Credit Analyst

Work Level

Core

Leadership

Role

Industry Type

Function

Key Skills

Education

Note: This is a requirement for one of the Workassist Hiring Partner.

Key Accountabilities

• To prepare accurate credit proposals in a consistent, concise and lucid manner.

• To maintain close working relationship with Business Unit to ensure that deliverables are met.

• Need-based meeting with customers to understand business and attendant risks.

• Cross sell of other products such as trade, cash, foreign exchange etc.

• To monitor portfolio for irregularities/ excesses/ breaches/ delays.

• Ensure all regulatory reporting & compliances are enforced. Work with the legal team to ensure recoveries & minimize bad debts & NPA’s. Also ensure assistance to external & internal audits.

• Ensure customer retention & increase in wallet share by constantly monitoring customer satisfaction levels through detailed MIS & tracking of operations & complaints.

• Control the quality of the portfolio, using available triggers and adherence to Risk management guidelines and policies.

• Monitor levels of complaints and quality of handling.

• Communicates all key messages to customers including agreed service standards, negotiated pricing, relationship team contact points (including introductions to new personnel) and new product changes.

• Monitor and ensure adherence to risk service standards

Job Duties & Responsibilities

• Preparing spreads which are consistent, error-free and in line with classification parameters used.

• Providing concise and relevant financial analysis by clearly identifying risks.

• Ensure reviews are completed prior to due date and are error free.

• Interact and follow up with clients on required information and clarifications.

• Adhere to the risk management guidelines of, MAS and RBI.

• Ensuring that irregularities/ excesses in the portfolio are kept within control. Develop and maintain a detailed knowledge of industry sectors within the customer portfolio.

• Control and manage the risk profile for the overall Team portfolio.

• Manage performance against key financial (risk-adjusted contribution) sales, service and operational targets.

• Develop Account Relationship Plans for customers in portfolio.

Company Description

Workassist is an online recruitment and employment solution platform based in Lucknow, India. We provide relevant profiles to employers and connect job seekers with the best opportunities across various industries. With a network of over 10,000+ recruiters, we help employers recruit talented individuals from sectors such as Banking & Finance, Consulting, Sales & Marketing, HR, IT, Operations, and Legal.

We have adapted to the new normal and strive to provide a seamless job search experience for job seekers worldwide. Our goal is to enhance the job seeking experience by leveraging technology and matching job seekers with the right employers.

For a seamless job search experience, visit our website: https://bit.ly/3QBfBU2

(Note: There are many more opportunities apart from this on the portal. Depending on the skills, you can apply for them as well).

So, if you are ready for a new challenge, a great work environment, and an opportunity to take your career to the next level, don't hesitate to apply today. We are waiting for you!