Regional Credit Manager

Axis Bank

10 - 13 years

12 - 17 Lacs

coimbatore

Posted:1 day ago| Platform:

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Skills Required

retail usage team management underwriting market intelligence credit appraisal banking stakeholder management monitoring auditing

Work Mode

Work from Office

Job Type

Full Time

Job Description

Responsible for building a quality portfolio Ensure underwriting adherence to the processes designed by the bank
Ensure smooth functioning of the Region by meeting required productivity norms within the desired Turn Around Time as defined by the Bank Monitoring WIP
Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality
Ensure timely completion of key deliverables, audit queries and adherence to the retail policy
Gather market intelligence with other ficial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions
Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives
Driving Process improvements for increase in efficiency level and participation in pilot runs/testing of projects
Support to new locations, products Stakeholder management & Vendor Management
Nurturing Credit team & Manage attrition

Qualifications

Graduate / Post- Graduation (MBA/ CA preferred) from good institute
Experience in retail credit with team handling
Role Proficiencies
For successful execution of the job, the candidate should possess:
Knowledge of credit, industry and product trends
Knowledge of regulatory guidelines and norms
Good communication (both verbal and written) skill in both English and the local language
Team handling experience
Ability to handle Pressure and meet deadlines

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