Deputy Manager-Credit Risk Analyst

About VOIS

VOIS (Vodafone Intelligent Solutions) is a strategic arm of Vodafone Group Plc, creating value and enhancing quality and efficiency across 28 countries, and operating from 7 locations: Albania, Egypt, Hungary, India, Romania, Spain and the UK.Over 29,000 highly skilled individuals are dedicated to being Vodafone Group’s partner of choice for talent, technology, and transformation. We deliver the best services across IT, Business Intelligence Services, Customer Operations, Business Operations, HR, Finance, Supply Chain, HR Operations, and many more.Established in 2006, VOIS has evolved into a global, multi-functional organisation, a Centre of Excellence for Intelligent Solutions focused on adding value and delivering business outcomes for Vodafone.

About VOIS India

In 2009, VOIS started operating in India and now has established global delivery centres in Pune, Bangalore and Ahmedabad. With more than 14,500 employees, VOIS India supports global markets and group functions of Vodafone, and delivers best-in-class customer experience through multi-functional services in the areas of Information Technology, Networks, Business Intelligence and Analytics, Digital Business Solutions (Robotics & AI), Commercial Operations (Consumer & Business), Intelligent Operations, Finance Operations, Supply Chain Operations and HR Operations and mor

Job Summary

We are seeking a highly analytical and detail-oriented Credit Risk Analyst to join our team. This role focuses on evaluating and structuring leveraged transactions, assessing creditworthiness, and ensuring compliance with regulatory standards. The ideal candidate will bring strong analytical skills and a proactive approach to risk mitigation and reporting.

Key Responsibilities

• Evaluate the creditworthiness of potential and existing clients using financial analysis and risk modeling techniques.
• Support the structuring and negotiation of new leveraged transactions, ensuring alignment with internal risk appetite and market conditions.
• Develop and implement strategies to minimize exposure to credit risk.
• Continuously monitor the credit risk portfolio, including key KPIs such as bad debt, involuntary churn, and credit vetting rejections/approvals.
• Prepare detailed credit risk reports and present findings to senior management. Maintain accurate documentation for audit and compliance purposes.
• Ensure all credit risk activities comply with internal policies and external regulatory requirements.
• Collaborate with cross-functional teams to support ongoing risk-related projects and initiatives.
  

Qualifications

• Bachelor’s degree in Finance, Economics, Business, or a related field (Master’s preferred)
• 3+ years of experience in credit risk analysis, preferably in leveraged finance or structured transactions
• Strong understanding of financial statements, credit modeling, and risk assessment tools
• Excellent communication and stakeholder management skills
• Proficiency in Excel, PowerPoint, and risk management software
  

India

VOIS is proud to be an Equal Employment Opportunity Employer. We celebrate differences and we welcome and value diverse people and insights. We believe that being authentically human and inclusive powers our employees’ growth and enables them to create a positive impact on themselves and society. We do not discriminate based on age, colour, gender (including pregnancy, childbirth, or related medical conditions), gender identity, gender expression, national origin, race, religion, sexual orientation, status as an individual with a disability, or other applicable legally protected characteristics.As a result of living and breathing our commitment, our employees have helped us get certified as a Great Place to Work in India for four years running. We have been also highlighted among the Top 10 Best Workplaces for Millennials, Equity, and Inclusion, Top 50 Best Workplaces for Women, Top 25 Best Workplaces in IT & IT-BPM and 10th Overall Best Workplaces in India by the Great Place to Work Institute in 2024. These achievements position us among a select group of trustworthy and high-performing companies which put their employees at the heart of everything they do.By joining us, you are part of our commitment. We look forward to welcoming you into our family which represents a variety of cultures, backgrounds, perspectives, and skills!

Apply now, and we’ll be in touch!