Credit Analyst

Dezerv is India’s first expert-led investment platform. Dezerv is co-founded by Sandeep Jethwani, Vaibhav Porwal and Sahil Contractor who have led and founded successful wealth management businesses and managed over USD 7 billion in assets. Our team brings together decades of investing expertise from leading global franchise institutions.

Why are we building Dezerv?

Dezerv is an investment management company that combines the expertise of seasoned investment professionals with advanced technology to provide comprehensive investment management solutions. Our team of experts monitor the performance of portfolios and rebalance them if required to ensure long-term success.

At Dezerv, we aim to deliver:

- Comprehensive assessment of your investment portfolio from India's leading investment experts

- Diversified portfolios to help you create long-term wealth using scientific allocation strategies

- Day-to-day active management of your portfolio and timely corrective actions as and when needed

We are a Series B funded startup and have marquee investors like Premji Invest, Accel, Elevation Capital and Matrix Partners India, as our backers along with Whiteboard Capital & Blume Founders Fund, Kunal Shah of CRED, Varun Dua of Acko, Vidit Aatrey of Meesho, Ashish Mohapatra of OfBusiness, Revant Bhate of Mosaic Wellness are also some of our early investors. Since inception in 2021, our clients have trusted us with over 10000+ crs of their assets.

Role Overview:

As a Credit Analyst in our Fixed Income team, you will be responsible for evaluating creditworthiness of issuers, conducting detailed financial and business analysis, and supporting investment decisions in listed and unlisted debt instruments across AIF/PMS platforms.

Key Responsibilities

• Conduct in-depth financial analysis of companies across sectors
• Analyze balance sheets, income statements, and cash flow statements
• Evaluate credit risk based on business model, sector dynamics, and management quality
• Prepare detailed credit notes and rating rationales for investment committee discussions
• Track portfolio companies regularly and flag early warning signs
• Support the team in deal evaluation, due diligence, and documentation
• Interact with rating agencies, company management, and market participants for insights
• Monitor market developments impacting credit quality and pricing

Qualifications & Skills

• Chartered Accountant (with 3 to 5 years of experience)
• Strong understanding of financial statements and accounting concepts
• Interest in capital markets and fixed income investing
• High attention to detail, analytical mindset, and eagerness to learn
• Strong communication and presentation skills