills.
• Excellent stakeholder management and communication skills.
• Experience working with agile methodologies and cross-functional teams.

Why Mobikwik?

• Work with a fast-paced and innovative team in one of India’s leading fintech companies.
• Be a part of a company that is transforming digital payments and financial services.