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Tata Capital
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Area Credit Manager - Mid Corporate - Credit Appraisal

Area Credit Manager - Mid Corporate - Credit Appraisal

Tata Capital

6 - 8 years

14 - 19 Lacs

Mumbai

Posted:2 days ago| Platform:

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Skills Required

credit appraisal working capital term loan credit notes credit assessment credit underwriting credit analysis credit risk credit management mortgage credit policy lap home loans mortgage loans credit risk analysis finance financial statements

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Mumbai, Lower Parel. The ideal candidate will have 6-8 years of experience in the banking industry. Roles and Responsibility
Conduct due diligence on corporate, group, and promoters to assess
Analyze financial statements to identify potential risks and opportunities.
Understand proposal-related industry and market dynamics to inform credit assessments.
Perform site visits and personal discussions with promoters/CFOs to gather insights.
Prepare credit notes including deal-specific covenants and risk mitigation strategies.
Adhere to internal credit policies and capture deviations in credit notes.
Approve or recommend credit limits and transactions.
Monitor portfolio companies.

Job
Strong understanding of term loans, working capital, and structural products.
Experience in credit appraisal and analysis of financial statements.
Ability to apply knowledge of proposal-related industry and market dynamics in credit assessments.
Excellent communication skills for effective collaboration with stakeholders.
Strong analytical and problem-solving skills to identify risks and opportunities.
Proficiency in preparing credit notes and capturing deviations in credit policy.

About Company
TATA CAPITAL LIMITED is a leading player in the banking industry, offering a range of financial services and solutions to its clients.

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Tata Capital

Financial Services

Mumbai Maharashtra

5001-10000 Employees

3754 Jobs

Key People

Rajesh Sethi

Managing Director & CEO
Supratim Bandyopadhyay

Chief Financial Officer
Ravi K. S. R.

Chief Technology Officer

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Area Credit Manager - Mid Corporate - Credit Appraisal