1549 Credit Management Jobs - Page 8

Job Description We are looking for a Manager who would lead the on-going design, configuration, development and maintenance of low-code rules-based solutions in Pega Cloud Platform Applications like Pega Customer Service and Pega Case Management. This role would require you to objectively analyse desired processes and outcomes and advise on the right solutions to achieve specific business, department, team, or functional goals. This role requires working closely with Solution development team members to drive the on-going projects to completion. The role requires development and establishment of development standards and procedures and ensuring that the team members adhere to technical standards, estimation guidelines and best practices. The requires you to be hands-on and drive standards and expertise in its function. The role requires you to groom and mentor fellow solution developers and Sr. Solution developers via regular code and design reviews. It is expected that the role holder will have deep knowledge of Pega Platform and low-code application development. Partner with both the business and the technical teams to develop high quality deliverables across all phases of application configuration and delivery. 30% Develop and deliver solutions to ensure high availability and performance expectations. 30% Troubleshoot problems faced while development by other solution developers and provide guidance 20% Proactively drive the education and drive the use of Pegasystems Methodology among business teams and teammates via code and design reviews 10% Drives the development and sustenance of Pega CS solutions by continuously grooming the Solutions Development team 10% TOTAL 100% KNOWLEDGE, SKILLS, ABILITIES, AND OTHER ATTRIBUTES: Should resemble the unique requirements for the role. May include more than one of each type. Each requirement should have its own bullet point. Intermediate to advanced proficiency in MS Office. Intermediate to advanced proficiency with Pega Cloud Systems like Pega Customer Service Strong understanding of software development frameworks, cloud platforms, web development, and data modeling Experience in building and implementing model-driven, enterprise-level business solutions. Comprehensive knowledge of corporate systems architecture processes and trends. Exceptional communication skills. Experience working with diverse teams of technical architects, business users and IT teams on all phases of the software development lifecycle. Ability to learn complex material quickly and manage multiple projects and deliverables simultaneously. Ability to explain new concepts and technology to both business & IT stakeholders. Ability to influence without authority. Can effectively utilize resources to navigate through roadblocks and setbacks Can achieve the right solution with imperfect information Mentor and train junior Business Solutions Developers What We Offer We understand the important balance between work and life, fun and professionalism, and corporation verse community. We strive to support your career aspirations and provide the benefits you need to live a more fulfilling life. Our compensation and benefits programs were created with an Employee-First Approach focused on supporting, developing, and recognizing YOU. We offer a wide array of wellness and mental health initiatives, support volunteerism, and environmental efforts, encourage employee education through leadership training, skill-building, and tuition reimbursements, and always strive to provide promotion opportunities from within. All these things are just a small way to show our employees that we recognize their value, we understand what is important to them, and we reward their contributions. About Us Headquartered in the United States, (Encore) is a publicly traded international specialty finance company operating in various countries around the globe. Through our businesses - such as Midland Credit Management and Cabot Credit Management - we help consumers to restore their financial health as we further our Mission of creating pathways to economic freedom. Our commitment to building a positive workplace culture and a best-in-class employee experience have earned us accolades including Great Place to Work certifications in many geographies where we operate. If you have a passion for helping others and thrive at a company that values innovation, inclusion and excellence, then Encore Capital Group is the right place for you. Encore Capital Group and all of its subsidiaries are proud to be an equal opportunity employer and are committed to fostering an inclusive and welcoming environment where everyone feels they belong. We encourage candidates from all backgrounds to apply. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, protected veteran status, or disability status, or any other status protected under applicable law. If you wish to discuss potential accommodations related to applying for employment, please contact Share Job Explore Nearby the Office Success Profile No matter the role, our most successful team members embody a winning combination of these qualities. Drive for Results Innovation and Agility Leading and Enabling Change Building Effective Partnerships Developing Self and Others Our Values In Action Here at MCM, we are guided by a deep sense of purpose and an unwavering dedication to making a positive difference. Our doors are open to innovative and diverse perspectives, as we foster a collaborative environment where every voice is heard and celebrated. At the core of our success lies a profound commitment to our people we invest in your growth and development, empowering you to reach your fullest potential and make a lasting impact. The Encore Promise The Encore Promise is our global employee value proposition, specifically created to showcase the supportive and dynamic environment our current and prospective colleagues can expect every single day. It is co-created based on our people s feedback and is rooted in real experiences of people working at Encore. Inclusion and Belonging We are committed to fostering an environment that promotes learning, curiosity, and continuous improvement, while creating spaces for all people to bring their authentic selves to work. Improving Our Communities Just as we look to improve the financial health and wellbeing of our consumers, we look to improve the health and wellbeing of our communities. MCM is dedicated to serving our communities through our Corporate Social Responsibility (CSR) committees, along with individual and team efforts. This culminates with our Global Volunteering Month every July where we dedicate over 1,000 hours to giving back to our communities everywhere. We strive to help our consumers overcome debt by partnering with them in helping restore their financial health. Our commitment to excellence fuels our service and innovation, encouraging colleagues to support consumers, communities, and foster a collaborative workplace culture. Jaison Thomas, Midland Credit Management Managing Director, India Managing Director, India Life At MCM Step inside MCM and discover a vibrant community where talent and ambition thrive. This video offers an intimate look at the heart of our organization - a place where passionate individuals come together to drive innovation and make a meaningful impact. Join us and unlock a future filled with purpose and success. Celebrating Our Achievements Great Place to Work Certified 2024-2025 India Silver Employer for LGBT+ Inclusion 2024 AVTAR - Best Companies for Women 2024 - India The Economic Times - Best Organisations for Women 2024 AVTAR - Most Inclusive Companies Index 2024 - India Best CSR Project of the Year & Innovation in CSR Practices

Job Title: Collections Officer Company Name: Kinara Capital Job Description: As a Collections Officer at Kinara Capital, you will be responsible for managing the collection of accounts receivable to ensure timely payment from clients. Your primary goal will be to reduce overdue accounts and maintain healthy cash flow for the company. You will need to communicate effectively with clients to resolve payment issues, negotiate payment plans, and ensure adherence to our collection policies. You will work closely with the finance team to maintain accurate records of collections and provide reports on collection performance. Responsibilities: - Manage and follow up on overdue accounts to ensure timely payment. - Contact clients via phone, email, and in-person meetings to discuss outstanding payments. - Negotiate payment arrangements and settlements within company guidelines. - Maintain updated records of all communications with clients regarding their accounts. - Work with the finance team to reconcile discrepancies and ensure accurate records. - Prepare and present regular reports on collection activities and outstanding accounts. - Stay informed about industry trends and best practices in collections. - Adhere to all regulatory requirements related to collections and customer interactions. Skills and Tools Required: - Strong communication and negotiation skills. - Excellent problem-solving abilities. - Proficiency in financial software and Microsoft Office Suite, particularly Excel. - Knowledge of debt collection laws and regulations. - Ability to manage time effectively and prioritize tasks. - Strong attention to detail and organizational skills. - Previous experience in collections or credit management is a plus. - Familiarity with customer relationship management (CRM) systems is advantageous. If you are a motivated individual with a track record in collections and a passion for helping clients, we encourage you to apply for the Collections Officer position at Kinara Capital.

Ready to shape the future of work? At Genpact, we don't just adapt to change we drive it. AI and digital innovation are redefining industries and were leading the charge. Genpacts AI Gigafactory, our industry-first accelerator, is an example of how were scaling advanced technology solutions to help global enterprises work smarter, grow faster, and transform at scale. From large-scale models to agentic AI, our breakthrough solutions tackle companies most complex challenges. If you thrive in a fast-moving, tech-driven environment, love solving real-world problems, and want to be part of a team thats shaping the future, this is your moment Genpact (NYSE: G) is an advanced technology services and solutions company that delivers lasting value for leading enterprises globally. Through our deep business knowledge, operational excellence, and cutting-edge solutions we help companies across industries get ahead and stay ahead. Powered by curiosity, courage, and innovation , our teams implement data, technology, and AI to create tomorrow, today. Get to know us at genpact.com and on LinkedIn , X , YouTube , and Facebook. Genpact Virtual Drive for OTC Collections - Gurgaon on 25 July Date: 25 July 2025 Time: 11.30 AM to 1.00 PM MS Teams Meeting ID: 498 306 874 907 8 MS Teams Passcode: Hk338TY7 Inviting applications for the role of a Management Trainee, Collections We are looking for professionals with OTC proven ability who have worked on SAP ERP- preferably in collections management and have a good understanding of upstream and downstream of Collection/Exceptions Responsibilities • Collection on past due invoices & invalid deductions on allocated portfolios via Email, phone calls etc. • Respond to email /phone queries related to disputed invoice • Research and analyze the disputes/deductions in ERP • Follow-up with various departments to get supporting documents/ info for dispute/deductions resolution • Find opportunities and recommend solutions for process and automation improvements • Daily reporting of individual portfolios to track and supervise the past dues • Implement collections strategy to reduce the past due Research and resolve issues in a manner to expedite all cases in order to avoid any adverse customer impact • Work as a phenomenal teammate to process any Adhoc request in a timely manner. • Deliver quality customer service by researching and responding to all internal & external partners inquiries quickly, optimal and expertly. • Call out problems to senior staff members and or management as appropriate. Qualifications we seek in you Minimum qualifications • Any Graduate • Strong Communication Skills (verbal and written) • High Energy level Preferred qualifications • Good customer handling skills Flexibile to work in US rotational shifts Why join Genpact? Be a transformation leader Work at the cutting edge of AI, automation, and digital innovation Make an impact Drive change for global enterprises and solve business challenges that matter Accelerate your career Get hands-on experience, mentorship, and continuous learning opportunities Work with the best Join 140,000+ bold thinkers and problem-solvers who push boundaries every day Thrive in a values-driven culture Our courage, curiosity, and incisiveness - built on a foundation of integrity and inclusion - allow your ideas to fuel progress Come join the tech shapers and growth makers at Genpact and take your career in the only direction that matters: Up. Lets build tomorrow together. Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values respect and integrity, customer focus, and innovation. Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a 'starter kit,' paying to apply, or purchasing equipment or training.

Job description - Micro Loans Department Frontline MFI Designation Micro Loans Officer Reports to Meeting Centre Manager Duties and responsibilities 1.Starting business in a new village a.Village identification within the radius b.Feasibility study of the village based on demographics, activities and financial needs of the customers c.Assist the MC-IC in making the village approval 2.Sourcing of business a.Identification of customers and forming of Joint Liability Groups b.Filling up of the application form c.Verification of the residence and business of the customer d.KYC verification e.Pre-disbursement training f.Visiting potential customers in order to develop business 3.Disbursements a.Collection of KYC documents b.Assisting the MC-IC for disbursement activity completion c.Loan documentation 4.Collection of current dues a.Collect the collection sheets and stickers from MC-IC b.Group-wise collection as per scheduled time by following the process c.Deposit of collection money d.MERC entry 5.Collection of over dues a.Follow up with the customers with updated data report of assigned portfolio b.Collection of money as per process c.Depositing the money in bank d.MERC entry e.Assist the MC-IC in initiating action against the defaulters

Job description - Micro Loans Department Frontline MFI Designation Micro Loans Officer Reports to Meeting Centre Manager Duties and responsibilities 1.Starting business in a new village a.Village identification within the radius b.Feasibility study of the village based on demographics, activities and financial needs of the customers c.Assist the MC-IC in making the village approval 2.Sourcing of business a.Identification of customers and forming of Joint Liability Groups b.Filling up of the application form c.Verification of the residence and business of the customer d.KYC verification e.Pre-disbursement training f.Visiting potential customers in order to develop business 3.Disbursements a.Collection of KYC documents b.Assisting the MC-IC for disbursement activity completion c.Loan documentation 4.Collection of current dues a.Collect the collection sheets and stickers from MC-IC b.Group-wise collection as per scheduled time by following the process c.Deposit of collection money d.MERC entry 5.Collection of over dues a.Follow up with the customers with updated data report of assigned portfolio b.Collection of money as per process c.Depositing the money in bank d.MERC entry e.Assist the MC-IC in initiating action against the defaulters

Job description - Micro Loans Department Frontline MFI Designation Micro Loans Officer Reports to Meeting Centre Manager Duties and responsibilities 1.Starting business in a new village a.Village identification within the radius b.Feasibility study of the village based on demographics, activities and financial needs of the customers c.Assist the MC-IC in making the village approval 2.Sourcing of business a.Identification of customers and forming of Joint Liability Groups b.Filling up of the application form c.Verification of the residence and business of the customer d.KYC verification e.Pre-disbursement training f.Visiting potential customers in order to develop business 3.Disbursements a.Collection of KYC documents b.Assisting the MC-IC for disbursement activity completion c.Loan documentation 4.Collection of current dues a.Collect the collection sheets and stickers from MC-IC b.Group-wise collection as per scheduled time by following the process c.Deposit of collection money d.MERC entry 5.Collection of over dues a.Follow up with the customers with updated data report of assigned portfolio b.Collection of money as per process c.Depositing the money in bank d.MERC entry e.Assist the MC-IC in initiating action against the defaulters

Role - Micro Loan Officer - Field Officer Reporting To Branch Manager 1. Starting business in a new village a. Village identification within the radius b. Feasibility study of the village based on demographics, activities and financial needs ofthe customers c. Assist the MC-IC in making the village approval 2. Sourcing of business a. Identification of customers and forming of Joint Liability Groups b. Filling up of the application form c. Verification of the residence and business of the customer d. KYC verification e. Pre-disbursement training f. Visiting potential customers in order to develop business 3. Disbursements a. Collection of KYC documents b. Assisting the MC-IC for disbursement activity completion c. Loan documentation 4. Collection of current dues a. Collect the collection sheets and stickers from MC-IC b. Group-wise collection as per scheduled time by following the process c. Deposit of collection money d. MERC entry 5. Collection of over dues a. Follow up with the customers with updated data report of assigned portfolio b. Collection of money as per process c. Depositing the money in bank d. MERC entry e. Assist the MC-IC in initiating action against the defaulters Eligibility:Interested in Sales and CollectionsGraduate / Post Graduate / 12 th / Diploma

Job description - Micro Loans Department Frontline MFI Designation Micro Loans Officer Reports to Meeting Centre Manager Duties and responsibilities 1.Starting business in a new village a.Village identification within the radius b.Feasibility study of the village based on demographics, activities and financial needs of the customers c.Assist the MC-IC in making the village approval 2.Sourcing of business a.Identification of customers and forming of Joint Liability Groups b.Filling up of the application form c.Verification of the residence and business of the customer d.KYC verification e.Pre-disbursement training f.Visiting potential customers in order to develop business 3.Disbursements a.Collection of KYC documents b.Assisting the MC-IC for disbursement activity completion c.Loan documentation 4.Collection of current dues a.Collect the collection sheets and stickers from MC-IC b.Group-wise collection as per scheduled time by following the process c.Deposit of collection money d.MERC entry 5.Collection of over dues a.Follow up with the customers with updated data report of assigned portfolio b.Collection of money as per process c.Depositing the money in bank d.MERC entry e.Assist the MC-IC in initiating action against the defaulters

Job description - Micro Loans Department Frontline MFI Designation Micro Loans Officer Reports to Meeting Centre Manager Duties and responsibilities 1.Starting business in a new village a.Village identification within the radius b.Feasibility study of the village based on demographics, activities and financial needs of the customers c.Assist the MC-IC in making the village approval 2.Sourcing of business a.Identification of customers and forming of Joint Liability Groups b.Filling up of the application form c.Verification of the residence and business of the customer d.KYC verification e.Pre-disbursement training f.Visiting potential customers in order to develop business 3.Disbursements a.Collection of KYC documents b.Assisting the MC-IC for disbursement activity completion c.Loan documentation 4.Collection of current dues a.Collect the collection sheets and stickers from MC-IC b.Group-wise collection as per scheduled time by following the process c.Deposit of collection money d.MERC entry 5.Collection of over dues a.Follow up with the customers with updated data report of assigned portfolio b.Collection of money as per process c.Depositing the money in bank d.MERC entry e.Assist the MC-IC in initiating action against the defaulters

Job description - Micro Loans Department Frontline MFI Designation Micro Loans Officer Reports to Meeting Centre Manager Duties and responsibilities 1.Starting business in a new village a.Village identification within the radius b.Feasibility study of the village based on demographics, activities and financial needs of the customers c.Assist the MC-IC in making the village approval 2.Sourcing of business a.Identification of customers and forming of Joint Liability Groups b.Filling up of the application form c.Verification of the residence and business of the customer d.KYC verification e.Pre-disbursement training f.Visiting potential customers in order to develop business 3.Disbursements a.Collection of KYC documents b.Assisting the MC-IC for disbursement activity completion c.Loan documentation 4.Collection of current dues a.Collect the collection sheets and stickers from MC-IC b.Group-wise collection as per scheduled time by following the process c.Deposit of collection money d.MERC entry 5.Collection of over dues a.Follow up with the customers with updated data report of assigned portfolio b.Collection of money as per process c.Depositing the money in bank d.MERC entry e.Assist the MC-IC in initiating action against the defaulters

Role - Micro Loan Officer - Field Officer Reporting To Branch Manager 1. Starting business in a new village a. Village identification within the radius b. Feasibility study of the village based on demographics, activities and financial needs ofthe customers c. Assist the MC-IC in making the village approval 2. Sourcing of business a. Identification of customers and forming of Joint Liability Groups b. Filling up of the application form c. Verification of the residence and business of the customer d. KYC verification e. Pre-disbursement training f. Visiting potential customers in order to develop business 3. Disbursements a. Collection of KYC documents b. Assisting the MC-IC for disbursement activity completion c. Loan documentation 4. Collection of current dues a. Collect the collection sheets and stickers from MC-IC b. Group-wise collection as per scheduled time by following the process c. Deposit of collection money d. MERC entry 5. Collection of over dues a. Follow up with the customers with updated data report of assigned portfolio b. Collection of money as per process c. Depositing the money in bank d. MERC entry e. Assist the MC-IC in initiating action against the defaulters Eligibility:Interested in Sales and CollectionsGraduate / Post Graduate / 12 th / Diploma

LTFinance is looking for SENIOR EXECUTIVE - HL DISBURSEMENT to join our dynamic team and embark on a rewarding career journey. Handle end-to-end processing of Home Loan disbursements, ensuring timely and accurate release of funds as per sanctioned terms and company policies Scrutinize loan documentation and validate completeness, correctness, and compliance before initiating disbursement Coordinate with internal departments such as credit, legal, and technical teams to ensure all prerequisites and disbursement conditions are met Maintain proper records of disbursed cases and ensure documentation is safely stored and digitally updated Liaise with customers, builders, and channel partners to resolve queries related to disbursement Ensure compliance with regulatory and audit requirements in all processes Generate and analyze disbursement MIS reports, highlight anomalies, and take corrective actions Support audits by providing necessary data and documents promptly Work closely with finance and treasury teams to ensure smooth fund flow and reconciliations

JOB PURPOSE: Responsible for Sales and Collections in the assigned location 1. PRINCIPAL ACCOUNTABILITIES: Sourcing business in the assigned locationEvaluating the creditworthiness of applicants to determine the loan eligibilityEnsuring complete documentation of loan applications Collaborating with internal Departments (Operations, Credit, Legal and Technical) to ensure smooth loan processing and disbursement.Taking Care of Collection of ED and QM Cases / Follow up on E-Nach MandateAchieving monthly targets which may include loan disbursement volumes and revenue goalsEnsure adherence to all processes, compliance & policies. SKILLS AND KNOWLEDGEEffective CommunicationAttention to detailProblem SolvingTeam workAbility to work in a target-oriented environment. EDUCATIONAL QUALIFICATION:Any graduate EXPERIENCEMinimum 1+ years of sales experienceLAP / HL Sales domain sales experience with Banks or NBFCs is added advantage

JOB PURPOSE: Responsible for Sales and Collections in the assigned location 1. PRINCIPAL ACCOUNTABILITIES: Sourcing business in the assigned locationEvaluating the creditworthiness of applicants to determine the loan eligibilityEnsuring complete documentation of loan applications Collaborating with internal Departments (Operations, Credit, Legal and Technical) to ensure smooth loan processing and disbursement.Taking Care of Collection of ED and QM Cases / Follow up on E-Nach MandateAchieving monthly targets which may include loan disbursement volumes and revenue goalsEnsure adherence to all processes, compliance & policies. SKILLS AND KNOWLEDGEEffective CommunicationAttention to detailProblem SolvingTeam workAbility to work in a target-oriented environment. EDUCATIONAL QUALIFICATION:Any graduate EXPERIENCEMinimum 1+ years of sales experienceLAP / HL Sales domain sales experience with Banks or NBFCs is added advantage

JOB PURPOSE: Responsible for Sales and Collections in the assigned location 1. PRINCIPAL ACCOUNTABILITIES: Sourcing business in the assigned locationEvaluating the creditworthiness of applicants to determine the loan eligibilityEnsuring complete documentation of loan applications Collaborating with internal Departments (Operations, Credit, Legal and Technical) to ensure smooth loan processing and disbursement.Taking Care of Collection of ED and QM Cases / Follow up on E-Nach MandateAchieving monthly targets which may include loan disbursement volumes and revenue goalsEnsure adherence to all processes, compliance & policies. SKILLS AND KNOWLEDGEEffective CommunicationAttention to detailProblem SolvingTeam workAbility to work in a target-oriented environment. EDUCATIONAL QUALIFICATION:Any graduate EXPERIENCEMinimum 1+ years of sales experienceLAP / HL Sales domain sales experience with Banks or NBFCs is added advantage

LTFinance is looking for CREDIT UNDERWRITING MANAGER to join our dynamic team and embark on a rewarding career journey. Evaluate and underwrite loan proposals for retail and SME customers across products such as personal loans, home loans, auto loans, and business finance Ensure compliance with company credit policies, regulatory guidelines, and risk frameworks during credit assessment Analyze financial statements, income documents, bank statements, credit bureau reports, and other documentation to assess creditworthiness Maintain a balanced approach to risk and business growth, ensuring optimum approval rates with controlled delinquencies Collaborate with sales teams for smooth flow of credit decisions and provide training on documentation and eligibility norms Implement fraud prevention measures and coordinate with RCU teams for field verifications when required Monitor portfolio performance, identify stress trends, and contribute to policy enhancements and automation initiatives Ensure adherence to TATs (Turnaround Time), audit compliance, and quality control in underwriting processes Provide feedback and data-driven insights to senior management for continuous improvement in underwriting models

1.JOB PURPOSE:Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is maintained inline with the prescribed standardsEnsure all MIS is maintained timely and correctlyContribute to the new project initiatives 3. SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience3-5 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

1.JOB PURPOSE:Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is maintained inline with the prescribed standardsEnsure all MIS is maintained timely and correctlyContribute to the new project initiatives 3. SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience3-5 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

JOB PURPOSE:Responsible for Area Credit Manager of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is maintained inline with the prescribed standardsEnsure all MIS is maintained timely and correctlyContribute to the new project initiatives 3. SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience5-10 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

JOB PURPOSE:Responsible for Area Credit Manager of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP BusinessEnsure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environmentEnsure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirementEnsure the quality of Credit approval note and the Credit approval mails.Ensure the TAT for all the proposals is maintained inline with the prescribed standardsEnsure the productivity for underwriting proposals is maintained inline with the prescribed standardsEnsure all MIS is maintained timely and correctlyContribute to the new project initiatives 3. SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience5-10 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

Interested Candidate can share CV vaibhav.macwan@efl.co.in Role & responsibilities Financial Analysis: Evaluate financial statements, credit history, tax returns, and other financial information to assess the financial health and creditworthiness of business loan applicants. Perform ratio analysis, cash flow analysis, and trend analysis to identify potential risks and opportunities associated with loan applications. Credit Risk Assessment: Assess the overall credit risk of applicants based on financial health, industry trends, market conditions, and other relevant factors. Make recommendations regarding credit limits, terms, and conditions for loan approvals, ensuring alignment with company policies and regulatory requirements. Loan Structuring: Structure loan proposals that meet the needs of borrowers while mitigating credit risk for the company. Collaborate with Relationship Managers and other stakeholders to develop tailored financing solutions that support business growth and profitability. Documentation and Compliance: Ensure all loan applications and credit proposals are accurately documented and comply with internal policies and regulatory guidelines. Conduct regular reviews and updates of credit files to maintain accurate and up-to-date information. Communication and Decision Making: Present credit proposals and recommendations to senior management and credit committees for approval. Communicate effectively with internal teams, customers, and external partners to gather information and resolve issues related to credit applications. Preferred candidate profile Candidate with min 5 years of experience as credit underwriter of BL/WC/Machine loans with ticket sizes up to 5 Cr. Perks and benefits Best as per industry standards

GENERAL FUNCTION The Fraud Analyst is accountable for the daily fraud prevention activities at Momentum that ensure applicable Fraud rules, processes and reporting are in place to fend off fraudulent attempts to obtain loans from us. This involves assessing different types of fraud-related risks for all our consumer lending products across North America, adopting industry-leading solutions, developing/deploying fraud prevention strategies and tracking strategy performance for continuous improvement. This role focuses on loan and credit card origination fraud. DUTIES/RESPONSIBILITIES Develop and monitor fraud-related dashboards, detect risky signals and conduct analysis to uncover underlying drivers Develop and implement Fraud strategies leveraging data, advanced analytics tools and business acumen to mitigate fraud losses and maintain optimal customer experience Manage and optimize existing strategies effectively to control fraud risks including stolen/forged identity and first-party malicious intent Design A/B tests, and understand the risk and customer experience trade-offs Identify automation opportunities in day-to-day data extraction, performance tracking and analysis, and execute on them to improve productivity Continue to innovate by testing new data, analytics approaches and models Communicate findings and recommendations effectively to all levels of management Partner with Credit, Product, Ops, IT and external vendors to implement solutions/strategies and monitor their performance Work with legal and compliance team to ensure strategies and policies comply with all the regulatory requirements Qualifications EDUCATION Bachelors degree in quantitative field such as Decision Science, Data Science, Mathematics, Statistics, Computer Science, Operations Research, Engineering, Finance, or Economics EXPERIENCE 3+ years of experience in fraud risk management focusing on strategy, implementation and launching fraud prevention and detection solutions for Fintech, Banking, or other e-commerce Familiarity with 3rd-party Fraud prevention solutions, preferably within the financial services industry Proven track record in acquisition/origination fraud and credit management space SKILLS Experience managing credit risk and/or fraud in consumer lending industry; credit card experience is a plus Strong analytical and problem-solving skills Ability to use predictive analytics and decision trees to build strategies Extensive SQL, Tableau and Python programming skills; advanced Excel skills Strong communication skills ability to communicate technical subject matters clearly and effectively to a wide range of audiences Strong ownership and motivation to drive business results Ability to work in a fast-paced environment and meet deadlines without sacrificing quality Familiarity with decision platforms is a plus

EliteRecruitments Hiring For Banking Credit Manager Description A bank credit manager is responsible for overseeing a bank's lending process, evaluating loan applications, and managing credit risk. They assess the creditworthiness of borrowers, approve or deny loan requests, and ensure compliance with credit policies and regulations. Ultimately, they aim to minimize bad debts and maximize profitability through sound lending practices. Required Experience And Qualifications Any Diploma/Degree Knowledge of Internet Browsing Benefits ESI And PF No Target Fixed Shift Incentives Job types: full-time Experience - 1 Yr To 3 Yrs Salary 30% To 40% Hike Job location in Pan India Email Id contact@eliterecruitments.co.in

As a part of a fintech start-up with a vision to revolutionize the lending industry in India, your role will be crucial in building a strong brand that offers easy and fast credit solutions to all salaried employees. You will be responsible for managing a team of Credit Verification Officers, ensuring their training, supervision, and performance evaluation to maintain productivity and adherence to timelines. Your main tasks will include leading the team in conducting thorough RV/OV Verification of applications to detect any fraudulent activities, collaborating with stakeholders to enhance credit verification processes, and providing guidance to handle complex credit verification cases effectively. It will be essential for you to stay updated with industry regulations and best practices in credit management to ensure compliance and efficiency. Additionally, you will be required to prepare regular reports on team performance, identify areas for process improvement, and work towards implementing strategies for better credit verification outcomes. Your skills in performance monitoring, reporting, credit verification, team management, process improvement, regulatory compliance, fraud detection, strategy development, credit management, and underwriting will play a significant role in achieving the company's objectives. Overall, your contribution will be instrumental in establishing a trusted and efficient credit verification system that aligns with the company's vision and values.,

As a Product Costing and Pricing specialist, your responsibilities will include preparing and reviewing the Costing Master periodically. You will be tasked with generating Daily and Monthly Management Information System (MIS) reports and compiling price lists for various products. It will be your duty to reconcile monthly figures and update standard costs to actual costs in a timely manner. Furthermore, you will be required to ensure the efficient availment of credits such as excise, Duty Drawback (DBK), MEIS benefits, and support the Strategic Business Unit (SBU) in achieving its overall business objectives. Your role will involve validating pre-shipment and post-shipment documents, coordinating with banks for exceptional cases, and upholding internal controls to guarantee transaction processing accuracy. You will need to respond to audit queries, participate in the finalization of audit reports, and oversee the timely closure of monthly activities like export billing, export benefit accounting, and reconciliation of billing versus Stock Transfer Orders (STO) before the monthly deadline. Additionally, you will liaise with various entities including banks, Custom House Agents (CHA), Shipping Companies, Consulate Offices, and Port Authorities to ensure seamless day-to-day operations. Your analytical skills will be put to use for data analysis and the provision of timely and accurate information on various transactions. It will be imperative for you to maintain internal controls rigorously to uphold the completeness and accuracy of all transactions.,