1549 Credit Management Jobs - Page 7

Position Title: Supervisor, Credit and AML/ATF Analysts Status: Full Time - Work from Office Hours: Monday - Friday, 9:00am - 8:00pm EST Rate of Pay: Competitive salary based on experience and qualifications Key Responsibilities: Team Management: . Supervise and lead a team of Credit Analysts and AML/ATF Analysts. . Provide guidance, training, and support to team members to ensure high performance and professional development. . Conduct regular team meetings to review performance, address issues, and communicate updates. Fraud and Credit Risk Review: . Oversee the review of new applications for fraud and credit risk, including outbound calls for fraud and employment verification. . Supervise real-time analysis of conversations with applicants to assess potential fraud risk. . Ensure documentation and approval requirements are based on analysis of credit policies. Credit Management: . Administer and control credit terms and limits. . Perform credit limit reviews, reinstatements, and account maintenance. . Assess creditworthiness of prospective customers, approving, recommending, and negotiating credit terms and limits appropriate to the customer's requirements and ability. Customer Interaction: . Communicate directly with applicants, adhering to brand standards. . Liaise effectively with other areas impacting the Credit Department. . Provide exceptional customer service while maintaining high efficiency and accuracy in data analysis and report tracking. Compliance and Reporting: . Maintain/exceed established standards and targets, adhering to all credit policies, procedures, and guidelines to mitigate risk. . Ensure high levels of accuracy in report maintenance and tracking. Alert Review and Investigation: . Investigate accounts and internet sources to determine cardholder eligibility as Politically Exposed Persons/Foreign Persons (PEP/PEFP). . Conduct thorough investigations to make determinations related to the Suppression of Terrorism and Economic Sanctions (SOT). . Review and analyze unusual transactions that may qualify for reporting under the Prevention of Money Laundering Act (PMLA) guidelines. Data Analysis and Reporting: . Analyze data quickly and efficiently to identify potential risks and ensure compliance with AML/AFT regulations. . Maintain a high level of accuracy in report maintenance and tracking, ensuring all findings are documented and reported appropriately. Compliance and Risk Management: . Ensure all activities are conducted in compliance with relevant AML/AFT legislation and internal policies. . Collaborate with other departments to address and mitigate identified risks. Qualifications and Requirements: Educational Background: . Bachelor's degree in Finance, Business Administration, or a related field preferred. Experience: . Minimum of 5 years of experience in credit and AML operations or related fields. . Previous supervisory experience in the financial sector is an asset. . Fluent in English proficiency in French is an asset. Skills and Competencies: . Strong communication skills with an excellent command of English (French is an asset) and a professional telephone manner. . Demonstrated analytical and judgment skills required in dealing with moderately complex procedures and situations. . Ability to communicate tactfully with various levels of business management in a professional manner. . Strong organizational and time management skills with the ability to prioritize and manage a heavy workload. . Demonstrated ability to implement change efforts. . Highly motivated with the ability to work independently in a fast-paced team environment. . Knowledge of PCs and strong keyboarding skills. . Proficiency in MS Word, Excel, and Outlook is an asset. . TSYS/ADM system knowledge is an asset. . Flexibility and willingness to work overtime as required. Additional Information: . This role requires rotational shifts, which may include evenings, weekends, and holidays. . The position offers opportunities for professional growth and development within the Credit Card Operations department.

As a Regional Credit Manager for the South Region, you will be responsible for overseeing a team of Credit Managers/Area Credit Managers. Your main focus will be on handling secured Home Loans/LAP or working capital business. You will be involved in proposing, making decisions, and recommending loan requests in alignment with the bank's standards. This will require you to assess and evaluate the creditworthiness of clients. Your role will also entail conducting due diligence and risk analysis during the evaluation of loan applications. You will need to report any fraudulent applications identified during this process. It will be vital for you to evaluate and process end-to-end loan applications within the agreed upon Turn-Around Time (TAT) timelines. To ensure the success of your region, you will be responsible for planning key performance parameters for your team based on Key Result Areas (KRAs) of both the team and individuals. This will involve ensuring that your team meets the KRAs related to TAT, productivity, delinquency, Post Disbursement Document (PDD), audit compliance, customer TAT, and approval rates. In addition, part of your role will involve developing new products, policies, and processes based on the requirements of the local market and changes in existing policies and products. This will be done by staying informed about the market intelligence of the Region. Monitoring approvals of high-value proposals from retail and corporate clients for all products and keeping an eye on early defaults will also be one of your responsibilities. You will need to ensure non-delinquency and create debt collection mechanisms for the timely receipt of money and recovery of bad debts. Analyzing frequent delinquencies to maintain a healthy portfolio and assisting internal audit for the portfolio will be crucial for this role. Moreover, managing internal and external customer relationships and resolving customer-related issues within defined timelines will also be a part of your duties.,

As a Senior Analyst in Accounts Receivable (AR), you will be expected to have 5-6 years of experience in the field. A B.Com or M.Com degree is preferred for this role. Your responsibilities will include having an in-depth understanding of AR processes such as billing, collections, cash application, and credit management. You should be proficient in applying accounting principles and practices to AR functions. Additionally, you will be required to demonstrate the ability to generate and interpret complex AR reports, including aging reports, DSO analysis, and cash flow forecasts. Strong skills in using MS Excel are necessary for this position. Moreover, you should possess the capability to perform complex AR reconciliations effectively. Overall, as a Senior Analyst in AR, you will play a crucial role in managing various aspects of the accounts receivable processes, utilizing your expertise in accounting principles and proficiency in generating and interpreting complex reports to contribute to the financial health of the organization.,

Key Responsibilities: Bucket Management: Handle collections for the X Bucket of Two-Wheeler loan accounts (e.g., 60+ DPD) with focus on reducing delinquency and improving recovery rates. Team Management: Supervise and manage in-house and outsourced field collections teams; set targets, monitor performance, and provide necessary training/coaching. Agency & Vendor Coordination: Engage with collection agencies/vendors; monitor productivity and ensure adherence to compliance and process norms. Customer Interaction: Directly interact with customers wherever necessary to resolve disputes, negotiate settlements, and facilitate repayments. Data Analysis & Reporting: Analyze collection data, aging reports, and performance metrics. Share regular MIS reports with senior management. Compliance & Risk: Ensure all collections practices adhere to RBI guidelines, fair practices code, and internal compliance standards. Recovery Strategies: Develop and implement strategies for skip tracing, repossession (if applicable), and legal action for chronic defaulters.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location- Mumbai,Delhi,Pune,Bangalore,Hyderabad,Chennai

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

To carry out the file audit of assigned locations as per hind sighting process and observe deficiency if any and follow up for their remarks / feedbacks for appropriate closure. Core Responsibilities: o Conduct periodical inspection of disbursed files to ensure process and polices norms are followed, highlighting areas of improvements at regular intervals. o Support the internal customers (credit and operations) team by providing feedback on qualitative processing and supporting improvements. o Implement effective controls and improvements in the process design, system and operation wherever required. o Prepare reports on the documention process adhering to timelines and accuracy. o Review customer data entry - demographic details (including income related & other additional information ), efficiency in LOS/Finone and ensure maximum files are processed and sanctioned with minimium error rate. o Consistently and continuously understand policy level changes in files processing and implement the same in the file inspection process. o Coordinating for NHB & other statutory audit related to file maangement. o Consistently and continuously understand policy level changes in files processing and implement the same in the file inspection process. o Prepare accurate and efficient reports and MIS for the review. o Understand policies and provide training to location teams to ensure process and polices norms are followed. o Ensure all PMAY files are validated before submission of claim to regulator. o Ensure and validate KYC checking at 100% Qualification: Graduate, Masters/Post Graduate

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable) Location - Mumbai,Delhi / NCR ,Pune,Bangalore,Hyderabad,Chennai

Monitoring of Portfolio on an ongoing basis. Strict adherence to Credit Monitoring Policy. Regular monitoring of the portfolio Conducting Credit Monitoring Committee Meetings Reporting of actionable to various authorities. Constant monitoring of events related to borrower accounts. Annual Review of Accounts. Appointments and maintenance of Vendors like Lenders Independent engineer, Lenders Legal counsel and Lenders insurance consultant. Identification of stress accounts and recommendation of actions. Handling restructuring of accounts. Portfolio modeling and analysis. Covenant monitoring. Coordination with Fincon/ accounts and Budgeting MIS and other reporting.

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

Number of Openings 1 ECMS ID in sourcing stage 534016 Assignment Duration 12 months Total Yrs. of Experience 8-10 years Relevant Yrs. of experience 8+ years Detailed JD (Roles and Responsibilities) More than 8 years of working experience in SAP Finance and worked on these areas for 6+ years: FI-AP Automatic Payment DME format Remittance Advise FORMS FI-Banking Electronic Bank Statement setup Bank Statement processing Bank setup FI-AR Dunning setup + FORMS Customer Statement setup + FORMS Invoice FORMS FSCM Credit Management Collections Management Dispute Management Idoc setup and should have worked on these activities / responsibilities in the following areas with more than 6+ years: Requirement Analysis, Solution Design, Preparing FS, Unit and end to end testing, go-live and Hypercare support Working knowledge in controlling is an added value Coordinate with multiple stakeholders to complete activities and taking ownership of the change requests and projects Should be able to engage with client, understand the business requirement & complete the deliverables independently Flexibility expected to work in timeslot suitable for global customers especially covering European timezone Good communication and leadership skills Mandatory skills SAP Finance Desired/ Secondary skills Integration knowledge in Controlling Domain Manufacturing Proposed Vendor Rate from ECMS ID (Visible to the user/ requestor) 11054 INR per day Delivery Anchor for tracking the sourcing statistics, technical evaluation, interviews and feedback etc. Pijush Kanti Duari Pijush_Duari@infosys. com; Vijay Paul Areekal VijayPaul_Areekal@infosys. com ; Alisha Mulla alisha. mulla@infosys. com ; Work Location given in ECMS ID Bangalore (can be any location in India, Pune is preferred) BG Check (Before OR After onboarding) After onboarding Is there any working in shifts from standard Daylight (to avoid confusions post onboarding) YES/ NO Flexibility expected in work hours to serve Global clients including from US. Is there a requirement of subcons to work from office or let us know if this WFH. Preferably few days working from office, but WFH is also ok.

Credit Strategy & Policy Credit Evaluation & Approval Portfolio Management Team Leadership Compliance & Audit: Ensure adherence to regulatory norms (RBI, NBFC, Basel guidelines, etc. Technology & Automation Annual bonus

Interested Candidate can share CV vaibhav.macwan@efl.co.in Role & responsibilities Financial Analysis: Evaluate financial statements, credit history, tax returns, and other financial information to assess the financial health and creditworthiness of business loan applicants. Perform ratio analysis, cash flow analysis, and trend analysis to identify potential risks and opportunities associated with loan applications. Credit Risk Assessment: Assess the overall credit risk of applicants based on financial health, industry trends, market conditions, and other relevant factors. Make recommendations regarding credit limits, terms, and conditions for loan approvals, ensuring alignment with company policies and regulatory requirements. Loan Structuring: Structure loan proposals that meet the needs of borrowers while mitigating credit risk for the company. Collaborate with Relationship Managers and other stakeholders to develop tailored financing solutions that support business growth and profitability. Documentation and Compliance: Ensure all loan applications and credit proposals are accurately documented and comply with internal policies and regulatory guidelines. Conduct regular reviews and updates of credit files to maintain accurate and up-to-date information. Communication and Decision Making: Present credit proposals and recommendations to senior management and credit committees for approval. Communicate effectively with internal teams, customers, and external partners to gather information and resolve issues related to credit applications. Preferred candidate profile Candidate with min 5 years of experience as credit underwriter of BL/WC/Machine loans with ticket sizes up to 5 Cr. Perks and benefits Best as per industry standards

Job description To ensure all loan proposals are processed within defined TAT and credit delivery to the customer (both internal and external customers), with very low defects/reworks, and increasing efficiency of operations and vendor competence improvement. Adherence to the policy/process laid out by the Central team on all application being processed Very close monitoring on Non-starters EMR 3-30 & 6-60 trends so as to ensure healthy portfolio. Audit compliance on all aspects stipulated by Head office, and regulatory compliance in the location. To interact closely with other functions such as Sales/Operations/Collections in ensuring a smooth delivery of corporate objectives. To ensure vendor report quality. Role & responsibilities Preferred candidate profile Graduation Post-Graduation MBA or PG in Agri for KGC/SLI Basic Aptitude Understand and Reading Financial Statement Understanding of Agricultural nuances are an added advantage Interpersonal Skills Good Communication Skills Ability to negotiate .

Job Purpose To ensure all loan proposals are processed within defined TAT and credit delivery to the customer (both internal and external customers), with very low defects/reworks, and increasing efficiency of operations and vendor competence improvement. Adherence to the policy/process laid out by the Central team on all application being processed Very close monitoring on Non-starters EMR 3-30 & 6-60 trends so as to ensure healthy portfolio. Audit compliance on all aspects stipulated by Head office, and regulatory compliance in the location. To interact closely with other functions such as Sales/Operations/Collections in ensuring a smooth delivery of corporate objectives. To ensure vendor report quality. Role & responsibilities Preferred candidate profile Basic Aptitude Understand and Reading Financial Statement Understanding of Agricultural nuances are an added advantage Interpersonal Skills Good Communication Skills Ability to negotiate

Looking for Fresh CA/CMA for credit Manager role for CTG Credit Vertical. Candidate should have good financial knowledge and good communication skill. Location will be Hyderabad and Coimbtore. Role: Risk Management & Compliance - Other Industry Type: Banking Department: Risk Management & Compliance Employment Type: Full Time, Permanent Role Category: Risk Management & Compliance - Other Education PG: CA in Any Specialization, ICWA (CMA) in Any Specialization

Roles and Responsibilities: As a Manager in SAP SD (Sales & Distribution) , you will be responsible for leading SAP SD implementation projects, managing client relationships, and driving business growth through effective solution design and delivery. 1. Project Management: Lead end-to-end SAP SD projects, including planning, execution, and delivery. Manage project timelines, budgets, resources, and risks effectively. Collaborate with cross-functional teams to ensure project success. 2. SAP SD Solution Design: Analyze business requirements and translate them into SAP SD solutions. Configure SAP SD modules (order-to-cash process, pricing, billing, credit management, etc.) to meet client needs. Optimize SAP SD processes for efficiency and effectiveness. 3. Client Engagement: Build and maintain strong relationships with clients, understanding their business challenges and requirements. Provide expert guidance on SAP SD best practices, strategies, and improvements. Conduct workshops and training sessions for clients and team members. 4. Team Leadership & Mentoring: Lead and mentor a team of SAP consultants and analysts. Provide technical and functional guidance to junior team members. Foster a collaborative and high-performance work environment. 5. Business Development: Support pre-sales activities by creating proposals, presentations, and demos. Identify opportunities for additional projects and services with existing clients. 6. Process Improvement: Drive continuous improvement initiatives in SAP SD processes. Implement automation tools and technologies to enhance business processes. Eligibility Criteria: Educational Qualification: Bachelor's or Master's degree in Information Technology, Business, or related fields . SAP SD certification is preferred. Experience: 6+ years of experience in SAP SD with at least 3 years in a managerial role . Proven track record of managing large-scale SAP SD projects. Strong experience with SAP SD configurations, customizations, and integrations. Skills Required: In-depth knowledge of SAP SD modules (Order Management, Pricing, Billing, Credit Management, etc.). Strong understanding of the end-to-end Order-to-Cash process. Experience with integration of SAP SD with other modules (MM, FI, WM, etc.). Proficiency in SAP HANA, S/4HANA (preferred). Strong leadership, communication, and stakeholder management skills.

About KPMG in India KPMG entities in India are professional services firms affiliated with KPMG International Limited, with a presence in India since August 1993. Leveraging a global network, our professionals are well-versed in local laws, regulations, and markets. With offices in various cities across India, including Ahmedabad, Bengaluru, Chandigarh, Chennai, Gurugram, Hyderabad, Jaipur, Kochi, Kolkata, Mumbai, Noida, Pune, Vadodara, and Vijayawada, we offer services to national and international clients spanning different sectors. Our goal is to provide rapid, performance-based, industry-focused, and technology-enabled services that demonstrate our understanding of both global and local industries and our experience in the Indian business environment. Position: SAP SD Associate Consultant Description: We are looking for a SAP SD Associate Consultant with a minimum of 2 years of experience in SAP SD, including implementation and migration of S/4 Hana projects. The ideal candidate should possess good working experience in SAP SD skills such as Pricing, Credit Management, Rebates, Consignment, Batch Management, Deliveries, and Billing. Additionally, domain experience exposure is preferred. The candidate should demonstrate the ability to comprehend business processes from a customer perspective, work effectively in a team environment, and possess excellent communication, presentation, and problem-solving skills. Being able to work independently and collaboratively within a team is essential. Responsibilities: - Analyze business requirements and align them with SAP SD processes - Configure and customize the SAP SD module as per client specifications - Conduct a detailed analysis of complex business process requirements and propose suitable system solutions - Identify gaps, issues, and provide work-around solutions - Collaborate with other functional and technical consultants to ensure the integration and compatibility of SAP SD solutions with other modules and systems - Willingness to travel within India based on business requirements Qualifications: - Graduation (BCOM, BE/BTech, or similar IT-related education) / Post Graduation (MBA/PGDMMCA/MTech) - Strong problem-solving skills, proactive approach, creativity, and a can-do attitude - SAP Certification is preferred Equal employment opportunity information Note: The above job description is subject to change as per the requirements of the organization.,

As an Area Credit Manager at Real Touch Finance Ltd, a leading Non-Banking Finance Company (NBFC) in India established in 1984, you will play a vital role in managing credit functions within the designated area. Your responsibilities will include credit management, credit risk assessment, and leveraging analytical skills to ensure efficient and effective financial operations. To excel in this role, you should possess strong expertise in Credit Management and Credit Risk Management. Your ability to analyze financial data, evaluate risks, and make informed decisions will be crucial in maintaining the financial health of the organization. Additionally, a solid understanding of finance principles, markets, and regulatory requirements is essential to succeed in this position. The ideal candidate will have a Bachelor's degree in Finance, Accounting, Business, or a related field. Previous experience in credit assessment and risk evaluation will be advantageous. Certification in Credit Management or a related field will be considered a plus. Excellent communication and interpersonal skills are also necessary to interact effectively with stakeholders and team members. Join our dynamic team at Real Touch Finance Ltd and be part of a dedicated group of professionals committed to shaping a brighter financial future. If you are passionate about financial inclusion, growth, and providing unparalleled service to customers, this role is the perfect opportunity for you to make a meaningful impact in the world of finance.,

The key responsibilities for this role include fulfilling and achieving distribution and sales objectives for dairy products through the successful implementation of sales strategies and plans. It is crucial to ensure full compliance with sales, price management, promotion, and credit policies. Distribution objectives for specific SKUs must be met as per the sales plan, focusing on driving sales through retailers and distributors. Maintaining a high standard of presence in retail outlets and implementing target price levels for both trade and consumers are essential. The role involves identifying target outlets, negotiating, and implementing promotional activities at the highest standard possible. Feedback and evaluation of results for sales and marketing management review is also part of the responsibilities. Recommending the appropriate level of credit and duration to retailers/distributors, as per standard policies and procedures, and ensuring collection through proactive evaluation and management of receivables to achieve set collection targets are crucial aspects of the role. Developing and maintaining amiable, win-win relationships with retailers and distributors and managing and improving the performance of assigned trade accounts are key components of the position. The role falls under the Sales Executive category in the FMCG industry, specifically in the Sales & Business Development department. It is a full-time, permanent position categorized under Retail & B2C Sales. The ideal candidate should hold a Bachelor's degree and have at least 2 years of experience in FMCG Sales, with expertise in Sales & Distribution. The benefits include cell phone reimbursement, health insurance, and Provident Fund. The work schedule is during the day shift, with the possibility of a performance bonus. The work location is in Jalgaon, Maharashtra, and reliable commuting or planning to relocate before starting work is required.,

Position: Credit Manager Department : Finance Reporting to: National Head - Credit & Collection Location: Gurgaon, India What is the role? Join us as a Credit Manager at Hilti India, a rare opportunity for ambitious finance professionals to build a global career. As Credit Manager, you lead Hilti India's Credit and Collection department, and are responsible for all aspects of the function including development and execution of credit and collection policies, management of credit risk to ensure sustained business growth, and facilitating the organization's understanding of credit policies and decisions. A successful candidate needs to be internationally mobile, and ready to embark on a multinational career by leveraging opportunities in Hilti locations across the globe Key Responsibilities & goals: Continued monitoring and review of the credit & collection policies to meet the current business, industry, and economic requirements. Analysis and management of credit management tool in line with credit policy. Clear communication of the credit policy to the organization by way of training and internal communications. Balance risks and opportunities when assessing customer needs and the company's risk exposure. Sees the end-to-end process and makes decisions based on the big picture beyond own function with thorough assessment of business impact internally and externally. Ensuring New Accounts are correctly assessed and processed efficiently. Monitoring compliance with credit policy & internal controls to ensure all credit legislative requirement are compliant. Lead, develop and motivate the credit team to drive continue high performance What are the essential knowledge, experiences and skills you need for this role? Qualified CA or MBA in Finance/International Business Economics Rank Holder CA or MBA from a premier B School will be an added advantage Graduation degree in Commerce or Accounting will be preferred 3-5 years of experience post MBA/CA, ideally in Credit/Collection Team Handling Experience Advanced level knowledge in Excel, BI Strong interpersonal communication skills Ability to maintain strong relationships with cross functional teams, external clients and internal colleagues.

JD for SAP SD. Role name: System Administrator Role Description: SAP gATP Competencies: SAP ERP Sales and Distribution (SD) Experience (Years): 4-6 Essential Skills: SAP gATP Roles and Responsibilities Analyze business processes and translate them into SAP SD solutions. Configure SAP SD module to support order-to-cash (O2C) business processes. Work on Sales Orders, Deliveries, Billing, Credit Management , and Pricing Procedures . Handle Master Data Customer Master, Material Master, Customer-Material Info Records. Perform configuration for Sales Documents, Item Categories, Schedule Lines, Copy Controls , etc. Collaborate with cross-functional teams (FI, MM, PP, WM) for process integration. Work on shipping and transportation , output determination , and tax determination . Support UAT , user training , and post-go-live support . Provide production support and manage change requests , incidents , and enhancements . Create functional specifications for custom developments and interface designs.