Senior Analyst - Loan Review/Credit Risk Assessment

As an SME Credit Risk Review/Loan Review, you will utilize your 8+ years of experience in credit risk review/loan review of commercial credit (CRE, and C&I preferred) to conduct independent, high quality, comprehensive reviews of borrowers across a diverse range of Commercial loan portfolios. Your responsibilities include assessing the adequacy of credit quality, loan documentation, credit administration, collateral valuations, risk rating accuracy, and compliance with established policies. Additionally, you will interpret and apply regulatory feedback and requirements as well as bank policies and credit standards. Your work will involve evaluating adherence of reviewed credits to these policies, credit standards, risk limits, and regulatory guidance. Furthermore, you will produce workpapers documenting review findings for internal presentation to bank management and external presentation to Line of Business partners and Regulatory review. Key Responsibilities: - Conduct independent, high quality, comprehensive reviews of borrowers across a diverse range of Commercial loan portfolios (CRE and C&I preferred) - Assess adequacy of credit quality, loan documentation, credit administration, collateral valuations, risk rating accuracy, and compliance with established policies - Interpret and apply regulatory feedback and requirements as well as bank policies and credit standards - Evaluate adherence of reviewed credits to policies, credit standards, risk limits, and regulatory guidance - Produce workpapers documenting review findings for internal and external presentations Qualifications: - CA/CPA/MBA in Finance or Graduate in Finance (Accounting) In addition, you should possess strong knowledge of U.S. banking laws and regulations, specifically those pertaining to commercial credit, underwriting, and credit department management. Understanding credit processes such as loan origination and underwriting, credit policies, portfolio management, allowance for loan and lease losses, loan review, and remediation will be essential for this role. Prior experience with risk ratings, risk rating methodology, and allowance methodology would be a plus. Demonstrated experience overseeing and performing credit risk reviews/loan reviews, effective communication skills, the ability to interact with all levels of management with limited supervision, and working knowledge of project planning and project management methods and tools are also required.,