Credit Analyst

Job Description

Why BLUCREST? Send us your resume at: hr@blucrest.in BLUCREST offers dynamic and high-growth career opportunities in the fields of financial analysis, business development, and more. Our employees thrive in a culture that encourages collaboration, creative problem-solving and continuous learning. Get a behind-the-scenes look at life at BLUCREST! Follow our Instagram handle to see the fun, creativity and team spirit that make working here so special. We take immense pride in our inclusive workplace culture. BLUCREST is committed to gender equality and empowerment of all employees, regardless of background or identity. We believe in the power of diversity and are proud to have individuals with varying abilities contributing to our success. Here, every voice is heard, and every individual has the opportunity to make an impact. Location: Mumbai Work mode: In-office Terms: Full-time employee Reports to: Director Job Summary: As a Credit Analyst, you will play a critical role in assessing credit risk and evaluating financial data to make informed decisions on credit extension and lending. We offer a full-time offline position for a dedicated individual who will contribute to our advisory firm’s continued growth and success. We offer a competitive salary and bonus package and excellent growth opportunities within our organization. Core Responsibilities: Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval. Generate financial ratios, using computer programs, to evaluate customer’s financial status. Prepare reports that include the degree of risk involved in extending credit or lending money. Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans. Job Specifications: Educational Qualification Graduate in any stream or MBA Technical Skills Required Strong analytical skills with the ability to interpret complex financial data. Knowledge of credit risk assessment techniques and methodologies Proficiency in Microsoft Office and Excel People Skills Required Ability to build relationships Excellent oral and written communication skills Self-motivated and driven Good negotiation skills Ability to work independently and as part of a team Experience 1+ years in Banks/ NBFC/ other financial advisory Firms/ Credit Rating Agency