Director & Product Manager - SME ME

Job Description

Job ID: 32071 Location: Mumbai, IN Area of interest: Retail Banking Job type: Regular Employee Work style: Office Working Opening date: 23 Jun 2025 Job Summary ME product management covering business & income growth initiatives Strategizing & implementation of business growth enablers, distribution strategy, geographical expansion Responsible for process, policy, approvals with country and group stakeholders and end to end execution of monitoring. Driving digitisation to improve turnaround time, client experience. ME Governance Identification of Loose rivets across ME Business with complete oversight on the progress and closure Ongoing tracking and liaising with all action owners with timely closure of ME Risks & Issues in M7 Design and implement control measures and monitoring plans. Ensure effectiveness of controls for compliance monitoring and risk management Key Responsibilities Strategy Strategic initiatives for ME to improve ROTE Strengthening Governance Framework Business Driving enablers for ME Processes Driving Process improvement initiatives to make ME unit fit for growth and audit ready at all times People & Talent Effective Collaboration with frontline and support functions Risk Management Embed risk awareness in day to day functioning Governance Robust controls to spot red flags on time in processes and policies Regulatory & Business Conduct Display exemplary conduct and live by the Group’s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Lead to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] * Serve as a Director of the Board Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association (or equivalent) Key stakeholders Frontline Credit Initiation/Approvers Credit Operations Collections Support function BRM/ Compliance/ Legal Skills and Experience SME product knowledge Qualifications Education Graduate/ PG/ CA/ MBA with 12 Plus Years Experience in Banking. Experience in SME Training CCRC Certified Competencies Action Oriented Collaborates Customer Focus Gives Clarity & Guidance Manages Ambiguity Develops Talent Drives Vision & Purpose Nimble Learning Decision Quality Courage Instills Trust Strategic Mindset Technical Competencies: This is a generic competency to evaluate candidate on role-specific technical skills and requirements About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Recruitment Assessments Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process. Visit our careers website www.sc.com/careers www.sc.com/careers