Job
Description
The Company
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.
We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.
We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.
Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.
Job Description Summary:
The RCP team is seeking a Senior Product Manager – Risk Limitations to lead the development of next-generation solutions that manage user limitations triggered by risk & compliance flows, ensuring not only to meet regulatory obligations but also to protect the platform and users from suspicious or potentially harmful activity. This role will be instrumental in shaping scalable, intelligent limitation strategies that serve cross-functional needs across Risk, Compliance, and Customer Operations, while driving innovation in how we manage regulatory outcomes at platform scale. This is a high-impact role focused on platform scale, user empathy, and regulatory excellence, with strong opportunities to shape the future of PayPal’s global limitations experience.
Job Description:
About this Role :
We are looking for a results-driven and detail-oriented Product Manager to lead our Risk Limitations product space. This role is central to ensuring risk, regulatory compliance, platform scalability, and a user-first approach to managing limitations. You will work at the intersection of risk, compliance, customer experience, and product development—with regular exposure to senior leadership and the opportunity to influence PayPal’s strategy in a high-impact space.
What You’ll Do
Define and drive platform-level initiatives to support business unit and regulatory needs across regions.
Collaborate with stakeholders across Risk, Compliance, Legal, and UX to shape limitation use cases, regulatory requirements, and end-to-end solutions.
Translate complex regulatory requirements and user pain points into scalable, reusable product solutions.
Rapidly iterate through proof-of-concepts to validate data-driven approaches, then partner with delivery teams to implement solutions at scale.
Develop and maintain product roadmaps aligned with PayPal’s broader business objectives.
Continuously gather feedback from customers, internal teams, and policy to enhance product features, reporting, and user experience.
Act as a connector across domains to ensure limitation experiences are consistent, compliant, and impactful across all relevant business units.
Additionally, you will:
Collaborate across Risk, Compliance, and Policy domains to create an integrated limitations strategy and ensure cross-functional needs are addressed holistically.
Partner with cross-functional stakeholders, and partner teams to develop product plans and roadmaps that align with company vision and regulatory expectations.
Continuously gather and analyze feedback from customers, stakeholders, and internal teams to help shape product requirements, features, and end-to-end experiences.
What We’re Looking For
8+ years of experience in product management, preferably in risk, regulatory, compliance, or fintech domains.
Strong analytical mindset with experience using data to inform product decisions and identify user pain points.
Experience working on user experience (UX) flows and partnering with design/content teams to improve customer journeys.
Proven ability to lead cross-functional initiatives and work closely with engineering, legal, and operations.
Excellent communication skills with the ability to influence senior stakeholders and simplify complex concepts.
Independent and structured thinker with a passion for solving regulatory, operational, and user-centric problems.
For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.
Our Benefits:
At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.
We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com
Who We Are:
To learn more about our culture and community visit https://about.pypl.com/who-we-are/default.aspx
Commitment to Diversity and Inclusion
PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.
Belonging at PayPal:
Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.
Any general requests for consideration of your skills, please Join our Talent Community.
We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.
REQ ID R0125776
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