Credit Manager

Credit Manager

Reports To:

Experience:

Key Responsibilities:

Transaction Execution & Credit Analysis

Conduct detailed financial analysis, ratio assessment, and cash flow evaluation.

Recommend suitable banking products and structured finance solutions.

Assist in due diligence, data room setup, and lender communication during deals.

Client & Lender Interaction

Liaise with client CFOs, promoters, and treasury teams for documentation.

Coordinate with banks, NBFCs, funds, and rating agencies for credit evaluation.

Maintain smooth communication between clients and lenders to ensure closure of transactions.

Documentation & Compliance

Prepare financial analysis notes, pitch materials, and credit documents.

Ensure compliance and accuracy in all shared data.

Maintain MIS trackers and transaction documentation.

Collaboration with Internal Teams

Support Relationship Managers and VPs in financial modeling and structuring.

Contribute analytical inputs for client presentations and investor discussions.

Qualifications & Skills

Must-Have:

Minimum 3 years experience in Wholesale Banking or Credit Rating Agency.

Proficiency in financial statement analysis, ratio analysis, and credit assessment.

Knowledge of banking products, credit processes, and debt instruments.

Strong communication, analytical, and stakeholder management skills.

Preferred:

MBA (Finance), CA, or CFA (Level II/III) qualification.

Prior experience in mid-market corporate lending or project finance.

Exposure to structured finance transactions.

Performance Metrics (KPIs):

Timeliness and accuracy of transaction execution.

Quality of credit and financial analysis.

Client and lender satisfaction levels.

Number of transactions successfully closed.

Efficiency in handling lender queries and documentation turnaround.

Salary Range:

Competitive, based on experience.

Work Schedule:

Monday to Saturday (Day shift).