About Us Lantern Capital is a leading commercial finance company providing tailored equipment financing, business lending solutions, and commercial real estate (CRE) financing across Canada. We are committed to supporting the growth of Canadian businesses by offering flexible, strategic financial solutions across diverse industries and asset classes. We are currently seeking a skilled and analytical Associate Underwriter with commercial real estate underwriting experience to join our growing team. The ideal candidate will have a strong background in credit risk assessment, financial analysis, and reviewing appraisals, environmental reports, and other supporting documentation critical to CRE. Key Responsibilities Underwriting & Financial Analysis Underwrite a variety of financing transactions, including commercial real estate Conduct in-depth financial analysis and modeling (e.g., DCF, debt service coverage) to support credit decisions. Evaluate borrower strength through financial statements, personal net worth, credit reports, and loan applications. Prepare complete and well-supported underwriting packages and Deal Summaries for lender presentation. Real Estate & Asset Valuation Review and assess third-party reports such as property appraisals, environmental assessments, and building condition reports. Conduct independent valuation analysis and ensure assumptions align with market trends and internal benchmarks. Collaborate with external appraisers and consultants to validate data and support sound credit conclusions. Credit Risk & Deal Structuring Identify and analyze transaction risks; recommend structures that align with internal credit policy and mitigate potential exposure. Propose terms and conditions that reflect both client needs and prudent risk management. Documentation & Reporting Draft comprehensive credit memos and lender presentations that clearly outline deal rationale and risk factors. Maintain detailed, organized records to support audit, compliance, and internal review standards. Ensure all pre- and post-funding conditions are met and documented. Communicate and collaborate with clients, lenders, appraisers, and external stakeholders to gather and validate underwriting data. Qualifications Must-Have Bachelor’s degree in Finance, Accounting, or a related field. 2–4 years of experience in underwriting commercial real estate and/or commercial financing. Experience reviewing appraisals, environmental reports, and supporting third-party documentation. Strong financial modeling skills and comfort with complex loan structures and credit analysis. Proficient in Microsoft Excel and financial analysis tools. Preferred Professional designation (CA, CPA, CFA, or equivalent). Familiarity with real estate markets and commercial asset types. Experience working in a lending, investment, or credit-focused environment. Why Join Lantern Capital? Be part of a high-performing team in Canada’s commercial finance industry. Competitive salary and professional growth opportunities. Work on diverse deals in commercial real estate financing. A collaborative, entrepreneurial culture where your insights make an impact. Salary range expectation: 9.5 LPA -11.5 LPA We appreciate and will review all qualifying applications. Only those applicants selected for interviews will be contacted.

About Us Lantern Capital is a leading commercial finance company providing tailored equipment financing, business lending solutions, and commercial real estate (CRE) financing across Canada. We are committed to supporting the growth of Canadian businesses by offering flexible, strategic financial solutions across diverse industries and asset classes. We are currently seeking a skilled and analytical Associate Underwriter with commercial real estate underwriting experience to join our growing team. The ideal candidate will have a strong background in credit risk assessment, financial analysis, and reviewing appraisals, environmental reports, and other supporting documentation critical to CRE. Key Responsibilities Underwriting & Financial Analysis - Underwrite a variety of financing transactions, including commercial real estate - Conduct in-depth financial analysis and modeling (e.g., DCF, debt service coverage) to support credit decisions. - Evaluate borrower strength through financial statements, personal net worth, credit reports, and loan applications. - Prepare complete and well-supported underwriting packages and Deal Summaries for lender presentation. Real Estate & Asset Valuation - Review and assess third-party reports such as property appraisals, environmental assessments, and building condition reports. - Conduct independent valuation analysis and ensure assumptions align with market trends and internal benchmarks. - Collaborate with external appraisers and consultants to validate data and support sound credit conclusions. Credit Risk & Deal Structuring Identify and analyze transaction risks; recommend structures that align with internal credit policy and mitigate potential exposure. Propose terms and conditions that reflect both client needs and prudent risk management. Documentation & Reporting Draft comprehensive credit memos and lender presentations that clearly outline deal rationale and risk factors. Maintain detailed, organized records to support audit, compliance, and internal review standards. Ensure all pre- and post-funding conditions are met and documented. Communicate and collaborate with clients, lenders, appraisers, and external stakeholders to gather and validate underwriting data. Qualifications Must-Have Bachelor s degree in Finance, Accounting, or a related field. 2-4 years of experience in underwriting commercial real estate and/or commercial financing. Experience reviewing appraisals, environmental reports, and supporting third-party documentation. Strong financial modeling skills and comfort with complex loan structures and credit analysis. Proficient in Microsoft Excel and financial analysis tools. Preferred Professional designation (CA, CPA, CFA, or equivalent). Familiarity with real estate markets and commercial asset types. Experience working in a lending, investment, or credit-focused environment. Why Join Lantern Capital? Be part of a high-performing team in Canada s commercial finance industry. Competitive salary and professional growth opportunities. Work on diverse deals in commercial real estate financing. A collaborative, entrepreneurial culture where your insights make an impact. Salary range expectation: 9.5 LPA -11.5 LPA We appreciate and will review all qualifying applications. Only those applicants selected for interviews will be contacted. ",