Credit Analyst

As a Credit Analyst at BLUCREST in Mumbai, you will have a pivotal role in evaluating credit risk and financial data to make informed decisions on credit extension and lending. Your contribution will be essential to the growth and success of our advisory firm. You can expect a competitive salary, bonus package, and promising growth opportunities within our organization. Key Responsibilities: - Analyze credit data and financial statements to assess the risk associated with extending credit. - Complete loan applications, including credit analyses and summaries, for approval by loan committees. - Use computer programs to generate financial ratios for evaluating customers" financial status. - Prepare reports outlining the risk in extending credit or lending money. - Assess financial data like income growth and market share to determine loan profitability. Qualification Required: - Graduate in any stream or MBA Technical Skills Required: - Strong analytical skills for interpreting complex financial data. - Knowledge of credit risk assessment techniques. - Proficiency in Microsoft Office and Excel. People Skills Required: - Ability to develop relationships. - Excellent oral and written communication abilities. - Self-motivated and driven. - Good negotiation skills. - Capable of working independently and collaboratively. In addition to the job role, BLUCREST emphasizes an inclusive workplace culture, gender equality, and empowerment of all employees, irrespective of background or identity. Diversity is valued, and individuals with diverse abilities are appreciated for their contributions to the company's success. BLUCREST ensures that every voice is heard, and each individual has the chance to create an impact.,