40 Credit Notes Jobs

As a successful family-owned company on a path to global growth, the Brose Group offers challenging responsibilities and exciting career opportunities to performance-driven, skilled specialists with solid professional knowledge and proven career expertise who wish to contribute to our company's success. Your tasks include performing all activities to ensure correct invoice booking, posting accruals according to group guidelines for smooth reporting at month-end. In coordination with internal customers, you will deliver the required tasks without error, ensuring accurate completion of business transactions. Your responsibilities will also involve accounting for material & service bills, imported material bills, and CHA bills. Additionally, you will be responsible for preparing Debit Notes and Credit Notes, booking travel expenses claims, taxi bills, and air travel bills. It is essential to have adequate knowledge about Cost Centre accounting, TDS applicability, TDS rates, supplier reconciliations, monthly expense provisions, expense booking scrutiny for month-end closing activities, and GST. Your Profile should ideally include a minimum of 4-6 years of experience in a Finance environment, along with a qualification of B.Com/M.Com/MBA Finance. Specialized knowledge and skills required for this role include a good understanding of accounting and MS Office, while knowledge of SAP will be considered an added advantage. We offer you a modern working environment with our Brose working world which includes a high-tech work environment and a wide range of benefits. In addition to competitive performance-based compensation and health insurance, our employees benefit from attractive social and family-oriented programs across our North American locations. Our benefits packages encompass comprehensive medical and insurance coverage, educational assistance, and various community outreach, family, and sporting events. Flexible working hours and a collaborative work environment provide employees with the freedom to balance work and personal life. Brose believes in investing in its people by offering a wide range of development programs that provide opportunities for individual growth through training, international or regional assignments, and tailored career paths. Our objective is to equip our employees with the necessary tools to live a balanced life, experience a rewarding work environment, and contribute to surrounding communities. Note that benefits packages may vary slightly per location.,

Essential Job Functions. Sound knowledge of accounting rules, accounting standards, concepts & conventions. Practical experience will be a priority. Hands-on working experience of computer software, especially in MS-Office. Excellent command of the English language, for oral & written communication within the organization. A strong team player, enthusiastic about taking up challenges and keen learner. An overall pleasing personality, professional, hard-working, flexible & active learning. Roles And Responsibilities. Check and approve Purchase invoices / Purchase Credit Notes / Purchase Debit notes. Check and approve Sales invoices / Sales Credit Notes / Sales Debit notes. Filling GSTR1 / GSTR3B / GSTR9 / GSTR9C. TDS and TCS return filling and challan payment. Qualifications Required. COM / M. Experience:0-1 years. Location:. YASH GROUP OF INDUSTRIES. 3, Nirmal Complex Alkapuri Society Paud Road Kothrud, Pune 411038. Other Skills & Abilities. Must have the ability to multi-task and organize effectively. Must be an effective verbal and written communicator with the ability to influence change and the ability to tailor communications to specific audiences. Strong verbal and written communication skills. Effective when given challenging tasks and assignments. Willing to do the detailed work necessary to ensure the success of a project. SHIFT- Monday- Saturday, 9:00 AM to 5:30 PM. Work from office only, WFH or Hybrid option is not available. Excellent English verbal & written skills are an absolute must

1 Certification of RA & Final Bills a Receipt of correct invoice along with mandatory submittals; ensure checking of quantity take off and approve bills accordingly; ensure bills are adhering to the contract terms and conditions for payment; inform vendor regarding discrepancies in documents b Receipt of Security Documents (ABG/PBG/UDC) and coordinate with vendors for renewal c Encourage vendors to submit bills periodically in order to maintain productivity ratio d Certifies the final bills with complete reconciliation of materials e Coordinate with accounts on daily basis for resolution of accounts/audit queries and urgent payments f Close out the final billing in 3/4 months after project completion- get sign off on the final bill 2 Processing Debit / Credit Notes, Maintaining Site Imprest: a Ensure all documentation in place for raising debit notes in system b Ensure timely recoveries towards material wastage, delay and contractual penalties, etc. c Manage Petty Cash and periodically submit vouchers for reimbursement d Provide details for MIS for Cash flow 3 Documentation: a Ensure checking of challans/supporting documents and miscellaneous bills b Maintain and update daily tracker for i) Bill Register at Site 2) Payment Register 3) Debit Register c Apprise senior management if critical information

As an Accounting Expert with expertise in E-Invoice & E-Way Bill, you will be responsible for transaction management including bill booking for purchase, sales, debit notes, and credit notes. Your role will also involve inventory management and utilizing Tally for accurate financial recording. In addition, you will handle GST and TDS related tasks to ensure compliance with regulations. This full-time, permanent position comes with benefits such as cell phone reimbursement, health insurance, leave encashment, life insurance, paid time off, and provident fund. The work schedule is during day shifts and the work location is in person. If you meet the qualifications and are looking to utilize your accounting skills in a dynamic work environment, we encourage you to apply for this opportunity.,

As a successful family-owned company on a path to global growth, the Brose Group offers challenging responsibilities and exciting career opportunities to performance-driven, skilled specialists with solid professional knowledge and proven career expertise who wish to contribute to our company's success. Your tasks include performing all activities to ensure correct invoice booking, posting accruals according to group guidelines for smooth reporting for month-end. In coordination with internal customers, you will deliver the required tasks without error and ensure business transactions are completed accurately without follow-up. Additionally, you will handle the accounting of material & service bills, imported material bills, and CHA bills. Other responsibilities include the preparation of Debit Notes and Credit Notes, booking travel expenses claims, taxi bills, and air travel bills. It is essential to have adequate knowledge about Cost Centre accounting, TDS applicability, TDS rates, supplier reconciliations, expense provision on a monthly basis, expense booking scrutiny for month-end closing activity, and GST. Your Profile should ideally include a B.Com/M.Com/MBA Finance degree with a minimum of 4-6 years of experience in a Finance environment. A good understanding of accounting and MS Office is required, and knowledge of SAP will be an added advantage. We offer you a modern working environment with our Brose working world, including a high-tech work environment and a wide range of benefits. Competitive performance-based compensation and health insurance are provided, along with attractive social and family-oriented programs throughout our North American locations. Benefits packages include comprehensive medical and insurance coverage, educational assistance, and various community outreach, family, and sporting events. Flexible working hours and a collaborative work environment allow employees to balance work and personal life. Brose invests in people through a wide range of development programs, offering opportunities for individual growth through training, international or regional assignments, and tailored career paths. The objective is to provide employees with the tools necessary to live a balanced life, experience a rewarding work environment, and contribute to surrounding communities. Benefits packages may vary slightly per location.,

Job Title: Accountant Location: Navrattan Enterprises, G-1/12, EPIP, Zero Zone, Opp. JECC, Near GIT Circle, Sitapura, Jaipur - 302022 Salary: 25,000 - 30,000 (based on experience and skills) Experience Required: 3-4 years Industry: Gems & Jewelry Manufacturing Joining : Immediate joiners preferred. Key Responsibilities: Handle day-to-day accounting activities including data entry, bank reconciliation, and ledger maintenance. Manage accounts payable and receivable. Generate and manage invoices, credit notes, and debit notes. Prepare monthly/quarterly financial reports for internal review. Ensure accurate data entry in accounting software (Tally & Busy). Assist in auditing and coordination with external auditors. Required Skills: Proficiency in Tally ERP 9 / Tally Prime and Busy Accounting Software Good command of MS Office (Excel, Word) Ability to work independently with attention to detail How to Apply: Interested candidates can share their resume at hr@navrattan.in or call/whatsapp 8810517182.

You will be responsible for assessing, analyzing, and appraising credit proposals ranging from 5 Crore to 25 Crore for commercial banking clients. Your primary goal will be to make sound credit decisions that strike a balance between fostering business growth and adhering to risk management principles. This role will require you to conduct thorough financial analysis, identify risks, and compile comprehensive credit notes that align with the bank's credit policy and regulatory guidelines. In addition to the credit assessment tasks, you will also be responsible for submitting control returns to ensure compliance with internal controls and regulatory requirements. Your attention to detail and ability to interpret complex financial data will be crucial in this aspect of the role.,

The position of Team Lead-OTC at Bunge involves supporting the Credit to Cash (CTC) function by managing billing, debit and credit notes, cash application, customer clearing, running reports, and dispute management. You will be responsible for ensuring daily review and clearing of unapplied and advanced cash, maintaining processing quality, and having end-to-end knowledge of the Credit to Cash process in SAP environment. As the first point of contact for escalations related to OTC processes, you will apply industry best practices to drive continual improvement. Your main accountabilities will include measuring, analyzing, and reporting internal KPIs to monitor OTC activities, identifying unallocated cash, supporting process improvements, and ensuring compliance with policies. Additionally, you will be responsible for meeting SLA targets, resolving queries within defined timelines, and contributing to process improvements by handling exceptions and performing root cause analysis. To excel in this role, you should possess 6-8 years of relevant experience in OTC, preferably in the Agribusiness/Commodity trading industry. A minimum education qualification of Graduation or higher (MBA finance) is required, along with good knowledge of Cash application procedures, Counterparty credit risk assessments, and due diligence. Strong communication, interpersonal, problem-solving, and organizational skills are essential to work effectively with global teams. You should be able to work independently, deliver high-quality output under time pressure, and have experience with SAP and workflow tools. Developing knowledge of business, accounting systems, reconciliation policy, finance control standards, and quality framework will be crucial. Proficiency in Microsoft Office applications and ERP/accounting systems like SAP is desired. Being a strong team player and aligning decisions with Bunge's global strategy, business needs, and financial goals will be key to success in this role. Bunge, a world leader in sourcing, processing, and supplying oilseed and grain products, is committed to creating sustainable products and opportunities for farmers and consumers globally. Headquartered in St. Louis, Missouri, Bunge values diversity and is an Equal Opportunity Employer, welcoming veterans and individuals with disabilities.,

Roles and Responsibilities Manage accounts payable, accounts receivable, bank reconciliations, credit notes, debit notes, e way bills, inventory reconciliation, purchase entries, sales invoices, tds return filing. Ensure accurate and timely processing of financial transactions. Maintain a high level of accuracy in bookkeeping records. Coordinate with internal teams to resolve accounting discrepancies. Provide support for auditing processes.

Finance function in manufacturing set up, end-to-end purchases accounting process involving of domestic purchases, imports, services, SAP, vendor management/ payment, plant financials of P&L & B/s Sheet GL accounts, Payroll process, Kannada

You will be responsible for reviewing Blocked Stock with the QA and SCM team, ensuring timely follow-up to close actions and maintain the block stock as per the specified target. Your duties will include overseeing Warehouse activities such as Receipts, Issues, Cycle Count, traceability, Identification, Inventory management, and Stock Statements. It will be essential to maintain control over traceability and identification at Stores and WIP, work on Block Stocks (NCM), and process Credit Notes or RTV to Vendor. You will be in charge of receiving materials with proper documentation, preparing GRN (Goods Receipts Note) in the system (ERP, SAP HANA), and handing over the documents (GRN with Invoice) to Finance in SAP. Additionally, you will be responsible for Kitting and issuing materials to production/job work vendors and handling Rejection Materials (NCMR). Your tasks will also involve preparing Gate pass/Delivery Challan to facilitate smooth operations. Our organization is dedicated to fostering diversity and inclusion. We are committed to upholding Equal Employment Opportunity (EEO) principles through Affirmative Action (AA). Our objective is to leverage the skills of minority, female, disabled, and covered veteran individuals across all levels of the workforce. We welcome applications from all qualified candidates, including those with criminal histories, in compliance with relevant state and local laws, such as the City of Los Angeles Fair Chance Initiative for Hiring Ordinance and the San Francisco Fair Chance Ordinance.,

To assess, analyze, and appraise credit proposals in the 5 Crore to 25 Crore range for commercial banking clients, ensuring sound credit decisions that balance business growth with risk management principles. The role involves detailed financial analysis, risk identification, and preparation of credit notes in line with the bank’s credit policy and regulatory guidelines. Submission of control returns. Roles and Responsibilities Evaluate and appraise credit proposals of 5 Crore to 25 Crore from commercial banking clients across sectors. Conduct detailed financial analysis including review of balance sheets, profit & loss accounts, cash flows, and key financial ratios, auditor reports, tax audit reports, GST returns, IT returns, Valuation reports, Deduping Perform due diligence on borrower background, industry trends, and business models to assess risks and mitigation strategies. Structure credit facilities (fund-based and non-fund-based) ensuring alignment with bank’s credit guidelines and regulatory guidelines Prepare comprehensive credit appraisal memos / notes for sanctioning authorities. Interact with relationship managers, clients, and other stakeholders for clarifications and additional information. Monitor existing portfolio health through periodic reviews, early warning signals, and recommend appropriate actions. Ensure compliance with internal policies, regulatory norms (RBI guidelines), and audit requirements. Maintain quality of the loan book through prudent risk assessment and adherence to turnaround timelines. Submission of periodical review notes and control returns.

Good experience in Book keeping, P&L, Balance Sheet making day books, petty cash books handling Sale and purchase, E-way bills, debit & credit notes, sale and purchase, bank reconciliation, must having experience in tally software

Good experience in Book keeping, making day books, petty cash books handling Sale and purchase, eway bills, debit & credit notes, sale and purchase, bank reconciliation, must having experience in tally software

As an Accounts Executive specializing in Billing & Taxation, your primary responsibility will be to manage various financial transactions related to invoicing, purchase bills, tax compliance, and financial reporting. You will play a crucial role in ensuring accuracy and efficiency in billing processes while adhering to relevant tax regulations. Your key responsibilities will include generating and processing customer invoices accurately and in a timely manner. You will be required to verify and reconcile sales invoices with orders and contracts, ensuring proper documentation and approval before processing. Additionally, you will review and process vendor purchase bills, matching them with purchase orders to maintain accuracy in quantities and pricing. Keeping detailed records of all financial transactions related to billing, purchases, and taxes will be essential. In terms of tax compliance, you will be responsible for calculating and deducting TDS as per applicable laws, preparing and filing TDS returns on time, and issuing TDS certificates to vendors and clients. You will also ensure accurate calculation and application of GST on all invoices and bills, preparing and filing GST returns within deadlines, and handling GST audits and queries from tax authorities. Collaboration and communication are key aspects of this role, as you will work closely with the finance team to ensure proper accounting practices. Effective communication with vendors, customers, and internal departments to resolve any billing or tax-related issues will be crucial. You will also provide support during audits and financial reviews. To excel in this role, you should possess a Bachelor's degree in Commerce, Accounting, Finance, or a related field. Experience with ERP systems, knowledge of advanced accounting principles, and certifications in tax compliance or accounting (e.g., GST Practitioner) would be advantageous. Proficiency in accounting software such as Tally, QuickBooks, and Microsoft Excel is essential, along with excellent attention to detail, organizational skills, and the ability to work independently and meet deadlines. Strong communication and interpersonal skills are also vital for effective collaboration within the team and with external stakeholders. In return, you can expect a competitive salary based on experience, a comprehensive benefits package including health insurance and retirement plans, as well as opportunities for professional growth and certification. This full-time permanent position offers a morning shift schedule and a yearly bonus. A minimum of 2 years of work experience in accounting, specifically in billing, purchase management, and tax compliance, is required, along with proficiency in English and a valid Tally and ERP knowledge certification. If you meet these qualifications and are ready to take on a challenging yet rewarding role in accounting and taxation, we encourage you to apply before the application deadline on 31/08/2024.,

Job Title: Accounts Executive Department: Finance & Accounts Reports To: Accounts Manager / Finance Head Location: [Hapur, U.P.] Job Type: Full-Time Job Summary: The Accounts Executive is responsible for managing day-to-day accounting operations, including data entry, invoice processing, reconciliation, and assisting in month-end financial reporting. The role demands accuracy, confidentiality, and a good understanding of accounting principles and ERP systems. Key Responsibilities: Accounts Payable & Receivable: Process vendor bills and customer invoices. Ensure timely payments and collections. Maintain vendor and customer ledgers. Bank & Ledger Reconciliation: Perform daily and monthly bank reconciliations. Reconcile general ledger accounts. GST & TDS Compliance: Calculate and file GST returns (GSTR-1, GSTR-3B). Deduct and deposit TDS as per statutory requirements. Maintain supporting documentation for audits. Voucher and Entry Posting: Prepare and post journal entries, debit/credit notes. Ensure accurate data entry in accounting software (Tally/ERP/MS Excel). Support in Financial Reporting: Assist in monthly, quarterly, and annual closing. Generate and submit MIS reports. Documentation & Record Keeping: Maintain proper documentation for all financial transactions. Assist in internal and external audits. Key Skills & Competencies: Proficiency in accounting software (Tally ERP9, SAP, or equivalent). Strong knowledge of GST, TDS, and other statutory compliance. Attention to detail and strong analytical skills. Good communication and time management skills. Ability to work under pressure and meet deadlines. Qualifications & Experience: Bachelors degree in Commerce (B.Com) or related field. 13 years of experience in accounting or finance roles. Knowledge of MS Office, especially Excel. Interested Candidate May Share Their Updated Resume To recreuitment@preetgroup.com

- Post journal entries for sales & purchase - Assist with preparation of financial statements - Exp working with general ledgers - Reconcile bank statements & general ledgers - Act as a liaison for vendors to reconcile any billing discrepancies Required Candidate profile - 2+ years' related experience preferred - Strong written & verbal communication skills - Excellent problem-solving skills - Proficient with ERP systems - multitasker & prioritize work efficiently Perks and benefits Paid sick time Paid time off Yearly bonus

Role & responsibilities Client Communication: Build a rapport with clients based on accurate timely information, engaging with clients to facilitate matter openings, resolve billing concerns, fulfil client requests. Invoice and Credit Memo creation and corrections: Create, review and correct discrepancies in invoices to ensure precise documentation and reporting. Apply and properly code payments received from clients and non-clients; reaching out internally to alert stakeholders of payments received Collections Management: Create, respond to and resolve collection-related emails, ensuring prompt communication and follow-up. Internal Billing Support: Address billing inquiries from internal teams with accuracy, understanding and efficiency. External Correspondence: Manage responses to billing emails, including accounting firm inquiries, and other external communications. Sales and Engagement Manager(s) Inquiry Handling: Provide accurate and timely responses to inquiries from Sales and Engagement Managers regarding billing matters. Follow-up billing matters, emails, unclear directions et. Al., quality follow-up required Provide ad-hoc reports and perform other duties as needed Netsuite experience is a plus Preferred candidate profile Client Communication: Build a rapport with clients based on accurate timely information, engaging with clients to facilitate matter openings, resolve billing concerns, fulfil client requests. Invoice and Credit Memo creation and corrections: Create, review and correct discrepancies in invoices to ensure precise documentation and reporting. Apply and properly code payments received from clients and non-clients; reaching out internally to alert stakeholders of payments received Collections Management: Create, respond to and resolve collection-related emails, ensuring prompt communication and follow-up. Internal Billing Support: Address billing inquiries from internal teams with accuracy, understanding and efficiency. External Correspondence: Manage responses to billing emails, including accounting firm inquiries, and other external communications. Sales and Engagement Manager(s) Inquiry Handling: Provide accurate and timely responses to inquiries from Sales and Engagement Managers regarding billing matters. Follow-up billing matters, emails, unclear directions et. Al., quality follow-up required Provide ad-hoc reports and perform other duties as needed

Monthly reconciliation of TDS with books, Uploading and filing TDS challans/bank entries Filing TDS returns for all companies, Dispatching TDS certificates, Handling TDS default notices Processing PT payments for all companies, Uploading PT return challans Monthly GST working and Processing GST payments via journal vouchers for all companies Monthly GST reconciliation for all companies & Internal coordination for GST bills not received Follow-up emails with parties and Resolving internal auditor queries Entry for purchases, expenses, credit notes, and debit notes Entry of all expenses, including utility bills and Entry for set-off of liabilities

Novo Nordisk Global Business Services (GBS) India Department IO Supply Chain GBS Are you passionate about supply chain processes and optimizing operationsDo you have experience in sales order management and a strong understanding of SAP ERP systemsIf so, we have the perfect opportunity for you! Join us as a Sales Order Management Specialist and be part of a team that drives standardization, optimization, and digitalization in a global organisation. Read more and apply today for a life-changing career. The Position As a Senior Professional B1- Sales Order Management Specialist, you will play a pivotal role in ensuring smooth operations within your assigned region. Your key responsibilities will include: Ensure timely and high-quality execution of activities, support deliverables for US affiliates, and maintain comprehensive logs to track process changes and improvements. They can articulate handoffs and dependencies across sales, credit management, master data, warehousing, and transportation, lead cross-functional meetings to resolve complex order fulfillment issues, Handling escalations, managing key stakeholder relationships, and defining corrective and preventive actions for errors. Supporting order execution through coordination with relevant stakeholders and applying supply chain knowledge across sales orders, stock-outs, inventory planning, and transportation. Driving process standardization across teams by identifying and eliminating inefficiencies, using data to resolve order management bottlenecks, and implementing cost, speed, and quality improvements. Qualifications We are looking for a highly motivated and skilled professional with the following qualifications: Bachelor of Commerce (or equivalent). Possesses an overall experience of 5–7 years, including 5 years of relevant expertise in Sales Order Management within large-scale organizations. A deep and practical knowledge of SAP’s Sales and Distribution (SD)or S/4 Hana module is non-negotiable. Strong knowledge of SIOP (Sales, Inventory, and Operations Planning), order execution, and stakeholder coordination. Brings a solid understanding of key supply chain concepts including sales orders, stock-outs, inventory planning, and transportation. Advanced proficiency in Microsoft Advanced Excel and PowerPoint. Proficient in processing debit and credit notes, as well as handling stocks, scrapping, and returns management in accordance with organizational policies and financial controls. Strong oral and written communication. Demonstrates the ability to work independently with minimal supervision, a strong willingness to learn new skills, and the motivation and flexibility to thrive in a fast-paced, dynamic environment. About the Department Supply Chain was established in March 2017 as part of the Product Supply Devices & Supply Chain Management business plan. Our unit is anchored under Supply Chain Planning (SCP) at the Headquarters and serves as the central hub for consolidating supply chain activities across Novo Nordisk. We focus on optimizing costs and reducing complexity by operating an effective supply chain. The offshoring journey for Supply Chain activities has already begun, and our Service Delivery Catalogue is evolving, enabling other areas within Product Supply to join or expand their contributions. Located at our headquarters, you will be part of a dynamic and collaborative team that thrives on innovation and continuous improvement.

We are looking for a highly skilled and experienced Credit Manager to join our team in Delhi. The ideal candidate will have 2 to 7 years of experience in the banking industry, with expertise in credit appraisal and risk assessment. Roles and Responsibility Prepare and amend notes and financial models with correct information. Develop and maintain credit notes, detailing transaction structuring and assessment. Regularly interact with collections and sales teams to track delinquencies and study delinquent cases. Meet with customers to understand industry and market trends. Approve and rate clients with exposure over Rs 500L. Conduct regular training sessions for sales, channel partners, and field staff on product policies and processes. Control and monitor post-disbursement documents, invoices, insurance, and RC through interactions with sales and customers. Manage portfolio quality, including documentation, post-disbursement documents, and delinquency levels. Work on projects and process improvements. Critically evaluate transaction, business, financial, and industry risks involved in any given industry and identify relevant and associated risks, submitting appropriate mitigation strategies. Perform detailed financial analysis, attending to major movements in P&L and Balance sheet, and prepare credit notes detailing transaction structure and credit view, highlighting risks and mitigants. Develop market intelligence by engaging with people in other banks and FIs regarding their policies, focus areas, and portfolio health. Identify automation opportunities in existing processes and new product development. Ensure minimal audit queries, including RBI and statutory audits, and resolve them within prescribed timelines. Maintain thorough knowledge of CE/CV market practices and actively participate in customer visits. Provide regular MIS on market intelligence. Job Minimum 2 years of experience in credit appraisal or a related field. Strong understanding of credit underwriting principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a team environment. Strong communication and interpersonal skills. A minimum degree of MBA/PGDBA/PGPM/CA or equivalent is required.

We are looking for a highly skilled and experienced professional to join our team as a Manager in the Cleantech Credit department, located in Mumbai - Lower Parel. The ideal candidate will have 6-10 years of experience in credit underwriting or a related field. Roles and Responsibility Conduct detailed analysis of financial statements, including financial ratios and notes to accounts, for proposed borrowers and promoter/borrower groups. Provide commentary on financial analysis, explaining large/material variations and key ratios. Review project documents and support credit managers in preparing summary reports for credit notes. Prepare internal MIS required for credit underwriting. Collaborate with cross-functional teams to ensure seamless credit operations. Develop and maintain relationships with key stakeholders, including customers and partners. Job Strong understanding of financial services, banking, and credit underwriting principles. Excellent analytical and problem-solving skills, with attention to detail and ability to work independently. Effective communication and interpersonal skills, with the ability to build strong relationships. Ability to work in a fast-paced environment and meet deadlines. Strong knowledge of financial regulations and compliance requirements. Experience working with MIS systems and data analysis tools. A graduate degree is required for this position.

We are looking for a highly motivated and experienced Collection Executive to join our team in Vadodara. The ideal candidate will have 2 to 7 years of experience in collections, preferably in the banking or financial services industry. Roles and Responsibility Drive the collection process of receivables across multiple sources to reduce outstanding amounts and average number of days. Negotiate payment schedules with customers based on their current financial situation while satisfying debt obligations. Track portfolio for specific buckets and control delinquency, focusing on non-starters and resolving customer discrepancies. Provide efficient customer service regarding collection issues, process refunds, review account adjustments, and resolve client disputes. Monitor and maintain customer account details for non-payments, delayed payments, and other irregularities, making necessary calls and adjustments. Ensure customer files are updated with contact information, recording times and dates, and noting received information about debt. Coordinate with the agency''s tracing team to trace defaulters and assets and suggest remedial actions. Investigate defaulting accounts and identify reasons for default while maintaining healthy relationships with customers. Enlist sales and senior management support when necessary to accelerate the collection process, including assisting the collection manager (court receiver) in repossessing assets and seeking legal and police support as needed. Ensure compliance with all audit/regulatory bodies and company policies and procedures. Job Graduate degree required. Minimum 2 years of experience in collections, preferably in banking or financial services. Possess strong knowledge of auditing, accounting, finance, and regulatory compliance. Demonstrate excellent communication and customer service skills. Ability to work effectively in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are necessary. Experience with credit memos, monitoring, and customer reconciliations is preferred. Familiarity with auditing, accounting, finance, and regulatory compliance is beneficial. A background in retail MFB - collections is advantageous.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Mumbai, Lower Parel. The ideal candidate will have 6-8 years of experience in the banking industry. Roles and Responsibility Conduct due diligence on corporate, group, and promoters to assess Analyze financial statements to identify potential risks and opportunities. Understand proposal-related industry and market dynamics to inform credit assessments. Perform site visits and personal discussions with promoters/CFOs to gather insights. Prepare credit notes including deal-specific covenants and risk mitigation strategies. Adhere to internal credit policies and capture deviations in credit notes. Approve or recommend credit limits and transactions. Monitor portfolio companies. Job Strong understanding of term loans, working capital, and structural products. Experience in credit appraisal and analysis of financial statements. Ability to apply knowledge of proposal-related industry and market dynamics in credit assessments. Excellent communication skills for effective collaboration with stakeholders. Strong analytical and problem-solving skills to identify risks and opportunities. Proficiency in preparing credit notes and capturing deviations in credit policy. About Company TATA CAPITAL LIMITED is a leading player in the banking industry, offering a range of financial services and solutions to its clients.

We are looking for a highly skilled and experienced professional to join our team as an Associate - Credit Monitoring (TCCL) in Mumbai. The ideal candidate will have 2-7 years of experience in the field. Roles and Responsibility Lead and manage credit processes, including appraisal, underwriting, compliance, and monitoring. Conduct detailed due diligence on proposals presented to the Credit Committee. Analyze risks, including financial, commercial, technical, and policy and regulatory risks, and their mitigants. Develop and execute best practices for credit assessment across disparate products and sectors. Prepare detailed credit notes for presentation to the Investment Credit Committee of the Board. Collaborate with business teams to deliver industry-leading turnaround times without compromising on quality. Engage effectively with internal and external agencies such as other FIs, credit rating agencies, developers, and regulators to stay updated on new developments. Ensure adherence to various credit policies and norms, and conduct periodic reviews and portfolio monitoring. Work cohesively with risk, origination, relationship, legal, internal audit, and operations teams to achieve maximum efficacy. Build and execute strategies for underwriting, helping to build a robust, quality portfolio. Demonstrate thought leadership and ensure complete compliance with TCCL''s policy on Social and Environmental Management Systems (SEMS), conducting periodic reviews and coordinating with IFC to maintain high standards of SEMS compliance. Job Strong analytical skills with attention to detail and a passion for excellence. Excellent collaboration and coordination skills, with the ability to work effectively with cross-functional teams. Proven track record of building and executing strategy, demonstrating self-motivation and customer orientation. Sound problem-solving and decision-making skills, along with strong leadership abilities. Good communication and interpersonal skills, with a working understanding of SEMS or similar standards. Ability to work in a fast-paced environment, focusing on delivering results and achieving targets. Experience in emerging sectors such as E-mobility, Solar Rooftop, Water, Energy Efficiency, and Green warehousing. A graduate degree is required for this position. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to excellence and innovation.