Financial Analyst

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

Purpose of the Role:

This position will be part of a 20 member AEBC India Controllership team, which will require dotted line reporting in a matrix’s environment.

This is a key position in American Express Banking Corp., India Controllership team, will report into Services Delivery Leader for Controllership function.

Responsibilities:

American Express Banking Corp. (“AEBC”) India is a banking entity regulated by Reserve Bank of India (RBI) which carries out the India Card (credit cards, gift cards, prepaid cards, forex cards) and Travelers Cheques distribution business.

This position will be part of a 20 member AEBC India Controllership team, which will require dotted line reporting in a matrix’s environment & Job profile and mix will continue to change in order to develop the individual according to external developments, interest / demonstrated capability of individual, departmental focus, projects etc.

This is a key position in American Express Banking Corp., India Controllership team, will report into Services Delivery Leader and assist with the following processes:

• Preparation and scrutiny of returns and statements filed with RBI in accordance with the RBI guidelines.

• Review daily and month end accounting entries ensuring compliance to relevant RBI reporting and India GAAP accounting rules.

• Preparation of inputs required for RBI inspection and Statutory Audit.

• Perform regular reviews and deep dive analysis of the legal entity P&L and Balance Sheet.

• Variance analysis and business commentaries for the AEBC Governance Committees and Senior Management.

• Prepare and submit monthly/quarterly submissions to External & Regulatory Reporting

• Keep abreast of the RBI notifications and regulatory developments taking place in form, procedure and method of reporting to RBI

• Ensuring and monitoring quality and change control over financial related processes including, regulatory reporting and compliance, credit reserves, new products, and intercompany transactions

• Interpreting critical accounting policies and resolution of accounting and reporting issues, providing accounting thought leadership

Minimum Qualifications

• The qualification required is CA, CPA, MBA finance or B.Com with 6+ years of relevant experience in India Regulatory Reporting.

Preferred Qualifications

• Must be proficient in MS Applications such as Word, Excel, and Power Point.
• Results driven and ability to perform multiple tasks, work to strict deadlines and prioritize tasks.
• Understanding of banking regulatory requirements & RBI guidelines would be preferred.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.