Business Data Analyst - Portfolio Management (Business Performance)

About the Company

Revfin is an innovative digital lending platform at the forefront of transforming sustainable mobility and promoting financial inclusion in India. Founded in 2018, Revfin provides accessible and convenient financing for electric vehicles through Aristo Capital, its own RBI-registered NBFC, leveraging advanced technologies such as biometrics, psychometrics, and gamification to assess creditworthiness using alternative data sources. With a robust digital infrastructure and IoT-enabled vehicle monitoring, Revfin empowers drivers to optimize their productivity and earnings. While it began by financing electric three-wheelers (E3Ws), Revfin has since expanded its scope to include a broad range of electric vehicles such as e2Ws, e4Ws, e-trucks, e-buses, batteries, and charging stations, offering comprehensive loan solutions across first-mile, mid-mile, and last-mile mobility use cases. Complementing its lending services, Revfin also offers insurance through its IRDAI-approved broking arm, Revfin Insurance Broking Private Limited, under the brand Revfinsure.

Role:

Business Analyst – Portfolio Management (Business Performance)

Location: Delhi

Experience: 4–6 years

Department: Business / Portfolio / Strategy

Employment Type: Full-time

Key Responsibilities:

• Track portfolio growth, disbursement trends, and product-wise performance across geographies, channels, and customer segments.
• Monitor key business KPIs such as customer acquisition, loan utilization, repayment behavior, churn, and retention.
• Analyze lifecycle metrics to evaluate portfolio health (e.g., first EMI default, early attrition, prepayment behavior).
• Collaborate with business, product, and finance teams to support performance reviews and decision-making.
• Prepare periodic dashboards and presentations for leadership highlighting trends, variances, and key drivers.
• Identify business opportunities or bottlenecks using data and recommend course-corrective measures.
• Ensure data integrity by working with data engineering/MIS teams to validate sources and metrics.

Key Requirements:

• Bachelor’s degree in Business, Economics, Engineering, or related field; MBA or equivalent postgraduate qualification preferred.
• 4–6 years of experience in business analysis, portfolio tracking, or strategic reporting, preferably in lending, fintech, or financial services.
• Strong understanding of business KPIs across the lending lifecycle — from acquisition to closure.
• Advanced skills in SQL and Excel; hands-on experience with BI tools like Power BI or Superset is a must.
• Experience leading portfolio reviews, strategic initiatives, or performance improvement projects.
• Proven ability to present data-driven insights to senior stakeholders and drive execution.
• Collaborative and proactive mindset with strong communication and stakeholder management skills.
• High attention to detail and a structured, outcome-oriented approach to problem solving.

Preferred Qualifications:

• Strong understanding of business KPIs across the lending lifecycle — from acquisition to closure.
• Experience in leading portfolio reviews, strategic initiatives, or performance improvement projects.