Commercial Real Estate Analyst

About Us

Lantern Capital is a leading commercial finance company providing tailored equipment financing, business lending solutions, and commercial real estate (CRE) financing across Canada. We are committed to supporting the growth of Canadian businesses by offering flexible, strategic financial solutions across diverse industries and asset classes.

We are currently seeking a skilled Analyst in our Commercial Real Estate Finance Division with commercial real estate underwriting experience to join our growing team. This role is ideal for experienced professionals with a strong background in banking, commercial credit underwriting, and real estate finance, particularly those with over 5 years of experience in assessing CRE transactions and structuring complex debt solutions.

Key Responsibilities

Underwriting & Financial Analysis

• Independently underwrite complex commercial real estate financing transactions.

   

• Conduct detailed financial modeling and cash flow analysis (e.g., DCF, DSCR, LTV) to evaluate borrower and asset strength.

   

• Review and interpret financial statements, personal net worth statements, tax returns, and credit reports.

   

• Prepare clear, well-structured Deal Summaries and underwriting packages for lender presentation.

   

Real Estate & Asset Valuation

• Review and analyze third-party reports including appraisals, environmental assessments, and building condition reports.

   

• Conduct independent asset valuation and ensure underwriting assumptions are aligned with market data and industry benchmarks.

   

• Collaborate with appraisers, consultants, and internal stakeholders to support accurate risk assessments.

   

Credit Risk & Deal Structuring

• Identify and mitigate transaction risks through sound structuring and thorough due diligence.

   

• Recommend loan terms and structures consistent with credit policy, client objectives, and market conditions.

   

• Provide guidance on conditions precedent, covenants, and risk mitigants to support lender requirements.

   

Documentation & Reporting

• Draft detailed credit memorandums outlining deal rationale, risk factors, mitigants, and recommendations.

   

• Ensure complete documentation is in place for pre-funding and post-funding conditions.

   

• Maintain accurate, audit-ready records in compliance with internal and external standards.

   

Collaboration & Client Engagement

• Engage directly with clients, lenders, legal counsel, and third-party consultants throughout the underwriting process.

   

• Support internal credit committees with thoughtful insights and data-driven recommendations.

   

Qualifications

Must-Have

• Bachelor’s degree in Finance, Accounting, or a related field.

   

• Minimum 5 years of experience in commercial real estate underwriting or commercial lending, preferably in a banking or credit advisory environment.

   

• Proven experience reviewing and interpreting appraisals, environmental reports, and supporting due diligence documentation.

   

• Strong financial modeling capabilities and deep familiarity with CRE asset classes and loan structures.

   

• Proficiency in Microsoft Excel and other financial analysis tools.

   

Preferred

• Professional designation such as CPA, CFA, CA, or equivalent.

   

• Former experience in a bank, non-bank lender, or credit-focused investment platform.

   

• Exposure to Canadian or North American CRE markets is an asset.

   

• Experience at the CFO or senior finance level in a credit, lending, or investment role.

   

Why Join Lantern Capital?

• Join a high-performing team in one of Canada’s fastest-growing commercial finance advisory firms.

   

• Work on sophisticated CRE financing deals and expand your cross-border experience.

   

• Competitive compensation: ₹11–15 LPA, depending on experience and qualifications.

   

• Growth-oriented, collaborative culture with exposure to senior leadership and dealmakers.

   

• Flexible remote work environment with global client and partner exposure.

   

We thank all applicants for their interest. Only those selected for an interview will be contacted.