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12.0 - 16.0 years
0 Lacs
maharashtra
On-site
As a Senior Director in the Credit Risk Review Group (CRRG), you will have the key accountability of reviewing and approving credit analysis conducted by junior team members. You will independently conduct end-to-end reviews of individual exposures when necessary. Your role will involve presenting analysis to senior management and peers, providing independent and contrasting views, and leading credit reviews and projects assigned within the CRRG Annual Plan. Additionally, you will support the Head of CRRG in plan development, work with co-Directors on credit review methodologies, and engage in reviews outside of corporate credit. Interface with regulators, manage portfolio monitoring, mainta...
Posted 5 months ago
3.0 - 8.0 years
3 - 8 Lacs
Amaravati, Andhra Pradesh, Andhra Pradesh, India
On-site
Role & responsibilities Responsible for credit appraisals- loan applications of Commercial Vehicles. Responsible to maintain quality portfolio Responsibility to deliver the credit assessment target within specified Turn around Time Responsible for Audit and Regulatory compliance for the Location. Assist RCM with coordinating / managing RCU & verification vendors Take sound lending decisions based on available information &interactions with the applicants To interact closely with other functions such as sales / Operations/Collections / Policy/etc. in ensuring smooth day to day functioning at Location. Maintain the Database and making reports for Monthly cases Coordinating with agencies for pr...
Posted 6 months ago
3.0 - 4.0 years
3 - 6 Lacs
Tiruvannamalai
Work from Office
GRADE-SM DEPARTMENT-Credit SUB-DEPARTMENT-Micro Banking & Rural Banking REPORTS TO -Area Credit Manager REPORTING INTO-Officer Credit MB Unsecured ROLE PURPOSE & OBJECTIVE This role is responsible to manage credit policies and processes are followed for GL unsecured loans in the region and Manage that the processes/policies are effectively managed on the field. The role incumbent will maintain processing / underwriting of the GL loans in line with regulatory guidelines and internal policies with zero errors and facilitate Prudent Credit Decisions on exceptional cases based on data points SIZE OF THE ROLE FINANCIAL SIZE NON-FINANCIAL SIZE Monitors portfolio and ensure good portfolio quality o...
Posted 6 months ago
1.0 - 4.0 years
1 - 3 Lacs
Coimbatore
Work from Office
We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit underwriting, analysis, and reporting. Excellent communi...
Posted 7 months ago
1 - 6 years
3 - 6 Lacs
Madurai, Tirunelveli
Work from Office
Oversee microfinance operations, ensuring growth and portfolio quality. Lead a team of field officers to disburse JLG/SHG loans in rural/semi-urban areas. Monitor repayment collections and maintain NPA levels below X%. Conduct community meetings to build trust and explain product benefits. Ensure adherence to RBIs microfinance regulations and fair practices code. Collaborate with NGOs/agencies for financial literacy programs. Manage cash handling, disbursements, and branch security protocols. Recruit and train field staff on credit processes and customer engagement. Address grievances related to recovery practices sensitively. Submit weekly reports on disbursements, repayments, and client fe...
Posted 7 months ago
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