20 Credit Processes Jobs

You will be joining the Model Risk Management and Validation Group (MRM&V) where you will perform independent analytical reviews and validations of all models. Your responsibilities will include: - Performing independent review and model validation of Artificial Intelligence and Machine Learning (AI/ML) models. - Conducting model architecture review, theoretical soundness assessments, and performance evaluations. - Writing validation reports containing/explaining the analyses performed and their results. - Presenting the reports and findings to various review/approval committees and other modeling teams. - Developing creative approaches to effectively communicate complicated concepts, model ...

As an experienced professional in Credit Processes and Credit Underwriting, your role will involve implementing and managing Credit Policies for the Corporate Finance division. You will be responsible for monitoring systems and processes to ensure the smooth implementation of credit policies in the region. Your proactive participation in deal structuring and credit enhancement will facilitate faster deal closures. Key Responsibilities: - Implement and administer Credit Policies for the Corporate Finance division. - Monitor systems and processes to ensure smooth implementation of credit policies. - Facilitate faster deal closures through proactive participation in deal structuring. - Maintain...

As a member of the Model Risk Management and Validation Group (MRM&V) team, your role will involve performing independent analytical reviews and validations of various models. Your responsibilities will include: - Performing independent review and model validation of Artificial Intelligence and Machine Learning (AI/ML) models. - Conducting model architecture reviews, theoretical soundness assessments, and performance evaluations. - Writing validation reports containing and explaining the analyses performed along with their results. - Presenting the reports and findings to various review/approval committees and other modeling teams. - Developing creative approaches to effectively communicate ...

You are an experienced CA/TA (Credit Analyst / Technical Analyst) joining the Temenos project team in Chennai. Your role involves collaborating with business users to understand requirements, configuring Temenos modules, analyzing credit processes, supporting deployment activities, preparing documentation, providing post-implementation support, and ensuring timely delivery and quality standards. Key Responsibilities: - Collaborate with business users to understand functional requirements and translate them into technical specifications. - Configure and customize Temenos modules based on business requirements. - Analyze credit processes and provide solutions aligned with Temenos functionality...

Job Description About the company SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto Make Life Simple inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone. SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees with...

You are invited to apply for the role of Manager, Order Management in Genpact. As a Manager, your role will involve providing strategic and tactical leadership for the Customer Service Centers (CSCs) to drive growth in volume and revenue, while ensuring superior customer service. Your responsibilities will include: - Building strong business relationships with internal and external customers. - Ensuring effective alignment with customers at all levels. - Providing inspiration and leadership to teams to achieve superior business results in supply chain efficiencies, service levels, productivity, quality management, sales support, and customer support. - Communicating Customer Supply Chain pro...

Role Overview: As a Product Lead at Capup Financial Services Private Limited, located in Bengaluru with some work-from-home flexibility, you will be responsible for managing the entire lifecycle of financial products. Your role will include conducting market research, overseeing product development, implementing strategies, and continuously improving offerings. Collaboration with various teams will be crucial in delivering tailored credit solutions and enhancing customer satisfaction. Key Responsibilities: - Manage the design and scaling of lending solutions specifically for NBFC clients. - Collaborate with cross-functional teams (risk, credit, compliance, operations) for strategic planning ...

As a Senior Director in the Credit Risk Review Group (CRRG), your primary responsibility is to review and approve credit analysis conducted by junior team members. You will also independently conduct end-to-end reviews of individual exposures when necessary. Your role involves presenting analysis to senior management and peers, providing independent and contrasting views, and leading credit reviews and projects assigned within the CRRG Annual Plan. Additionally, you will support the Head of CRRG in plan development, work with co-Directors on credit review methodologies, and engage in reviews outside of corporate credit. Interface with regulators, manage portfolio monitoring, maintain stakeho...

You will be responsible for acquiring, managing, and deepening client relationships in the retail lending segment. This involves identifying lending needs, providing suitable product solutions, and ensuring high standards of customer service and compliance. - Source new clients for retail lending products such as home loans, personal loans, auto loans, loan against property, and credit cards. - Generate business through referrals, branch walk-ins, corporate tie-ups, and direct outreach. - Understand customers financial needs and recommend appropriate lending products. - Provide end-to-end support from documentation to disbursement. - Achieve monthly and quarterly sales targets for assigned l...

The role of an Audit professional within the Group Audit team at DBS involves supporting the Board and Executive Management in achieving the strategic and operational objectives of the organization. As part of the team, you will conduct independent assessments to ensure the adequacy and effectiveness of the Group's risk and control processes. Your expertise will be crucial in serving as a trusted advisor to clients, particularly in matters related to internal controls. Your responsibilities will include executing audit planning and fieldwork for the Corporate Bank (CB) business/function area, adhering to the Audit methodology. This involves tasks such as conducting walkthroughs, identifying ...

As a Business Development Manager at our finance company based in Trichy, you will play a crucial role in driving business growth by acquiring new clients, establishing strategic partnerships, and promoting our diverse range of financial products and services, including personal loans, business loans, vehicle loans, mortgage finance, and other lending solutions. Your success in this role will rely on your strong networking abilities, in-depth market knowledge, and proven track record in achieving revenue and client acquisition targets. Your responsibilities will include identifying and cultivating new business opportunities for our loan and finance products, developing and implementing effec...

As the Head of Retail & Channel Finance, you will play a crucial role in leading the development and execution of our financing strategy across various regions. Your responsibilities will include driving retail loan penetration, expanding financier networks, designing consumer financing schemes, and providing working capital and inventory funding solutions to channel partners. Your expertise in automotive finance, both traditional and electric vehicles, will be instrumental in enabling sales through effective financing solutions. Your key responsibilities will involve: 1. **Retail Finance Strategy & Execution**: - Designing and implementing innovative retail finance schemes in collaboration ...

URGENT HIRING FOR - SALES TEAM LEADER Preferred immediate joiner email - [HIDDEN TEXT] contact no. - 7415074707 Location - Mumbai Experience - 2-5 years of experience Salary - Upto 5 LPA Job Summary: We are seeking a proactive and performance-oriented Sales Team Leader with strong experience in the loan and DSA (Direct Selling Agent) ecosystem. This role involves leading a team of loan sales executives to meet sales targets through DSAs and direct sourcing. The ideal candidate must have hands-on experience in the loans industry, a strong understanding of credit and documentation, and the ability to drive highperforming sales strategies. The Sales Team Leader will also be responsible for coac...

As a Credit Underwriter, your primary responsibility will be to implement and manage credit processes for the business. This includes appraising proposals, monitoring the existing portfolio, and maintaining turnaround time for deal evaluation and processing. You will also be involved in preparing MIS reports, implementing credit policies, and conducting credit underwriting. A crucial aspect of your role will involve client interaction, including meetings and unit visits. You will be expected to provide internal customer service by addressing credit and compliance issues promptly and effectively. Close coordination with sales, collection, and operations teams will be essential to drive busine...

Drive B2B sales, build client relationships, close large deals, lead market expansion, and mentor sales teams. Collaborate cross-functionally, manage credit processes, and represent the company at industry events. Onsite role in Gurugram.

As a Senior Director in the Credit Risk Review Group (CRRG), you will have the key accountability of reviewing and approving credit analysis conducted by junior team members. You will independently conduct end-to-end reviews of individual exposures when necessary. Your role will involve presenting analysis to senior management and peers, providing independent and contrasting views, and leading credit reviews and projects assigned within the CRRG Annual Plan. Additionally, you will support the Head of CRRG in plan development, work with co-Directors on credit review methodologies, and engage in reviews outside of corporate credit. Interface with regulators, manage portfolio monitoring, mainta...

Role & responsibilities Responsible for credit appraisals- loan applications of Commercial Vehicles. Responsible to maintain quality portfolio Responsibility to deliver the credit assessment target within specified Turn around Time Responsible for Audit and Regulatory compliance for the Location. Assist RCM with coordinating / managing RCU & verification vendors Take sound lending decisions based on available information &interactions with the applicants To interact closely with other functions such as sales / Operations/Collections / Policy/etc. in ensuring smooth day to day functioning at Location. Maintain the Database and making reports for Monthly cases Coordinating with agencies for pr...

GRADE-SM DEPARTMENT-Credit SUB-DEPARTMENT-Micro Banking & Rural Banking REPORTS TO -Area Credit Manager REPORTING INTO-Officer Credit MB Unsecured ROLE PURPOSE & OBJECTIVE This role is responsible to manage credit policies and processes are followed for GL unsecured loans in the region and Manage that the processes/policies are effectively managed on the field. The role incumbent will maintain processing / underwriting of the GL loans in line with regulatory guidelines and internal policies with zero errors and facilitate Prudent Credit Decisions on exceptional cases based on data points SIZE OF THE ROLE FINANCIAL SIZE NON-FINANCIAL SIZE Monitors portfolio and ensure good portfolio quality o...

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit underwriting, analysis, and reporting. Excellent communi...

Oversee microfinance operations, ensuring growth and portfolio quality. Lead a team of field officers to disburse JLG/SHG loans in rural/semi-urban areas. Monitor repayment collections and maintain NPA levels below X%. Conduct community meetings to build trust and explain product benefits. Ensure adherence to RBIs microfinance regulations and fair practices code. Collaborate with NGOs/agencies for financial literacy programs. Manage cash handling, disbursements, and branch security protocols. Recruit and train field staff on credit processes and customer engagement. Address grievances related to recovery practices sensitively. Submit weekly reports on disbursements, repayments, and client fe...